The earnings call reflected a strong financial performance with significant growth in investment and savings products, recruiting, and mortgage business. However, challenges were noted in the decline of term life insurance policies, elevated lapse rates, and a decrease in new representatives compared to the previous year. The overall sentiment is balanced with positive growth in some segments and challenges in others.

Company Guidance

In the second quarter of 2025, Primerica reported strong financial results, with adjusted net operating income rising 6% year-over-year to $180 million and diluted adjusted operating EPS increasing by 10% to $5.46. The company returned $163 million to shareholders through $129 million in share repurchases and $34 million in dividends. Primerica recruited over 80,000 individuals and licensed nearly 13,000 new representatives, ending the quarter with 152,592 Life-licensed representatives, a 5% increase from June 2024. The company issued 89,850 new term life insurance policies, though this was an 11% decline year-over-year, with a total face amount in force reaching a record $968 billion. The Investment Savings Products (ISP) segment saw total sales grow 15% to $3.5 billion, with net inflows of $487 million, and client asset values increasing by 14% year-over-year to $120 billion. Mortgage business in the U.S. showed a 33% increase in closed loan volume, totaling $133 million. Despite the pressure on new life sales, Primerica remains optimistic about its long-term growth potential and continues to focus on expanding its sales force and returning capital to stockholders.

Strong Financial Performance

Adjusted net operating income was $180 million, up 6% year-over-year, while diluted adjusted operating EPS increased 10% to $5.46.

Investment and Savings Products (ISP) Growth

ISP sales grew 15% to $3.5 billion, with net inflows at $487 million versus $227 million in the prior year. Client asset values were up 14% to $120 billion.

Robust Recruiting and Sales Force Growth

Over 80,000 recruits and nearly 13,000 new representatives were added, with life-licensed representatives increasing by 5% compared to June 2024.

Strong Mortgage Business Performance

U.S. mortgage closed loan volume increased by 33% year-over-year, and Canadian referral program closed loan volume increased by 30%.

Primerica (PRI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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PRI Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	5.51 / -	5.68	―	―	―
Jun 30, 2025	2025 (Q2)	5.21 / 5.46	4.71	15.92% (+0.75)	―	―
May 07, 2025	2025 (Q1)	4.78 / 5.02	3.91	28.39% (+1.11)
Feb 11, 2025	2024 (Q4)	4.98 / 5.03	4.25	18.35% (+0.78)
Nov 06, 2024	2024 (Q3)	4.81 / 5.68	4.28	32.71% (+1.40)
Aug 07, 2024	2024 (Q2)	4.47 / 4.71	3.99	18.05% (+0.72)
May 06, 2024	2024 (Q1)	4.12 / 3.91	3.49	12.03% (+0.42)
Feb 13, 2024	2023 (Q4)	4.27 / 4.25	3.49	21.78% (+0.76)
Nov 07, 2023	2023 (Q3)	4.03 / 4.28	3.02	41.72% (+1.26)
Aug 07, 2023	2023 (Q2)	3.81 / 3.99	2.86	39.51% (+1.13)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PRI Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jun 30, 2025	$272.60	$276.98	+1.61%
May 07, 2025	$264.64	$269.90	+1.99%
Feb 11, 2025	$286.83	$275.74	-3.87%
Nov 06, 2024	$286.80	$286.45	-0.12%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Primerica (PRI) report earnings?

Primerica (PRI) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is Primerica (PRI) earnings time?

Primerica (PRI) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is PRI EPS forecast?

PRI EPS forecast for the fiscal quarter 2025 (Q3) is 5.51.

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