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Globe Life (GL)
NYSE:GL
GL Stock Chart & Stats
$145.26
$1.86(1.67%)
At close: 4:00 PM EST
$145.26
$1.86(1.67%)
Day’s Range― - ―
52-Week Range$109.38 - $152.71
Previous CloseN/A
Volume205.52K
Average Volume (3M)487.66K
Market Cap
$11.42B
Enterprise Value$14.04B
Total Cash (Recent Filing)$459.42M
Total Debt (Recent Filing)$2.63B
Price to Earnings (P/E)10.3
Beta0.67
Next Earnings
May 06, 2026EPS Estimate
3.52Next Dividend Ex-DateN/A
Dividend Yield0.74%
Share Statistics
EPS (TTM)3.39
Shares Outstanding78,637,130
10 Day Avg. Volume414,459
30 Day Avg. Volume487,662
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)1.89
Price to Sales (P/S)1.89
P/FCF Ratio9.02
Enterprise Value/Market Cap1.23
Enterprise Value/Revenue2.34
Enterprise Value/Gross Profit7.01
Enterprise Value/Ebitda8.82
Forecast
1Y Price Target
$175.86Price Target Upside21.07% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)15.33
Revenue Forecast (FY)$6.38B
Bulls Say, Bears Say
Bulls Say
Underwriting & Operating MarginsSustained high underwriting and operating margins reflect disciplined pricing, conservative reserving and favorable product mix in life and supplemental health. Management’s guidance for elevated life margins (41.5%–44.5%) and consistent operating profitability support durable earnings power and cash generation over the medium term.
Strong Cash Generation & De-risked Balance SheetRobust operating cash flow and near-1x conversion of earnings to free cash flow provide lasting financial flexibility to fund buybacks, dividends and reinvestment. Very low reported leverage and healthy ROE reduce solvency risk and support capital returns while management targets a consolidated RBC ~300%–320%.
Diversified Distribution & Agency MomentumMultiple strong agency channels (American Income, Family Heritage, Liberty National) provide diversified, repeatable new sales and persistency advantages versus single-channel players. Consistent agency growth reduces acquisition cost volatility and supports durable premium expansion and underwriting scale over 2–6 months and beyond.
Bears Say
Unrealized Fixed-Maturity LossesMaterial mark-to-market unrealized losses reflect higher interest rates versus book yields. While management plans to hold to maturity, the unrealized deficit can compress reported surplus and regulatory capital headroom, constraining flexibility for distributions or growth until positions runoff or are offset by future gains.
Distribution & Persistency RiskRising agent turnover and elevated early lapses, especially in internet-driven channels, weaken policy persistency and raise acquisition cost per durable life-year. Persistency erosion reduces lifetime margins and amplifies the sensitivity of future profitability to sales quality and retention initiatives.
Health Margin VolatilityHealth underwriting has shown year-over-year margin deterioration driven by claims experience and timing of rate increases. Medicare supplement dynamics and seasonal claim timing create structural volatility that can impair predictable earnings and requires sustained rate actions and underwriting discipline to restore longer-term margin stability.
Globe Life News
GL FAQ
What was Globe Life’s price range in the past 12 months?
Globe Life lowest stock price was $109.38 and its highest was $152.71 in the past 12 months.
What is Globe Life’s market cap?
Globe Life’s market cap is $11.42B.
When is Globe Life’s upcoming earnings report date?
Globe Life’s upcoming earnings report date is May 06, 2026 which is in 65 days.
How were Globe Life’s earnings last quarter?
Globe Life released its earnings results on Feb 04, 2026. The company reported $3.39 earnings per share for the quarter, missing the consensus estimate of $3.438 by -$0.048.
Is Globe Life overvalued?
According to Wall Street analysts Globe Life’s price is currently Undervalued.
Does Globe Life pay dividends?
Globe Life pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 0.74%. See more information on Globe Life dividends here
What is Globe Life’s EPS estimate?
Globe Life’s EPS estimate is 3.52.
How many shares outstanding does Globe Life have?
Globe Life has 78,637,130 shares outstanding.
What happened to Globe Life’s price movement after its last earnings report?
Globe Life reported an EPS of $3.39 in its last earnings report, missing expectations of $3.438. Following the earnings report the stock price went up 1.471%.
Which hedge fund is a major shareholder of Globe Life?
Currently, no hedge funds are holding shares in GL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Globe Life Stock Smart Score
Neutral
1
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7
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10
Analyst Consensus
Strong Buy
Average Price Target:
$175.86 (21.07% Upside)
$175.86 (21.07% Upside)
Blogger Sentiment
Bullish
GL Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 182.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $13.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.1%
Last 30 Days ▼ 3.8%
Last 30 Days ▼ 3.8%
News Sentiment
Very Bullish
Bullish news 86%
Bearish news 14%
Bearish news 14%
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.93%
12-Months-Change
Fundamentals
Return on Equity
20.59%
Trailing 12-Months
Asset Growth
5.98%
Trailing 12-Months
Company Description
Globe Life
Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products, and annuities to lower middle to middle income households in the United States. The company operates through four segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. It offers whole life, term life, and other life insurance products; Medicare supplement and supplemental health insurance, such as critical illness and accident plans; and single-premium and flexible-premium deferred annuities. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was incorporated in 1979 and is headquartered in McKinney, Texas.
GL Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights solid operational and financial momentum: year-over-year premium growth, improved life underwriting margins, agency sales strength (notably American Income, Family Heritage and United American), a successful DTC sales turnaround, raised 2026 guidance (net operating EPS and premium growth), active shareholder returns (large buybacks), and a strategic Bermuda reinsurance initiative to enhance future parent cash flow. Challenges include higher agent turnover at one major agency, elevated early lapses in internet-driven channels, a decline in excess investment income this quarter, interest-rate-driven unrealized bond losses ($1.2B), and some health-margin pressure and seasonality related to Medicare Supplement timing. Management provided detailed mitigation actions (retention initiatives, pricing/rate increases, conservative investment posture) and did not incorporate Bermuda dividend benefits into 2026 guidance. Overall the positives (growth, margins, guidance lift, capital returns and strategic initiatives) outweigh the identifiable operational and investment headwinds.View all GL earnings summariesGL Revenue Breakdown
56.44% Life
24.31% Health
0.00% Annuity
19.65% Investment
<0.01% Corporate & Other
-0.42% Realized gains (losses)
GL Stock 12 Month Forecast
Average Price Target
$175.86
▲(21.07% Upside)
Technical Analysis
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Ownership Overview
0.58% Insiders
23.41% Mutual Funds
8.39% Other Institutional Investors
41.03% Public Companies and
Individual Investors