Equitas Small Finance Bank Ltd. (IN:EQUITASBNK)
:EQUITASBNK
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EQUITASBNK Stock Chart & Stats
₹66.97
₹1.02(1.51%)
At close: 4:00 PM EST
₹66.97
₹1.02(1.51%)
Day’s Range― - ―
52-Week Range₹50.05 - ₹74.55
Previous CloseN/A
Volume3.44M
Average Volume (3M)236.91K
Market Cap
₹83.61B
Enterprise Value₹83.75B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)7.0
Beta0.93
Next Earnings
Jul 24, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.63%
Share Statistics
EPS (TTM)-0.90
Shares Outstanding1,141,285,200
10 Day Avg. Volume329,486
30 Day Avg. Volume236,913
Financial Highlights & Ratios
PEG Ratio-1.90
Price to Book (P/B)0.97
Price to Sales (P/S)0.75
P/FCF Ratio7.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹78.00Price Target Upside16.47% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)6.15
Revenue Forecast (FY)₹53.05B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained top-line expansion (+19.1% YoY in 2026) indicates durable demand for core lending and deposit services. Persistent revenue growth supports scale economies, funds investment in distribution/digital channels, and provides capacity to absorb periodic credit cost shocks over months.
Positive Cash GenerationConsistent positive operating and free cash flow through 2024–2026 underpins internal funding for loan growth and investment without sole reliance on markets. This cash generation capacity strengthens medium-term funding resilience and supports capital allocation under stress.
Focused Retail/underserved Lending FranchiseA franchise focused on retail, micro and small enterprises targets structurally underserved markets with steady deposit flows and deep customer relationships. This niche yields customer stickiness, diversified small-ticket loans, and a defensible origination pipeline across economic cycles.
Bears Say
Sharp Margin CompressionA collapse in net margin from double digits to ~1.3% materially weakens earnings power and ROE. Persistently compressed margins reduce buffers against credit losses and funding cost volatility, constraining reinvestment and raising the bar for sustainable profitability over months.
Renewed Leverage BuildMaterial rise in debt and a re-levered balance sheet increase funding vulnerability and interest expense risk. With margins compressed, higher leverage narrows financial flexibility, elevates refinancing and liquidity risk, and can amplify earnings volatility over the medium term.
Volatile, Declining Cash Flow TrendHistoric volatility and a downward trend in operating and free cash flow reduce the bank's ability to self-fund growth and provisioning. Falling cash generation amid margin stress increases reliance on external funding and raises the risk of funding squeezes over coming quarters.
Equitas Small Finance Bank Ltd. News
EQUITASBNK FAQ
What was Equitas Small Finance Bank Ltd.’s price range in the past 12 months?
Equitas Small Finance Bank Ltd. lowest stock price was ₹50.05 and its highest was ₹74.55 in the past 12 months.
What is Equitas Small Finance Bank Ltd.’s market cap?
Equitas Small Finance Bank Ltd.’s market cap is ₹83.61B.
When is Equitas Small Finance Bank Ltd.’s upcoming earnings report date?
Equitas Small Finance Bank Ltd.’s upcoming earnings report date is Jul 24, 2026 which is in 76 days.
How were Equitas Small Finance Bank Ltd.’s earnings last quarter?
Equitas Small Finance Bank Ltd. released its earnings results on Apr 30, 2026. The company reported ₹1.9 earnings per share for the quarter, beating the consensus estimate of ₹1.225 by ₹0.675.
Is Equitas Small Finance Bank Ltd. overvalued?
According to Wall Street analysts Equitas Small Finance Bank Ltd.’s price is currently Undervalued.
Does Equitas Small Finance Bank Ltd. pay dividends?
Equitas Small Finance Bank Ltd. pays a Annually dividend of ₹1 which represents an annual dividend yield of 1.63%. See more information on Equitas Small Finance Bank Ltd. dividends here
What is Equitas Small Finance Bank Ltd.’s EPS estimate?
Equitas Small Finance Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Equitas Small Finance Bank Ltd. have?
Equitas Small Finance Bank Ltd. has 1,141,285,200 shares outstanding.
What happened to Equitas Small Finance Bank Ltd.’s price movement after its last earnings report?
Equitas Small Finance Bank Ltd. reported an EPS of ₹1.9 in its last earnings report, beating expectations of ₹1.225. Following the earnings report the stock price went down -0.506%.
Which hedge fund is a major shareholder of Equitas Small Finance Bank Ltd.?
Currently, no hedge funds are holding shares in IN:EQUITASBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Equitas Small Finance Bank Ltd.
Equitas Small Finance Bank Limited provides various banking products and services to for individuals and corporates, as well as micro, small, and medium enterprises. The company operates through Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers fixed deposit products; and savings, salary, business, current, and TASC accounts. The company also provides loans against property; gold, home, used car, business, and MSME loans; vehicle finance, merchant overdraft, MSME loans monitoring services; overdraft against deposits; financing products for agri business; investment services; general, life, and health insurances; pension schemes; payments and collection solutions; retail forex services; fund transfer services; and debit cards. In addition, it provides online, mobile, and doorstep banking services. It has 869 banking outlets and 339 ATMs in India. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India. Equitas Small Finance Bank Limited is a subsidiary of Equitas Holdings Limited.
EQUITASBNK Stock 12 Month Forecast
Average Price Target
₹78.00
▲(16.47% Upside)
Technical Analysis
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