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Bajaj Finance Limited (IN:BAJFINANCE)
:BAJFINANCE
Total Valuation
Bajaj Finance Limited has a market cap or net worth of ₹5.18T. The enterprise value is ₹8.33T.
Market Cap₹5.18T
Enterprise Value₹8.33T
Share Statistics
Bajaj Finance Limited has 6,222,484,400 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,222,484,400
Owned by Insiders―
Owned by Institutions<0.01%
Financial Efficiency
Bajaj Finance Limited’s return on equity (ROE) is 0.17 and return on invested capital (ROIC) is 4.27%.
Return on Equity (ROE)0.17
Return on Assets (ROA)0.04
Return on Invested Capital (ROIC)4.27%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee15.56M
Profits Per Employee3.86M
Employee Count43,147
Asset Turnover0.14
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Bajaj Finance Limited is 38.5. Bajaj Finance Limited’s PEG ratio is 2.39.
PE Ratio38.5
PS Ratio8.02
PB Ratio5.57
Price to Fair Value5.57
Price to FCF-7.77
Price to Operating Cash Flow-17.48
PEG Ratio2.39
Income Statement
In the last 12 months, Bajaj Finance Limited had revenue of 671.27B and earned 166.38B in profits. Earnings per share was 26.89.
Revenue671.27B
Gross Profit423.56B
Operating Income220.80B
Pretax Income220.80B
Net Income166.38B
EBITDA229.61B
Earnings Per Share (EPS)26.89
Cash Flow
In the last 12 months, operating cash flow was -295.85B and capital expenditures -2.26B, giving a free cash flow of -298.11B billion.
Operating Cash Flow-295.85B
Free Cash Flow-298.11B
Free Cash Flow per Share-47.91
Dividends & Yields
Bajaj Finance Limited pays an annual dividend of ₹4.4, resulting in a dividend yield of 0.56%
Dividend Per Share₹4.4
Dividend Yield0.56%
Payout Ratio14.89%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.15
52-Week Price Change-3.55%
50-Day Moving Average955.75
200-Day Moving Average966.81
Relative Strength Index (RSI)27.97
Average Volume (3m)420.38K
Important Dates
Bajaj Finance Limited upcoming earnings date is Apr 28, 2026, TBA (Confirmed).
Last Earnings DateFeb 3, 2026
Next Earnings DateApr 28, 2026
Ex-Dividend Date―
Financial Position
Bajaj Finance Limited as a current ratio of 0.21, with Debt / Equity ratio of 317.43%
Current Ratio0.21
Quick Ratio0.21
Debt to Market Cap0.54
Net Debt to EBITDA12.03
Interest Coverage Ratio0.89
Taxes
In the past 12 months, Bajaj Finance Limited has paid 53.00B in taxes.
Income Tax53.00B
Effective Tax Rate0.24
Enterprise Valuation
Bajaj Finance Limited EV to EBITDA ratio is 35.47, with an EV/FCF ratio of -11.76.
EV to Sales12.13
EV to EBITDA35.47
EV to Free Cash Flow-11.76
EV to Operating Cash Flow-11.95
Balance Sheet
Bajaj Finance Limited has ₹120.01B in cash and marketable securities with ₹3.28T in debt, giving a net cash position of -₹3.16T billion.
Cash & Marketable Securities₹120.01B
Total Debt₹3.28T
Net Cash-₹3.16T
Net Cash Per Share-₹507.25
Tangible Book Value Per Share₹158.14
Margins
Gross margin is 63.42%, with operating margin of 32.89%, and net profit margin of 24.79%.
Gross Margin63.42%
Operating Margin32.89%
Pretax Margin32.89%
Net Profit Margin24.79%
EBITDA Margin34.20%
EBIT Margin32.89%
Analyst Forecast
The average price target for Bajaj Finance Limited is ₹1,150.00, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target₹1,150.00
Price Target Upside38.22% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast22.38%
EPS Growth Forecast18.37%