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BAJFINANCE Stock Chart & Stats
₹1012.65
₹35.50(3.51%)
At close: 4:00 PM EDT
₹1012.65
₹35.50(3.51%)
Day’s Range― - ―
52-Week Range₹788.40 - ₹1,151.20
Previous CloseN/A
Volume7.61M
Average Volume (3M)420.38K
Market Cap
₹7.11T
Enterprise Value₹8.54M
Total Cash (Recent Filing)₹157.55B
Total Debt (Recent Filing)₹3.67T
Price to Earnings (P/E)34.9
Beta1.34
Next Earnings
Oct 27, 2026EPS Estimate
9.98Next Dividend Ex-DateN/A
Dividend Yield0.53%
Share Statistics
EPS (TTM)30.60
Shares Outstanding6,225,957,000
10 Day Avg. Volume511,445
30 Day Avg. Volume420,375
Financial Highlights & Ratios
PEG Ratio1.90
Price to Book (P/B)4.37
Price to Sales (P/S)6.08
P/FCF Ratio14.25
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,183.33Price Target Upside16.86% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)40.44
Revenue Forecast (FY)₹650.99B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue & Earnings GrowthMulti-year top-line and earnings expansion indicates the core lending franchise continues to scale. Durable revenue growth provides room to invest in distribution, product development and risk systems, supporting medium-term earnings resilience even as margins fluctuate.
Diversified Retail Lending FranchiseA broad product mix across consumer, SME and secured/unsecured loans plus digital and partner distribution reduces concentration risk. Diverse origination channels aid customer acquisition and cross-sell, improving long-term growth durability versus single-product lenders.
Healthy Returns On EquityConsistently double-digit ROE signals efficient capital use in the lending portfolio and the ability to generate investor returns from existing equity. Sustainable ROE supports reinvestment and dividends potential, strengthening long-run shareholder value creation.
Bears Say
Elevated LeverageA high debt-to-equity profile increases sensitivity to funding cost shifts and market liquidity; it raises refinancing and interest-rate risk during adverse cycles. Elevated leverage limits capital flexibility and amplifies earnings volatility if credit costs rise.
Volatile Operating Cash FlowIrregular conversion of earnings to cash undermines predictability of funding needs and elevates reliance on external debt markets. Recurrent negative cash years can force higher-cost financing, constrain loan growth or capital expenditures, and heighten refinancing risk.
Margin CompressionA decline in net margin over recent years suggests pressure from funding costs, pricing or rising credit provisions. Persistent margin compression reduces the buffer to absorb higher credit losses or funding stress and can slow earnings per share growth absent offsetting volume gains.
Bajaj Finance Limited News
BAJFINANCE FAQ
What was Bajaj Finance Limited’s price range in the past 12 months?
Bajaj Finance Limited lowest stock price was ₹788.40 and its highest was ₹1151.20 in the past 12 months.
What is Bajaj Finance Limited’s market cap?
Bajaj Finance Limited’s market cap is ₹7.11T.
When is Bajaj Finance Limited’s upcoming earnings report date?
Bajaj Finance Limited’s upcoming earnings report date is Oct 27, 2026 which is in 85 days.
How were Bajaj Finance Limited’s earnings last quarter?
Bajaj Finance Limited released its earnings results on Jul 30, 2026. The company reported ₹9.62 earnings per share for the quarter, missing the consensus estimate of ₹12.753 by -₹3.133.
Is Bajaj Finance Limited overvalued?
According to Wall Street analysts Bajaj Finance Limited’s price is currently Undervalued.
Does Bajaj Finance Limited pay dividends?
Bajaj Finance Limited pays a Annually dividend of ₹6 which represents an annual dividend yield of 0.53%. See more information on Bajaj Finance Limited dividends here
What is Bajaj Finance Limited’s EPS estimate?
Bajaj Finance Limited’s EPS estimate is 9.98.
How many shares outstanding does Bajaj Finance Limited have?
Bajaj Finance Limited has 6,225,957,000 shares outstanding.
What happened to Bajaj Finance Limited’s price movement after its last earnings report?
Bajaj Finance Limited reported an EPS of ₹9.62 in its last earnings report, missing expectations of ₹12.753. Following the earnings report the stock price went up 0.185%.
Which hedge fund is a major shareholder of Bajaj Finance Limited?
Currently, no hedge funds are holding shares in IN:BAJFINANCE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bajaj Finance Limited
Bajaj Finance Limited, an Indian non-banking financial institution based in Pune, was founded in 1987 and operates as a subsidiary of Bajaj Finserv Limited. The company provides a comprehensive suite of financial products and services. Its diverse lending portfolio includes financing for consumer durables, lifestyle needs, healthcare, digital products, two-wheelers, three-wheelers, used cars, and specialized credit lines for developers, medical equipment, vendors, light engineering, specialty chemicals, financial institutions, corporations, and warehouse operations. The company also offers a wide array of personal, gold, home, business, working capital, secured enterprise, and professional loans, alongside credit against fixed deposits, shares, properties, and other securities. For investors, Bajaj Finance facilitates systematic deposit plans, fixed and term deposits, and mutual funds. Its capital market services extend to IPO and ESOP financing, margin trading, and HNI and retail broking, complete with trading account and depository facilities. In addition to its credit and investment offerings, Bajaj Finance delivers various insurance products, encompassing life, general, health, and specialized pocket insurance. Complementary services include extended warranties, e-commerce solutions, lease rental discounting, financial fitness reports, EMI cards, and co-branded credit cards and digital wallets. The company was previously known as Bajaj Auto Finance Limited.
BAJFINANCE Stock 12 Month Forecast
Average Price Target
₹1,183.33
▲(16.86% Upside)
Technical Analysis
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