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Muthoot Finance Ltd (IN:MUTHOOTFIN)
:MUTHOOTFIN
MUTHOOTFIN Stock Chart & Stats
₹3461.40
-₹29.95(-1.36%)
At close: 4:00 PM EST
₹3461.40
-₹29.95(-1.36%)
Day’s Range― - ―
52-Week Range₹1,964.35 - ₹4,149.00
Previous CloseN/A
Volume284.39K
Average Volume (3M)14.55K
Market Cap
₹1.39T
Enterprise Value₹2.68T
Total Cash (Recent Filing)₹116.56B
Total Debt (Recent Filing)₹1.13T
Price to Earnings (P/E)15.9
Beta0.89
Next Earnings
May 28, 2026EPS Estimate
55.86Next Dividend Ex-DateN/A
Dividend Yield0.68%
Share Statistics
EPS (TTM)66.16
Shares Outstanding401,468,480
10 Day Avg. Volume16,333
30 Day Avg. Volume14,548
Financial Highlights & Ratios
PEG Ratio0.75
Price to Book (P/B)3.20
Price to Sales (P/S)4.63
P/FCF Ratio-3.53
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹4,750.00Price Target Upside37.23% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Secured Gold‑loan Business ModelA core focus on loans secured by gold jewellery provides durable credit protection via collateral, lowering unsecured credit risk versus retail lending. The extensive branch network supports customer access, repeat business and cost‑efficient origination, sustaining interest income over time.
Robust Revenue And EPS GrowthSubstantial year‑over‑year revenue and EPS growth indicate strong demand and successful scaling of the loan book. Durable top‑line expansion increases retained earnings and provides organic capital generation potential to fund growth and absorb credit events if sustained through the business cycle.
Strong Return On EquityA strong ROE shows efficient deployment of shareholder capital and the ability to generate high returns from equity base. Sustained ROE supports long‑term profitability, aids capital formation, and is a competitive advantage in a capital‑intensive lending business when not driven solely by excessive leverage.
Bears Say
Elevated LeverageHigh debt‑to‑equity increases funding and liquidity risk and magnifies sensitivity to interest rate moves and funding market disruptions. Over the medium term this constrains strategic flexibility, raises refinancing risk, and can pressure margins and capital ratios during stress periods.
Negative Free Cash FlowConsistent negative free cash flow forces reliance on external financing to support lending growth and operations. This reliance increases vulnerability to funding cost spikes or reduced market access, limiting the firm's ability to organically fund expansion or build buffers against asset quality deterioration.
Declining EBITDA MarginA falling EBITDA margin indicates margin compression from rising costs or inefficiencies. Over several months this erodes the cushion available for provisioning, capital generation and reinvestment, making earnings more sensitive to credit losses or funding cost increases unless operational control is restored.
Muthoot Finance Ltd News
MUTHOOTFIN FAQ
What was Muthoot Finance Ltd’s price range in the past 12 months?
Muthoot Finance Ltd lowest stock price was ₹1964.35 and its highest was ₹4149.00 in the past 12 months.
What is Muthoot Finance Ltd’s market cap?
Muthoot Finance Ltd’s market cap is ₹1.39T.
When is Muthoot Finance Ltd’s upcoming earnings report date?
Muthoot Finance Ltd’s upcoming earnings report date is May 28, 2026 which is in 93 days.
How were Muthoot Finance Ltd’s earnings last quarter?
Muthoot Finance Ltd released its earnings results on Feb 12, 2026. The company reported ₹66.16 earnings per share for the quarter, beating the consensus estimate of ₹58.302 by ₹7.858.
Is Muthoot Finance Ltd overvalued?
According to Wall Street analysts Muthoot Finance Ltd’s price is currently Undervalued.
Does Muthoot Finance Ltd pay dividends?
Muthoot Finance Ltd pays a Annually dividend of ₹26 which represents an annual dividend yield of 0.68%. See more information on Muthoot Finance Ltd dividends here
What is Muthoot Finance Ltd’s EPS estimate?
Muthoot Finance Ltd’s EPS estimate is 55.86.
How many shares outstanding does Muthoot Finance Ltd have?
Muthoot Finance Ltd has 401,468,480 shares outstanding.
What happened to Muthoot Finance Ltd’s price movement after its last earnings report?
Muthoot Finance Ltd reported an EPS of ₹66.16 in its last earnings report, beating expectations of ₹58.302. Following the earnings report the stock price went up 3.454%.
Which hedge fund is a major shareholder of Muthoot Finance Ltd?
Currently, no hedge funds are holding shares in IN:MUTHOOTFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Muthoot Finance Ltd
Muthoot Finance Limited operates as a gold financing company in India. The company offers personal and business loans secured by gold jewelry, or gold loans primarily to individuals and micro finance. It also provides housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; and vehicle, corporate, and SME loans. In addition, the company generates electric power through windmills in Tamilnadu. As of March 31, 2022, it operated through approximately 4,617 branches in 23 states and 6 Union Territories. The company was founded in 1887 and is headquartered in Kochi, India.
MUTHOOTFIN Stock 12 Month Forecast
Average Price Target
₹4,750.00
▲(37.23% Upside)
Technical Analysis
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