Bajaj Finance Limited (IN:BAJFINANCE)
:BAJFINANCE
BAJFINANCE Stock Chart & Stats
₹826.40
-₹90.40(-1.23%)
At close: 4:00 PM EST
₹826.40
-₹90.40(-1.23%)
Day’s Range― - ―
52-Week Range₹788.40 - ₹1,102.45
Previous CloseN/A
Volume473.34K
Average Volume (3M)420.38K
Market Cap
₹5.14T
Enterprise Value₹8.30T
Total Cash (Recent Filing)₹120.01B
Total Debt (Recent Filing)₹3.28T
Price to Earnings (P/E)38.5
Beta1.12
Next Earnings
Apr 28, 2026EPS Estimate
8.8Next Dividend Ex-DateN/A
Dividend Yield0.56%
Share Statistics
EPS (TTM)6.40
Shares Outstanding6,222,484,400
10 Day Avg. Volume511,445
30 Day Avg. Volume420,375
Financial Highlights & Ratios
PEG Ratio2.39
Price to Book (P/B)5.57
Price to Sales (P/S)8.02
P/FCF Ratio-7.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,150.00Price Target Upside39.16% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)40.37
Revenue Forecast (FY)₹656.17B
Bulls Say, Bears Say
Bulls Say
Revenue And ProfitabilityConsistent revenue expansion together with healthy net and gross margins indicates durable core profitability across consumer and SME lending. This supports reinvestment, credit-loss absorption and pricing power, underpinning earnings resilience and stable returns over the medium term.
Diversified Business Model & DistributionA diversified loan book and multi-channel distribution (merchant/retail partners, direct channels and digital origination) reduces concentration risk and sustains stable originations. Merchant POS tie-ups and digital reach create recurring fee and interest streams that support steady growth and customer acquisition.
Balance Sheet & Capital EfficiencyA moderate leverage profile combined with strong ROE suggests efficient capital allocation and financial flexibility. This balanced funding approach permits continued lending expansion while retaining capacity to absorb shocks and fund strategic initiatives over the coming quarters.
Bears Say
Weak Cash Flow GenerationPersistent negative operating and free cash flow implies reported earnings are not fully converting to cash, increasing reliance on external funding for growth and loan rollovers. Over several months this elevates liquidity and refinancing risk and can constrain capital deployment and margin stability.
Margin PressureDeclining EBIT/EBITDA margins point to rising operating costs or tightening spreads from competition. If sustained, margin erosion reduces the buffer against credit volatility and will necessitate higher volumes or cost control measures, pressuring medium-term profitability.
Funding & Cash Management RiskReliance on deposits and market borrowings to fund an expanding loan book, together with cash-generation weaknesses, heightens exposure to funding-cost cycles and liquidity shocks. In tighter rate or stressed markets, access or cost of funds could rise, compressing spreads and limiting growth flexibility.
Bajaj Finance Limited News
BAJFINANCE FAQ
What was Bajaj Finance Limited’s price range in the past 12 months?
Bajaj Finance Limited lowest stock price was ₹788.40 and its highest was ₹1102.45 in the past 12 months.
What is Bajaj Finance Limited’s market cap?
Bajaj Finance Limited’s market cap is ₹5.14T.
When is Bajaj Finance Limited’s upcoming earnings report date?
Bajaj Finance Limited’s upcoming earnings report date is Apr 28, 2026 which is in 23 days.
How were Bajaj Finance Limited’s earnings last quarter?
Bajaj Finance Limited released its earnings results on Feb 03, 2026. The company reported ₹6.4 earnings per share for the quarter, missing the consensus estimate of ₹10.31 by -₹3.91.
Is Bajaj Finance Limited overvalued?
According to Wall Street analysts Bajaj Finance Limited’s price is currently Undervalued.
Does Bajaj Finance Limited pay dividends?
Bajaj Finance Limited pays a Annually dividend of ₹4.4 which represents an annual dividend yield of 0.56%. See more information on Bajaj Finance Limited dividends here
What is Bajaj Finance Limited’s EPS estimate?
Bajaj Finance Limited’s EPS estimate is 8.8.
How many shares outstanding does Bajaj Finance Limited have?
Bajaj Finance Limited has 6,222,484,400 shares outstanding.
What happened to Bajaj Finance Limited’s price movement after its last earnings report?
Bajaj Finance Limited reported an EPS of ₹6.4 in its last earnings report, missing expectations of ₹10.31. Following the earnings report the stock price went up 6.679%.
Which hedge fund is a major shareholder of Bajaj Finance Limited?
Currently, no hedge funds are holding shares in IN:BAJFINANCE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bajaj Finance Limited
Bajaj Finance Limited operates as a non-banking financial company in India. The company offers consumer durable, lifestyle, lifecare, digital product, two and three wheeler, developer, used car, medical equipment, vendor, light engineering, specialty chemicals, financial institution, corporate, and warehouse finance services; IPO and ESOP finance, margin trading finance, trading account, depository, and HNI and retail broking services; personal, gold, home, business, working capital, secured enterprise, and professional loans; and loan against fixed deposits, shares, properties, and securities. It also provides life, general, and health insurance, as well as pocket insurance products; extended warranty, e-commerce, and lease rental discounting services; financial fitness reports; and EMI cards, and co-branded credit cards and wallets, as well as offers investment services, such as systematic deposit plan, fixed and term deposits, and mutual funds. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Limited.
BAJFINANCE Stock 12 Month Forecast
Average Price Target
₹1,150.00
▲(39.16% Upside)
Technical Analysis
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