Life Insurance Corp. of India (IN:LICI)
:LICI
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LICI Stock Chart & Stats
₹861.25
-₹7.50(-0.86%)
At close: 4:00 PM EST
₹861.25
-₹7.50(-0.86%)
Day’s Range― - ―
52-Week Range₹361.00 - ₹490.03
Previous CloseN/A
Volume761.29K
Average Volume (3M)56.04K
Market Cap
₹5.06T
Enterprise Value₹4.48T
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)8.8
Beta1.05
Next Earnings
Aug 06, 2026EPS Estimate
9.12Next Dividend Ex-DateN/A
Dividend Yield1.4%
Share Statistics
EPS (TTM)37.47
Shares Outstanding12,649,995,000
10 Day Avg. Volume55,606
30 Day Avg. Volume56,042
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)2.59
Price to Sales (P/S)0.47
P/FCF Ratio-16.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹838.00Price Target Upside-2.70% Downside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)47.88
Revenue Forecast (FY)₹10.27T
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthMulti-year top-line expansion reflects persistent premium inflows and broad product distribution, creating durable scale advantages. Larger revenue supports diversification across products, fixed-cost absorption and a growing investable asset base that strengthens the firm's ability to fund liabilities and new business over time.
Conservative Balance Sheet / Low Reported LeverageNear-zero reported debt and a materially expanded equity base provide structural financial resilience and regulatory capital buffer. This conservative leverage profile supports underwriting capacity, reduces solvency risk, and gives management flexibility to invest or absorb shocks without immediate capital raises.
Improved Profitability Since FY2022Sustained improvement in net margins and EPS growth implies better underwriting discipline and/or investment performance, increasing retained earnings. Higher underlying profitability enhances solvency and capacity to fund product initiatives and shareholder distributions, strengthening long-term cash generation potential.
Bears Say
Negative Operating And Free Cash FlowThe recent swing to negative operating and free cash flow weakens earnings quality and liquidity for an insurer reliant on steady cash conversion. Persistent negative cash generation constrains ability to meet claims, fund new business or pay dividends without asset sales or capital actions, raising structural financing risk.
Sharp Gross Margin DeclineA dramatic drop in reported gross margins points to meaningful changes in product mix, reserving or accounting that materially affect reported profitability. Such structural swings increase forecasting uncertainty around liabilities and investment returns, complicating long-term strategic planning and pricing.
Volatile Return On EquityElevated and inconsistent ROE indicates earnings and the equity base fluctuate materially year-to-year, reducing predictability of shareholder returns. For long-duration life insurance liabilities, this volatility suggests sensitivity to investment outcomes, actuarial assumptions or capital flows that can undermine long-term return consistency.
Life Insurance Corp. of India News
LICI FAQ
What was Life Insurance Corp. of India’s price range in the past 12 months?
Life Insurance Corp. of India lowest stock price was ₹361.00 and its highest was ₹490.02 in the past 12 months.
What is Life Insurance Corp. of India’s market cap?
Life Insurance Corp. of India’s market cap is ₹5.06T.
When is Life Insurance Corp. of India’s upcoming earnings report date?
Life Insurance Corp. of India’s upcoming earnings report date is Aug 06, 2026 which is in 59 days.
How were Life Insurance Corp. of India’s earnings last quarter?
Life Insurance Corp. of India released its earnings results on May 21, 2026. The company reported ₹18.55 earnings per share for the quarter, beating the consensus estimate of ₹9.64 by ₹8.91.
Is Life Insurance Corp. of India overvalued?
According to Wall Street analysts Life Insurance Corp. of India’s price is currently Overvalued.
Does Life Insurance Corp. of India pay dividends?
Life Insurance Corp. of India pays a Annually dividend of ₹10 which represents an annual dividend yield of 1.4%. See more information on Life Insurance Corp. of India dividends here
What is Life Insurance Corp. of India’s EPS estimate?
Life Insurance Corp. of India’s EPS estimate is 9.12.
How many shares outstanding does Life Insurance Corp. of India have?
Life Insurance Corp. of India has 12,649,995,000 shares outstanding.
What happened to Life Insurance Corp. of India’s price movement after its last earnings report?
Life Insurance Corp. of India reported an EPS of ₹18.55 in its last earnings report, beating expectations of ₹9.64. Following the earnings report the stock price went down -0.031%.
Which hedge fund is a major shareholder of Life Insurance Corp. of India?
Currently, no hedge funds are holding shares in IN:LICI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Life Insurance Corp. of India
Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It provides individual products, including participating insurance products; and non-participating products comprising savings insurance, term insurance, health insurance, annuity and pension, and unit-linked insurance products; special products for women and children, micro insurance products; and riders, an add-on covers to the base policy to facilitate additional benefits linked to the accident, critical illness, and death and premium waiver benefit. The company also offers group products, such as group term insurance, group savings insurance, group savings pension, and group annuity products. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.
LICI Stock 12 Month Forecast
Average Price Target
₹838.00
▼(-2.70% Downside)
Technical Analysis
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