US Bancorp (USB)
NYSE:USB
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USB Stock Chart & Stats
$56.93
-$0.33(-0.68%)
At close: 4:00 PM EST
$56.93
-$0.33(-0.68%)
Day’s Range― - ―
52-Week Range$39.29 - $61.19
Previous CloseN/A
Volume1.38M
Average Volume (3M)10.29M
Market Cap
$87.19B
Enterprise Value$118.14B
Total Cash (Recent Filing)$137.73B
Total Debt (Recent Filing)$77.93B
Price to Earnings (P/E)10.4
Beta1.10
Next Earnings
Jul 16, 2026EPS Estimate
1.26Next Dividend Ex-DateN/A
Dividend Yield3.77%
Share Statistics
EPS (TTM)1.18
Shares Outstanding1,552,252,200
10 Day Avg. Volume9,942,210
30 Day Avg. Volume10,289,701
Financial Highlights & Ratios
PEG Ratio0.50
Price to Book (P/B)1.27
Price to Sales (P/S)1.94
P/FCF Ratio10.41
Enterprise Value/Market Cap1.36
Enterprise Value/Revenue2.76
Enterprise Value/Gross Profit4.39
Enterprise Value/Ebitda11.48
Forecast
1Y Price Target
$62.16Price Target Upside9.18% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering16
EPS Forecast (FY)5.09
Revenue Forecast (FY)$30.43B
Bulls Say, Bears Say
Bulls Say
Loan GrowthBroad-based commercial and industrial loan growth is outpacing peers and should support higher net interest income as loan pipelines convert.
Net Interest Margin ImprovementNet interest margin expansion is expected from contractual repricing and an improving asset mix, which would support stronger returns as funding optimizes.
Payment And Fee RevenueStrengthening payment-related fees and merchant processing revenue are accelerating fee income and could lift overall profitability as corporate payment activity recovers.
Bears Say
Macro And Interest-rate UncertaintyEconomic and interest-rate uncertainty may limit upside to results and keep investor sentiment cautious.
Net Interest Income GuidanceSofter net interest income guidance has weighed on the outlook and could constrain earnings growth if loan repricing and funding optimization lag expectations.
Regulatory Status And ValuationCategory II regulatory status and earlier growth underperformance have justified a valuation discount and represent ongoing risk to the investment case.
US Bancorp News
USB FAQ
What was US Bancorp’s price range in the past 12 months?
US Bancorp lowest stock price was $39.28 and its highest was $61.19 in the past 12 months.
What is US Bancorp’s market cap?
US Bancorp’s market cap is $87.19B.
When is US Bancorp’s upcoming earnings report date?
US Bancorp’s upcoming earnings report date is Jul 16, 2026 which is in 77 days.
How were US Bancorp’s earnings last quarter?
US Bancorp released its earnings results on Apr 16, 2026. The company reported $1.18 earnings per share for the quarter, beating the consensus estimate of $1.143 by $0.037.
Is US Bancorp overvalued?
According to Wall Street analysts US Bancorp’s price is currently Undervalued.
Does US Bancorp pay dividends?
US Bancorp pays a Quarterly dividend of $0.52 which represents an annual dividend yield of 3.77%. See more information on US Bancorp dividends here
What is US Bancorp’s EPS estimate?
US Bancorp’s EPS estimate is 1.26.
How many shares outstanding does US Bancorp have?
US Bancorp has 1,552,252,200 shares outstanding.
What happened to US Bancorp’s price movement after its last earnings report?
US Bancorp reported an EPS of $1.18 in its last earnings report, beating expectations of $1.143. Following the earnings report the stock price went down -1.579%.
Which hedge fund is a major shareholder of US Bancorp?
Currently, no hedge funds are holding shares in USB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
US Bancorp Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$62.16 (9.18% Upside)
$62.16 (9.18% Upside)
Blogger Sentiment
Bullish
USB Sentiment 92%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.2M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $5.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.1%
Last 30 Days ▼ 2.2%
Last 30 Days ▼ 2.2%
News Sentiment
Very Bullish
Bullish news 89%
Bearish news 11%
Bearish news 11%
Technicals
SMA
Positive
20 days / 200 days
Momentum
55.35%
12-Months-Change
Fundamentals
Return on Equity
12.22%
Trailing 12-Months
Asset Growth
3.62%
Trailing 12-Months
Company Description
US Bancorp
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.
USB Company Deck
USB Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed solid operational momentum: double-digit EPS growth, mid-single-digit net revenue growth, robust fee income (notably capital markets), sustained positive operating leverage and strong credit metrics. Management highlighted strategic growth drivers (BTIG, Amazon, NFL partnerships), record consumer deposits and improving returns metrics while providing constructive guidance. Key headwinds include flat NIM this quarter, deposit-market competitiveness, near-term expense ramp for investments, regulatory/capital timing uncertainty tied to Category II/AOCI and execution/timing risks on strategic deals. Overall, the positives—revenue diversification, cost discipline, credit stability and visible growth initiatives—outweigh the manageable near-term and timing risks.View all USB earnings summariesUSB Stock 12 Month Forecast
Average Price Target
$62.16
▲(9.18% Upside)
Technical Analysis
Ownership Overview
0.21% Insiders
21.37% Mutual Funds
2.41% Other Institutional Investors
51.87% Public Companies and Individual Investors