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FIVESTAR Stock Chart & Stats
₹532.30
-₹2.00(-0.28%)
At close: 4:00 PM EST
₹532.30
-₹2.00(-0.28%)
Day’s Range― - ―
52-Week Range₹338.05 - ₹794.60
Previous CloseN/A
Volume83.79K
Average Volume (3M)56.59K
Market Cap
₹162.51B
Enterprise Value₹203.84B
Total Cash (Recent Filing)₹22.25B
Total Debt (Recent Filing)₹83.76B
Price to Earnings (P/E)14.6
Beta1.00
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.36%
Share Statistics
EPS (TTM)37.61
Shares Outstanding295,179,780
10 Day Avg. Volume28,179
30 Day Avg. Volume56,591
Financial Highlights & Ratios
PEG Ratio4.95
Price to Book (P/B)1.41
Price to Sales (P/S)3.20
P/FCF Ratio7.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹600.00Price Target Upside12.72% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)41.45
Revenue Forecast (FY)₹29.04B
Bulls Say, Bears Say
Bulls Say
High ProfitabilitySustained high net margins (~40%) and rising net income provide durable earnings generation. This margin cushion supports provisioning cycles, funds reinvestment, and returns on equity, enabling the lender to absorb credit volatility while financing growth without immediate external capital.
Consistent Revenue GrowthConsistent top-line expansion and a step-up in scale broaden the loan book and diversify borrower risk. Stable revenue growth supports operating leverage across branches, helps build fee income, and underpins gradual, sustainable balance-sheet growth over multiple quarters.
Defensible Business ModelA branch-based focus on secured, small-ticket loans to micro-entrepreneurs targets underserved markets with limited bank competition. Collateral-backed lending and local distribution foster durable customer relationships, lower loss severity, and steady origination flow over time.
Bears Say
Volatile Cash GenerationMulti-year negative operating/free cash flow through FY2025 indicates heavy reliance on external funding and creates execution risk. The one-year swing to positive in FY2026 may reflect timing; persistent volatility undermines confidence in internal funding for growth and provisions.
Rising LeverageElevated and increasing leverage reduces financial flexibility, raises interest burden, and magnifies downside in stress scenarios. For an NBFC, higher debt levels constrain the ability to absorb credit shocks, meet regulatory buffers, and pursue opportunistic growth without costly refinancing.
Slowing Revenue GrowthA deceleration to ~10% revenue growth and signs of margin moderation suggest either market saturation or increased competition. Slower organic growth reduces future operating-leverage gains and earnings upside, forcing reliance on margin recovery or riskier growth initiatives to sustain ROE.
FIVESTAR FAQ
What was Five-Star Business Finance Limited’s price range in the past 12 months?
Five-Star Business Finance Limited lowest stock price was ₹338.05 and its highest was ₹794.60 in the past 12 months.
What is Five-Star Business Finance Limited’s market cap?
Five-Star Business Finance Limited’s market cap is ₹162.51B.
When is Five-Star Business Finance Limited’s upcoming earnings report date?
Five-Star Business Finance Limited’s upcoming earnings report date is Aug 04, 2026 which is in 29 days.
How were Five-Star Business Finance Limited’s earnings last quarter?
Five-Star Business Finance Limited released its earnings results on Apr 28, 2026. The company reported ₹9.1 earnings per share for the quarter, missing the consensus estimate of ₹9.9 by -₹0.8.
Is Five-Star Business Finance Limited overvalued?
According to Wall Street analysts Five-Star Business Finance Limited’s price is currently Undervalued.
Does Five-Star Business Finance Limited pay dividends?
Five-Star Business Finance Limited pays a Notavailable dividend of ₹2 which represents an annual dividend yield of 0.36%. See more information on Five-Star Business Finance Limited dividends here
What is Five-Star Business Finance Limited’s EPS estimate?
Five-Star Business Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Five-Star Business Finance Limited have?
Five-Star Business Finance Limited has 295,179,780 shares outstanding.
What happened to Five-Star Business Finance Limited’s price movement after its last earnings report?
Five-Star Business Finance Limited reported an EPS of ₹9.1 in its last earnings report, missing expectations of ₹9.9. Following the earnings report the stock price went down -2.035%.
Which hedge fund is a major shareholder of Five-Star Business Finance Limited?
Currently, no hedge funds are holding shares in IN:FIVESTAR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Five-Star Business Finance Limited
Five-Star Business Finance Limited operates as a non-banking financial company in India. It offers small business and mortgage loans to micro-entrepreneurs and self-employed individuals for business purposes, home renovation, marriage, healthcare, and education expenses. The company was incorporated in 1984 and is headquartered in Chennai, India.
FIVESTAR Stock 12 Month Forecast
Average Price Target
₹600.00
▲(12.72% Upside)
Technical Analysis
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