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Primerica (PRI)
:PRI
Earnings Data
Report Date
Apr 30, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
4.79Last Year’s EPS
3.91Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Feb 11, 2025
|% Change Since: -3.52%
|Next Earnings Date:Apr 30, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted strong financial growth and performance in investment and savings products alongside challenges related to operating expenses and cost of living pressures affecting life insurance sales. Favorable mortality trends and solid revenue growth were positive indicators, but these were somewhat offset by increased expenses and a remeasurement loss.Company Guidance
During Primerica's fourth quarter 2024 earnings call, the company provided guidance for 2025, indicating an expectation of 5% growth in annualized premium (ADP) for the term life segment. The benefits and claims ratio is projected to remain stable at around 58%, while the DAC amortization and insurance commissions ratio is expected to stay consistent at approximately 12%. The operating margin is anticipated to be around 22% for the full year, despite some variability due to seasonality in insurance expenses. For the investment and savings product segment, Primerica expects to continue benefiting from favorable equity market conditions and strong demand for investment solutions, with significant contributions from variable annuity sales. Overall, the company projects consolidated insurance and other operating expenses to increase by around $40 million, or 6% to 8%, in 2025, driven by growth in business operations, higher employee staffing costs, and increased technology investments.Record-Breaking Revenue and Growth
Primerica achieved $3 billion in revenue for the first time, with full-year adjusted net operating income increasing by 14% and adjusted operating income per share increasing by 20%.
Strong Investment and Savings Product Segment Performance
Fourth quarter revenues increased by 29%, with pre-tax income rising by 31%. Sales-based revenues grew by 42%, driven by favorable equity market conditions and strong demand for investment solutions.
Stable Mortality Rates
The company experienced favorable mortality trends in both the US and Canada, contributing positively to financial performance.
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PRI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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PRI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Feb 11, 2025 | $290.14 | $278.93 | -3.86% |
| Nov 06, 2024 | $290.11 | $289.76 | -0.12% |
| Aug 07, 2024 | $241.73 | $247.68 | +2.46% |
| May 06, 2024 | $220.37 | $217.06 | -1.50% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Primerica (PRI) report earnings?
Primerica (PRI) is schdueled to report earning on Apr 30, 2025, TBA Not Confirmed.
What is Primerica (PRI) earnings time?
Primerica (PRI) earnings time is at Apr 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PRI EPS forecast?
PRI EPS forecast for the fiscal quarter 2025 (Q1) is 4.79.
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