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Punjab & Sind Bank Ltd. (IN:PSB)
:PSB
Total Valuation
Punjab & Sind Bank Ltd. has a market cap or net worth of ₹167.24B. The enterprise value is ₹252.69B.
Market Cap₹167.24B
Enterprise Value₹252.69B
Share Statistics
Punjab & Sind Bank Ltd. has 7,095,585,400 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,095,585,400
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Punjab & Sind Bank Ltd.’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 3.29%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.29%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee14.97M
Profits Per Employee1.16M
Employee Count8,735
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Punjab & Sind Bank Ltd. is 14.6. Punjab & Sind Bank Ltd.’s PEG ratio is 0.33.
PE Ratio14.6
PS Ratio1.79
PB Ratio1.75
Price to Fair Value1.75
Price to FCF-43.90
Price to Operating Cash Flow-1.99
PEG Ratio0.33
Income Statement
In the last 12 months, Punjab & Sind Bank Ltd. had revenue of 130.79B and earned 10.16B in profits. Earnings per share was 1.50.
Revenue130.79B
Gross Profit53.81B
Operating Income13.38B
Pretax Income13.38B
Net Income10.16B
EBITDA14.83B
Earnings Per Share (EPS)1.50
Cash Flow
In the last 12 months, operating cash flow was -83.95B and capital expenditures -677.50M, giving a free cash flow of -84.63B billion.
Operating Cash Flow-83.95B
Free Cash Flow-84.63B
Free Cash Flow per Share-11.93
Dividends & Yields
Punjab & Sind Bank Ltd. pays an annual dividend of ₹0.07, resulting in a dividend yield of 0.26%
Dividend Per Share₹0.07
Dividend Yield0.26%
Payout Ratio4.19%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.96
52-Week Price Change-39.10%
50-Day Moving Average26.97
200-Day Moving Average29.20
Relative Strength Index (RSI)31.47
Average Volume (3m)257.99K
Important Dates
Punjab & Sind Bank Ltd. upcoming earnings date is May 15, 2026, TBA (Confirmed).
Last Earnings DateJan 17, 2026
Next Earnings DateMay 15, 2026
Ex-Dividend Date―
Financial Position
Punjab & Sind Bank Ltd. as a current ratio of 0.10, with Debt / Equity ratio of 103.37%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.51
Net Debt to EBITDA1.14
Interest Coverage Ratio0.17
Taxes
In the past 12 months, Punjab & Sind Bank Ltd. has paid 3.22B in taxes.
Income Tax3.22B
Effective Tax Rate0.24
Enterprise Valuation
Punjab & Sind Bank Ltd. EV to EBITDA ratio is 16.92, with an EV/FCF ratio of -47.07.
EV to Sales1.92
EV to EBITDA16.92
EV to Free Cash Flow-47.07
EV to Operating Cash Flow-68.66
Balance Sheet
Punjab & Sind Bank Ltd. has ₹60.71B in cash and marketable securities with ₹125.36B in debt, giving a net cash position of -₹64.65B billion.
Cash & Marketable Securities₹60.71B
Total Debt₹125.36B
Net Cash-₹64.65B
Net Cash Per Share-₹9.11
Tangible Book Value Per Share₹19.89
Margins
Gross margin is 32.35%, with operating margin of 10.23%, and net profit margin of 7.77%.
Gross Margin32.35%
Operating Margin10.23%
Pretax Margin10.23%
Net Profit Margin7.77%
EBITDA Margin11.34%
EBIT Margin10.23%
Analyst Forecast
The average price target for Punjab & Sind Bank Ltd. is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast18.54%
EPS Growth Forecast67.80%