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Punjab & Sind Bank Ltd. (IN:PSB)
:PSB
RESEARCH TOOLSreports
Total Valuation
Punjab & Sind Bank Ltd. has a market cap or net worth of ₹205.91B. The enterprise value is ₹289.70B.
Market Cap₹205.91B
Enterprise Value₹289.70B
Share Statistics
Punjab & Sind Bank Ltd. has 7,095,585,400 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,095,585,400
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Punjab & Sind Bank Ltd.’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 3.29%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.29%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee14.94M
Profits Per Employee1.16M
Employee Count8,735
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Punjab & Sind Bank Ltd. is 18.0. Punjab & Sind Bank Ltd.’s PEG ratio is ―.
PE Ratio18.0
PS Ratio―
PB Ratio―
Price to Fair Value1.75
Price to FCF―
Price to Operating Cash Flow0.00
PEG Ratio―
Income Statement
In the last 12 months, Punjab & Sind Bank Ltd. had revenue of 130.49B and earned 10.16B in profits. Earnings per share was 1.50.
Revenue130.49B
Gross Profit53.81B
Operating Income13.38B
Pretax Income13.38B
Net Income10.16B
EBITDA14.83B
Earnings Per Share (EPS)1.50
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Punjab & Sind Bank Ltd. pays an annual dividend of ₹0.07, resulting in a dividend yield of 0.24%
Dividend Per Share₹0.07
Dividend Yield0.24%
Payout Ratio4.35%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.20
52-Week Price Change-48.31%
50-Day Moving Average29.68
200-Day Moving Average36.98
Relative Strength Index (RSI)55.34
Average Volume (3m)150.32K
Important Dates
Punjab & Sind Bank Ltd. upcoming earnings date is Oct 30, 2025, TBA (Confirmed).
Last Earnings DateJul 19, 2025
Next Earnings DateOct 30, 2025
Ex-Dividend DateJul 29, 2025
Financial Position
Punjab & Sind Bank Ltd. as a current ratio of 0.10, with Debt / Equity ratio of 91.21%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.51
Net Debt to EBITDA1.14
Interest Coverage Ratio0.17
Taxes
In the past 12 months, Punjab & Sind Bank Ltd. has paid 3.22B in taxes.
Income Tax3.22B
Effective Tax Rate0.24
Enterprise Valuation
Punjab & Sind Bank Ltd. EV to EBITDA ratio is 16.92, with an EV/FCF ratio of -47.07.
EV to Sales1.92
EV to EBITDA16.92
EV to Free Cash Flow-47.07
EV to Operating Cash Flow-68.66
Balance Sheet
Punjab & Sind Bank Ltd. has ₹70.91B in cash and marketable securities with ₹126.12B in debt, giving a net cash position of ₹55.21B billion.
Cash & Marketable Securities₹70.91B
Total Debt₹126.12B
Net Cash₹55.21B
Net Cash Per Share₹7.78
Tangible Book Value Per Share₹19.89
Margins
Gross margin is 41.92%, with operating margin of 10.25%, and net profit margin of 7.78%.
Gross Margin41.92%
Operating Margin10.25%
Pretax Margin10.25%
Net Profit Margin7.78%
EBITDA Margin11.36%
EBIT Margin10.25%
Analyst Forecast
The average price target for Punjab & Sind Bank Ltd. is ₹30.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target₹30.00
Price Target Upside3.38% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast20.55%
EPS Growth Forecast74.68%