CSB Bank Ltd. (IN:CSBBANK)
:CSBBANK
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CSBBANK Stock Chart & Stats
₹506.10
-₹2.00(-0.65%)
At close: 4:00 PM EST
₹506.10
-₹2.00(-0.65%)
Day’s Range― - ―
52-Week Range₹322.10 - ₹574.70
Previous CloseN/A
Volume495.94K
Average Volume (3M)27.12K
Market Cap
₹63.32B
Enterprise Value₹93.91B
Total Cash (Recent Filing)₹34.29B
Total Debt (Recent Filing)₹43.27B
Price to Earnings (P/E)9.3
Beta0.67
Next Earnings
Jul 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)35.80
Shares Outstanding173,485,820
10 Day Avg. Volume18,608
30 Day Avg. Volume27,116
Financial Highlights & Ratios
PEG Ratio1.41
Price to Book (P/B)1.21
Price to Sales (P/S)1.04
P/FCF Ratio6.50
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)49.83
Revenue Forecast (FY)₹37.24B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthMulti-year revenue acceleration into 2026 indicates durable demand and loan/deposit growth momentum. Sustained top-line expansion supports scale economies, funds investment and provisioning buffers, and underpins long-term earnings resilience absent a structural decline in core markets.
Stable Returns On EquityROE near 13% with growing equity suggests the bank generates returns above its cost of capital and can build internal capital. That supports organic growth, regulatory buffers and reduces reliance on dilutive capital raises, preserving strategic optionality over the medium term.
Diversified Income MixA revenue mix of net interest income plus fee and non-interest income reduces dependence on net interest margins alone. Diversified fee streams (payments, processing, distribution) improve margin stability, deepen customer relationships and support steadier profits across rate cycles.
Bears Say
Rising LeverageThe increase in debt-to-equity to about 1.47 signals a materially more aggressive capital structure. Higher leverage reduces financial flexibility, raises funding and credit costs, and amplifies downside risk in stress, constraining the bank's ability to absorb shocks and invest countercyclically.
Margin CompressionA meaningful net margin decline to ~11% reflects sustained pressure from higher costs, credit provisioning or product mix shifts. Lower margins weaken earning power per unit revenue and necessitate persistent cost discipline or improved pricing to restore long-term profitability.
Volatile Cash GenerationSharp swings from deeply negative cash flow in 2025 to a 2026 rebound create uncertainty in cash conversion and working-capital management. Inconsistent free cash flow undermines confidence in internal funding for growth, debt service and dividends, increasing reliance on external financing.
CSB Bank Ltd. News
CSBBANK FAQ
What was CSB Bank Ltd.’s price range in the past 12 months?
CSB Bank Ltd. lowest stock price was ₹322.10 and its highest was ₹574.70 in the past 12 months.
What is CSB Bank Ltd.’s market cap?
CSB Bank Ltd.’s market cap is ₹63.32B.
When is CSB Bank Ltd.’s upcoming earnings report date?
CSB Bank Ltd.’s upcoming earnings report date is Jul 16, 2026 which is in 67 days.
How were CSB Bank Ltd.’s earnings last quarter?
CSB Bank Ltd. released its earnings results on May 04, 2026. The company reported ₹11.6 earnings per share for the quarter, the consensus estimate of ₹11.6 by ₹0.
Is CSB Bank Ltd. overvalued?
According to Wall Street analysts CSB Bank Ltd.’s price is currently Overvalued.
Does CSB Bank Ltd. pay dividends?
CSB Bank Ltd. does not currently pay dividends.
What is CSB Bank Ltd.’s EPS estimate?
CSB Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CSB Bank Ltd. have?
CSB Bank Ltd. has 173,485,820 shares outstanding.
What happened to CSB Bank Ltd.’s price movement after its last earnings report?
CSB Bank Ltd. reported an EPS of ₹11.6 in its last earnings report, expectations of ₹11.6. Following the earnings report the stock price went up 2.726%.
Which hedge fund is a major shareholder of CSB Bank Ltd.?
Currently, no hedge funds are holding shares in IN:CSBBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CSB Bank Ltd.
CSB Bank Limited provides various banking products and services for small and medium enterprises, retail, and NRI customers in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company accepts various deposits products that include savings accounts, NR accounts, fixed deposits, recurring deposits, corporate salary, and current accounts, as well as products for NRI customers; personal and business loans, including loans against gold jewelry, two wheeler and motor vehicle loans, housing loans, loan against property and overdrafts on mortgage/hypothecation/pledge, small business loans, and agricultural loans; and microfinance. It also offers demat services; banking services to financial institutions, such as non-banking financial companies, banks, insurance companies, mutual funds, brokers, etc.; cash management and trade finance services; digital banking services; statutory reserves and asset liability management, liquidity management, investment and securities trading, and money market and foreign exchange services; sovereign debt instruments investment services; commercial papers, mutual funds, certificates of deposits, bonds, and debentures; remittance services; life and non-life insurances; and payment services, as well as debit cards. In addition, it provides agri-banking services; and corporate lending services. As of March 31, 2021, the company operated 518 branches, which included 3 service branches, 3- asset recovery branches, and 318 ATMs. The company was formerly known as The Catholic Syrian Bank Limited and changed its name to CSB Bank Limited in June 2019. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.
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