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Jana Small Finance Bank Ltd (IN:JSFB)
:JSFB
Total Valuation
Jana Small Finance Bank Ltd has a market cap or net worth of ₹48.87B. The enterprise value is ₹66.33B.
Market Cap₹48.87B
Enterprise Value₹66.33B
Share Statistics
Jana Small Finance Bank Ltd has 105,226,770 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding105,226,770
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Jana Small Finance Bank Ltd’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 3.23%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)3.23%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee1.11M
Profits Per Employee230.01K
Employee Count21,800
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Jana Small Finance Bank Ltd is 11.3. Jana Small Finance Bank Ltd’s PEG ratio is ―.
PE Ratio11.3
PS Ratio―
PB Ratio―
Price to Fair Value1.06
Price to FCF―
Price to Operating Cash Flow0.00
PEG Ratio―
Income Statement
In the last 12 months, Jana Small Finance Bank Ltd had revenue of 24.16B and earned 5.01B in profits. Earnings per share was 47.89.
Revenue24.16B
Gross Profit24.16B
Operating Income4.74B
Pretax Income4.74B
Net Income5.01B
EBITDA5.34B
Earnings Per Share (EPS)47.89
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Jana Small Finance Bank Ltd pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.45
52-Week Price Change-19.94%
50-Day Moving Average473.18
200-Day Moving Average456.94
Relative Strength Index (RSI)44.39
Average Volume (3m)7.96K
Important Dates
Jana Small Finance Bank Ltd upcoming earnings date is Oct 17, 2025, Before Open (Confirmed).
Last Earnings DateJul 22, 2025
Next Earnings DateOct 17, 2025
Ex-Dividend Date―
Financial Position
Jana Small Finance Bank Ltd as a current ratio of 0.15, with Debt / Equity ratio of 93.89%
Current Ratio0.15
Quick Ratio0.15
Debt to Market Cap0.89
Net Debt to EBITDA-1.09
Interest Coverage Ratio0.20
Taxes
In the past 12 months, Jana Small Finance Bank Ltd has paid 277.41M in taxes.
Income Tax277.41M
Effective Tax Rate0.06
Enterprise Valuation
Jana Small Finance Bank Ltd EV to EBITDA ratio is 7.07, with an EV/FCF ratio of -1.48.
EV to Sales1.56
EV to EBITDA7.07
EV to Free Cash Flow-1.48
EV to Operating Cash Flow-1.53
Balance Sheet
Jana Small Finance Bank Ltd has ₹44.59B in cash and marketable securities with ₹38.67B in debt, giving a net cash position of ₹5.93B billion.
Cash & Marketable Securities₹44.59B
Total Debt₹38.67B
Net Cash₹5.93B
Net Cash Per Share₹56.31
Tangible Book Value Per Share₹391.53
Margins
Gross margin is 71.36%, with operating margin of 19.60%, and net profit margin of 20.75%.
Gross Margin71.36%
Operating Margin19.60%
Pretax Margin19.60%
Net Profit Margin20.75%
EBITDA Margin22.11%
EBIT Margin19.60%
Analyst Forecast
The average price target for Jana Small Finance Bank Ltd is ₹490.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target₹490.00
Price Target Upside5.50% Upside
Analyst ConsensusHold
Analyst Count0
Revenue Growth Forecast13.66%
EPS Growth Forecast-52.10%