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Life Insurance Corp. of India (IN:LICI)
:LICI
LICI Stock Chart & Stats
₹861.25
-₹7.50(-0.86%)
At close: 4:00 PM EST
₹861.25
-₹7.50(-0.86%)
Day’s Range― - ―
52-Week Range₹715.35 - ₹980.05
Previous CloseN/A
Volume761.29K
Average Volume (3M)56.04K
Market Cap
₹5.46T
Enterprise Value₹5.45T
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)10.3
Beta1.11
Next Earnings
Jun 01, 2026EPS Estimate
23.88Next Dividend Ex-DateN/A
Dividend Yield1.4%
Share Statistics
EPS (TTM)17.73
Shares Outstanding6,324,997,600
10 Day Avg. Volume55,606
30 Day Avg. Volume56,042
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)4.56
Price to Sales (P/S)0.65
P/FCF Ratio-58.51
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet / Near-zero DebtLICI's near-zero reported debt materially reduces financial distress risk and preserves capital flexibility. For a life insurer, low leverage supports meeting long-dated policy guarantees, enables disciplined asset-liability management, and sustains capacity for new business or regulatory capital buffers over the coming months.
Extensive Distribution NetworkA large agency force and multi-channel distribution create durable competitive advantages: entrenched reach across India, strong persistency and cross-sell potential, and lower marginal acquisition costs over time. This structural scale supports steady premium volumes and product distribution resilience.
Recent Revenue Acceleration And Improving MarginsAcceleration in top-line growth combined with improving net margins suggests strengthening underwriting discipline and/or better investment spread. These trends, if sustained, can enhance earnings capacity and surplus generation, supporting long-term solvency and reinvestment in distribution and product development.
Bears Say
Inconsistent Cash Generation; Negative OCF/FCF In 2025Volatile and recently negative operating and free cash flow undermine the durability of reported earnings: persistent cash outflows would constrain dividend capacity, capital deployment and reserve strengthening. For life insurers, sustained negative cash generation forces reliance on asset sales or capital adjustments.
Unusually High And Volatile ROEHighly variable ROE signals earnings volatility driven by investment returns, reserve movements, or base effects. That variability complicates forecasting and increases the risk that strong recent profitability may reverse under adverse market or actuarial experience, stressing capital planning.
Modest Margins And Through-cycle InconsistencyNet margins around mid-single digits are small relative to the firm's scale, providing limited buffers against underwriting or market shocks. The prior loss in 2020 demonstrates sensitivity across cycles, implying earnings and capital could swing materially in stressed periods.
Life Insurance Corp. of India News
LICI FAQ
What was Life Insurance Corp. of India’s price range in the past 12 months?
Life Insurance Corp. of India lowest stock price was ₹715.35 and its highest was ₹980.05 in the past 12 months.
What is Life Insurance Corp. of India’s market cap?
Life Insurance Corp. of India’s market cap is ₹5.46T.
When is Life Insurance Corp. of India’s upcoming earnings report date?
Life Insurance Corp. of India’s upcoming earnings report date is Jun 01, 2026 which is in 102 days.
How were Life Insurance Corp. of India’s earnings last quarter?
Life Insurance Corp. of India released its earnings results on Feb 05, 2026. The company reported ₹17.73 earnings per share for the quarter, beating the consensus estimate of ₹16.79 by ₹0.94.
Is Life Insurance Corp. of India overvalued?
According to Wall Street analysts Life Insurance Corp. of India’s price is currently Overvalued.
Does Life Insurance Corp. of India pay dividends?
Life Insurance Corp. of India pays a Annually dividend of ₹12 which represents an annual dividend yield of 1.4%. See more information on Life Insurance Corp. of India dividends here
What is Life Insurance Corp. of India’s EPS estimate?
Life Insurance Corp. of India’s EPS estimate is 23.88.
How many shares outstanding does Life Insurance Corp. of India have?
Life Insurance Corp. of India has 6,324,997,600 shares outstanding.
What happened to Life Insurance Corp. of India’s price movement after its last earnings report?
Life Insurance Corp. of India reported an EPS of ₹17.73 in its last earnings report, beating expectations of ₹16.79. Following the earnings report the stock price went up 0.653%.
Which hedge fund is a major shareholder of Life Insurance Corp. of India?
Currently, no hedge funds are holding shares in IN:LICI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Life Insurance Corp. of India
Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It provides individual products, including participating insurance products; and non-participating products comprising savings insurance, term insurance, health insurance, annuity and pension, and unit-linked insurance products; special products for women and children, micro insurance products; and riders, an add-on covers to the base policy to facilitate additional benefits linked to the accident, critical illness, and death and premium waiver benefit. The company also offers group products, such as group term insurance, group savings insurance, group savings pension, and group annuity products. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.
Technical Analysis
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