Dividend YieldThe stock offers an attractive 5% dividend yield, which is appealing compared to declining interest rates.
Revenue GrowthRevenue growth is set to double in '26, accelerating positive operating leverage, higher capital return, and a path toward mid-teens ROTCE by 2027.
ValuationValuation is attractive versus new targets; trades at ~1.3x P/TBV for ~13% ROTCE in '25 rising to 15% by '27, accelerating operational leverage and capital return with rate-cut upside.