JJill (JILL) AI Stock Analysis

• Market Cap: $232.30M
• Dividend Yield: 2.1%
• Average Volume (3M): 146.74K
• Price to Earnings (P/E): 6.8
• Beta (1Y): 1.32
• Revenue Growth: -2.24%
• EPS Growth: -33.43%
• Country: US
• Employees: 1,123
• Sector: Consumer Cyclical
• Sector Strength: 57
• Industry: Apparel - Retail
• EPS (TTM): 0.88
• Shares Outstanding: 15,283,043
• 10 Day Avg. Volume: 159,675
• 30 Day Avg. Volume: 146,737
• PEG Ratio: -0.43
• Price to Book (P/B): 2.04
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 4.27
• Enterprise Value/Market Cap: 1.40
• Enterprise Value/Revenue: 0.13
• Enterprise Value/Gross Profit: 0.77
• Enterprise Value/Ebitda: 0.89
• 1Y Price Target: $22.25
• Price Target Upside: 43.83% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 5

• Rating: 67 Neutral
• Price Target: $16.00 ▲(3.43%Upside)

J.Jill's stock score reflects strong valuation and financial performance, tempered by mixed technical indicators and uncertainty from a cautious earnings outlook. Positive corporate actions and a solid balance sheet provide additional support.

Positive Factors

Dividend and Buyback

The company announced a 14.3% increase to its quarterly dividend, up to $0.08, with newly announced share buybacks.

Financial Performance

Shares should continue to command a better multiple as JILL receives credit for its firmer balance sheet, more consistent performance, and return to unit growth.

Leadership

New leadership presents a catalyst for accelerated change and improved performance.

Negative Factors

Consumer Demand

JILL faced challenges in February and overall consumer demand remains muted.

Guidance

The company withdrew its guidance due to macro uncertainty and a CEO transition, indicating challenges ahead.

Inventory and Margins

Management expects continued pressure on gross margins due to the need for markdowns on elevated inventory.

JJill Business Overview & Revenue Model

Company Description

J.Jill, Inc. operates as an omnichannel retailer for women's apparel under the J.Jill brand in the United States. The company offers knit and woven tops, bottoms, and dresses, as well as sweaters and outerwear; footwear; and accessories, including scarves, jewelry, and hosiery. The company markets its products through retail stores, website, and catalogs. As of March 22, 2022, it operated 253 stores. The company was founded in 1959 and is headquartered in Quincy, Massachusetts.

How the Company Makes Money

J.Jill generates revenue through the sale of women's apparel and accessories across its various distribution channels. The company's primary revenue streams include sales from its brick-and-mortar retail stores, its e-commerce platform, and catalog orders. J.Jill's omnichannel approach allows it to reach a broad customer base and provides a seamless shopping experience across different platforms. The company's earnings are also supported by its ability to design and deliver exclusive, high-quality products that resonate with its target demographic. Additionally, strategic marketing initiatives and loyalty programs help drive customer engagement and repeat purchases, further contributing to its revenue.

JJill Financial Statement Overview

Summary

JJill exhibits strong profitability with a gross profit margin of 70% and robust cash flow management. However, a moderate debt-to-equity ratio and stable revenue growth suggest room for improvement in financial leverage and revenue expansion.

Income Statement

JJill shows a solid financial performance with a gross profit margin of 70.0% and a net profit margin of 5.7% for TTM (Trailing-Twelve-Months). Despite a slight decline in revenue from the previous annual report, the company manages to maintain healthy EBIT and EBITDA margins of 11.0% and 13.4% respectively. The revenue growth rate from 2022 to 2023 was modest, indicating a stable sales environment.

Balance Sheet

JJill has a manageable debt-to-equity ratio of 2.01 in TTM, reflecting a moderate level of leverage. The company’s return on equity (ROE) of 30.8% demonstrates effective utilization of shareholders’ equity to generate profit. The equity ratio of 25.9% reflects a stable financial structure, although there is room for improvement in reducing liabilities.

