Globe Life (GL)
NYSE:GL
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GL Stock Chart & Stats
$151.86
$1.86(1.67%)
At close: 4:00 PM EST
$151.86
$1.86(1.67%)
Day’s Range― - ―
52-Week Range$116.73 - $155.08
Previous CloseN/A
Volume205.52K
Average Volume (3M)461.79K
Market Cap
$11.97B
Enterprise Value$14.46B
Total Cash (Recent Filing)$18.05B
Total Debt (Recent Filing)$2.63B
Price to Earnings (P/E)10.1
Beta0.56
Next Earnings
Jul 29, 2026EPS Estimate
3.68Next Dividend Ex-DateN/A
Dividend Yield0.74%
Share Statistics
EPS (TTM)14.30
Shares Outstanding78,444,560
10 Day Avg. Volume427,402
30 Day Avg. Volume461,789
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)1.89
Price to Sales (P/S)1.89
P/FCF Ratio9.02
Enterprise Value/Market Cap1.21
Enterprise Value/Revenue2.41
Enterprise Value/Gross Profit7.21
Enterprise Value/Ebitda9.08
Forecast
1Y Price Target
$173.50Price Target Upside14.25% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering10
EPS Forecast (FY)15.5
Revenue Forecast (FY)$6.42B
Bulls Say, Bears Say
Bulls Say
High Underwriting Margins & Improving ProfitabilitySustained high underwriting and operating margins indicate durable core underwriting economics. Elevated margins support cash flow resilience through underwriting cycles, funding new sales and capital returns while cushioning profits from normal claims volatility and modest premium growth.
Strong Cash Generation And Conservative LeverageConsistent operating cash flow and high FCF conversion versus earnings, combined with very low reported leverage, provide durable financial flexibility. This supports reinvestment, rate-driven portfolio purchases, and shareholder returns while helping absorb underwriting or interest-rate shocks.
Healthy Capital & Active Shareholder ReturnsManagement’s commitment to material buybacks and a sizable dividend hike, supported by targeted capital metrics, signals disciplined capital allocation. With a stated RBC target and excess capital, returns are sustainable without compromising solvency or long-term balance-sheet strength.
Bears Say
Agent Retention & Producing-agent DeclinesFalling agent counts and weaker new-agent retention undermine the primary distribution channel for life sales. Persistently lower producer productivity raises acquisition costs, pressures new business volumes and long-term persistency, and risks slower organic growth without structural fixes.
Elevated Lapse Rates / Persistency RiskHigher lapse expectations reduce long-term premium persistency and contracted margins, eroding lifetime value of policies. Persistent elevated lapses can inflate acquisition payback periods, increase reserve volatility and require higher pricing or acquisition investments to sustain profits.
Material Unrealized Loss In Fixed MaturitiesA large mark-to-market unrealized loss tied to long-dated bonds creates balance-sheet volatility and compresses AOCI/equity when rates stay higher. While management can hold to maturity, prolonged rate dislocation could limit capital actions or require longer timeframes to realize investment-related recovery.
Globe Life News
GL FAQ
What was Globe Life’s price range in the past 12 months?
Globe Life lowest stock price was $116.73 and its highest was $155.08 in the past 12 months.
What is Globe Life’s market cap?
Globe Life’s market cap is $11.97B.
When is Globe Life’s upcoming earnings report date?
Globe Life’s upcoming earnings report date is Jul 29, 2026 which is in 85 days.
How were Globe Life’s earnings last quarter?
Globe Life released its earnings results on Apr 22, 2026. The company reported $3.43 earnings per share for the quarter, missing the consensus estimate of $3.474 by -$0.044.
Is Globe Life overvalued?
According to Wall Street analysts Globe Life’s price is currently Undervalued.
Does Globe Life pay dividends?
Globe Life pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 0.74%. See more information on Globe Life dividends here
What is Globe Life’s EPS estimate?
Globe Life’s EPS estimate is 3.68.
How many shares outstanding does Globe Life have?
Globe Life has 78,444,560 shares outstanding.
What happened to Globe Life’s price movement after its last earnings report?
Globe Life reported an EPS of $3.43 in its last earnings report, missing expectations of $3.474. Following the earnings report the stock price went up 1.798%.
Which hedge fund is a major shareholder of Globe Life?
Currently, no hedge funds are holding shares in GL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Globe Life Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$173.50 (14.25% Upside)
$173.50 (14.25% Upside)
Blogger Sentiment
Bullish
GL Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 182.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $25.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 0.8%
Last 30 Days ▼ 0.3%
Last 30 Days ▼ 0.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Company Description
Globe Life
Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products, and annuities to lower middle to middle income households in the United States. The company operates through four segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. It offers whole life, term life, and other life insurance products; Medicare supplement and supplemental health insurance, such as critical illness and accident plans; and single-premium and flexible-premium deferred annuities. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was incorporated in 1979 and is headquartered in McKinney, Texas.
GL Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive operational and financial picture: double-digit net operating EPS growth, strong year-over-year sales (notably +58% health net sales), solid investment yields and disciplined capital returns including an increased dividend and accelerated buybacks. Management provided constructive guidance and highlighted a meaningful Q3 remeasurement tailwind ($70M–$110M pre-tax). Challenges noted—elevated lapse rates, a decline in producing agent count at American Income, Q1 health seasonality, rising administrative expenses and an unrealized investment loss position—are being actively managed through compensation changes, AI/technology investments, rate increases in health and conservative investment/holding strategies. Overall, the positive results, strengthened guidance, and shareholder-friendly capital deployment outweigh the manageable operational headwinds described.View all GL earnings summariesGL Revenue Breakdown
56.44% Life
24.31% Health
0.00% Annuity
19.65% Investment
<0.01% Corporate & Other
-0.42% Realized gains (losses)
GL Stock 12 Month Forecast
Average Price Target
$173.50
▲(14.25% Upside)
Technical Analysis
Lincoln National
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Ownership Overview
0.67% Insiders
24.05% Mutual Funds
4.78% Other Institutional Investors
43.55% Public Companies and
Individual Investors