Central Bank of India (IN:CENTRALBK)
:CENTRALBK
Want to see IN:CENTRALBK full AI Analyst Report?
CENTRALBK Stock Chart & Stats
₹38.57
-₹0.93(-1.77%)
At close: 4:00 PM EST
₹38.57
-₹0.93(-1.77%)
Day’s Range― - ―
52-Week Range₹31.29 - ₹41.18
Previous CloseN/A
Volume1.53M
Average Volume (3M)551.31K
Market Cap
₹330.74B
Enterprise Value₹288.39B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹123.99B
Price to Earnings (P/E)6.7
Beta1.48
Next Earnings
Apr 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.58%
Share Statistics
EPS (TTM)1.40
Shares Outstanding9,051,401,000
10 Day Avg. Volume611,297
30 Day Avg. Volume551,307
Financial Highlights & Ratios
PEG Ratio0.19
Price to Book (P/B)0.97
Price to Sales (P/S)0.90
P/FCF Ratio-12.30
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.1
Revenue Forecast (FY)₹268.61B
Bulls Say, Bears Say
Bulls Say
Revenue & Profitability GrowthSustained revenue and improving net profit margins indicate the bank is expanding core lending and fee businesses while controlling costs. Over 2-6 months this supports durable earnings power, reinvestment capacity and resilience to cyclical shocks versus peers.
Solid Equity BaseA solid equity cushion and improving leverage give the bank regulatory flexibility to grow loans and absorb credit losses. This structural capital strength reduces insolvency risk and supports medium-term credit expansion and investor confidence.
Improving Free Cash FlowRising free cash flow—even as operating cash remains challenged—suggests better cash conversion from operations and investments. If sustained, this reduces dependence on external funding and strengthens internal funding for capex and loan growth over coming months.
Bears Say
High LiabilitiesA large liability base increases sensitivity to funding shocks and interest-rate moves; structurally higher leverage elevates refinancing and liquidity risk. Over the medium term this can constrain growth or force more costly funding if macro conditions tighten.
Weak Operating Cash GenerationPersistent negative operating cash flow implies core operations aren’t yet converting accounting profits into cash. Reliance on non-operational sources for liquidity raises vulnerability to weaker recoveries or one-offs and can pressure funding and provisioning choices.
Earnings VolatilityMaterial swings in operating profit reflect volatile loan performance, provisioning or income items. Such variability complicates forecasting, increases capital planning uncertainty and can erode stakeholder confidence if not stabilized over the next several quarters.
Central Bank of India News
CENTRALBK FAQ
What was Central Bank of India’s price range in the past 12 months?
Central Bank of India lowest stock price was ₹31.29 and its highest was ₹41.18 in the past 12 months.
What is Central Bank of India’s market cap?
Central Bank of India’s market cap is ₹330.74B.
When is Central Bank of India’s upcoming earnings report date?
Central Bank of India’s upcoming earnings report date is Apr 30, 2026 which is tomorrow.
How were Central Bank of India’s earnings last quarter?
Central Bank of India released its earnings results on Jan 16, 2026. The company reported ₹1.397 earnings per share for the quarter, beating the consensus estimate of N/A by ₹1.397.
Is Central Bank of India overvalued?
According to Wall Street analysts Central Bank of India’s price is currently Overvalued.
Does Central Bank of India pay dividends?
Central Bank of India pays a Notavailable dividend of ₹0.2 which represents an annual dividend yield of 1.58%. See more information on Central Bank of India dividends here
What is Central Bank of India’s EPS estimate?
Central Bank of India’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Central Bank of India have?
Central Bank of India has 9,051,401,000 shares outstanding.
What happened to Central Bank of India’s price movement after its last earnings report?
Central Bank of India reported an EPS of ₹1.397 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.756%.
Which hedge fund is a major shareholder of Central Bank of India?
Currently, no hedge funds are holding shares in IN:CENTRALBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Central Bank of India
Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes, as well as small saving scheme; and loans, including housing, vehicle, property, personal, senior citizens, education, and agricultural, as well as micro small and medium enterprises loans. It also provides credit, debit, and prepaid/gift cards, as well as cash management, mutual funds, depository, mobile and Internet banking, and ATM services. In addition, the company offers corporate loans, such as project finance, infrastructure funding, financing to infrastructure investment trusts, short term corporate loans, advances, working capital facilities, line of credit, export finance, foreign currency loan, bills purchase/discount/negotiation facilities, non-fund based facilities, and facilities to other industries. Further, the company sells and distributes life, general, and health insurance products, including unit linked, whole life, children, money back, endowment, pension, health, property, personal, fire, burglary, engineering, motor, package, travel, and group insurance products, as well as protection and retirement solutions. As of March 31, 2022, it operated through a network of 4,528 branches; 2,976 ATMs; 10 satellite offices; and 1 extension counter. Central Bank of India has a strategic co lending partnership with IIFL Home Finance Limited to offer SME LAP loan products under priority sector to MSME borrowers. The company was incorporated in 1911 and is headquartered in Mumbai, India.
Technical Analysis
Bandhan Bank Ltd.
―
Karur Vysya Bank Ltd.
―
Bank of Maharashtra
―
Punjab & Sind Bank Ltd.
―
UCO Bank
―