Cash Flow

The cash flow position is strong with a positive free cash flow and operating cash flow to net income ratio of 1.42 in TTM, signaling efficient cash generation. The free cash flow to net income ratio of 0.89 indicates a reliable conversion of profit into cash. Free cash flow growth has slowed, but remains positive, showing consistent cash management.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	602.97M	610.86M	604.66M	615.27M	585.21M	421.26M
Gross Profit	422.48M	429.86M	427.40M	422.05M	394.44M	242.88M
EBITDA	80.86M	75.70M	99.07M	104.49M	28.22M	-135.65M
Net Income	34.48M	39.48M	36.20M	42.17M	-28.14M	-141.41M
Balance Sheet
Total Assets	432.90M	417.70M	428.18M	466.42M	451.85M	499.57M
Cash, Cash Equivalents and Short-Term Investments	31.25M	35.43M	62.17M	87.05M	35.96M	4.41M
Total Debt	225.07M	208.82M	295.22M	366.29M	385.29M	459.65M
Total Liabilities	320.92M	311.93M	390.96M	466.64M	496.50M	598.48M
Stockholders Equity	111.97M	105.77M	37.22M	-219.00K	-44.66M	-98.91M
Cash Flow
Free Cash Flow	30.71M	50.77M	46.38M	59.36M	69.53M	-38.62M
Operating Cash Flow	48.87M	65.04M	63.31M	74.42M	75.00M	-34.81M
Investing Cash Flow	-18.17M	-17.75M	-16.93M	-15.07M	-5.47M	-3.81M
Financing Cash Flow	-76.58M	-74.03M	-71.26M	-8.26M	-37.98M	21.50M

JJill Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 15.47
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JILL, the sentiment is Neutral. The current price of 15.47 is above the 20-day moving average (MA) of 14.93, below the 50-day MA of 15.53, and below the 200-day MA of 21.82, indicating a neutral trend. The MACD of -0.35 indicates Negative momentum. The RSI at 50.76 is Neutral, neither overbought nor oversold. The STOCH value of 68.45 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JILL.

JJill Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PBPB	76 Outperform	$376.25M	8.90	117.47%	―	-3.96%	1036.87%
JAKK	75 Outperform	$230.95M	5.08	21.81%	4.83%	2.89%	41.09%
WEYS	70 Outperform	$323.19M	11.12	11.76%	3.20%	-5.46%	-1.09%
JILL	67 Neutral	$232.30M	6.77	41.77%	2.10%	-2.24%	-33.43%
Sector *	62 Neutral	$16.65B	11.30	-7.38%	3.01%	1.59%	-23.30%
ZUMZ	56 Neutral	$248.97M	1,332.73	0.23%	―	3.01%	―
ISPO	48 Neutral	$44.29M	―	8.84%	―	-16.42%	88.30%

JJill Corporate Events

J.Jill Approves Key Proposals at Annual Meeting

On June 3, 2025, J.Jill, Inc. held its virtual Annual Meeting where stockholders approved several key proposals, including the amendment and restatement of the 2017 Omnibus Equity Incentive Plan, the election of new directors, and the ratification of Grant Thornton LLP as the independent registered public accounting firm. These approvals are expected to impact the company’s governance and financial oversight, potentially influencing its strategic direction and stakeholder confidence.

The most recent analyst rating on (JILL) stock is a Hold with a $37.00 price target. To see the full list of analyst forecasts on JJill stock, see the JILL Stock Forecast page.

J.Jill Declares Quarterly Cash Dividend Announcement

On June 3, 2025, J.Jill, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.08 per share on its common stock. This dividend is set to be paid on July 9, 2025, to stockholders recorded by June 25, 2025, reflecting the company’s commitment to returning value to its shareholders.

The most recent analyst rating on (JILL) stock is a Hold with a $22.00 price target. To see the full list of analyst forecasts on JJill stock, see the JILL Stock Forecast page.