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CreditAccess Grameen Ltd. (IN:CREDITACC)
:CREDITACC
CREDITACC Stock Chart & Stats
₹1332.70
-₹28.45(-2.76%)
At close: 4:00 PM EST
₹1332.70
-₹28.45(-2.76%)
Day’s Range― - ―
52-Week Range₹860.00 - ₹1,496.60
Previous CloseN/A
Volume2.99M
Average Volume (3M)10.87K
Market Cap
₹204.90B
Enterprise Value₹412.18B
Total Cash (Recent Filing)₹11.95B
Total Debt (Recent Filing)₹201.78B
Price to Earnings (P/E)43.0
Beta1.08
Next Earnings
May 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.77%
Share Statistics
EPS (TTM)15.75
Shares Outstanding160,125,210
10 Day Avg. Volume9,672
30 Day Avg. Volume10,870
Financial Highlights & Ratios
PEG Ratio-0.46
Price to Book (P/B)2.22
Price to Sales (P/S)2.79
P/FCF Ratio14.07
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)47.84
Revenue Forecast (FY)₹41.10B
Bulls Say, Bears Say
Bulls Say
Focused Microfinance FranchiseA focused microfinance model targeting rural women creates durable client stickiness and deep local penetration. This specialization supports predictable loan demand, lower marketing costs, and cross-sell of savings/insurance, underpinning sustainable cash flows and value creation over months.
Strong Operating MarginsConsistently positive gross/net margins and healthy EBIT/EBITDA indicate operational efficiency and pricing power in lending. Margin strength provides a buffer against credit cost fluctuations and supports reinvestment in branch expansion and technology over the medium term.
Improving Equity RatioAn improving equity ratio strengthens the capital base, reducing solvency risk and enhancing capacity to absorb loan losses. A firmer equity position improves funding flexibility and regulatory resilience, supporting steady lending growth and portfolio stability over the coming quarters.
Bears Say
High LeverageElevated debt levels raise refinancing and interest-rate risks for a lending-focused firm. High leverage can constrain balance-sheet flexibility, increase funding costs, and amplify stress if asset quality deteriorates, posing a sustained headwind to capital deployment and growth plans.
Weak Cash GenerationPersistent negative free cash flow forces reliance on external funding for loan growth and debt servicing. Poor conversion of income to cash reduces ability to deleverage, invest in distribution, or withstand credit shocks, making the business more vulnerable over multiple quarters.
Recent Revenue DeclineA recent drop in total revenue undermines growth momentum and may signal pressure on client acquisition, portfolio yields, or collections. Combined with weak cash flow and high leverage, revenue declines can limit reinvestment and slow sustainable lending expansion in the medium term.
CreditAccess Grameen Ltd. News
CREDITACC FAQ
What was CreditAccess Grameen Ltd.’s price range in the past 12 months?
CreditAccess Grameen Ltd. lowest stock price was ₹860.00 and its highest was ₹1496.60 in the past 12 months.
What is CreditAccess Grameen Ltd.’s market cap?
CreditAccess Grameen Ltd.’s market cap is ₹204.90B.
When is CreditAccess Grameen Ltd.’s upcoming earnings report date?
CreditAccess Grameen Ltd.’s upcoming earnings report date is May 13, 2026 which is in 75 days.
How were CreditAccess Grameen Ltd.’s earnings last quarter?
CreditAccess Grameen Ltd. released its earnings results on Jan 20, 2026. The company reported ₹15.75 earnings per share for the quarter, beating the consensus estimate of ₹14.367 by ₹1.383.
Is CreditAccess Grameen Ltd. overvalued?
According to Wall Street analysts CreditAccess Grameen Ltd.’s price is currently Overvalued.
Does CreditAccess Grameen Ltd. pay dividends?
CreditAccess Grameen Ltd. pays a Notavailable dividend of ₹10 which represents an annual dividend yield of 0.77%. See more information on CreditAccess Grameen Ltd. dividends here
What is CreditAccess Grameen Ltd.’s EPS estimate?
CreditAccess Grameen Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CreditAccess Grameen Ltd. have?
CreditAccess Grameen Ltd. has 160,125,210 shares outstanding.
What happened to CreditAccess Grameen Ltd.’s price movement after its last earnings report?
CreditAccess Grameen Ltd. reported an EPS of ₹15.75 in its last earnings report, beating expectations of ₹14.367. Following the earnings report the stock price went down -3.332%.
Which hedge fund is a major shareholder of CreditAccess Grameen Ltd.?
Currently, no hedge funds are holding shares in IN:CREDITACC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CreditAccess Grameen Ltd.
CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Suraksha, as well as life insurance and national pension scheme. It also provides retail finance loans, such as Grameen Unnati, Grameen Udyog, Grameen Savaari, Grameen Vikas, Grameen Suvidha, and Grameen Swarna. As of March 31, 2022, the company operated 1,635 branches. The company was formerly known as Grameen Koota Financial Services Private Limited and changed its name to CreditAccess Grameen Limited in January 2018. CreditAccess Grameen Limited was incorporated in 1991 and is headquartered in Bengaluru, India. CreditAccess Grameen Limited is a subsidiary of CreditAccess India NV.
Technical Analysis
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