Primerica (PRI)
NYSE:PRI
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PRI Stock Chart & Stats
$272.89
$2.18(0.79%)
At close: 4:00 PM EST
$272.89
$2.18(0.79%)
Day’s Range― - ―
52-Week Range$230.09 - $288.03
Previous CloseN/A
Volume22.92K
Average Volume (3M)195.95K
Market Cap
$8.75B
Enterprise Value$9.95B
Total Cash (Recent Filing)$4.09B
Total Debt (Recent Filing)$1.77B
Price to Earnings (P/E)11.6
Beta0.74
Next Earnings
Aug 10, 2026EPS Estimate
5.95Next Dividend Ex-DateN/A
Dividend Yield1.59%
Share Statistics
EPS (TTM)23.89
Shares Outstanding31,184,008
10 Day Avg. Volume214,418
30 Day Avg. Volume195,946
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)3.45
Price to Sales (P/S)2.61
P/FCF Ratio9.63
Enterprise Value/Market Cap1.14
Enterprise Value/Revenue2.99
Enterprise Value/Gross Profit4.82
Enterprise Value/Ebitda9.52
Forecast
1Y Price Target
$303.67Price Target Upside11.28% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)24.38
Revenue Forecast (FY)$3.46B
Bulls Say, Bears Say
Bulls Say
Business ModelPrimerica's unique distribution-oriented business model and focus on middle-income consumers has historically supported superior growth, FCF conversion, and ultimately stock performance vs. peers.
Capital PositionPRI's RBC ratio is currently above historical average levels, supporting optionality regarding shareholder returns and growth investments.
Financial PerformancePRI's FCF conversion is consistently 80%+ of operating earnings, while maintaining superior growth rates vs. Life sector peers.
Bears Say
Cost Of LivingHigher costs of living continue to put pressure on middle-income wallets, which is weighing on productivity and lapse rates.
EPS GrowthThese factors suggest EPS growth is likely to slow in 2026.
Investment IncomeStrong ISP results have created tough comparisons, and investment income is likely to slow as the Fed cuts.
Primerica News
PRI FAQ
What was Primerica’s price range in the past 12 months?
Primerica lowest stock price was $230.09 and its highest was $288.03 in the past 12 months.
What is Primerica’s market cap?
Primerica’s market cap is $8.75B.
When is Primerica’s upcoming earnings report date?
Primerica’s upcoming earnings report date is Aug 10, 2026 which is in 54 days.
How were Primerica’s earnings last quarter?
Primerica released its earnings results on May 06, 2026. The company reported $5.96 earnings per share for the quarter, beating the consensus estimate of $5.491 by $0.469.
Is Primerica overvalued?
According to Wall Street analysts Primerica’s price is currently Undervalued.
Does Primerica pay dividends?
Primerica pays a Quarterly dividend of $1.2 which represents an annual dividend yield of 1.59%. See more information on Primerica dividends here
What is Primerica’s EPS estimate?
Primerica’s EPS estimate is 5.95.
How many shares outstanding does Primerica have?
Primerica has 31,184,008 shares outstanding.
What happened to Primerica’s price movement after its last earnings report?
Primerica reported an EPS of $5.96 in its last earnings report, beating expectations of $5.491. Following the earnings report the stock price went down -1.279%.
Which hedge fund is a major shareholder of Primerica?
Currently, no hedge funds are holding shares in PRI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Primerica Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$303.67 (11.28% Upside)
$303.67 (11.28% Upside)
Blogger Sentiment
Bullish
PRI Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 99.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $924.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 4.1%
Last 30 Days ▼ 4.1%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.48%
12-Months-Change
Fundamentals
Return on Equity
32.28%
Trailing 12-Months
Asset Growth
2.79%
Trailing 12-Months
Company Description
Primerica
Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products. Within its Term Life Insurance division, Primerica focuses on providing individual term life insurance policies. The Investment and Savings Products segment assists clients with a diverse range of options, including mutual funds, various retirement planning vehicles, managed investment solutions, and both variable, fixed, and fixed-indexed annuities. For an older demographic, the Senior Health segment offers segregated funds alongside Medicare Advantage and supplemental insurance plans. The Corporate and Other Distributed Products segment boasts an extensive portfolio, encompassing mortgage lending, prepaid legal services (which cover drafting wills, living wills, powers of attorney, trial defense, and motor vehicle-related legal assistance), and identity theft protection. This segment also extends to auto and homeowners' insurance, innovative home automation systems, and a variety of business insurance products, such as supplemental health, accidental death, and disability coverage designed for small enterprises. Primerica's broad array of offerings is distributed and sold to customers through a vast network of 129,515 licensed sales representatives. Founded in 1927, Primerica Inc. is headquartered in Duluth, Georgia.
PRI Company Deck
PRI Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents predominantly positive operational and financial momentum driven by strong performance in the fee-like ISP business: record ISP sales, double-digit growth in key profitability metrics, rising client assets and net inflows, and meaningful capital returns. Offsetting these positives are clear challenges in the Term Life sales channel (notably a 14% decline in new policies), elevated lapses/persistency headwinds, widening unrealized investment losses from interest rates, and an expected ramp in expenses. Management provided constructive but cautious guidance for Term Life stabilization and described actions to support recruiting and productivity. On balance, the favorable growth, margin improvement, and cash generation from the ISP business materially outweigh the Term Life and expense headwinds in the near term.View all PRI earnings summariesPRI Stock 12 Month Forecast
Average Price Target
$303.67
▲(11.28% Upside)
Technical Analysis
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Ownership Overview
0.56% Insiders
28.81% Mutual Funds
30.86% Other Institutional Investors
11.50% Public Companies and
Individual Investors