Bajaj Finserv Limited (IN:BAJAJFINSV)
:BAJAJFINSV
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BAJAJFINSV Stock Chart & Stats
₹2038.25
-₹12.25(-0.72%)
At close: 4:00 PM EST
₹2038.25
-₹12.25(-0.72%)
Day’s Range― - ―
52-Week Range₹1,598.15 - ₹2,194.65
Previous CloseN/A
Volume658.95K
Average Volume (3M)50.84K
Market Cap
₹2.79T
Enterprise Value₹6.34T
Total Cash (Recent Filing)₹23.23B
Total Debt (Recent Filing)₹3.22T
Price to Earnings (P/E)25.7
Beta1.10
Next Earnings
Jul 29, 2026EPS Estimate
17.79Next Dividend Ex-DateN/A
Dividend Yield0.05%
Share Statistics
EPS (TTM)60.70
Shares Outstanding1,600,550,000
10 Day Avg. Volume55,500
30 Day Avg. Volume50,845
Financial Highlights & Ratios
PEG Ratio2.60
Price to Book (P/B)3.35
Price to Sales (P/S)1.71
P/FCF Ratio-5.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹2,150.00Price Target Upside5.48% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)80.4
Revenue Forecast (FY)₹1.47T
Bulls Say, Bears Say
Bulls Say
Diversified Business MixBajaj Finserv’s multi-vertical model (consumer lending, general and life insurance) creates durable revenue diversification and cross-sell opportunities across retail, SME and commercial segments. This reduces dependence on any single cycle and supports stable fee, interest, and investment income over the medium term.
Sustained Revenue GrowthConsistent top-line expansion and a 16% recent revenue growth rate indicate scalable customer acquisition and product uptake. Durable revenue momentum supports operating leverage, larger underwriting pools for insurance, and broader distribution economics that underpin medium‑term profit generation if margins stabilize.
Historically Solid Returns On EquityLow‑teens ROE in recent years reflects the group’s ability to convert capital into shareholder returns through lending and insurance underwriting. Sustained mid‑teens ROE capacity provides a structural buffer to support reinvestment, dividends, and capital raising when disciplined risk controls persist.
Bears Say
Negative Operating And Free Cash FlowMulti‑year negative operating and free cash flow despite reported profitability signals earnings that are not fully cash‑realized; this increases reliance on external funding to support portfolio growth and working capital, raising sustainability concerns for dividends and capital deployment over the medium term.
High And Rising LeverageA sharply higher debt-to-equity ratio amplifies sensitivity to interest rates and funding markets. Elevated leverage constrains financial flexibility, raises refinancing risk during tightening cycles, and can magnify earnings volatility from credit costs or underwriting losses across lending and insurance businesses.
Net Margin CompressionMaterial net margin decline points to rising credit charges, higher funding or operating costs, or adverse mix shifts. If margin pressure persists, it will erode cash generation and return metrics, making it harder to fund growth internally and potentially pressuring pricing competitiveness and underwriting standards.
Bajaj Finserv Limited News
BAJAJFINSV FAQ
What was Bajaj Finserv Limited’s price range in the past 12 months?
Bajaj Finserv Limited lowest stock price was ₹1598.15 and its highest was ₹2194.65 in the past 12 months.
What is Bajaj Finserv Limited’s market cap?
Bajaj Finserv Limited’s market cap is ₹2.79T.
When is Bajaj Finserv Limited’s upcoming earnings report date?
Bajaj Finserv Limited’s upcoming earnings report date is Jul 29, 2026 which is in 74 days.
How were Bajaj Finserv Limited’s earnings last quarter?
Bajaj Finserv Limited released its earnings results on Apr 30, 2026. The company reported ₹15.81 earnings per share for the quarter, beating the consensus estimate of ₹8.8 by ₹7.01.
Is Bajaj Finserv Limited overvalued?
According to Wall Street analysts Bajaj Finserv Limited’s price is currently Undervalued.
Does Bajaj Finserv Limited pay dividends?
Bajaj Finserv Limited pays a Annually dividend of ₹1 which represents an annual dividend yield of 0.05%. See more information on Bajaj Finserv Limited dividends here
What is Bajaj Finserv Limited’s EPS estimate?
Bajaj Finserv Limited’s EPS estimate is 17.79.
How many shares outstanding does Bajaj Finserv Limited have?
Bajaj Finserv Limited has 1,600,550,000 shares outstanding.
What happened to Bajaj Finserv Limited’s price movement after its last earnings report?
Bajaj Finserv Limited reported an EPS of ₹15.81 in its last earnings report, beating expectations of ₹8.8. Following the earnings report the stock price went down -0.989%.
Which hedge fund is a major shareholder of Bajaj Finserv Limited?
Currently, no hedge funds are holding shares in IN:BAJAJFINSV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bajaj Finserv Limited
Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, business, home, commercial, and gold loans; two and three wheeler loans; mortgages; unsecured and secured loans; loans against securities and properties; financing for products, such as consumer durable, digital, lifecare, furniture, etc.; and lease rental discounting products. The company also provides investment products, including fixed and term deposits, demat accounts, systematic deposit plans, and mutual funds; life, health, motor, car, two-wheeler, marine, home, crop, pocket, and travel insurance products; finance for professionals; savings products, wealth management and retirement planning services, and annuities; healthcare needs for the family; extended warranty, asset care, and financial fitness report services; and wallets and credit cards. In addition, it offers payments; SME finance products; and trading account, depository, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.
BAJAJFINSV Stock 12 Month Forecast
Average Price Target
₹2,150.00
▲(5.48% Upside)
Technical Analysis
Aditya Birla Capital Ltd.
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HDFC Life Insurance Co. Ltd.
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ICICI Prudential Life Insurance Co. Ltd.
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SBI Life Insurance Co. Ltd.
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