UCO Bank (IN:UCOBANK)
:UCOBANK
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UCOBANK Stock Chart & Stats
₹30.52
-₹0.27(-0.62%)
At close: 4:00 PM EST
₹30.52
-₹0.27(-0.62%)
Day’s Range― - ―
52-Week Range₹22.30 - ₹35.05
Previous CloseN/A
Volume2.96M
Average Volume (3M)1.02M
Market Cap
₹307.97B
Enterprise Value₹301.85B
Total Cash (Recent Filing)₹282.93B
Total Debt (Recent Filing)₹214.74B
Price to Earnings (P/E)9.3
Beta1.53
Next Earnings
Jul 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.35%
Share Statistics
EPS (TTM)2.07
Shares Outstanding12,539,559,000
10 Day Avg. Volume817,744
30 Day Avg. Volume1,017,137
Financial Highlights & Ratios
PEG Ratio1.47
Price to Book (P/B)0.89
Price to Sales (P/S)1.04
P/FCF Ratio-2.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue & Earnings RecoverySustained revenue and profit expansion over multiple years indicates recovering core franchise strength. Higher scale improves ability to absorb provisions and invest in distribution/digital channels, supporting durable net interest income and fee generation as the bank rebuilds profitability.
Improving CapitalizationSignificant equity growth and asset expansion strengthen the capital base, reducing solvency risk and enabling room for loan growth without immediate recapitalization. A steadier balance sheet supports regulatory buffers and long-term lending capacity across retail and corporate segments.
Diversified Revenue MixA business model combining spread-driven lending with fee-based services and treasury income diversifies earnings drivers. This reduces dependence on a single revenue stream and supports resilience across rate cycles, improving long-term cashflow stability if fee traction continues.
Bears Say
Severe Cash-flow DeteriorationA sharp swing to deeply negative operating and free cash flow in 2026 creates structural funding and liquidity risk. Persistent cash outflows can force asset sales, higher wholesale borrowing, or capital measures, undermining the balance-sheet improvement and constraining long-term organic growth.
Margin CompressionMaterial decline in gross margin suggests adverse mix shifts or higher funding/costs and reduces earnings power per unit of revenue. If structural, margin pressure limits the bank’s ability to convert revenue gains into durable profit growth and weakens return on assets over time.
Modest Return On EquityROE that remains in the single-digit range implies modest capital efficiency relative to the equity base. Sustained low-to-moderate ROE constrains shareholder returns and indicates the bank needs continuing profitability improvement or better capital allocation to generate stronger long-term value.
UCO Bank News
UCOBANK FAQ
What was UCO Bank’s price range in the past 12 months?
UCO Bank lowest stock price was ₹22.30 and its highest was ₹35.05 in the past 12 months.
What is UCO Bank’s market cap?
UCO Bank’s market cap is ₹307.97B.
When is UCO Bank’s upcoming earnings report date?
UCO Bank’s upcoming earnings report date is Jul 27, 2026 which is in 67 days.
How were UCO Bank’s earnings last quarter?
Currently, no data Available
Is UCO Bank overvalued?
According to Wall Street analysts UCO Bank’s price is currently Overvalued.
Does UCO Bank pay dividends?
UCO Bank pays a Annually dividend of ₹0.39 which represents an annual dividend yield of 1.35%. See more information on UCO Bank dividends here
What is UCO Bank’s EPS estimate?
UCO Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does UCO Bank have?
UCO Bank has 12,539,559,000 shares outstanding.
What happened to UCO Bank’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of UCO Bank?
Currently, no hedge funds are holding shares in IN:UCOBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
UCO Bank
UCO Bank provides a range of banking and financial services in India and internationally. It accepts deposit products, such as current accounts, saving accounts, salary accounts, fixed deposits, recurring deposits, accounts in foreign currency, salary accounts, and fee collection accounts. The company also provides agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small enterprises; working capital financing; term loans; infrastructure finance; and agriculture credit. In addition, it offers life, health, and general insurance products; credit and debit cards; internet banking services; and international banking services, including NRI banking, foreign currency loans, finance to exporters and importers, remittances, forex and treasury services, resident foreign currency deposits, and correspondent banking services to Indian customers, corporates, NRIs, overseas corporate bodies, foreign companies/individuals, and foreign banks. Further, the company provides government deposit schemes/bonds, pension payments/schemes, and tax collection services; merchant banking; and mutual funds. As of March 31, 2022, it operated 3072 domestic branches and 2 overseas branches. The company was formerly known as The United Commercial Bank Ltd. and changed its name to UCO Bank in December 1985. UCO Bank was founded in 1943 and is headquartered in Kolkata, India.
Technical Analysis
Bank of India
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Central Bank of India
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Indian Bank
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Indian Overseas Bank
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Bank of Maharashtra
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