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CSB Bank Ltd. (IN:CSBBANK)
:CSBBANK
CSBBANK Stock Chart & Stats
₹506.10
-₹2.00(-0.65%)
At close: 4:00 PM EST
₹506.10
-₹2.00(-0.65%)
Day’s Range― - ―
52-Week Range₹266.05 - ₹574.70
Previous CloseN/A
Volume495.94K
Average Volume (3M)27.12K
Market Cap
₹66.31B
Enterprise Value₹74.02B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)13.0
Beta0.38
Next Earnings
Apr 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.80
Shares Outstanding173,485,820
10 Day Avg. Volume18,608
30 Day Avg. Volume27,116
Financial Highlights & Ratios
PEG Ratio1.84
Price to Book (P/B)1.16
Price to Sales (P/S)1.14
P/FCF Ratio-0.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹420.00Price Target Upside-17.01% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)36.46
Revenue Forecast (FY)₹29.96B
Bulls Say, Bears Say
Bulls Say
Revenue Growth MomentumCSB's consistent revenue growth, including an 8.84% rise in the latest period, indicates durable expansion in core banking (retail, MSME and corporate lending) supported by branch and digital channels. Sustained top-line momentum strengthens ability to fund credit, invest in operations and diversify income over the next several quarters.
Strong Operating MarginsA gross profit margin of 53.58% and healthy EBIT/EBITDA margins point to operational efficiency and disciplined cost control across the bank's businesses. Durable margins provide a buffer against credit cost volatility and support reinvestment in distribution and digital capabilities, helping margin sustainability over a 2–6 month horizon.
Solid Return On EquityROE of 13.20% reflects effective use of equity to generate profits and suggests profitable underwriting and asset deployment. Coupled with a stable equity ratio, this level of ROE supports organic capital generation, enabling measured growth and potential internal funding of strategic initiatives over several quarters.
Bears Say
Weak Cash GenerationNegative operating and free cash flows undermine the bank's ability to self-fund loan growth, provisioning and investments, increasing reliance on deposits or wholesale funding. Over the medium term this weakness limits financial flexibility, raises liquidity risk and may constrain strategic initiatives until cash generation improves.
Elevated LeverageHigher leverage (D/E ~1.23) raises sensitivity to funding costs and interest-rate movements, and reduces regulatory capital headroom. This structural balance-sheet risk can force conservative growth, elevate funding costs, or require capital measures if credit stress or liquidity pressures emerge over the coming months.
Declining Net Profit MarginA declining net profit margin signals rising expenses, higher provisions or margin compression from funding costs and competitive pressure. If this trend persists it erodes earnings quality and retained earnings, limiting capacity to build capital buffers and reinvest, which weighs on sustainable growth over 2–6 months.
CSB Bank Ltd. News
CSBBANK FAQ
What was CSB Bank Ltd.’s price range in the past 12 months?
CSB Bank Ltd. lowest stock price was ₹266.05 and its highest was ₹574.70 in the past 12 months.
What is CSB Bank Ltd.’s market cap?
CSB Bank Ltd.’s market cap is ₹66.31B.
When is CSB Bank Ltd.’s upcoming earnings report date?
CSB Bank Ltd.’s upcoming earnings report date is Apr 30, 2026 which is in 55 days.
How were CSB Bank Ltd.’s earnings last quarter?
CSB Bank Ltd. released its earnings results on Jan 28, 2026. The company reported ₹8.8 earnings per share for the quarter, the consensus estimate of ₹8.8 by ₹0.
Is CSB Bank Ltd. overvalued?
According to Wall Street analysts CSB Bank Ltd.’s price is currently Overvalued.
Does CSB Bank Ltd. pay dividends?
CSB Bank Ltd. does not currently pay dividends.
What is CSB Bank Ltd.’s EPS estimate?
CSB Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CSB Bank Ltd. have?
CSB Bank Ltd. has 173,485,820 shares outstanding.
What happened to CSB Bank Ltd.’s price movement after its last earnings report?
CSB Bank Ltd. reported an EPS of ₹8.8 in its last earnings report, expectations of ₹8.8. Following the earnings report the stock price went down -16.231%.
Which hedge fund is a major shareholder of CSB Bank Ltd.?
Currently, no hedge funds are holding shares in IN:CSBBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CSB Bank Ltd.
CSB Bank Limited provides various banking products and services for small and medium enterprises, retail, and NRI customers in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company accepts various deposits products that include savings accounts, NR accounts, fixed deposits, recurring deposits, corporate salary, and current accounts, as well as products for NRI customers; personal and business loans, including loans against gold jewelry, two wheeler and motor vehicle loans, housing loans, loan against property and overdrafts on mortgage/hypothecation/pledge, small business loans, and agricultural loans; and microfinance. It also offers demat services; banking services to financial institutions, such as non-banking financial companies, banks, insurance companies, mutual funds, brokers, etc.; cash management and trade finance services; digital banking services; statutory reserves and asset liability management, liquidity management, investment and securities trading, and money market and foreign exchange services; sovereign debt instruments investment services; commercial papers, mutual funds, certificates of deposits, bonds, and debentures; remittance services; life and non-life insurances; and payment services, as well as debit cards. In addition, it provides agri-banking services; and corporate lending services. As of March 31, 2021, the company operated 518 branches, which included 3 service branches, 3- asset recovery branches, and 318 ATMs. The company was formerly known as The Catholic Syrian Bank Limited and changed its name to CSB Bank Limited in June 2019. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.
CSBBANK Stock 12 Month Forecast
Average Price Target
₹420.00
▼(-17.01% Downside)
Technical Analysis
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