CSB Bank Ltd. (IN:CSBBANK)
:CSBBANK
CSBBANK Stock Chart & Stats
₹506.10
-₹2.00(-0.65%)
At close: 4:00 PM EST
₹506.10
-₹2.00(-0.65%)
Day’s Range― - ―
52-Week Range₹270.00 - ₹574.70
Previous CloseN/A
Volume495.94K
Average Volume (3M)27.12K
Market Cap
₹61.35B
Enterprise Value₹70.35B
Total Cash (Recent Filing)₹34.29B
Total Debt (Recent Filing)₹43.27B
Price to Earnings (P/E)13.0
Beta0.55
Next Earnings
Apr 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.80
Shares Outstanding173,485,820
10 Day Avg. Volume18,608
30 Day Avg. Volume27,116
Financial Highlights & Ratios
PEG Ratio1.84
Price to Book (P/B)1.16
Price to Sales (P/S)1.14
P/FCF Ratio-0.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹420.00Price Target Upside-17.01% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)36.46
Revenue Forecast (FY)₹29.96B
Bulls Say, Bears Say
Bulls Say
Revenue Growth & Strong Gross MarginSustained revenue growth alongside a high gross margin indicates the bank can expand top-line while keeping core lending and operating costs efficient. Over 2-6 months this supports reinvestment capacity and resilience of net interest spreads versus peers, underpinning durable profitability.
Healthy Return On EquityA 13.2% ROE shows the bank effectively converts equity into profits, signaling competent capital allocation and earnings generation. Sustained ROE at this level aids capital formation, supports lending growth without immediate external dilution, and is a durable indicator of competitive profitability.
Diversified Revenue SourcesA business model that mixes net interest income with fee and transaction revenues reduces reliance on interest-rate moves. Structural diversification—retail, MSME, corporate lending plus fee lines—supports steadier margins and cash flow over cycles, improving long-term earnings stability.
Bears Say
Negative Operating & Free Cash FlowPersistently negative operating and free cash flows weaken internal funding for loan growth, dividends or capital buffers. Over months this can force higher reliance on external funding, tighten liquidity management, and constrain strategic investment, raising structural financing risk.
Rising LeverageAn elevated debt-to-equity ratio (1.23) signals greater financial leverage and sensitivity to funding costs. If maintained, higher leverage raises interest expense risk, reduces flexibility on capital allocation, and can pressure regulatory ratios during stress, making the franchise more vulnerable.
Declining Net Profit MarginA falling net margin suggests rising costs, pressure on yields, or higher provisions. Over a multi-month horizon this can erode retained earnings and ROE if not addressed, limiting the bank's ability to build reserves, invest in growth or absorb shocks without altering strategy or pricing.
CSB Bank Ltd. News
CSBBANK FAQ
What was CSB Bank Ltd.’s price range in the past 12 months?
CSB Bank Ltd. lowest stock price was ₹270.00 and its highest was ₹574.70 in the past 12 months.
What is CSB Bank Ltd.’s market cap?
CSB Bank Ltd.’s market cap is ₹61.35B.
When is CSB Bank Ltd.’s upcoming earnings report date?
CSB Bank Ltd.’s upcoming earnings report date is Apr 30, 2026 which is in 32 days.
How were CSB Bank Ltd.’s earnings last quarter?
CSB Bank Ltd. released its earnings results on Jan 28, 2026. The company reported ₹8.8 earnings per share for the quarter, the consensus estimate of ₹8.8 by ₹0.
Is CSB Bank Ltd. overvalued?
According to Wall Street analysts CSB Bank Ltd.’s price is currently Overvalued.
Does CSB Bank Ltd. pay dividends?
CSB Bank Ltd. does not currently pay dividends.
What is CSB Bank Ltd.’s EPS estimate?
CSB Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CSB Bank Ltd. have?
CSB Bank Ltd. has 173,485,820 shares outstanding.
What happened to CSB Bank Ltd.’s price movement after its last earnings report?
CSB Bank Ltd. reported an EPS of ₹8.8 in its last earnings report, expectations of ₹8.8. Following the earnings report the stock price went down -16.231%.
Which hedge fund is a major shareholder of CSB Bank Ltd.?
Currently, no hedge funds are holding shares in IN:CSBBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CSB Bank Ltd.
CSB Bank Limited provides various banking products and services for small and medium enterprises, retail, and NRI customers in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company accepts various deposits products that include savings accounts, NR accounts, fixed deposits, recurring deposits, corporate salary, and current accounts, as well as products for NRI customers; personal and business loans, including loans against gold jewelry, two wheeler and motor vehicle loans, housing loans, loan against property and overdrafts on mortgage/hypothecation/pledge, small business loans, and agricultural loans; and microfinance. It also offers demat services; banking services to financial institutions, such as non-banking financial companies, banks, insurance companies, mutual funds, brokers, etc.; cash management and trade finance services; digital banking services; statutory reserves and asset liability management, liquidity management, investment and securities trading, and money market and foreign exchange services; sovereign debt instruments investment services; commercial papers, mutual funds, certificates of deposits, bonds, and debentures; remittance services; life and non-life insurances; and payment services, as well as debit cards. In addition, it provides agri-banking services; and corporate lending services. As of March 31, 2021, the company operated 518 branches, which included 3 service branches, 3- asset recovery branches, and 318 ATMs. The company was formerly known as The Catholic Syrian Bank Limited and changed its name to CSB Bank Limited in June 2019. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.
CSBBANK Stock 12 Month Forecast
Average Price Target
₹420.00
▼(-17.01% Downside)
Technical Analysis
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