Life Insurance Corp. of India (IN:LICI)
:LICI
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LICI Stock Chart & Stats
₹861.25
-₹7.50(-0.86%)
At close: 4:00 PM EST
₹861.25
-₹7.50(-0.86%)
Day’s Range― - ―
52-Week Range₹722.00 - ₹980.05
Previous CloseN/A
Volume761.29K
Average Volume (3M)56.04K
Market Cap
₹5.14T
Enterprise Value₹4.57T
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)10.5
Beta1.13
Next Earnings
Jun 01, 2026EPS Estimate
19.28Next Dividend Ex-DateN/A
Dividend Yield1.4%
Share Statistics
EPS (TTM)20.42
Shares Outstanding6,324,997,600
10 Day Avg. Volume55,606
30 Day Avg. Volume56,042
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)4.56
Price to Sales (P/S)0.65
P/FCF Ratio-58.51
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹934.00Price Target Upside8.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)91.26
Revenue Forecast (FY)₹10.44T
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet, Near-zero LeverageNear-zero reported debt and a 0.0 debt-to-equity ratio materially reduce financial risk for a long-duration insurer. This capital conservatism provides durable flexibility to meet policyholder liabilities, fund strategic initiatives, and absorb shocks without forcing asset sales or costly refinancing.
Recent Revenue AccelerationA clear acceleration in revenue growth indicates expanding premium flows or product uptake, which supports scale economics and long-term fee and investment income. If sustained, this trend strengthens reserve funding, enables reinvestment, and improves the company's ability to amortize fixed distribution costs over higher volumes.
Large Agency Network And ScaleA broad agency distribution network and institutional scale create durable competitive advantages: superior new-business reach, higher persistency potential, and cross-sell opportunities. Scale also supports bargaining power on investments and product economics, helping stabilize long-term margins.
Bears Say
Volatile Operating And Free Cash FlowSwings into negative operating and free cash flow undermine the quality of reported earnings and reduce financial flexibility. For a life insurer that depends on consistent cash conversion to fund claims, bonuses and investments, persistent cash outflows could force asset sales or constrain product competitiveness and capital deployment.
Unusually High And Volatile Returns On EquityHigh but volatile ROE can signal earnings sensitivity to investment returns or capital movements rather than steady underwriting performance. That variability complicates forecasting surplus available for bonuses and shareholder equity, increasing the risk that capital cushions erode in adverse market cycles.
Modest Margins And Through-cycle InconsistencyReported net margins are modest given the company's size, and historical losses show vulnerability to adverse periods. This through-cycle inconsistency implies earnings and solvency metrics could deteriorate in stress, limiting the predictability of dividendable surplus and long-term capital planning.
Life Insurance Corp. of India News
LICI FAQ
What was Life Insurance Corp. of India’s price range in the past 12 months?
Life Insurance Corp. of India lowest stock price was ₹722.00 and its highest was ₹980.05 in the past 12 months.
What is Life Insurance Corp. of India’s market cap?
Life Insurance Corp. of India’s market cap is ₹5.14T.
When is Life Insurance Corp. of India’s upcoming earnings report date?
Life Insurance Corp. of India’s upcoming earnings report date is Jun 01, 2026 which is in 37 days.
How were Life Insurance Corp. of India’s earnings last quarter?
Life Insurance Corp. of India released its earnings results on Feb 05, 2026. The company reported ₹20.42 earnings per share for the quarter, beating the consensus estimate of ₹16.79 by ₹3.63.
Is Life Insurance Corp. of India overvalued?
According to Wall Street analysts Life Insurance Corp. of India’s price is currently Undervalued.
Does Life Insurance Corp. of India pay dividends?
Life Insurance Corp. of India pays a Annually dividend of ₹12 which represents an annual dividend yield of 1.4%. See more information on Life Insurance Corp. of India dividends here
What is Life Insurance Corp. of India’s EPS estimate?
Life Insurance Corp. of India’s EPS estimate is 19.28.
How many shares outstanding does Life Insurance Corp. of India have?
Life Insurance Corp. of India has 6,324,997,600 shares outstanding.
What happened to Life Insurance Corp. of India’s price movement after its last earnings report?
Life Insurance Corp. of India reported an EPS of ₹20.42 in its last earnings report, beating expectations of ₹16.79. Following the earnings report the stock price went up 0.653%.
Which hedge fund is a major shareholder of Life Insurance Corp. of India?
Currently, no hedge funds are holding shares in IN:LICI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Life Insurance Corp. of India
Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It provides individual products, including participating insurance products; and non-participating products comprising savings insurance, term insurance, health insurance, annuity and pension, and unit-linked insurance products; special products for women and children, micro insurance products; and riders, an add-on covers to the base policy to facilitate additional benefits linked to the accident, critical illness, and death and premium waiver benefit. The company also offers group products, such as group term insurance, group savings insurance, group savings pension, and group annuity products. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.
LICI Stock 12 Month Forecast
Average Price Target
₹934.00
▲(8.45% Upside)
Technical Analysis
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