Muthoot Finance Ltd (IN:MUTHOOTFIN)
:MUTHOOTFIN
Want to see IN:MUTHOOTFIN full AI Analyst Report?
MUTHOOTFIN Stock Chart & Stats
₹3570.65
-₹29.95(-1.36%)
At close: 4:00 PM EST
₹3570.65
-₹29.95(-1.36%)
Day’s Range― - ―
52-Week Range₹2,028.10 - ₹4,149.00
Previous CloseN/A
Volume284.39K
Average Volume (3M)14.55K
Market Cap
₹1.32T
Enterprise Value₹2.71T
Total Cash (Recent Filing)₹81.21B
Total Debt (Recent Filing)₹1.23T
Price to Earnings (P/E)12.0
Beta0.91
Next Earnings
Aug 07, 2026EPS Estimate
64.49Next Dividend Ex-DateN/A
Dividend Yield0.68%
Share Statistics
EPS (TTM)182.68
Shares Outstanding401,468,480
10 Day Avg. Volume16,333
30 Day Avg. Volume14,548
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)3.24
Price to Sales (P/S)4.06
P/FCF Ratio10.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹4,350.00Price Target Upside21.83% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)288.86
Revenue Forecast (FY)₹198.26B
Bulls Say, Bears Say
Bulls Say
Revenue & Margin StrengthSharp 2026 revenue acceleration with high net and EBIT margins indicates durable demand and pricing power in the core gold-loan franchise. Sustained margin levels support strong internal profitability, enabling reinvestment into branches and resilience through business cycles.
Distribution & Customer FranchiseA widespread branch network and retail-focused gold-loan model create sticky customer relationships and repeat borrowing behavior. Physical distribution plus secured collateral strengthens customer access, origination scale and competitive barriers versus smaller lenders over the medium term.
Improved Cash Generation (2026)The 2026 rebound to strong operating and free cash flow, closely tracking net income, improves funding flexibility and reduces immediate market dependence. If sustained, this supports capex, dividend capacity or debt servicing and enhances financial durability versus prior negative cash years.
Bears Say
High And Rising LeverageElevated leverage amplifies sensitivity to funding costs and liquidity cycles for an NBFC reliant on borrowings. Rising debt levels limit financial flexibility, increase interest burden and raise refinancing risk, making the business more vulnerable if credit markets tighten.
Volatile Cash Flow HistoryMulti-year negative operating cash flow until 2026 undermines confidence in the consistency of cash generation. Such volatility complicates long-term planning, heightens reliance on external funding during downturns and weakens predictability of debt servicing and reinvestment capacity.
Concentration In Gold-Backed LendingHeavy concentration in gold-collateral loans exposes earnings to gold-price swings, LTV adjustments and sector-specific regulatory changes. This single-product reliance reduces diversification, raising cyclical and regulatory risk to credit quality and volumes across medium-term horizons.
Muthoot Finance Ltd News
MUTHOOTFIN FAQ
What was Muthoot Finance Ltd’s price range in the past 12 months?
Muthoot Finance Ltd lowest stock price was ₹2028.10 and its highest was ₹4149.00 in the past 12 months.
What is Muthoot Finance Ltd’s market cap?
Muthoot Finance Ltd’s market cap is ₹1.32T.
When is Muthoot Finance Ltd’s upcoming earnings report date?
Muthoot Finance Ltd’s upcoming earnings report date is Aug 07, 2026 which is in 79 days.
How were Muthoot Finance Ltd’s earnings last quarter?
Muthoot Finance Ltd released its earnings results on May 14, 2026. The company reported ₹76.88 earnings per share for the quarter, beating the consensus estimate of ₹62.69 by ₹14.19.
Is Muthoot Finance Ltd overvalued?
According to Wall Street analysts Muthoot Finance Ltd’s price is currently Undervalued.
Does Muthoot Finance Ltd pay dividends?
Muthoot Finance Ltd pays a Annually dividend of ₹26 which represents an annual dividend yield of 0.68%. See more information on Muthoot Finance Ltd dividends here
What is Muthoot Finance Ltd’s EPS estimate?
Muthoot Finance Ltd’s EPS estimate is 64.49.
How many shares outstanding does Muthoot Finance Ltd have?
Muthoot Finance Ltd has 401,468,480 shares outstanding.
What happened to Muthoot Finance Ltd’s price movement after its last earnings report?
Muthoot Finance Ltd reported an EPS of ₹76.88 in its last earnings report, beating expectations of ₹62.69. Following the earnings report the stock price went up 0.6%.
Which hedge fund is a major shareholder of Muthoot Finance Ltd?
Currently, no hedge funds are holding shares in IN:MUTHOOTFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Muthoot Finance Ltd
Muthoot Finance Limited operates as a gold financing company in India. The company offers personal and business loans secured by gold jewelry, or gold loans primarily to individuals and micro finance. It also provides housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; and vehicle, corporate, and SME loans. In addition, the company generates electric power through windmills in Tamilnadu. As of March 31, 2022, it operated through approximately 4,617 branches in 23 states and 6 Union Territories. The company was founded in 1887 and is headquartered in Kochi, India.
MUTHOOTFIN Stock 12 Month Forecast
Average Price Target
₹4,350.00
▲(21.83% Upside)
Technical Analysis
Bajaj Finance Limited
―
IIFL Finance Limited
―
L&T Finance Ltd
―
Manappuram Finance Limited
―
Shriram Finance Limited
―