Five-Star Business Finance Limited (IN:FIVESTAR)
:FIVESTAR
Want to see IN:FIVESTAR full AI Analyst Report?
FIVESTAR Stock Chart & Stats
₹532.30
-₹2.00(-0.28%)
At close: 4:00 PM EST
₹532.30
-₹2.00(-0.28%)
Day’s Range― - ―
52-Week Range₹338.05 - ₹794.60
Previous CloseN/A
Volume83.79K
Average Volume (3M)56.59K
Market Cap
₹129.82B
Enterprise Value₹191.91B
Total Cash (Recent Filing)₹22.25B
Total Debt (Recent Filing)₹83.76B
Price to Earnings (P/E)11.8
Beta0.86
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.36%
Share Statistics
EPS (TTM)37.61
Shares Outstanding295,179,780
10 Day Avg. Volume28,179
30 Day Avg. Volume56,591
Financial Highlights & Ratios
PEG Ratio4.95
Price to Book (P/B)1.41
Price to Sales (P/S)3.20
P/FCF Ratio7.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)41.37
Revenue Forecast (FY)₹28.97B
Bulls Say, Bears Say
Bulls Say
High Profitability And MarginsSustained net margins near 40% and rising net income indicate durable pricing power and operating efficiency in core lending. High margins provide long-term buffers to absorb credit losses, fund growth and return capital, supporting franchise resilience over multiple cycles.
Secured Lending Niche To Underserved BorrowersA secured lending model targeting underserved small businesses creates a structural competitive advantage: consistent demand, lower loss severity through collateral, and limited direct competition from large banks, supporting steady loan origination and recoveries over the medium term.
Balance Sheet Expansion With Healthy ROEExpanding assets and equity alongside mid-teens ROE signals the company has been growing while maintaining attractive returns on capital. That combination supports scale benefits, strengthens franchise economics, and provides capacity to finance further lending growth.
Bears Say
Volatile And Historically Negative Cash FlowMulti-year negative operating/free cash flows prior to FY2026 show inconsistent cash generation, increasing reliance on external funding to finance loan growth. Such volatility weakens funding resilience and raises risk for sustained lending and provisioning through adverse cycles.
Elevated And Rising LeverageHigher and rising debt-to-equity increases financial risk and reduces balance-sheet flexibility. Increased leverage magnifies sensitivity to interest-cost shocks, raises refinancing needs, and limits the firm's buffer to absorb credit deterioration or fund growth without raising incremental capital.
Slowing Revenue Growth RateA meaningful deceleration in top-line growth reduces operating leverage benefits and may signal market saturation or tougher origination conditions. Slower revenue expansion, when combined with rising leverage and cash volatility, can pressure future earnings and capital return potential.
Five-Star Business Finance Limited News
FIVESTAR FAQ
What was Five-Star Business Finance Limited’s price range in the past 12 months?
Five-Star Business Finance Limited lowest stock price was ₹338.05 and its highest was ₹794.60 in the past 12 months.
What is Five-Star Business Finance Limited’s market cap?
Five-Star Business Finance Limited’s market cap is ₹129.82B.
When is Five-Star Business Finance Limited’s upcoming earnings report date?
Five-Star Business Finance Limited’s upcoming earnings report date is Aug 04, 2026 which is in 51 days.
How were Five-Star Business Finance Limited’s earnings last quarter?
Five-Star Business Finance Limited released its earnings results on Apr 28, 2026. The company reported ₹9.1 earnings per share for the quarter, missing the consensus estimate of ₹9.9 by -₹0.8.
Is Five-Star Business Finance Limited overvalued?
According to Wall Street analysts Five-Star Business Finance Limited’s price is currently Overvalued.
Does Five-Star Business Finance Limited pay dividends?
Five-Star Business Finance Limited pays a Notavailable dividend of ₹2 which represents an annual dividend yield of 0.36%. See more information on Five-Star Business Finance Limited dividends here
What is Five-Star Business Finance Limited’s EPS estimate?
Five-Star Business Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Five-Star Business Finance Limited have?
Five-Star Business Finance Limited has 295,179,780 shares outstanding.
What happened to Five-Star Business Finance Limited’s price movement after its last earnings report?
Five-Star Business Finance Limited reported an EPS of ₹9.1 in its last earnings report, missing expectations of ₹9.9. Following the earnings report the stock price went down -2.035%.
Which hedge fund is a major shareholder of Five-Star Business Finance Limited?
Currently, no hedge funds are holding shares in IN:FIVESTAR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Five-Star Business Finance Limited
Operating within India, Five-Star Business Finance Limited is a financial institution that provides a range of lending services. These services encompass financing for business operations, home improvement and extension initiatives, and various other mortgage-backed credit needs. The company, which was established in 1984, adopted its present name, Five-Star Business Finance Limited, in July 2016; it was formerly known as Five Star Business Credits Limited. Its principal office is situated in Chennai, India.
Technical Analysis
Aadhar Housing Finance Ltd
―
CreditAccess Grameen Ltd.
―
IIFL Finance Limited
―
Manappuram Finance Limited
―
Punjab & Sind Bank Ltd.
―