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BAJFINANCE Stock Chart & Stats
₹908.70
-₹90.40(-1.23%)
At close: 4:00 PM EST
₹908.70
-₹90.40(-1.23%)
Day’s Range― - ―
52-Week Range₹788.40 - ₹1,102.45
Previous CloseN/A
Volume473.34K
Average Volume (3M)420.38K
Market Cap
₹6.34T
Enterprise Value₹9.47T
Total Cash (Recent Filing)₹157.55B
Total Debt (Recent Filing)₹3.67T
Price to Earnings (P/E)33.3
Beta1.23
Next Earnings
Jul 29, 2026EPS Estimate
9.36Next Dividend Ex-DateN/A
Dividend Yield0.56%
Share Statistics
EPS (TTM)30.60
Shares Outstanding6,225,957,000
10 Day Avg. Volume511,445
30 Day Avg. Volume420,375
Financial Highlights & Ratios
PEG Ratio1.90
Price to Book (P/B)4.37
Price to Sales (P/S)6.08
P/FCF Ratio14.25
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,111.79Price Target Upside22.35% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)40.38
Revenue Forecast (FY)₹643.22B
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue And Net Income GrowthSustained multi-year top-line and profit expansion indicates durable demand for lending products and successful scaling of origination and pricing. This supports steady interest-income growth, enables continued reinvestment in distribution and technology, and underpins long-term earnings visibility.
Diversified Loan Mix And Distribution ReachA broad product mix (POS, personal, SME, secured lending) plus branch and digital channels reduces concentration risk and supports cross-sell. Merchant POS relationships and third-party distribution create durable origination pipelines and economies of scale in customer acquisition and servicing.
Healthy Returns On Equity; Growing Equity BaseSolid ROE in the low‑double digits and a rising equity base signal capital efficiency and internal capacity to fund growth. This helps absorb credit losses, supports regulatory capital buffers, and enhances long-term ability to expand the loan book without over-reliance on external equity raises.
Bears Say
Persistently High Leverage (debt-to-equity ~3x)A consistently elevated debt-to-equity ratio increases sensitivity to funding-cost swings and market dislocations. High leverage constrains flexibility during tightening cycles, raises refinancing risk for an asset-led lender, and magnifies losses if credit quality weakens.
Volatile Operating And Free Cash FlowsMarked swings between deeply negative and strongly positive cash flow years reduce confidence in predictable cash conversion. This variability complicates liquidity planning for loan book growth, increases reliance on market funding in weak years, and raises refinancing and working-capital risks.
Margin Compression PressureA trend of margin erosion signals rising funding costs, competition, or higher credit costs, which can weaken net interest spread sustainability. Persistent compression would reduce room for loss provisioning and investment, pressuring profitability and returns under adverse macro scenarios.
Bajaj Finance Limited News
BAJFINANCE FAQ
What was Bajaj Finance Limited’s price range in the past 12 months?
Bajaj Finance Limited lowest stock price was ₹788.40 and its highest was ₹1102.45 in the past 12 months.
What is Bajaj Finance Limited’s market cap?
Bajaj Finance Limited’s market cap is ₹6.34T.
When is Bajaj Finance Limited’s upcoming earnings report date?
Bajaj Finance Limited’s upcoming earnings report date is Jul 29, 2026 which is in 25 days.
How were Bajaj Finance Limited’s earnings last quarter?
Bajaj Finance Limited released its earnings results on Apr 29, 2026. The company reported ₹8.8 earnings per share for the quarter, beating the consensus estimate of ₹8.06 by ₹0.74.
Is Bajaj Finance Limited overvalued?
According to Wall Street analysts Bajaj Finance Limited’s price is currently Undervalued.
Does Bajaj Finance Limited pay dividends?
Bajaj Finance Limited pays a Annually dividend of ₹6 which represents an annual dividend yield of 0.56%. See more information on Bajaj Finance Limited dividends here
What is Bajaj Finance Limited’s EPS estimate?
Bajaj Finance Limited’s EPS estimate is 9.36.
How many shares outstanding does Bajaj Finance Limited have?
Bajaj Finance Limited has 6,225,957,000 shares outstanding.
What happened to Bajaj Finance Limited’s price movement after its last earnings report?
Bajaj Finance Limited reported an EPS of ₹8.8 in its last earnings report, beating expectations of ₹8.06. Following the earnings report the stock price went up 0.709%.
Which hedge fund is a major shareholder of Bajaj Finance Limited?
Currently, no hedge funds are holding shares in IN:BAJFINANCE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bajaj Finance Limited
Bajaj Finance Limited, an Indian non-banking financial institution based in Pune, was founded in 1987 and operates as a subsidiary of Bajaj Finserv Limited. The company provides a comprehensive suite of financial products and services. Its diverse lending portfolio includes financing for consumer durables, lifestyle needs, healthcare, digital products, two-wheelers, three-wheelers, used cars, and specialized credit lines for developers, medical equipment, vendors, light engineering, specialty chemicals, financial institutions, corporations, and warehouse operations. The company also offers a wide array of personal, gold, home, business, working capital, secured enterprise, and professional loans, alongside credit against fixed deposits, shares, properties, and other securities. For investors, Bajaj Finance facilitates systematic deposit plans, fixed and term deposits, and mutual funds. Its capital market services extend to IPO and ESOP financing, margin trading, and HNI and retail broking, complete with trading account and depository facilities. In addition to its credit and investment offerings, Bajaj Finance delivers various insurance products, encompassing life, general, health, and specialized pocket insurance. Complementary services include extended warranties, e-commerce solutions, lease rental discounting, financial fitness reports, EMI cards, and co-branded credit cards and digital wallets. The company was previously known as Bajaj Auto Finance Limited.
BAJFINANCE Stock 12 Month Forecast
Average Price Target
₹1,111.79
▲(22.35% Upside)
Technical Analysis
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