Punjab & Sind Bank Ltd. (IN:PSB)
:PSB
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Total Valuation
Punjab & Sind Bank Ltd. has a market cap or net worth of ₹168.02B. The enterprise value is ₹268.27B.
Market Cap₹168.02B
Enterprise Value₹268.27B
Share Statistics
Punjab & Sind Bank Ltd. has 7,095,585,400 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,095,585,400
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Punjab & Sind Bank Ltd.’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 0.74%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.74%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee15.75M
Profits Per Employee1.51M
Employee Count8,735
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Punjab & Sind Bank Ltd. is 8.8. Punjab & Sind Bank Ltd.’s PEG ratio is 0.46.
PE Ratio8.8
PS Ratio1.07
PB Ratio1.04
Price to Fair Value1.04
Price to FCF4.39
Price to Operating Cash Flow-2.01
PEG Ratio0.46
Income Statement
In the last 12 months, Punjab & Sind Bank Ltd. had revenue of 137.59B and earned 13.22B in profits. Earnings per share was 1.86.
Revenue137.59B
Gross Profit55.32B
Operating Income17.52B
Pretax Income17.52B
Net Income13.22B
EBITDA19.29B
Earnings Per Share (EPS)1.86
Cash Flow
In the last 12 months, operating cash flow was -83.95B and capital expenditures -677.50M, giving a free cash flow of -84.63B billion.
Operating Cash Flow-83.95B
Free Cash Flow-84.63B
Free Cash Flow per Share-11.93
Dividends & Yields
Punjab & Sind Bank Ltd. pays an annual dividend of ₹0.07, resulting in a dividend yield of 0.26%
Dividend Per Share₹0.07
Dividend Yield0.26%
Payout Ratio4.19%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.88
52-Week Price Change-22.66%
50-Day Moving Average24.00
200-Day Moving Average27.50
Relative Strength Index (RSI)43.43
Average Volume (3m)257.99K
Important Dates
Punjab & Sind Bank Ltd. upcoming earnings date is Jul 24, 2026, TBA (Confirmed).
Last Earnings DateApr 27, 2026
Next Earnings DateJul 24, 2026
Ex-Dividend Date―
Financial Position
Punjab & Sind Bank Ltd. as a current ratio of 0.00, with Debt / Equity ratio of 115.71%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap1.11
Net Debt to EBITDA5.21
Interest Coverage Ratio0.21
Taxes
In the past 12 months, Punjab & Sind Bank Ltd. has paid 4.30B in taxes.
Income Tax4.30B
Effective Tax Rate0.25
Enterprise Valuation
Punjab & Sind Bank Ltd. EV to EBITDA ratio is 12.82, with an EV/FCF ratio of 7.39.
EV to Sales1.80
EV to EBITDA12.82
EV to Free Cash Flow7.39
EV to Operating Cash Flow6.90
Balance Sheet
Punjab & Sind Bank Ltd. has ₹60.71B in cash and marketable securities with ₹125.36B in debt, giving a net cash position of -₹64.65B billion.
Cash & Marketable Securities₹60.71B
Total Debt₹125.36B
Net Cash-₹64.65B
Net Cash Per Share-₹9.11
Tangible Book Value Per Share₹19.88
Margins
Gross margin is 30.05%, with operating margin of 12.74%, and net profit margin of 9.61%.
Gross Margin30.05%
Operating Margin12.74%
Pretax Margin12.74%
Net Profit Margin9.61%
EBITDA Margin14.02%
EBIT Margin12.74%
Analyst Forecast
The average price target for Punjab & Sind Bank Ltd. is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast5.44%
EPS Growth Forecast24.12%