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Karur Vysya Bank Ltd. (IN:KARURVYSYA)
:KARURVYSYA
India Market
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Karur Vysya Bank Ltd. (KARURVYSYA) Price & Analysis

3 Followers

KARURVYSYA Stock Chart & Stats

₹263.55
-₹5.76(-2.64%)
At close: 4:00 PM EST
₹263.55
-₹5.76(-2.64%)

Bulls Say, Bears Say

Bulls Say
Strong Multi‑year Earnings GrowthThe bank shows durable top‑line and bottom‑line expansion over multiple years, with revenue roughly doubling and net income increasing materially. That sustained earnings momentum reflects scalable loan and fee businesses and supports continued reinvestment and capital accumulation.
Improving Capital Productivity And Conservative Balance SheetEquity growth and a sub‑0.2 debt‑to‑equity position indicate a conservative funding profile while ROE near 18% shows improving capital efficiency. This combination enhances the bank's resilience and capacity to support loan growth without excessive leverage.
Recent Strong Operating And Free Cash FlowThe most recent year delivered strong operating and free cash flow closely aligned with reported earnings, demonstrating the bank can convert profits into cash. That supports funding for operations, loan originations and reduces reliance on volatile external financing.
Bears Say
High Cash‑flow VolatilityCash conversion has swung dramatically year to year, with a prior period showing very large negative operating and free cash flows. Such volatility undermines predictability of internal funding, making capital planning and dividend or buyback policies less reliable over time.
Variable Leverage And Funding MixDebt‑to‑equity has fluctuated materially across years, signalling sensitivity in funding strategy. Variable leverage can increase funding cost and refinancing risk in tougher markets, and makes stress testing and consistent credit extension more challenging for multi‑quarter planning.
Earnings Sensitive To Deposit Mix And Credit TrendsThe bank’s profitability hinges on sustaining low‑cost deposits and prudent credit performance. Deterioration in deposit growth or loan asset quality would compress NII and force higher provisions, creating structural earnings pressure across several quarters.

Karur Vysya Bank Ltd. News

KARURVYSYA FAQ

What was Karur Vysya Bank Ltd.’s price range in the past 12 months?
Karur Vysya Bank Ltd. lowest stock price was ₹181.83 and its highest was ₹343.55 in the past 12 months.
    What is Karur Vysya Bank Ltd.’s market cap?
    Karur Vysya Bank Ltd.’s market cap is ₹282.52B.
      When is Karur Vysya Bank Ltd.’s upcoming earnings report date?
      Karur Vysya Bank Ltd.’s upcoming earnings report date is Jul 29, 2026 which is in 69 days.
        How were Karur Vysya Bank Ltd.’s earnings last quarter?
        Karur Vysya Bank Ltd. released its earnings results on May 07, 2026. The company reported ₹7.5 earnings per share for the quarter, beating the consensus estimate of ₹6.575 by ₹0.925.
          Is Karur Vysya Bank Ltd. overvalued?
          According to Wall Street analysts Karur Vysya Bank Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Karur Vysya Bank Ltd. pay dividends?
            Karur Vysya Bank Ltd. pays a Annually dividend of ₹2.167 which represents an annual dividend yield of 0.86%. See more information on Karur Vysya Bank Ltd. dividends here
              What is Karur Vysya Bank Ltd.’s EPS estimate?
              Karur Vysya Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Karur Vysya Bank Ltd. have?
              Karur Vysya Bank Ltd. has 966,364,870 shares outstanding.
                What happened to Karur Vysya Bank Ltd.’s price movement after its last earnings report?
                Karur Vysya Bank Ltd. reported an EPS of ₹7.5 in its last earnings report, beating expectations of ₹6.575. Following the earnings report the stock price went up 2.72%.
                  Which hedge fund is a major shareholder of Karur Vysya Bank Ltd.?
                  Currently, no hedge funds are holding shares in IN:KARURVYSYA
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Karur Vysya Bank Ltd.

                    The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings and current accounts; recurring, tax saving, and fixed deposits; personal, home, vehicle, and educational loans, as well as business loans, including working capital finance, term loans, and trade finance; foreign exchange services; debit and credit cards; prepaid instruments, including gift, forex travel, and re-loadable cards, as well as cards for senior citizens; life, non-life, and health insurance products; demat, trading, and mutual fund services; digital products; locker facilities; social security schemes; and government sponsored schemes. It also provides loans for micro, small, and medium enterprises, as well as commercial loans; mortgages; payment collection and transaction banking services; FCNR, NRE, and NRO deposits; jewel loans and loans against deposits; remittance services; and Internet and mobile banking services, as well as a range of products for the agricultural sector. As of March 31, 2022, the company operated 822 branches; 1,639 automated teller machines; 584 bunch note recycler machines; and 178 self-service passbook kiosks. The Karur Vysya Bank Limited was founded in 1916 and is based in Karur, India.

                    Karur Vysya Bank Ltd. (KARURVYSYA) Earnings & Revenues

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