Globe Life Inc. (GL)
NYSE:GL
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GL Stock Chart & Stats
$151.86
$1.86(1.67%)
At close: 4:00 PM EST
$151.86
$1.86(1.67%)
Day’s Range― - ―
52-Week Range$116.73 - $168.27
Previous CloseN/A
Volume205.52K
Average Volume (3M)550.84K
Market Cap
$12.95B
Enterprise Value$15.66B
Total Cash (Recent Filing)$439.00M
Total Debt (Recent Filing)$2.78B
Price to Earnings (P/E)11.2
Beta0.49
Next Earnings
Jul 29, 2026EPS Estimate
3.67Next Dividend Ex-DateN/A
Dividend Yield0.74%
Share Statistics
EPS (TTM)14.70
Shares Outstanding77,644,760
10 Day Avg. Volume506,335
30 Day Avg. Volume550,840
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)1.89
Price to Sales (P/S)1.89
P/FCF Ratio9.02
Enterprise Value/Market Cap1.21
Enterprise Value/Revenue2.58
Enterprise Value/Gross Profit6.77
Enterprise Value/Ebitda9.73
Forecast
1Y Price Target
$174.11Price Target Upside14.65% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)15.63
Revenue Forecast (FY)$6.41B
Bulls Say, Bears Say
Bulls Say
High Underwriting MarginsSustained, high underwriting margins in life and health indicate disciplined pricing, effective risk selection and expense control. These margins support recurring profitability even if top-line growth is moderate, making operating earnings less reliant on volatile investment returns.
Attractive Investment Yield & DeploymentA solid earned yield and ongoing deployment into higher-yielding fixed maturities lock in meaningful investment income on the float. This durable income stream supports underwriting economics and helps offset margin pressure from claims volatility over the medium term.
Strong Capital & Shareholder ReturnsA robust capital return program alongside a consolidated RBC ~316% demonstrates both capital adequacy and management confidence. Disciplined buybacks and higher dividends reflect excess capital and a shareholder-aligned capital allocation policy that is sustainable if earnings and RBC targets persist.
Bears Say
Elevated Lapse RatesPersistently higher lapse rates erode in-force premium and long-term customer lifetime value, increasing required new business to replace lost premiums. Over 2–6 months this reduces renewal earnings and pressures acquisition economics and persistency-sensitive margins.
Agent Retention & Producing Agent DeclineAgent attrition weakens core distribution capacity for a company reliant on agent networks. Lower producing agent counts reduce new sales flow and increase recruiting and training costs, creating a durable headwind to premium growth and distribution productivity.
Large Unrealized Bond LossesConcentrated unrealized losses in long-dated bonds heighten interest-rate and duration risk for invested assets. While hold-to-maturity intent mitigates near-term realized loss risk, large marks reduce capital flexibility, can pressure RBC if rates move, and constrain strategic responses to shocks.
Globe Life News
GL FAQ
What was Globe Life Inc.’s price range in the past 12 months?
Globe Life Inc. lowest stock price was $116.73 and its highest was $168.27 in the past 12 months.
What is Globe Life Inc.’s market cap?
Globe Life Inc.’s market cap is $12.95B.
When is Globe Life Inc.’s upcoming earnings report date?
Globe Life Inc.’s upcoming earnings report date is Jul 29, 2026 which is in 42 days.
How were Globe Life Inc.’s earnings last quarter?
Globe Life Inc. released its earnings results on Apr 22, 2026. The company reported $3.43 earnings per share for the quarter, missing the consensus estimate of $3.474 by -$0.044.
Is Globe Life Inc. overvalued?
According to Wall Street analysts Globe Life Inc.’s price is currently Undervalued.
Does Globe Life Inc. pay dividends?
Globe Life Inc. pays a Quarterly dividend of $0.33 which represents an annual dividend yield of 0.74%. See more information on Globe Life Inc. dividends here
What is Globe Life Inc.’s EPS estimate?
Globe Life Inc.’s EPS estimate is 3.67.
How many shares outstanding does Globe Life Inc. have?
Globe Life Inc. has 77,644,760 shares outstanding.
What happened to Globe Life Inc.’s price movement after its last earnings report?
Globe Life Inc. reported an EPS of $3.43 in its last earnings report, missing expectations of $3.474. Following the earnings report the stock price went up 1.798%.
Which hedge fund is a major shareholder of Globe Life Inc.?
Currently, no hedge funds are holding shares in GL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Globe Life Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$174.11 (14.65% Upside)
$174.11 (14.65% Upside)
Blogger Sentiment
Bullish
GL Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 255.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $29.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 1.3%
Last 30 Days ▼ 1.3%
Technicals
SMA
Positive
20 days / 200 days
Momentum
40.92%
12-Months-Change
Fundamentals
Return on Equity
20.32%
Trailing 12-Months
Asset Growth
4.24%
Trailing 12-Months
Company Description
Globe Life Inc.
Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans; supplemental health benefits like Medicare supplements, critical illness, and accident policies; and both single-premium and flexible-premium deferred annuities. Founded in 1979 and headquartered in McKinney, Texas, the enterprise rebranded from Torchmark Corporation to Globe Life Inc. in August 2019.
GL Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive operational and financial picture: double-digit net operating EPS growth, strong year-over-year sales (notably +58% health net sales), solid investment yields and disciplined capital returns including an increased dividend and accelerated buybacks. Management provided constructive guidance and highlighted a meaningful Q3 remeasurement tailwind ($70M–$110M pre-tax). Challenges noted—elevated lapse rates, a decline in producing agent count at American Income, Q1 health seasonality, rising administrative expenses and an unrealized investment loss position—are being actively managed through compensation changes, AI/technology investments, rate increases in health and conservative investment/holding strategies. Overall, the positive results, strengthened guidance, and shareholder-friendly capital deployment outweigh the manageable operational headwinds described.View all GL earnings summariesGL Revenue Breakdown
56.44% Life
24.31% Health
0.00% Annuity
19.65% Investment
<0.01% Corporate & Other
-0.42% Realized gains (losses)
GL Stock 12 Month Forecast
Average Price Target
$174.11
▲(14.65% Upside)
Technical Analysis
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Unum Group
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F&G Annuities & Life Inc
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Ownership Overview
0.69% Insiders
24.49% Mutual Funds
13.99% Other Institutional Investors
32.48% Public Companies and
Individual Investors