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JSFB Stock Chart & Stats
₹537.80
₹0.30(0.06%)
At close: 4:00 PM EDT
₹537.80
₹0.30(0.06%)
Day’s Range― - ―
52-Week Range₹330.30 - ₹593.00
Previous CloseN/A
Volume428.23K
Average Volume (3M)5.69K
Market Cap
₹61.00B
Enterprise Value₹68.79K
Total Cash (Recent Filing)₹27.34B
Total Debt (Recent Filing)₹46.59B
Price to Earnings (P/E)16.0
Beta0.65
Next Earnings
Oct 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)36.07
Shares Outstanding105,714,485
10 Day Avg. Volume4,739
30 Day Avg. Volume5,692
Financial Highlights & Ratios
PEG Ratio-0.34
Price to Book (P/B)0.87
Price to Sales (P/S)0.61
P/FCF Ratio8.24
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)60.46
Revenue Forecast (FY)₹43.05B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthConsistent top-line growth indicates durable demand for JSFB's lending and deposit products. Over several years this supports scale economics, allows steady loan-book expansion and fee income diversification, and underpins long-term revenue predictability despite cyclical headwinds.
Expanding Balance Sheet & Improved LeverageA materially larger balance sheet reflects successful deposit mobilisation and capacity to scale lending. The marked improvement in leverage reduces funding vulnerability and supports credit growth capacity, providing a more resilient funding profile over multiple quarters.
Focused Retail/Microfinance Business ModelJSFB's niche serving underbanked retail and microfinance segments is a structural advantage in India: it accesses large, underserved demand, builds sticky customer relationships and diversified small-ticket loan flows that support stable long-term net interest income and fee generation.
Bears Say
Declining Net IncomeA multi-year drop in net income materially reduces the bank's internal capital generation and earnings power. Persisting declines constrain reinvestment in branches and technology, raise sensitivity to credit shocks, and weaken the bank's ability to fund growth organically.
Deteriorating Capital Efficiency (ROE)Sharply lower ROE signals reduced returns on shareholders' capital and weaker profit conversion from assets. This impairs the bank's ability to attract capital, fund growth without dilution, and deliver long-term shareholder returns if the trend persists.
Volatile Cash Flow GenerationLarge year-to-year swings in operating and free cash flow hamper predictability of funding for lending and provisioning. Volatility increases reliance on external financing in weak years, raising refinancing and liquidity risk and complicating consistent capital allocation.
Jana Small Finance Bank Ltd News
JSFB FAQ
What was Jana Small Finance Bank Ltd’s price range in the past 12 months?
Jana Small Finance Bank Ltd lowest stock price was ₹330.30 and its highest was ₹593.00 in the past 12 months.
What is Jana Small Finance Bank Ltd’s market cap?
Jana Small Finance Bank Ltd’s market cap is ₹61.00B.
When is Jana Small Finance Bank Ltd’s upcoming earnings report date?
Jana Small Finance Bank Ltd’s upcoming earnings report date is Oct 26, 2026 which is in 70 days.
How were Jana Small Finance Bank Ltd’s earnings last quarter?
Jana Small Finance Bank Ltd released its earnings results on Jul 15, 2026. The company reported ₹14.8 earnings per share for the quarter, beating the consensus estimate of N/A by ₹14.8.
Is Jana Small Finance Bank Ltd overvalued?
According to Wall Street analysts Jana Small Finance Bank Ltd’s price is currently Overvalued.
Does Jana Small Finance Bank Ltd pay dividends?
Jana Small Finance Bank Ltd does not currently pay dividends.
What is Jana Small Finance Bank Ltd’s EPS estimate?
Jana Small Finance Bank Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jana Small Finance Bank Ltd have?
Jana Small Finance Bank Ltd has 105,714,485 shares outstanding.
What happened to Jana Small Finance Bank Ltd’s price movement after its last earnings report?
Jana Small Finance Bank Ltd reported an EPS of ₹14.8 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.276%.
Which hedge fund is a major shareholder of Jana Small Finance Bank Ltd?
Currently, no hedge funds are holding shares in IN:JSFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Jana Small Finance Bank Ltd
Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; cards; and investment and payment services, as well as mobile, internet, and corporate internet banking services. The company was formerly known as Janalakshmi Financial Services Limited and changed its name to Jana Small Finance Bank Limited in March 2018. Jana Small Finance Bank Limited was founded in 1999 and is headquartered in Bengaluru, India.
Technical Analysis
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