Primerica (PRI)
NYSE:PRI
Total Valuation
Primerica has a market cap or net worth of $7.79B. The enterprise value is $8.89B.
Market Cap$7.79B
Enterprise Value$8.89B
Share Statistics
Primerica has 31,659,906 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding31,659,906
Owned by Insiders0.51%
Owned by Institutions31.10%
Financial Efficiency
Primerica’s return on equity (ROE) is 0.31 and return on invested capital (ROIC) is 22.27%.
Return on Equity (ROE)0.31
Return on Assets (ROA)0.05
Return on Invested Capital (ROIC)22.27%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee1.41M
Profits Per Employee327.12K
Employee Count2,289
Asset Turnover0.21
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Primerica is 10.5. Primerica’s PEG ratio is 0.17.
PE Ratio10.5
PS Ratio2.61
PB Ratio3.45
Price to Fair Value3.45
Price to FCF9.57
Price to Operating Cash Flow8.81
PEG Ratio0.17
Income Statement
In the last 12 months, Primerica had revenue of 3.23B and earned 751.23M in profits. Earnings per share was 22.95.
Revenue3.23B
Gross Profit2.60B
Operating Income974.56M
Pretax Income974.56M
Net Income751.23M
EBITDA1.02B
Earnings Per Share (EPS)22.95
Cash Flow
In the last 12 months, operating cash flow was 897.20M and capital expenditures -8.60M, giving a free cash flow of 888.60M billion.
Operating Cash Flow897.20M
Free Cash Flow888.60M
Free Cash Flow per Share28.07
Dividends & Yields
Primerica pays an annual dividend of $1.04, resulting in a dividend yield of 1.59%
Dividend Per Share$1.04
Dividend Yield1.59%
Payout Ratio19.05%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.78
52-Week Price Change-13.12%
50-Day Moving Average256.76
200-Day Moving Average260.77
Relative Strength Index (RSI)41.21
Average Volume (3m)194.07K
Important Dates
Primerica upcoming earnings date is May 11, 2026, After Close (Confirmed).
Last Earnings DateFeb 11, 2026
Next Earnings DateMay 11, 2026
Ex-Dividend Date―
Financial Position
Primerica as a current ratio of 5.41, with Debt / Equity ratio of 74.41%
Current Ratio5.41
Quick Ratio5.41
Debt to Market Cap0.21
Net Debt to EBITDA1.05
Interest Coverage Ratio40.68
Taxes
In the past 12 months, Primerica has paid 223.33M in taxes.
Income Tax223.33M
Effective Tax Rate0.23
Enterprise Valuation
Primerica EV to EBITDA ratio is 9.33, with an EV/FCF ratio of 10.78.
EV to Sales2.94
EV to EBITDA9.33
EV to Free Cash Flow10.78
EV to Operating Cash Flow10.47
Balance Sheet
Primerica has $4.02B in cash and marketable securities with $1.82B in debt, giving a net cash position of $2.20B billion.
Cash & Marketable Securities$4.02B
Total Debt$1.82B
Net Cash$2.20B
Net Cash Per Share$69.54
Tangible Book Value Per Share$73.57
Margins
Gross margin is 51.82%, with operating margin of 30.21%, and net profit margin of 23.29%.
Gross Margin51.82%
Operating Margin30.21%
Pretax Margin30.21%
Net Profit Margin23.29%
EBITDA Margin31.55%
EBIT Margin30.95%
Analyst Forecast
The average price target for Primerica is $292.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$292.00
Price Target Upside18.19% Upside
Analyst ConsensusModerate Buy
Analyst Count6
Revenue Growth Forecast5.63%
EPS Growth Forecast67.39%