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PSB Stock Chart & Stats
₹29.37
-₹0.33(-0.70%)
At close: 4:00 PM EST
₹29.37
-₹0.33(-0.70%)
Day’s Range― - ―
52-Week Range₹20.46 - ₹32.47
Previous CloseN/A
Volume309.10K
Average Volume (3M)257.99K
Market Cap
₹167.88B
Enterprise Value₹278.36K
Total Cash (Recent Filing)₹62.45B
Total Debt (Recent Filing)₹168.81B
Price to Earnings (P/E)12.1
Beta1.89
Next Earnings
Oct 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.68%
Share Statistics
EPS (TTM)1.95
Shares Outstanding7,095,585,400
10 Day Avg. Volume132,905
30 Day Avg. Volume257,994
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)1.04
Price to Sales (P/S)1.07
P/FCF Ratio4.39
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability RecoveryThe bank moved from loss-making in FY2021 to sustained positive net income through FY2024–FY2026, showing that core operations and expense/credit management restored earnings power. This improves long-term resilience and ability to fund growth or absorb shocks versus prior years.
Balance Sheet Growth & ROESteady asset growth combined with a return to positive ROE indicates the bank is expanding lending or investments while generating shareholder returns. A growing, productive balance sheet supports sustainable interest income and scale advantages in core banking over the coming months.
Diversified Banking Revenue ModelA traditional bank business mix—interest spread plus fee income—provides multiple, structurally recurring revenue streams. Diversification across NII and fees reduces dependence on a single source, supporting more stable earnings through rate cycles and business mix shifts.
Bears Say
Volatile Cash GenerationOperating and free cash flows have moved from deep negatives to spikes and back to negatives across years, indicating unpredictability in cash conversion. This volatility undermines confidence in internal funding for loan growth, dividends, or capital needs over a 2–6 month horizon.
Rising LeverageMaterial increases in debt and a higher debt-to-equity ratio reduce financial flexibility and raise vulnerability to earnings shocks or funding stress. If earnings or cash flow weaken, the higher leverage could force tighter lending or costly capital actions, pressuring long-term stability.
Top-line Durability ConcernsA pronounced revenue drop in FY2026, even amid profitability gains, signals potential weakening in core lending or fee activities. Sustained earnings require consistent top-line support; without steady revenue, margins and credit provisions may swing, threatening durable profit growth.
Punjab & Sind Bank Ltd. News
PSB FAQ
What was Punjab & Sind Bank Ltd.’s price range in the past 12 months?
Punjab & Sind Bank Ltd. lowest stock price was ₹20.46 and its highest was ₹32.47 in the past 12 months.
What is Punjab & Sind Bank Ltd.’s market cap?
Punjab & Sind Bank Ltd.’s market cap is ₹167.88B.
When is Punjab & Sind Bank Ltd.’s upcoming earnings report date?
Punjab & Sind Bank Ltd.’s upcoming earnings report date is Oct 29, 2026 which is in 70 days.
How were Punjab & Sind Bank Ltd.’s earnings last quarter?
Punjab & Sind Bank Ltd. released its earnings results on Jul 18, 2026. The company reported ₹0.467 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.467.
Is Punjab & Sind Bank Ltd. overvalued?
According to Wall Street analysts Punjab & Sind Bank Ltd.’s price is currently Overvalued.
Does Punjab & Sind Bank Ltd. pay dividends?
Punjab & Sind Bank Ltd. pays a Annually dividend of ₹0.39 which represents an annual dividend yield of 1.68%. See more information on Punjab & Sind Bank Ltd. dividends here
What is Punjab & Sind Bank Ltd.’s EPS estimate?
Punjab & Sind Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Punjab & Sind Bank Ltd. have?
Punjab & Sind Bank Ltd. has 7,095,585,400 shares outstanding.
What happened to Punjab & Sind Bank Ltd.’s price movement after its last earnings report?
Punjab & Sind Bank Ltd. reported an EPS of ₹0.467 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.306%.
Which hedge fund is a major shareholder of Punjab & Sind Bank Ltd.?
Currently, no hedge funds are holding shares in IN:PSB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Punjab & Sind Bank Ltd.
Punjab & Sind Bank, an Indian financial institution established in New Delhi in 1908, offers a comprehensive range of banking and financial services throughout the country. Its operations are divided into four primary areas: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. Customers can access various deposit accounts, including savings, current, recurring, and fixed deposits. The bank provides an extensive array of lending products such as home, auto, education, personal, doctor, mortgage, business, and gold loans, in addition to specialized schemes like Sukhmoney for senior citizens and overdraft facilities. Beyond standard credit, Punjab & Sind Bank offers numerous non-fund-based services, including letters of credit, bank guarantees, co-acceptance facilities, solvency certificates, credit reports, and debt restructuring. Supplementary services include locker facilities, government-sponsored programs, and both life and general insurance products. The bank prioritizes digital accessibility, providing internet and mobile banking, SMS alerts, Aadhaar seeding, point-of-sale services, UPI, RTGS, NEFT, ATM/debit cards, and online payment solutions. For international clients, it offers NRI schemes, export/import services, foreign exchange treasury operations, and resident facilities, alongside dedicated products for micro and small enterprises. With a substantial presence, Punjab & Sind Bank manages its network of 1,530 branches through 24 zonal offices.
Technical Analysis
Bank of India
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Indian Bank
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Punjab National Bank
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UCO Bank
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Union Bank of India Limited
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