Life Insurance Corp. of India (IN:LICI)
:LICI
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LICI Stock Chart & Stats
₹861.25
-₹7.50(-0.86%)
At close: 4:00 PM EST
₹861.25
-₹7.50(-0.86%)
Day’s Range― - ―
52-Week Range₹722.00 - ₹980.05
Previous CloseN/A
Volume761.29K
Average Volume (3M)56.04K
Market Cap
₹5.05T
Enterprise Value₹4.49T
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)10.5
Beta1.09
Next Earnings
Jun 01, 2026EPS Estimate
19.28Next Dividend Ex-DateN/A
Dividend Yield1.4%
Share Statistics
EPS (TTM)74.93
Shares Outstanding6,324,997,600
10 Day Avg. Volume55,606
30 Day Avg. Volume56,042
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)4.56
Price to Sales (P/S)0.65
P/FCF Ratio-58.51
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹934.00Price Target Upside8.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)91.26
Revenue Forecast (FY)₹10.44T
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetNear-zero reported debt materially lowers financial risk for a long-duration insurer, preserving capital flexibility to meet claims, invest policyholder float, and support regulatory reserves. This structural strength helps LIC sustain operations across cycles and fund growth without leverage.
Large Agency DistributionA broad, entrenched agency network and multiple channels drive durable new-business access and cross-sell opportunities, lowering marginal acquisition costs. Scale in distribution supports persistency, product penetration and long-term accumulation of investible float for consistent investment returns.
Recent Revenue AccelerationSharpening top-line growth increases premium inflows and the investible asset base, strengthening the company’s ability to earn investment income over time. Sustained revenue momentum supports underwriting scale, spreads fixed costs and can improve product economics over multiple quarters.
Bears Say
Cash Flow VolatilitySwinging to negative operating and free cash flow reduces the insurer’s internal capacity to fund claims, bonuses and reinvestment. Persistent cash outflows would force reliance on external financing or reserve adjustments, increasing execution risk and undermining earnings quality over the medium term.
Volatile Returns On EquityUnusually high and variable ROE suggests earnings and capital base volatility, possibly from reserve changes, investment mark-to-market swings, or product mix shifts. That variability complicates forecasting, capital planning and policyholder bonus-setting, raising structural earnings unpredictability.
Modest Margins & Through-cycle InconsistencyRelatively modest net margins for a large insurer mean limited buffer against underwriting or investment shocks. Historical periods of weakness, including a loss, indicate the business can exhibit material earnings cyclicality, reducing confidence in consistent long-term profitability.
Life Insurance Corp. of India News
LICI FAQ
What was Life Insurance Corp. of India’s price range in the past 12 months?
Life Insurance Corp. of India lowest stock price was ₹722.00 and its highest was ₹980.05 in the past 12 months.
What is Life Insurance Corp. of India’s market cap?
Life Insurance Corp. of India’s market cap is ₹5.05T.
When is Life Insurance Corp. of India’s upcoming earnings report date?
Life Insurance Corp. of India’s upcoming earnings report date is Jun 01, 2026 which is in 15 days.
How were Life Insurance Corp. of India’s earnings last quarter?
Life Insurance Corp. of India released its earnings results on Feb 05, 2026. The company reported ₹20.42 earnings per share for the quarter, beating the consensus estimate of ₹16.79 by ₹3.63.
Is Life Insurance Corp. of India overvalued?
According to Wall Street analysts Life Insurance Corp. of India’s price is currently Undervalued.
Does Life Insurance Corp. of India pay dividends?
Life Insurance Corp. of India pays a Annually dividend of ₹12 which represents an annual dividend yield of 1.4%. See more information on Life Insurance Corp. of India dividends here
What is Life Insurance Corp. of India’s EPS estimate?
Life Insurance Corp. of India’s EPS estimate is 19.28.
How many shares outstanding does Life Insurance Corp. of India have?
Life Insurance Corp. of India has 6,324,997,600 shares outstanding.
What happened to Life Insurance Corp. of India’s price movement after its last earnings report?
Life Insurance Corp. of India reported an EPS of ₹20.42 in its last earnings report, beating expectations of ₹16.79. Following the earnings report the stock price went up 0.653%.
Which hedge fund is a major shareholder of Life Insurance Corp. of India?
Currently, no hedge funds are holding shares in IN:LICI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Life Insurance Corp. of India
Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It provides individual products, including participating insurance products; and non-participating products comprising savings insurance, term insurance, health insurance, annuity and pension, and unit-linked insurance products; special products for women and children, micro insurance products; and riders, an add-on covers to the base policy to facilitate additional benefits linked to the accident, critical illness, and death and premium waiver benefit. The company also offers group products, such as group term insurance, group savings insurance, group savings pension, and group annuity products. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.
LICI Stock 12 Month Forecast
Average Price Target
₹934.00
▲(8.45% Upside)
Technical Analysis
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