Education
About Us
Working with TipRanks
Follow Us
Primerica (PRI)
NYSE:PRI
Total Valuation
Primerica has a market cap or net worth of $8.14B. The enterprise value is $10.90B.
Market Cap$8.14B
Enterprise Value$10.90B
Share Statistics
Primerica has 31,916,058 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding31,916,058
Owned by Insiders0.55%
Owned by Institutions35.81%
Financial Efficiency
Primerica’s return on equity (ROE) is 0.21 and return on invested capital (ROIC) is 5.11%.
Return on Equity (ROE)0.21
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)5.11%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee1.35M
Profits Per Employee205.56K
Employee Count2,289
Asset Turnover0.21
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Primerica is 11.7. Primerica’s PEG ratio is -1.40.
PE Ratio11.7
PS Ratio3.00
PB Ratio4.10
Price to Fair Value4.10
Price to FCF11.13
Price to Operating Cash Flow9.91
PEG Ratio-1.40
Income Statement
In the last 12 months, Primerica had revenue of 3.09B and earned 470.52M in profits. Earnings per share was 13.73.
Revenue3.09B
Gross Profit1.31B
Operating Income939.25M
Pretax Income939.25M
Net Income470.52M
EBITDA987.68M
Earnings Per Share (EPS)13.73
Cash Flow
In the last 12 months, operating cash flow was 833.57M and capital expenditures -2.58M, giving a free cash flow of 830.99M billion.
Operating Cash Flow833.57M
Free Cash Flow830.99M
Free Cash Flow per Share26.04
Dividends & Yields
Primerica pays an annual dividend of $1.04, resulting in a dividend yield of 1.54%
Dividend Per Share$1.04
Dividend Yield1.54%
Payout Ratio14.61%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.82
52-Week Price Change-11.65%
50-Day Moving Average266.38
200-Day Moving Average268.40
Relative Strength Index (RSI)44.67
Average Volume (3m)174.83K
Important Dates
Primerica upcoming earnings date is Feb 17, 2026, After Close (Confirmed).
Last Earnings DateNov 5, 2025
Next Earnings DateFeb 17, 2026
Ex-Dividend DateAug 22, 2025
Financial Position
Primerica as a current ratio of 9.64, with Debt / Equity ratio of 82.20%
Current Ratio9.64
Quick Ratio9.64
Debt to Market Cap0.21
Net Debt to EBITDA1.28
Interest Coverage Ratio37.52
Taxes
In the past 12 months, Primerica has paid 219.12M in taxes.
Income Tax219.12M
Effective Tax Rate0.23
Enterprise Valuation
Primerica EV to EBITDA ratio is 10.66, with an EV/FCF ratio of 12.65.
EV to Sales3.41
EV to EBITDA10.66
EV to Free Cash Flow12.65
EV to Operating Cash Flow12.22
Balance Sheet
Primerica has $1.75B in cash and marketable securities with $1.89B in debt, giving a net cash position of -$137.88M billion.
Cash & Marketable Securities$1.75B
Total Debt$1.89B
Net Cash-$137.88M
Net Cash Per Share-$4.32
Tangible Book Value Per Share$64.84
Margins
Gross margin is 30.12%, with operating margin of 30.40%, and net profit margin of 15.23%.
Gross Margin30.12%
Operating Margin30.40%
Pretax Margin30.40%
Net Profit Margin15.23%
EBITDA Margin31.97%
EBIT Margin31.22%
Analyst Forecast
The average price target for Primerica is $313.60, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$313.60
Price Target Upside21.32% Upside
Analyst ConsensusModerate Buy
Analyst Count6
Revenue Growth Forecast5.63%
EPS Growth Forecast67.39%