Bajaj Finance Limited (IN:BAJFINANCE)
:BAJFINANCE
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BAJFINANCE Stock Chart & Stats
₹908.70
-₹90.40(-1.23%)
At close: 4:00 PM EST
₹908.70
-₹90.40(-1.23%)
Day’s Range― - ―
52-Week Range₹788.40 - ₹1,102.45
Previous CloseN/A
Volume473.34K
Average Volume (3M)420.38K
Market Cap
₹5.79T
Enterprise Value₹8.94T
Total Cash (Recent Filing)₹120.01B
Total Debt (Recent Filing)₹3.28T
Price to Earnings (P/E)38.5
Beta1.18
Next Earnings
Jul 28, 2026EPS Estimate
9.31Next Dividend Ex-DateN/A
Dividend Yield0.56%
Share Statistics
EPS (TTM)8.79
Shares Outstanding6,225,957,000
10 Day Avg. Volume511,445
30 Day Avg. Volume420,375
Financial Highlights & Ratios
PEG Ratio2.39
Price to Book (P/B)5.57
Price to Sales (P/S)8.02
P/FCF Ratio-7.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,103.27Price Target Upside21.41% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)40.17
Revenue Forecast (FY)₹649.53B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthNear-20% revenue growth reflects durable demand for consumer and SME credit and successful origination scale. Sustained top-line expansion supports economies of scale in lending, funds higher provisioning buffers, and enables continued investment in distribution and analytics that reinforce competitive position.
Profitability & MarginsHealthy net and gross margins indicate persistent pricing power and effective credit risk selection across product lines. Robust margins provide internal capital to fund growth and absorb credit shocks, supporting return on equity even if incremental operating cost pressures emerge.
Diversified Retail Loan FranchiseA broad product mix (POS, personal, business, secured loans) and hybrid branch/digital distribution create multiple origination and cross-sell engines. Strong merchant ties for POS financing and digital reach reduce single-product dependency and increase resilience across economic cycles.
Bears Say
Negative Cash Flow TrendsPersistent negative operating and free cash flow versus reported earnings signals weak cash conversion or heavy reinvestment. Over months this can constrain liquidity, force greater reliance on borrowings or deposits, and limit flexibility for capital allocation or buffer-building in stress periods.
Margin Compression RiskA trend of declining EBIT/EBITDA margins suggests rising operating costs or competitive pricing pressure in core lending. If sustained, margin erosion reduces the buffer against credit losses and increases dependence on fee income or efficiency gains to maintain profitability and ROE over time.
Moderate Leverage & Funding ExposureA moderate debt profile and dependence on market borrowings plus deposits expose the firm to rising funding costs or liquidity tightness. In a higher-rate or stress environment, funding sensitivity can raise spreads, pressure margins, and constrain loan growth without additional equity or deposit inflows.
Bajaj Finance Limited News
BAJFINANCE FAQ
What was Bajaj Finance Limited’s price range in the past 12 months?
Bajaj Finance Limited lowest stock price was ₹788.40 and its highest was ₹1102.45 in the past 12 months.
What is Bajaj Finance Limited’s market cap?
Bajaj Finance Limited’s market cap is ₹5.79T.
When is Bajaj Finance Limited’s upcoming earnings report date?
Bajaj Finance Limited’s upcoming earnings report date is Jul 28, 2026 which is in 89 days.
How were Bajaj Finance Limited’s earnings last quarter?
Bajaj Finance Limited released its earnings results on Apr 29, 2026. The company reported ₹8.795 earnings per share for the quarter, beating the consensus estimate of ₹8.06 by ₹0.735.
Is Bajaj Finance Limited overvalued?
According to Wall Street analysts Bajaj Finance Limited’s price is currently Undervalued.
Does Bajaj Finance Limited pay dividends?
Bajaj Finance Limited pays a Annually dividend of ₹4.4 which represents an annual dividend yield of 0.56%. See more information on Bajaj Finance Limited dividends here
What is Bajaj Finance Limited’s EPS estimate?
Bajaj Finance Limited’s EPS estimate is 9.31.
How many shares outstanding does Bajaj Finance Limited have?
Bajaj Finance Limited has 6,225,957,000 shares outstanding.
What happened to Bajaj Finance Limited’s price movement after its last earnings report?
Bajaj Finance Limited reported an EPS of ₹8.795 in its last earnings report, beating expectations of ₹8.06. Following the earnings report the stock price went up 0.709%.
Which hedge fund is a major shareholder of Bajaj Finance Limited?
Currently, no hedge funds are holding shares in IN:BAJFINANCE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bajaj Finance Limited
Bajaj Finance Limited operates as a non-banking financial company in India. The company offers consumer durable, lifestyle, lifecare, digital product, two and three wheeler, developer, used car, medical equipment, vendor, light engineering, specialty chemicals, financial institution, corporate, and warehouse finance services; IPO and ESOP finance, margin trading finance, trading account, depository, and HNI and retail broking services; personal, gold, home, business, working capital, secured enterprise, and professional loans; and loan against fixed deposits, shares, properties, and securities. It also provides life, general, and health insurance, as well as pocket insurance products; extended warranty, e-commerce, and lease rental discounting services; financial fitness reports; and EMI cards, and co-branded credit cards and wallets, as well as offers investment services, such as systematic deposit plan, fixed and term deposits, and mutual funds. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Limited.
BAJFINANCE Stock 12 Month Forecast
Average Price Target
₹1,103.27
▲(21.41% Upside)
Technical Analysis
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