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PRI Stock Chart & Stats
$314.59
$2.21(0.70%)
At close: 4:00 PM EDT
$314.59
$2.21(0.70%)
Day’s Range― - ―
52-Week Range$230.09 - $327.28
Previous CloseN/A
Volume7.53K
Average Volume (3M)195.41K
Market Cap
$9.17B
Enterprise Value$10.59K
Total Cash (Recent Filing)$605.13M
Total Debt (Recent Filing)$642.57M
Price to Earnings (P/E)11.9
Beta0.78
Next Earnings
Nov 11, 2026EPS Estimate
6.37Next Dividend Ex-DateN/A
Dividend Yield1.57%
Share Statistics
EPS (TTM)24.94
Shares Outstanding30,777,350
10 Day Avg. Volume161,741
30 Day Avg. Volume195,412
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)3.45
Price to Sales (P/S)2.61
P/FCF Ratio9.63
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$333.25Price Target Upside5.93% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)25.06
Revenue Forecast (FY)$3.52B
Bulls Say, Bears Say
Bulls Say
Cash Generation QualityFree cash flow roughly matching net income indicates high earnings quality and durable cash conversion. That supports capital returns, deleveraging and reinvestment capacity, giving the company long-term financial flexibility and resilience across business cycles.
Diversifying, Fee‑Like ISP GrowthRapid ISP (investment & savings products) growth shifts revenue mix toward fee-like, higher‑margin streams. A larger, growing asset base with net inflows makes revenues less dependent on term life underwriting, improving margin stability and compounding fee income over time.
Stronger Balance Sheet / Lower LeverageMaterial deleveraging and rising equity strengthen capital structure, lowering financial risk and covenant pressure. Improved leverage plus strong ROE enables sustained buybacks/dividends and provides buffer to invest in distribution and technology without jeopardizing solvency.
Bears Say
Declining Term Life ProductionA notable drop in new term life policies reduces future premium roll‑in and the core underwriting base. Because life remains a principal profit driver, prolonged weakness in production can erode long‑term revenue durability and increase reliance on ISP growth to offset declines.
Persistency / Elevated Lapse RatesHigher lapses shorten expected policy lifetimes and lower lifetime premium per policy, diminishing recurring premium income and increasing new business required to sustain revenues. Persistent lapse pressure can compress margins and impair long‑term cash flow predictability.
Rising Operating Expense TrajectoryA sustained step‑up in expenses for projects and technology risks offsetting ISP margin gains. If operating costs remain elevated, operating margin and free cash flow could face pressure, forcing tougher tradeoffs between growth investment and shareholder returns over the medium term.
Primerica News
PRI FAQ
What was Primerica’s price range in the past 12 months?
Primerica lowest stock price was $230.09 and its highest was $327.28 in the past 12 months.
What is Primerica’s market cap?
Primerica’s market cap is $9.17B.
When is Primerica’s upcoming earnings report date?
Primerica’s upcoming earnings report date is Nov 11, 2026 which is in 81 days.
How were Primerica’s earnings last quarter?
Primerica released its earnings results on Aug 05, 2026. The company reported $6.41 earnings per share for the quarter, beating the consensus estimate of $6.033 by $0.377.
Is Primerica overvalued?
According to Wall Street analysts Primerica’s price is currently Undervalued.
Does Primerica pay dividends?
Primerica pays a Quarterly dividend of $1.2 which represents an annual dividend yield of 1.57%. See more information on Primerica dividends here
What is Primerica’s EPS estimate?
Primerica’s EPS estimate is 6.37.
How many shares outstanding does Primerica have?
Primerica has 30,777,350 shares outstanding.
What happened to Primerica’s price movement after its last earnings report?
Primerica reported an EPS of $6.41 in its last earnings report, beating expectations of $6.033. Following the earnings report the stock price went up 1.815%.
Which hedge fund is a major shareholder of Primerica?
Currently, no hedge funds are holding shares in PRI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Primerica Stock Smart Score
Neutral
1
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4
5
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7
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$333.25 (5.93% Upside)
$333.25 (5.93% Upside)
Blogger Sentiment
Bullish
PRI Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 90.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 2.0%
Last 30 Days ▲ 2.5%
Last 30 Days ▲ 2.5%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
21.12%
12-Months-Change
Fundamentals
Return on Equity
1.57%
Trailing 12-Months
Asset Growth
1.64%
Trailing 12-Months
Company Description
Primerica
Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products. Within its Term Life Insurance division, Primerica focuses on providing individual term life insurance policies. The Investment and Savings Products segment assists clients with a diverse range of options, including mutual funds, various retirement planning vehicles, managed investment solutions, and both variable, fixed, and fixed-indexed annuities. For an older demographic, the Senior Health segment offers segregated funds alongside Medicare Advantage and supplemental insurance plans. The Corporate and Other Distributed Products segment boasts an extensive portfolio, encompassing mortgage lending, prepaid legal services (which cover drafting wills, living wills, powers of attorney, trial defense, and motor vehicle-related legal assistance), and identity theft protection. This segment also extends to auto and homeowners' insurance, innovative home automation systems, and a variety of business insurance products, such as supplemental health, accidental death, and disability coverage designed for small enterprises. Primerica's broad array of offerings is distributed and sold to customers through a vast network of 129,515 licensed sales representatives. Founded in 1927, Primerica Inc. is headquartered in Duluth, Georgia.
PRI Company Deck
PRI Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents predominantly positive operational and financial momentum driven by strong performance in the fee-like ISP business: record ISP sales, double-digit growth in key profitability metrics, rising client assets and net inflows, and meaningful capital returns. Offsetting these positives are clear challenges in the Term Life sales channel (notably a 14% decline in new policies), elevated lapses/persistency headwinds, widening unrealized investment losses from interest rates, and an expected ramp in expenses. Management provided constructive but cautious guidance for Term Life stabilization and described actions to support recruiting and productivity. On balance, the favorable growth, margin improvement, and cash generation from the ISP business materially outweigh the Term Life and expense headwinds in the near term.View all PRI earnings summariesPRI Stock 12 Month Forecast
Average Price Target
$333.25
▲(5.93% Upside)
Technical Analysis
Lincoln National
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Globe Life
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Unum Group
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Jackson Financial Incorporation
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F&G Annuities & Life Inc
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Ownership Overview
0.55% Insiders
29.82% Mutual Funds
28.34% Other Institutional Investors
12.58% Public Companies and
Individual Investors