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PNC Stock Chart & Stats
$224.81
-$1.29(-0.66%)
At close: 4:00 PM EST
$224.81
-$1.29(-0.66%)
Day’s Range― - ―
52-Week Range$176.88 - $256.49
Previous CloseN/A
Volume448.51K
Average Volume (3M)2.28M
Market Cap
$100.75B
Enterprise Value$156.85K
Total Cash (Recent Filing)$185.32B
Total Debt (Recent Filing)$66.67B
Price to Earnings (P/E)13.7
Beta0.91
Next Earnings
Oct 15, 2026EPS Estimate
4.91Next Dividend Ex-DateN/A
Dividend Yield2.85%
Share Statistics
EPS (TTM)17.23
Shares Outstanding399,000,000
10 Day Avg. Volume2,345,960
30 Day Avg. Volume2,284,329
Financial Highlights & Ratios
PEG Ratio0.60
Price to Book (P/B)1.36
Price to Sales (P/S)2.62
P/FCF Ratio18.76
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$279.69Price Target Upside24.41% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering19
EPS Forecast (FY)18.99
Revenue Forecast (FY)$26.29B
Bulls Say, Bears Say
Bulls Say
Strong Profitability & Cash ConversionSustained high margins and a sharp improvement in operating and free cash flow (both roughly $6.8B TTM) indicate durable earning power and strong cash conversion. This underpins ongoing capital returns, investment in technology, and resilience to cyclical pressure over the next several months.
Robust Loan And NII Growth GuidanceManagement's outlook for double-digit loan growth and a large rise in net interest income reflects structurally higher earning-asset deployment and margin expansion. If executed, this provides a lasting revenue base expansion and predictable interest income tailwinds across the medium term.
Scaled Franchise & Successful FirstBank IntegrationCompleting the FirstBank conversion materially expands PNC's retail and commercial footprint in fast-growing western markets while adding customers and branches. Combined with digital upgrades and a new mobile platform, this strengthens cross-sell potential and long-term customer acquisition economics.
Bears Say
Declining Revenue TrendTop-line contraction despite margin resilience is a structural concern: declining revenue narrows organic growth options, increases reliance on margin expansion or balance-sheet growth to drive earnings, and could force persistent cost or strategic trade-offs over the 2–6 month horizon.
Material Leverage And Limited Debt CoverageA sizable absolute debt load and only modest operating-cash-flow coverage constrain balance-sheet flexibility. Limited capacity to pay down debt from operations elevates sensitivity to funding cost shifts and reduces optionality for large capital deployments or aggressive buybacks if macro or funding conditions tighten.
Fee Income Volatility & Funding Mix RiskProjected fee-income declines and a notable uptick in wholesale borrowings increase earnings and liquidity volatility. Persisting fee weakness or slower deposit growth could pressure noninterest revenue and NIM, making net income more dependent on loan growth and wholesale funding conditions over the medium term.
PNC Financial News
PNC FAQ
What was PNC Financial Services’s price range in the past 12 months?
PNC Financial Services lowest stock price was $176.88 and its highest was $256.49 in the past 12 months.
What is PNC Financial Services’s market cap?
PNC Financial Services’s market cap is $100.75B.
When is PNC Financial Services’s upcoming earnings report date?
PNC Financial Services’s upcoming earnings report date is Oct 15, 2026 which is in 82 days.
How were PNC Financial Services’s earnings last quarter?
PNC Financial Services released its earnings results on Jul 15, 2026. The company reported $4.81 earnings per share for the quarter, beating the consensus estimate of $4.463 by $0.347.
Is PNC Financial Services overvalued?
According to Wall Street analysts PNC Financial Services’s price is currently Undervalued.
Does PNC Financial Services pay dividends?
PNC Financial Services pays a Quarterly dividend of $2 which represents an annual dividend yield of 2.85%. See more information on PNC Financial Services dividends here
What is PNC Financial Services’s EPS estimate?
PNC Financial Services’s EPS estimate is 4.91.
How many shares outstanding does PNC Financial Services have?
PNC Financial Services has 399,000,000 shares outstanding.
What happened to PNC Financial Services’s price movement after its last earnings report?
PNC Financial Services reported an EPS of $4.81 in its last earnings report, beating expectations of $4.463. Following the earnings report the stock price went up 0.901%.
Which hedge fund is a major shareholder of PNC Financial Services?
Currently, no hedge funds are holding shares in PNC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PNC Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$279.69 (24.41% Upside)
$279.69 (24.41% Upside)
Blogger Sentiment
Bullish
PNC Sentiment 70%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 4.5M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $11.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 3.2%
Last 30 Days ▲ 25.7%
Last 30 Days ▲ 25.7%
News Sentiment
Very Bullish
Bullish news 80%
Bearish news 20%
Bearish news 20%
Technicals
SMA
Positive
20 days / 200 days
Momentum
30.18%
12-Months-Change
Fundamentals
Return on Equity
2.85%
Trailing 12-Months
Asset Growth
10.18%
Trailing 12-Months
Company Description
PNC Financial Services
PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.
PNC Revenue Breakdown
62.38% Net interest income
37.62% Noninterest income
PNC Stock 12 Month Forecast
Average Price Target
$279.69
▲(24.41% Upside)
Technical Analysis
Ownership Overview
0.27% Insiders
24.95% Mutual Funds
1.52% Other Institutional Investors
50.31% Public Companies and Individual Investors