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Five-Star Business Finance Limited (IN:FIVESTAR)
:FIVESTAR
FIVESTAR Stock Chart & Stats
₹532.30
-₹2.00(-0.28%)
At close: 4:00 PM EST
₹532.30
-₹2.00(-0.28%)
Day’s Range― - ―
52-Week Range₹343.50 - ₹850.45
Previous CloseN/A
Volume83.79K
Average Volume (3M)56.59K
Market Cap
₹103.36B
Enterprise Value₹164.80B
Total Cash (Recent Filing)₹22.25B
Total Debt (Recent Filing)₹83.76B
Price to Earnings (P/E)14.5
Beta0.70
Next Earnings
May 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.36%
Share Statistics
EPS (TTM)9.40
Shares Outstanding294,566,160
10 Day Avg. Volume28,179
30 Day Avg. Volume56,591
Financial Highlights & Ratios
PEG Ratio0.69
Price to Book (P/B)3.25
Price to Sales (P/S)7.57
P/FCF Ratio-18.17
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)37.78
Revenue Forecast (FY)₹25.13B
Bulls Say, Bears Say
Bulls Say
Secured Lending To Underserved BorrowersFive-Star's core model centers on collateral-backed lending to self-employed and micro-entrepreneur borrowers. That durable niche reduces unsecured credit exposure, supports recoveries via collateral, and targets persistent demand among underserved borrowers, underpinning stable loan economics.
Consistent Double-digit Revenue GrowthSustained ~16.7% revenue growth reflects ongoing loan book expansion and underlying demand for small-business retail credit. Over 2-6 months this trend supports net interest income scalability, improves operating leverage potential, and signals continued market penetration.
Strong Gross Margins And Growing Equity BaseRobust gross margins indicate pricing power or effective cost control in core lending products. Concurrent growth in shareholders' equity and a reasonable equity ratio enhance capital cushions, improving loss-absorption capacity and supporting sustained lending through economic cycles.
Bears Say
High Leverage (Debt-to-Equity)Elevated debt-to-equity raises financial risk: higher interest expense sensitivity and reduced flexibility if funding costs rise. For an NBFC, leverage magnifies credit and liquidity shocks, making capital access and asset quality trends key determinants of stability over the medium term.
Persistently Negative Operating Cash FlowOngoing negative operating and free cash flow forces reliance on external financing to fund asset growth and obligations. This structural cash generation shortfall increases liquidity risk, ties growth to capital markets access, and elevates refinancing vulnerability in tighter environments.
Declining Operating Profit (EBIT) PressureA decline in EBIT despite revenue growth signals margin pressure from rising operating costs or competitive pricing. If persistent, this can erode return on assets and equity, reduce internal cash generation, and constrain the firm's ability to self-fund growth and absorb credit losses.
Five-Star Business Finance Limited News
FIVESTAR FAQ
What was Five-Star Business Finance Limited’s price range in the past 12 months?
Five-Star Business Finance Limited lowest stock price was ₹343.50 and its highest was ₹850.45 in the past 12 months.
What is Five-Star Business Finance Limited’s market cap?
Five-Star Business Finance Limited’s market cap is ₹103.36B.
When is Five-Star Business Finance Limited’s upcoming earnings report date?
Five-Star Business Finance Limited’s upcoming earnings report date is May 06, 2026 which is in 45 days.
How were Five-Star Business Finance Limited’s earnings last quarter?
Five-Star Business Finance Limited released its earnings results on Jan 28, 2026. The company reported ₹9.4 earnings per share for the quarter, missing the consensus estimate of ₹9.6 by -₹0.2.
Is Five-Star Business Finance Limited overvalued?
According to Wall Street analysts Five-Star Business Finance Limited’s price is currently Overvalued.
Does Five-Star Business Finance Limited pay dividends?
Five-Star Business Finance Limited pays a Notavailable dividend of ₹2 which represents an annual dividend yield of 0.36%. See more information on Five-Star Business Finance Limited dividends here
What is Five-Star Business Finance Limited’s EPS estimate?
Five-Star Business Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Five-Star Business Finance Limited have?
Five-Star Business Finance Limited has 294,566,160 shares outstanding.
What happened to Five-Star Business Finance Limited’s price movement after its last earnings report?
Five-Star Business Finance Limited reported an EPS of ₹9.4 in its last earnings report, missing expectations of ₹9.6. Following the earnings report the stock price went down -2.157%.
Which hedge fund is a major shareholder of Five-Star Business Finance Limited?
Currently, no hedge funds are holding shares in IN:FIVESTAR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Five-Star Business Finance Limited
Five-Star Business Finance Limited provides loans for business, home renovation/extension, and other mortgage purposes in India. The company was formerly known as Five Star Business Credits Limited and changed its name to Five-Star Business Finance Limited in July 2016. Five-Star Business Finance Limited was incorporated in 1984 and is based in Chennai, India.
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