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Total Valuation
Primerica has a market cap or net worth of $9.63B. The enterprise value is $10.59K.
Market Cap$9.63B
Enterprise Value$10.59K
Share Statistics
Primerica has 30,777,350 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding30,777,350
Owned by Insiders0.56%
Owned by Institutions5.64%
Financial Efficiency
Primerica’s return on equity (ROE) is 0.31 and return on invested capital (ROIC) is 5.26%.
Return on Equity (ROE)0.31
Return on Assets (ROA)0.05
Return on Invested Capital (ROIC)5.26%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee1.40M
Profits Per Employee325.35K
Employee Count2,309
Asset Turnover0.21
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Primerica is 12.5. Primerica’s PEG ratio is 0.17.
PE Ratio12.5
PS Ratio2.61
PB Ratio3.45
Price to Fair Value3.45
Price to FCF9.63
Price to Operating Cash Flow10.87
PEG Ratio0.17
Income Statement
In the last 12 months, Primerica had revenue of 3.23B and earned 751.23M in profits. Earnings per share was 22.95.
Revenue3.23B
Gross Profit2.60B
Operating Income974.56M
Pretax Income974.56M
Net Income751.23M
EBITDA1.02B
Earnings Per Share (EPS)22.95
Cash Flow
In the last 12 months, operating cash flow was 891.75M and capital expenditures -32.14M, giving a free cash flow of 859.61M billion.
Operating Cash Flow891.75M
Free Cash Flow859.61M
Free Cash Flow per Share27.93
Dividends & Yields
Primerica pays an annual dividend of $1.2, resulting in a dividend yield of 1.44%
Dividend Per Share$1.2
Dividend Yield1.44%
Payout Ratio24.32%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.75
52-Week Price Change19.74%
50-Day Moving Average296.40
200-Day Moving Average269.15
Relative Strength Index (RSI)52.13
Average Volume (3m)195.41K
Important Dates
Primerica upcoming earnings date is Nov 11, 2026, After Close (Confirmed).
Last Earnings DateAug 5, 2026
Next Earnings DateNov 11, 2026
Ex-Dividend Date―
Financial Position
Primerica as a current ratio of 6.59, with Debt / Equity ratio of 25.47%
Current Ratio6.59
Quick Ratio6.59
Debt to Market Cap0.21
Net Debt to EBITDA1.05
Interest Coverage Ratio40.68
Taxes
In the past 12 months, Primerica has paid 223.33M in taxes.
Income Tax223.33M
Effective Tax Rate0.23
Enterprise Valuation
Primerica EV to EBITDA ratio is 9.33, with an EV/FCF ratio of 10.85.
EV to Sales2.94
EV to EBITDA9.33
EV to Free Cash Flow10.85
EV to Operating Cash Flow10.54
Balance Sheet
Primerica has $605.13M in cash and marketable securities with $642.57M in debt, giving a net cash position of -$37.44M billion.
Cash & Marketable Securities$605.13M
Total Debt$642.57M
Net Cash-$37.44M
Net Cash Per Share-$1.22
Tangible Book Value Per Share-$46.44
Margins
Gross margin is 72.14%, with operating margin of 30.21%, and net profit margin of 23.29%.
Gross Margin72.14%
Operating Margin30.21%
Pretax Margin30.21%
Net Profit Margin23.29%
EBITDA Margin31.55%
EBIT Margin30.95%
Analyst Forecast
The average price target for Primerica is $324.80, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$324.80
Price Target Upside3.25% Upside
Analyst ConsensusModerate Buy
Analyst Count7
Revenue Growth Forecast8.23%
EPS Growth Forecast23.45%