U.S. Bancorp (USB)
NYSE:USB
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USB Stock Chart & Stats
$56.93
-$0.33(-0.68%)
At close: 4:00 PM EST
$56.93
-$0.33(-0.68%)
Day’s Range― - ―
52-Week Range$42.55 - $61.19
Previous CloseN/A
Volume1.38M
Average Volume (3M)8.36M
Market Cap
$89.46B
Enterprise Value$115.94B
Total Cash (Recent Filing)$217.33B
Total Debt (Recent Filing)$79.22B
Price to Earnings (P/E)11.5
Beta1.08
Next Earnings
Jul 16, 2026EPS Estimate
1.26Next Dividend Ex-DateN/A
Dividend Yield3.77%
Share Statistics
EPS (TTM)4.77
Shares Outstanding1,552,299,800
10 Day Avg. Volume8,633,841
30 Day Avg. Volume8,355,867
Financial Highlights & Ratios
PEG Ratio0.50
Price to Book (P/B)1.27
Price to Sales (P/S)1.94
P/FCF Ratio10.41
Enterprise Value/Market Cap1.30
Enterprise Value/Revenue2.67
Enterprise Value/Gross Profit4.26
Enterprise Value/Ebitda11.22
Forecast
1Y Price Target
$61.69Price Target Upside8.36% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering15
EPS Forecast (FY)5.1
Revenue Forecast (FY)$30.48B
Bulls Say, Bears Say
Bulls Say
Fee Diversification & Payments MomentumSustained fee growth across capital markets, trust and payments signals durable revenue diversification that reduces reliance on interest margins. Recurring fee streams and payments scale support stable noninterest income and help smooth earnings through rate cycles and loan-margin variability.
Consistent Operating Leverage GainsMulti-quarter operating leverage and steady efficiency improvements indicate structural cost discipline and scalable operations. This enhances long-term profitability as revenue grows modestly, enabling the bank to fund strategic investments without eroding core return metrics.
Capital And Deposit Franchise StrengthRising tangible equity and material deposit inflows demonstrate improving loss-absorbing capacity and funding stability. Strong capitalization and a sizable deposit base provide resilience to credit or market shocks and underpin the bank’s ability to pursue partnerships and measured balance-sheet growth.
Bears Say
Regulatory/capital Uncertainty (Category II Proximity)Proximity to Category II thresholds and continued AOCI-related capital drag constrain capital distribution flexibility and strategic optionality. Regulatory timing and potential new requirements can delay buybacks/dividends or force retained earnings, affecting long-term capital planning and M&A pacing.
Moderate-to-elevated Leverage & Cash-flow VariabilityHigher leverage increases sensitivity to credit and funding shocks, while uneven operating cash flow reduces coverage buffers. Together these factors weaken long-term financial flexibility and make capital actions and investment cadence more dependent on volatile earnings and deposit behavior.
NIM Pressure And Competitive Deposit CostsStagnant margins and competitive deposit pricing limit durable net interest income upside. Persistent NIM pressure, especially if loan spreads remain tight, can compress long-term earnings power and make returns dependent on fee growth and continued efficiency gains.
US Bancorp News
USB FAQ
What was U.S. Bancorp’s price range in the past 12 months?
U.S. Bancorp lowest stock price was $42.55 and its highest was $61.19 in the past 12 months.
What is U.S. Bancorp’s market cap?
U.S. Bancorp’s market cap is $89.46B.
When is U.S. Bancorp’s upcoming earnings report date?
U.S. Bancorp’s upcoming earnings report date is Jul 16, 2026 which is in 34 days.
How were U.S. Bancorp’s earnings last quarter?
U.S. Bancorp released its earnings results on Apr 16, 2026. The company reported $1.18 earnings per share for the quarter, beating the consensus estimate of $1.143 by $0.037.
Is U.S. Bancorp overvalued?
According to Wall Street analysts U.S. Bancorp’s price is currently Undervalued.
Does U.S. Bancorp pay dividends?
U.S. Bancorp pays a Quarterly dividend of $0.52 which represents an annual dividend yield of 3.77%. See more information on U.S. Bancorp dividends here
What is U.S. Bancorp’s EPS estimate?
U.S. Bancorp’s EPS estimate is 1.26.
How many shares outstanding does U.S. Bancorp have?
U.S. Bancorp has 1,552,299,800 shares outstanding.
What happened to U.S. Bancorp’s price movement after its last earnings report?
U.S. Bancorp reported an EPS of $1.18 in its last earnings report, beating expectations of $1.143. Following the earnings report the stock price went down -1.579%.
Which hedge fund is a major shareholder of U.S. Bancorp?
Currently, no hedge funds are holding shares in USB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
US Bancorp Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$61.69 (8.36% Upside)
$61.69 (8.36% Upside)
Blogger Sentiment
Bullish
USB Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 870.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $4.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▲ 0.4%
Last 30 Days ▼ 1.0%
Last 30 Days ▼ 1.0%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
35.91%
12-Months-Change
Fundamentals
Return on Equity
12.22%
Trailing 12-Months
Asset Growth
3.62%
Trailing 12-Months
Company Description
U.S. Bancorp
U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.
USB Company Deck
USB Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed solid operational momentum: double-digit EPS growth, mid-single-digit net revenue growth, robust fee income (notably capital markets), sustained positive operating leverage and strong credit metrics. Management highlighted strategic growth drivers (BTIG, Amazon, NFL partnerships), record consumer deposits and improving returns metrics while providing constructive guidance. Key headwinds include flat NIM this quarter, deposit-market competitiveness, near-term expense ramp for investments, regulatory/capital timing uncertainty tied to Category II/AOCI and execution/timing risks on strategic deals. Overall, the positives—revenue diversification, cost discipline, credit stability and visible growth initiatives—outweigh the manageable near-term and timing risks.View all USB earnings summariesUSB Stock 12 Month Forecast
Average Price Target
$61.69
▲(8.36% Upside)
Technical Analysis
Ownership Overview
0.21% Insiders
21.90% Mutual Funds
18.82% Other Institutional Investors
34.40% Public Companies and Individual Investors