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HDFCLIFE Stock Chart & Stats
₹555.10
-₹2.20(-0.40%)
At close: 4:00 PM EDT
₹555.10
-₹2.20(-0.40%)
Day’s Range― - ―
52-Week Range₹543.05 - ₹814.95
Previous CloseN/A
Volume1.37M
Average Volume (3M)78.62K
Market Cap
₹1.19T
Enterprise Value₹1.27M
Total Cash (Recent Filing)₹19.90B
Total Debt (Recent Filing)₹30.99B
Price to Earnings (P/E)59.9
Beta0.84
Next Earnings
Oct 16, 2026EPS Estimate
2.84Next Dividend Ex-DateN/A
Dividend Yield0.73%
Share Statistics
EPS (TTM)8.88
Shares Outstanding2,172,475,000
10 Day Avg. Volume91,746
30 Day Avg. Volume78,621
Financial Highlights & Ratios
PEG Ratio12.17
Price to Book (P/B)7.17
Price to Sales (P/S)1.27
P/FCF Ratio3.51
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹720.00Price Target Upside29.71% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)10.47
Revenue Forecast (FY)₹882.30B
Bulls Say, Bears Say
Bulls Say
Cash GenerationExceptionally strong operating and free cash flow in FY2026 indicates durable cash conversion from underwriting and investment activities. This supports claim payments, capital allocation for distribution and product development, reduces reliance on external financing and underpins long-term solvency and reinvestment capacity.
Conservative LeverageA moderate debt-to-equity ratio around 0.17 signals a conservatively levered balance sheet for an insurer. This provides capacity to absorb shocks, meet regulatory capital requirements, and pursue organic growth or strategic investments without materially increasing financial risk over the medium term.
Diversified Products & ChannelsA broad product mix and multi-channel distribution reduce concentration risk and support persistency and new business flow. Bancassurance, agents and digital channels together enable scalable customer acquisition, cross-sell and retention, which sustainably supports premium growth and long-term in-force profitability.
Bears Say
Thin Profitability MarginsPersistently thin net and operating margins limit the firm's buffer against adverse claim experience, rising acquisition costs or regulatory shocks. Low underwriting profitability reduces retained earnings growth, constrains capital build-up and makes achievement of higher ROE dependent on scale or investment spreads.
Rising Leverage TrendAlthough current leverage is moderate, the upward trend in leverage over recent years increases vulnerability to interest rate moves and may raise regulatory capital or funding costs. If the trend continues it could constrain strategic flexibility and heighten stress in adverse market scenarios.
Earnings Sensitivity To Persistency And ClaimsBusiness economics rely materially on policy renewals, mortality/morbidity experience and investment spreads. Structural exposure to lapses, adverse claim cycles or lower investment returns can materially swing earnings and capital generation, requiring disciplined underwriting and ALM to sustain margins.
HDFC Life Insurance Co. Ltd. News
HDFCLIFE FAQ
What was HDFC Life Insurance Co. Ltd.’s price range in the past 12 months?
HDFC Life Insurance Co. Ltd. lowest stock price was ₹543.05 and its highest was ₹814.95 in the past 12 months.
What is HDFC Life Insurance Co. Ltd.’s market cap?
HDFC Life Insurance Co. Ltd.’s market cap is ₹1.19T.
When is HDFC Life Insurance Co. Ltd.’s upcoming earnings report date?
HDFC Life Insurance Co. Ltd.’s upcoming earnings report date is Oct 16, 2026 which is in 75 days.
How were HDFC Life Insurance Co. Ltd.’s earnings last quarter?
HDFC Life Insurance Co. Ltd. released its earnings results on Jul 15, 2026. The company reported ₹2.8 earnings per share for the quarter, missing the consensus estimate of ₹3.04 by -₹0.24.
Is HDFC Life Insurance Co. Ltd. overvalued?
According to Wall Street analysts HDFC Life Insurance Co. Ltd.’s price is currently Undervalued.
Does HDFC Life Insurance Co. Ltd. pay dividends?
HDFC Life Insurance Co. Ltd. pays a Monthly dividend of ₹2.1 which represents an annual dividend yield of 0.73%. See more information on HDFC Life Insurance Co. Ltd. dividends here
What is HDFC Life Insurance Co. Ltd.’s EPS estimate?
HDFC Life Insurance Co. Ltd.’s EPS estimate is 2.84.
How many shares outstanding does HDFC Life Insurance Co. Ltd. have?
HDFC Life Insurance Co. Ltd. has 2,172,475,000 shares outstanding.
What happened to HDFC Life Insurance Co. Ltd.’s price movement after its last earnings report?
HDFC Life Insurance Co. Ltd. reported an EPS of ₹2.8 in its last earnings report, missing expectations of ₹3.04. Following the earnings report the stock price went up 2.414%.
Which hedge fund is a major shareholder of HDFC Life Insurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:HDFCLIFE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
HDFC Life Insurance Co. Ltd.
HDFC Life Insurance Company Limited, an Indian enterprise, provides a comprehensive suite of insurance and investment products catering to both individual clients and group entities. Its extensive portfolio encompasses solutions for protection, pension, savings accumulation, general investment, annuities, and health coverage. Specific plans offered include term life, retirement, children's policies, Unit Linked Insurance Plans (ULIPs), options for Non-Resident Indians (NRIs), and various group insurance schemes. The company, which was incorporated in 2000 and has its headquarters in Mumbai, India, previously operated under the name HDFC Standard Life Insurance Company Limited until it officially adopted its current designation in January 2019.
HDFCLIFE Stock 12 Month Forecast
Average Price Target
₹720.00
▲(29.71% Upside)
Technical Analysis
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