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Primerica (PRI)
NYSE:PRI
PRI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$211.53 - $307.91
Previous CloseN/A
Volume22.92K
Average Volume (3M)214.84K
Market Cap
$8.42B
Enterprise Value$11.06B
Total Cash (Recent Filing)$687.82M
Total Debt (Recent Filing)$1.95B
Price to Earnings (P/E)18.6
Beta0.84
Next Earnings
May 07, 2025EPS Estimate
4.78Last Dividend Ex-Date
Feb 21, 2025Dividend Yield1.41%
Share Statistics
EPS (TTM)13.70
Shares Outstanding33,091,557
10 Day Avg. Volume205,721
30 Day Avg. Volume214,840
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)3.04
Price to Cash Flow (P/CF)8.70
P/FCF Ratio8.70
Enterprise Value/Market Cap1.31
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit3.58
Enterprise Value/Ebitda20.00
Forecast
1Y Price Target
$294.00Price Target Upside15.50% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
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Primerica News
PremiumCompany Announcements
Primerica Reports Strong Q4 2024 Financial Results
PremiumCompany Announcements
Primerica Achieves Record Revenue Amid Operational Challenges
PremiumCompany Announcements
Primerica Reports Strong Q4 2024 Financial Results---
Bulls Say, Bears Say
Bulls Say
Agent GrowthPRI has seen strong agent recruiting throughout 2024 with 7% year-over-year agent growth.
Business ModelPRI has a uniquely capital-light business model and stronger growth profile relative to the Life Insurance peers.
Earnings PerformanceInvestments & Savings earnings of $82 million were well above consensus of $78 million.
Bears Say
Operating MarginThe reported operating margin of 21.3% was unfavorable to the forecast driven by higher expenses.
Term Life EarningsTerm Life Insurance earnings of $140 million were below expectation of $146 million.
Valuation ConcernsPRI trades at a forward FCF yield closer to ~6% versus its historical average of ~7%, which drives a Market Perform rating.
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Ownership Overview
0.53% Insiders
31.50% Mutual Funds
0.65% Other Institutional Investors
42.37% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Legal & RegulatoryLitigation, compliance, new legislation, and taxation risks
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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PRI FAQ
What was Primerica’s price range in the past 12 months?
Primerica lowest stock price was $211.53 and its highest was $307.91 in the past 12 months.
What is Primerica’s market cap?
Primerica’s market cap is $8.42B.
When is Primerica’s upcoming earnings report date?
Primerica’s upcoming earnings report date is May 07, 2025 which is in 16 days.
How were Primerica’s earnings last quarter?
Primerica released its earnings results on Feb 11, 2025. The company reported $5.03 earnings per share for the quarter, beating the consensus estimate of $4.984 by $0.046.
Is Primerica overvalued?
According to Wall Street analysts Primerica’s price is currently Undervalued.
Does Primerica pay dividends?
Primerica pays a Quarterly dividend of $1.039 which represents an annual dividend yield of 1.41%. See more information on Primerica dividends here
What is Primerica’s EPS estimate?
Primerica’s EPS estimate is 4.78.
How many shares outstanding does Primerica have?
Primerica has 33,091,557 shares outstanding.
What happened to Primerica’s price movement after its last earnings report?
Primerica reported an EPS of $5.03 in its last earnings report, beating expectations of $4.984. Following the earnings report the stock price went down -3.864%.
Which hedge fund is a major shareholder of Primerica?
Currently, no hedge funds are holding shares in PRI
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Primerica Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$294.00 (15.50% Upside)
$294.00 (15.50% Upside)
Blogger Sentiment
Bullish
PRI Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 583.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 1.5%
Last 30 Days ▲ 2.0%
Last 30 Days ▲ 2.0%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
21.91%
12-Months-Change
Fundamentals
Return on Equity
23.10%
Trailing 12-Months
Asset Growth
-1.45%
Trailing 12-Months
Company Description
Primerica
Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement products. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental health, accidental death, and disability for small businesses. It distributes and sells its products through a network of 129,515 licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
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PRI Company Deck
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PRI Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong financial growth and performance in investment and savings products alongside challenges related to operating expenses and cost of living pressures affecting life insurance sales. Favorable mortality trends and solid revenue growth were positive indicators, but these were somewhat offset by increased expenses and a remeasurement loss.Read More>---
PRI Stock 12 Month Forecast
Average Price Target
$294.00
▲(15.50% Upside)
Technical Analysis
Lincoln National
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Globe Life
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Unum Group
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Jackson Financial Incorporation
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F&G Annuities & Life Inc
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Best Analysts Covering PRI
1 Year
1 Year Success Rate
21/25 ratings generated profit
1 Year Average Return
+28.70%
reiterated a buy rating 2 months ago
Copying Mark Hughes's trades and holding each position for 1 Year would result in 84.00% of your transactions generating a profit, with an average return of +28.70% per trade.
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