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US Bancorp (USB)
NYSE:USB
USB Stock Chart & Stats
$51.32
-$0.33(-0.68%)
At close: 4:00 PM EST
$51.32
-$0.33(-0.68%)
Day’s Range― - ―
52-Week Range$35.18 - $61.19
Previous CloseN/A
Volume1.38M
Average Volume (3M)10.12M
Market Cap
$79.70B
Enterprise Value$110.74B
Total Cash (Recent Filing)$137.73B
Total Debt (Recent Filing)$77.93B
Price to Earnings (P/E)11.0
Beta1.15
Next Earnings
Apr 16, 2026EPS Estimate
1.13Next Dividend Ex-DateN/A
Dividend Yield3.77%
Share Statistics
EPS (TTM)1.26
Shares Outstanding1,553,695,800
10 Day Avg. Volume10,396,217
30 Day Avg. Volume10,119,584
Financial Highlights & Ratios
PEG Ratio0.50
Price to Book (P/B)1.27
Price to Sales (P/S)1.94
P/FCF Ratio10.41
Enterprise Value/Market Cap1.39
Enterprise Value/Revenue2.58
Enterprise Value/Gross Profit4.11
Enterprise Value/Ebitda10.76
Forecast
1Y Price Target
$64.06Price Target Upside24.82% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering18
EPS Forecast (FY)5.04
Revenue Forecast (FY)$30.39B
Bulls Say, Bears Say
Bulls Say
Capital Markets ExpansionAnalyst notes the BTIG acquisition broadens capital-markets capabilities and positions the bank to capture more financing that shifts toward capital markets, supporting revenue diversification.
Net Interest IncomeAnalyst expects net interest income to accelerate as loan pipelines convert and fixed-rate assets reprice, with a higher-returning loan mix and improving retail deposit trends supporting stronger margins.
Operating EfficiencyAnalyst highlights sustained operating leverage driven by fee growth and controlled expenses, citing the bank's plan to limit expense growth to around 2% year-over-year to support profitability.
Bears Say
Cultural Integration RiskAnalyst cautions that cultural or strategic misalignment with the acquired investment bank could impede integration, making the acquisition difficult to execute and reducing anticipated synergies.
Regulatory StatusAnalyst flags Category II regulatory designation and prior growth underperformance as persistent headwinds that justify a valuation discount and increase execution risk.
Talent RetentionAnalyst warns that failure to retain BTIG's top talent could erode expected benefits from the deal, since talent loss would weaken the capital-markets franchise and revenue prospects.
US Bancorp News
USB FAQ
What was US Bancorp’s price range in the past 12 months?
US Bancorp lowest stock price was $35.18 and its highest was $61.19 in the past 12 months.
What is US Bancorp’s market cap?
US Bancorp’s market cap is $79.70B.
When is US Bancorp’s upcoming earnings report date?
US Bancorp’s upcoming earnings report date is Apr 16, 2026 which is in 27 days.
How were US Bancorp’s earnings last quarter?
US Bancorp released its earnings results on Jan 20, 2026. The company reported $1.26 earnings per share for the quarter, beating the consensus estimate of $1.189 by $0.071.
Is US Bancorp overvalued?
According to Wall Street analysts US Bancorp’s price is currently Undervalued.
Does US Bancorp pay dividends?
US Bancorp pays a Quarterly dividend of $0.52 which represents an annual dividend yield of 3.77%. See more information on US Bancorp dividends here
What is US Bancorp’s EPS estimate?
US Bancorp’s EPS estimate is 1.13.
How many shares outstanding does US Bancorp have?
US Bancorp has 1,553,695,800 shares outstanding.
What happened to US Bancorp’s price movement after its last earnings report?
US Bancorp reported an EPS of $1.26 in its last earnings report, beating expectations of $1.189. Following the earnings report the stock price went down -0.037%.
Which hedge fund is a major shareholder of US Bancorp?
Currently, no hedge funds are holding shares in USB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
US Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$64.06 (24.82% Upside)
$64.06 (24.82% Upside)
Blogger Sentiment
Bullish
USB Sentiment 91%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.2M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 0.1%
Last 30 Days ▲ 3.6%
Last 30 Days ▲ 3.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
25.52%
12-Months-Change
Fundamentals
Return on Equity
12.12%
Trailing 12-Months
Asset Growth
2.07%
Trailing 12-Months
Company Description
US Bancorp
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.
USB Company Deck
USB Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a strong operational and financial performance with multiple key wins: record revenues, double-digit adjusted EPS growth, improving NII and NIM trends, robust fee income, better asset quality, and clear forward guidance for revenue growth and positive operating leverage. Management also articulated concrete strategic initiatives (BTIG acquisition, payments transformation, GFS expansion) and the capacity to balance investments with productivity. Principal risks highlighted were near-term merger costs, regulatory/tailoring uncertainty (possible Category Two implications), policy risks around credit card rate caps, and some segment-level variability (corporate payments). On balance, the positive financial trajectory and actionable guidance outweigh the identified near-term and regulatory risks.View all USB earnings summariesUSB Stock 12 Month Forecast
Average Price Target
$64.06
▲(24.82% Upside)
Technical Analysis
Ownership Overview
Currently, No data available
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