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Bajaj Finance Limited (IN:BAJFINANCE)
:BAJFINANCE
India Market

Bajaj Finance Limited (BAJFINANCE) Ratios

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Bajaj Finance Limited Ratios

IN:BAJFINANCE's free cash flow for Q4 2024 was ₹1.00. For the 2024 fiscal year, IN:BAJFINANCE's free cash flow was decreased by ₹ and operating cash flow was ₹0.00. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
1.07 0.16 1.07 2.89 2.07
Quick Ratio
-54.62 0.16 -54.62 -59.11 -60.15
Cash Ratio
2.96 0.06 2.96 3.24 2.52
Solvency Ratio
0.12 0.05 0.12 0.13 0.13
Operating Cash Flow Ratio
-29.02 -1.17 -29.02 -31.67 -0.98
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -2.19T₹ -2.89T₹ -2.19T₹ -1.65T₹ -1.33T
Leverage Ratios
Debt-to-Assets Ratio
0.63 0.58 0.63 0.63 0.62
Debt-to-Equity Ratio
3.16 2.85 3.16 3.04 2.88
Debt-to-Capital Ratio
0.76 0.74 0.76 0.75 0.74
Long-Term Debt-to-Capital Ratio
0.00 0.66 0.00 0.00 0.00
Financial Leverage Ratio
5.06 4.90 5.06 4.86 4.65
Debt Service Coverage Ratio
-0.32 1.57 -0.32 -0.25 -0.17
Interest Coverage Ratio
1.20 1.79 1.20 0.94 0.60
Debt to Market Cap
0.00 0.34 0.00 0.00 0.00
Interest Debt Per Share
3.06K 3.89K 3.06K 2.37K 1.92K
Net Debt to EBITDA
0.00 6.26 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
81.30%87.67%81.30%79.15%79.08%
EBIT Margin
-1.80%62.07%-1.80%-1.91%-2.03%
EBITDA Margin
0.00%63.33%0.00%0.00%0.00%
Operating Profit Margin
55.81%62.07%55.81%45.26%35.37%
Pretax Profit Margin
57.61%35.68%57.61%47.17%37.40%
Net Profit Margin
42.69%26.71%42.69%34.89%27.58%
Continuous Operations Profit Margin
42.69%26.70%42.69%34.89%27.58%
Net Income Per EBT
74.11%74.87%74.11%73.95%73.76%
EBT Per EBIT
103.23%57.48%103.23%104.22%105.74%
Return on Assets (ROA)
4.18%3.85%4.18%3.31%2.58%
Return on Equity (ROE)
21.16%18.84%21.16%16.08%11.97%
Return on Capital Employed (ROCE)
5.49%10.72%5.49%4.32%3.32%
Return on Invested Capital (ROIC)
448.41%8.02%448.41%170.19%180.07%
Return on Tangible Assets
4.19%3.86%4.19%3.31%2.58%
Earnings Yield
3.39%3.27%3.39%1.61%1.43%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
3.47 3.23 3.47 3.63 3.79
Inventory Turnover
0.06 0.00 0.06 0.06 0.06
Fixed Asset Turnover
15.94 22.70 15.94 15.55 15.28
Asset Turnover
0.10 0.14 0.10 0.09 0.09
Working Capital Turnover Ratio
23.33 -2.07 23.33 12.72 20.34
Cash Conversion Cycle
5.75K -112.94 5.75K 6.20K 5.97K
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
5.86K 0.00 5.86K 6.30K 6.06K
Days of Payables Outstanding
105.13 112.94 105.13 100.59 96.31
Operating Cycle
5.86K 0.00 5.86K 6.30K 6.06K
Cash Flow Ratios
Operating Cash Flow Per Share
-697.72 -1.19K -697.72 -614.51 -14.67
Free Cash Flow Per Share
-712.26 -1.16K -712.26 -625.03 -19.82
CapEx Per Share
14.54 17.01 14.54 10.52 5.15
Free Cash Flow to Operating Cash Flow
1.02 0.97 1.02 1.02 1.35
Dividend Paid and CapEx Coverage Ratio
-20.21 -25.51 -20.21 -29.94 -2.82
Capital Expenditure Coverage Ratio
-47.98 -70.11 -47.98 -58.39 -2.85
Operating Cash Flow Coverage Ratio
-0.24 -0.33 -0.24 -0.28 >-0.01
Operating Cash Flow to Sales Ratio
-1.56 -1.34 -1.56 -1.84 -0.05
Free Cash Flow Yield
-12.68%-16.02%-12.68%-8.61%-0.38%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
29.48 30.61 29.48 62.24 69.99
Price-to-Sales (P/S) Ratio
12.59 8.18 12.59 21.71 19.31
Price-to-Book (P/B) Ratio
6.24 5.77 6.24 10.01 8.38
Price-to-Free Cash Flow (P/FCF) Ratio
-7.89 -6.24 -7.89 -11.62 -259.85
Price-to-Operating Cash Flow Ratio
-8.05 -6.08 -8.05 -11.81 -351.14
Price-to-Earnings Growth (PEG) Ratio
0.47 1.26 0.47 1.06 -3.88
Price-to-Fair Value
6.24 5.77 6.24 10.01 8.38
Enterprise Value Multiple
0.00 19.17 0.00 0.00 0.00
Enterprise Value
5.07T 6.57T 5.07T 5.67T 4.13T
EV to EBITDA
0.00 19.17 0.00 0.00 0.00
EV to Sales
18.81 12.14 18.81 28.12 25.79
EV to Free Cash Flow
-11.78 -9.27 -11.78 -15.04 -347.15
EV to Operating Cash Flow
-12.03 -9.03 -12.03 -15.30 -469.11
Tangible Book Value Per Share
888.70 1.24K 888.70 717.89 609.33
Shareholders’ Equity Per Share
900.23 1.26K 900.23 725.43 614.62
Tax and Other Ratios
Effective Tax Rate
0.26 0.25 0.26 0.26 0.26
Revenue Per Share
446.28 886.84 446.28 334.34 266.74
Net Income Per Share
190.53 236.89 190.53 116.64 73.58
Tax Burden
0.74 0.75 0.74 0.74 0.74
Interest Burden
-31.99 0.57 -31.99 -24.71 -18.42
Research & Development to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
-2.71 -5.03 -2.71 -3.90 -0.15
Currency in INR
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