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Total Valuation
Jana Small Finance Bank Ltd has a market cap or net worth of ₹56.85B. The enterprise value is ₹68.79K.
Market Cap₹56.85B
Enterprise Value₹68.79K
Share Statistics
Jana Small Finance Bank Ltd has 105,714,485 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding105,714,485
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Jana Small Finance Bank Ltd’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 2.80%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.80%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee2.51M
Profits Per Employee128.61K
Employee Count25,381
Asset Turnover0.13
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Jana Small Finance Bank Ltd is 14.9. Jana Small Finance Bank Ltd’s PEG ratio is -0.34.
PE Ratio14.9
PS Ratio0.61
PB Ratio0.87
Price to Fair Value0.87
Price to FCF8.24
Price to Operating Cash Flow-2.22
PEG Ratio-0.34
Income Statement
In the last 12 months, Jana Small Finance Bank Ltd had revenue of 63.75B and earned 3.26B in profits. Earnings per share was 31.02.
Revenue63.75B
Gross Profit27.76B
Operating Income3.26B
Pretax Income3.26B
Net Income3.26B
EBITDA4.02B
Earnings Per Share (EPS)31.02
Cash Flow
In the last 12 months, operating cash flow was -25.70B and capital expenditures -423.38M, giving a free cash flow of -26.12B billion.
Operating Cash Flow-25.70B
Free Cash Flow-26.12B
Free Cash Flow per Share-247.10
Dividends & Yields
Jana Small Finance Bank Ltd pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.64
52-Week Price Change17.30%
50-Day Moving Average479.18
200-Day Moving Average433.46
Relative Strength Index (RSI)65.19
Average Volume (3m)5.69K
Important Dates
Jana Small Finance Bank Ltd upcoming earnings date is Oct 26, 2026, Before Open (Confirmed).
Last Earnings DateJul 15, 2026
Next Earnings DateOct 26, 2026
Ex-Dividend Date―
Financial Position
Jana Small Finance Bank Ltd as a current ratio of 0.07, with Debt / Equity ratio of 98.46%
Current Ratio0.07
Quick Ratio0.07
Debt to Market Cap1.41
Net Debt to EBITDA7.31
Interest Coverage Ratio0.12
Taxes
In the past 12 months, Jana Small Finance Bank Ltd has paid 0.00 in taxes.
Income Tax0.00
Effective Tax Rate0.00
Enterprise Valuation
Jana Small Finance Bank Ltd EV to EBITDA ratio is 16.98, with an EV/FCF ratio of 14.47.
EV to Sales1.07
EV to EBITDA16.98
EV to Free Cash Flow14.47
EV to Operating Cash Flow11.50
Balance Sheet
Jana Small Finance Bank Ltd has ₹25.58B in cash and marketable securities with ₹54.97B in debt, giving a net cash position of -₹29.39B billion.
Cash & Marketable Securities₹25.58B
Total Debt₹54.97B
Net Cash-₹29.39B
Net Cash Per Share-₹277.97
Tangible Book Value Per Share₹424.80
Margins
Gross margin is 54.63%, with operating margin of 5.12%, and net profit margin of 5.12%.
Gross Margin54.63%
Operating Margin5.12%
Pretax Margin5.12%
Net Profit Margin5.12%
EBITDA Margin6.30%
EBIT Margin5.12%
Analyst Forecast
The average price target for Jana Small Finance Bank Ltd is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast17.48%
EPS Growth Forecast-12.60%