Manappuram Finance Limited (IN:MANAPPURAM)
:MANAPPURAM
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MANAPPURAM Stock Chart & Stats
₹309.35
-₹2.11(-1.16%)
At close: 4:00 PM EST
₹309.35
-₹2.11(-1.16%)
Day’s Range― - ―
52-Week Range₹227.25 - ₹320.95
Previous CloseN/A
Volume5.53M
Average Volume (3M)124.77K
Market Cap
₹258.84B
Enterprise Value₹783.76B
Total Cash (Recent Filing)₹25.09B
Total Debt (Recent Filing)₹383.66B
Price to Earnings (P/E)21.4
Beta1.06
Next Earnings
Aug 06, 2026EPS Estimate
5.94Next Dividend Ex-DateN/A
Dividend Yield0.8%
Share Statistics
EPS (TTM)5.29
Shares Outstanding846,434,750
10 Day Avg. Volume165,223
30 Day Avg. Volume124,768
Financial Highlights & Ratios
PEG Ratio-1.16
Price to Book (P/B)1.34
Price to Sales (P/S)2.26
P/FCF Ratio6.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹360.00Price Target Upside16.37% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)23.51
Revenue Forecast (FY)₹71.99B
Bulls Say, Bears Say
Bulls Say
Secured Gold‑loan ModelManappuram’s core gold‑loan franchise is structurally advantaged: overcollateralized, short‑tenor loans with frequent renewals and fee income reduce unsecured credit exposure. This model supports repeat customers, high throughput per branch and durable interest + fee revenue over quarters.
Cash Generation RecoveryA swing to strong operating and free cash flow in FY2026 with FCF roughly matching net income improves structural liquidity. Better cash conversion enhances ability to service debt, fund selective growth and invest in operations without sole reliance on volatile wholesale markets.
Sustained ProfitabilityDespite margin compression from prior peaks, the business maintains double‑digit net margin and positive operating profit. That underlying profitability reflects pricing power and operational scale in core lending, supporting resilience to credit costs and allowing reinvestment over multiple quarters.
Bears Say
High LeverageDebt/equity near 3.6x leaves the balance sheet highly leveraged for an NBFC. Elevated leverage increases sensitivity to funding cost shifts, raises refinancing risk, and constrains capital flexibility, limiting the firm’s ability to expand prudently or absorb prolonged credit stress over coming quarters.
Declining Returns On EquityROE falling from ~19% to ~6% indicates weakening capital efficiency. Lower returns mean the company needs higher capital or improved margins to restore shareholder economics, pressuring strategic choices and reducing headroom for dividend or aggressive growth without further leverage.
Volatile Cash Flows HistoricallyA multi‑year period of negative operating and free cash flow followed by a one‑year rebound highlights cash generation volatility. This cyclicality weakens predictability for deleveraging and capex planning and increases reliance on external funding if conditions revert.
Manappuram Finance Limited News
MANAPPURAM FAQ
What was Manappuram Finance Limited’s price range in the past 12 months?
Manappuram Finance Limited lowest stock price was ₹227.25 and its highest was ₹320.95 in the past 12 months.
What is Manappuram Finance Limited’s market cap?
Manappuram Finance Limited’s market cap is ₹258.84B.
When is Manappuram Finance Limited’s upcoming earnings report date?
Manappuram Finance Limited’s upcoming earnings report date is Aug 06, 2026 which is in 78 days.
How were Manappuram Finance Limited’s earnings last quarter?
Manappuram Finance Limited released its earnings results on May 04, 2026. The company reported ₹4.535 earnings per share for the quarter, beating the consensus estimate of ₹3.993 by ₹0.542.
Is Manappuram Finance Limited overvalued?
According to Wall Street analysts Manappuram Finance Limited’s price is currently Undervalued.
Does Manappuram Finance Limited pay dividends?
Manappuram Finance Limited pays a Quarterly dividend of ₹0.5 which represents an annual dividend yield of 0.8%. See more information on Manappuram Finance Limited dividends here
What is Manappuram Finance Limited’s EPS estimate?
Manappuram Finance Limited’s EPS estimate is 5.94.
How many shares outstanding does Manappuram Finance Limited have?
Manappuram Finance Limited has 846,434,750 shares outstanding.
What happened to Manappuram Finance Limited’s price movement after its last earnings report?
Manappuram Finance Limited reported an EPS of ₹4.535 in its last earnings report, beating expectations of ₹3.993. Following the earnings report the stock price went up 3.65%.
Which hedge fund is a major shareholder of Manappuram Finance Limited?
Currently, no hedge funds are holding shares in IN:MANAPPURAM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Manappuram Finance Limited
Manappuram Finance Limited, a gold loan non-banking financial company, provides retail credit products and financial services in India. It offers loans against the security of used household gold jewelry; gold loans and online gold loans; microfinance loans and other financial services to low-income populations in rural and semi-urban areas; loans for building, extension, purchase, and improvement of homes; life and non-life insurance products; and IT solutions. The company also provides fee-based services, which include money transfer, foreign exchange, and depository services. In addition, it offers vehicle and equipment finance, including auto loans, as well as two-wheeler, construction equipment, and farm equipment finance. The company serves retail, microfinance, small and medium enterprises, and commercial customers. As of March 31, 2022, it operated 3,526 branches in 22 states and 6 Union Territories. The company was formerly known as Manappuram General Finance and Leasing Limited and changed its name to Manappuram Finance Limited in 2011. Manappuram Finance Limited was founded in 1949 and is based in Thrissur, India.
MANAPPURAM Stock 12 Month Forecast
Average Price Target
₹360.00
▲(16.37% Upside)
Technical Analysis
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