Want to see IN:JSFB full AI Analyst Report?
JSFB Stock Chart & Stats
₹414.60
₹6.15(1.54%)
At close: 4:00 PM EST
₹414.60
₹6.15(1.54%)
Day’s Range― - ―
52-Week Range₹330.30 - ₹569.65
Previous CloseN/A
Volume470.93K
Average Volume (3M)5.69K
Market Cap
₹56.85B
Enterprise Value₹68.79K
Total Cash (Recent Filing)₹25.58B
Total Debt (Recent Filing)₹54.97B
Price to Earnings (P/E)14.9
Beta0.64
Next Earnings
Oct 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)31.02
Shares Outstanding105,714,485
10 Day Avg. Volume4,739
30 Day Avg. Volume5,692
Financial Highlights & Ratios
PEG Ratio-0.34
Price to Book (P/B)0.87
Price to Sales (P/S)0.61
P/FCF Ratio8.24
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)60.46
Revenue Forecast (FY)₹43.05B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained top-line growth across the period indicates persistent demand for the bank's lending and deposit products. Durable revenue expansion supports net interest income potential and cross-sell opportunities in underbanked segments, underpinning medium-term franchise growth.
Improved Leverage And Expanding Balance SheetMaterial asset growth combined with a substantially lower debt-to-equity ratio improves financial flexibility and regulatory cushion. Stronger leverage metrics reduce funding fragility and support capacity to scale lending while meeting small finance bank capital norms over the medium term.
Return To Positive Cash GenerationRe-establishing positive operating and free cash flow restores liquidity and internal funding for loan origination and reserves. If sustained, this improves self-funding ability and lowers reliance on external borrowings, supporting durable earnings stability and strategic investments.
Bears Say
Declining Profitability And ROESharp erosion in net income and ROE signals margin compression and weaker capital efficiency. Persistently lower profitability limits internal capital generation, constrains dividend capacity and hampers the bank's ability to absorb credit losses without diluting equity or slowing growth.
Volatile Operating And Free Cash FlowHigh volatility in operating and free cash flows undermines predictability of funding for lending and provisioning. This complicates balance sheet planning and raises the need for precautionary liquidity buffers, which can restrain efficient capital deployment and growth execution.
Meaningful Absolute Debt LevelDespite improved leverage ratios, a large absolute debt stock increases interest expense sensitivity and refinancing exposure. For a bank, elevated borrowings can compress net interest margins and raise vulnerability to rising funding costs or tighter market liquidity conditions over the medium term.
Jana Small Finance Bank Ltd News
JSFB FAQ
What was Jana Small Finance Bank Ltd’s price range in the past 12 months?
Jana Small Finance Bank Ltd lowest stock price was ₹330.30 and its highest was ₹569.65 in the past 12 months.
What is Jana Small Finance Bank Ltd’s market cap?
Jana Small Finance Bank Ltd’s market cap is ₹56.85B.
When is Jana Small Finance Bank Ltd’s upcoming earnings report date?
Jana Small Finance Bank Ltd’s upcoming earnings report date is Oct 26, 2026 which is in 92 days.
How were Jana Small Finance Bank Ltd’s earnings last quarter?
Jana Small Finance Bank Ltd released its earnings results on Jul 15, 2026. The company reported ₹14.8 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Jana Small Finance Bank Ltd overvalued?
According to Wall Street analysts Jana Small Finance Bank Ltd’s price is currently Overvalued.
Does Jana Small Finance Bank Ltd pay dividends?
Jana Small Finance Bank Ltd does not currently pay dividends.
What is Jana Small Finance Bank Ltd’s EPS estimate?
Jana Small Finance Bank Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jana Small Finance Bank Ltd have?
Jana Small Finance Bank Ltd has 105,714,485 shares outstanding.
What happened to Jana Small Finance Bank Ltd’s price movement after its last earnings report?
Jana Small Finance Bank Ltd reported an EPS of ₹14.8 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.276%.
Which hedge fund is a major shareholder of Jana Small Finance Bank Ltd?
Currently, no hedge funds are holding shares in IN:JSFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Jana Small Finance Bank Ltd
Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; cards; and investment and payment services, as well as mobile, internet, and corporate internet banking services. The company was formerly known as Janalakshmi Financial Services Limited and changed its name to Jana Small Finance Bank Limited in March 2018. Jana Small Finance Bank Limited was founded in 1999 and is headquartered in Bengaluru, India.
Technical Analysis
AU Small Finance Bank Limited
―
Equitas Small Finance Bank Ltd.
―
Suryoday Small Finance Bank Limited
―
Ujjivan Small Finance Bank Ltd.
―
Utkarsh Small Finance Bank Limited
―