Life Insurance Corp. of India (IN:LICI)
:LICI
LICI Stock Chart & Stats
₹861.25
-₹7.50(-0.86%)
At close: 4:00 PM EST
₹861.25
-₹7.50(-0.86%)
Day’s Range― - ―
52-Week Range₹722.50 - ₹980.05
Previous CloseN/A
Volume761.29K
Average Volume (3M)56.04K
Market Cap
₹4.59T
Enterprise Value₹4.03T
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)10.5
Beta1.08
Next Earnings
Jun 01, 2026EPS Estimate
23.88Next Dividend Ex-DateN/A
Dividend Yield1.4%
Share Statistics
EPS (TTM)19.07
Shares Outstanding6,324,997,600
10 Day Avg. Volume55,606
30 Day Avg. Volume56,042
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)4.56
Price to Sales (P/S)0.65
P/FCF Ratio-58.51
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹934.00Price Target Upside8.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)92.2
Revenue Forecast (FY)₹10.41T
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetNear-zero reported debt and a materially scaled equity base materially reduce financial risk and increase resilience to underwriting shocks or market dislocations. A conservatively levered balance sheet supports regulatory capital, long-duration liabilities and durable capacity to expand business or absorb losses.
Accelerating Revenue GrowthA clear acceleration in premium/revenue growth indicates improving product traction and distribution effectiveness. Sustained top-line expansion supports scale benefits, helps spread fixed costs across more business, and enhances long-term ability to generate underwriting surplus and investment inflows.
Large Agency Distribution And Investment FranchiseA vast agency network delivers durable market access and customer reach across India, improving persistency and premium acquisition. Combined with scale in managing policy assets, this dual strength supports recurring investment income, cross-sell opportunities and competitive advantages in pricing and distribution over time.
Bears Say
Cash Flow VolatilityThe switch to negative operating and free cash flow in 2025 signals inconsistent cash generation and raises quality-of-earnings concerns. Persistent outflows would reduce financial flexibility for claims, bonuses, distribution investment and could force balance-sheet or product adjustments to restore sustainable cash conversion.
Modest, Cyclical ProfitabilityNet margins remain modest for the business scale and prior-year losses highlight through-cycle variability. This earnings cyclicality reduces predictability of surplus and shareholder returns, and may force conservative reserving or limit capital deployment in weaker cycles, constraining long-term earnings durability.
Dependence On Investment SpreadEarnings rely heavily on investment returns and the spread between asset yields and liabilities. That creates structural sensitivity to interest-rate shifts, credit markets and asset performance; adverse market cycles can materially compress surplus and bonuses, making underwriting results more dependent on market conditions.
Life Insurance Corp. of India News
LICI FAQ
What was Life Insurance Corp. of India’s price range in the past 12 months?
Life Insurance Corp. of India lowest stock price was ₹722.50 and its highest was ₹980.05 in the past 12 months.
What is Life Insurance Corp. of India’s market cap?
Life Insurance Corp. of India’s market cap is ₹4.59T.
When is Life Insurance Corp. of India’s upcoming earnings report date?
Life Insurance Corp. of India’s upcoming earnings report date is Jun 01, 2026 which is in 60 days.
How were Life Insurance Corp. of India’s earnings last quarter?
Life Insurance Corp. of India released its earnings results on Feb 05, 2026. The company reported ₹19.065 earnings per share for the quarter, beating the consensus estimate of ₹16.79 by ₹2.275.
Is Life Insurance Corp. of India overvalued?
According to Wall Street analysts Life Insurance Corp. of India’s price is currently Undervalued.
Does Life Insurance Corp. of India pay dividends?
Life Insurance Corp. of India pays a Annually dividend of ₹12 which represents an annual dividend yield of 1.4%. See more information on Life Insurance Corp. of India dividends here
What is Life Insurance Corp. of India’s EPS estimate?
Life Insurance Corp. of India’s EPS estimate is 23.88.
How many shares outstanding does Life Insurance Corp. of India have?
Life Insurance Corp. of India has 6,324,997,600 shares outstanding.
What happened to Life Insurance Corp. of India’s price movement after its last earnings report?
Life Insurance Corp. of India reported an EPS of ₹19.065 in its last earnings report, beating expectations of ₹16.79. Following the earnings report the stock price went up 0.653%.
Which hedge fund is a major shareholder of Life Insurance Corp. of India?
Currently, no hedge funds are holding shares in IN:LICI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Life Insurance Corp. of India
Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It provides individual products, including participating insurance products; and non-participating products comprising savings insurance, term insurance, health insurance, annuity and pension, and unit-linked insurance products; special products for women and children, micro insurance products; and riders, an add-on covers to the base policy to facilitate additional benefits linked to the accident, critical illness, and death and premium waiver benefit. The company also offers group products, such as group term insurance, group savings insurance, group savings pension, and group annuity products. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.
LICI Stock 12 Month Forecast
Average Price Target
₹934.00
▲(8.45% Upside)
Technical Analysis
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