Jana Small Finance Bank Ltd (IN:JSFB)
:JSFB
Total Valuation
Jana Small Finance Bank Ltd has a market cap or net worth of ₹39.29B. The enterprise value is ₹59.08B.
Market Cap₹39.29B
Enterprise Value₹59.08B
Share Statistics
Jana Small Finance Bank Ltd has 105,324,554 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding105,324,554
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Jana Small Finance Bank Ltd’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 4.06%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)4.06%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee2.46M
Profits Per Employee230.01K
Employee Count21,800
Asset Turnover0.14
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Jana Small Finance Bank Ltd is 115.5. Jana Small Finance Bank Ltd’s PEG ratio is -0.18.
PE Ratio115.5
PS Ratio0.81
PB Ratio1.06
Price to Fair Value1.06
Price to FCF-1.71
Price to Operating Cash Flow-1.52
PEG Ratio-0.18
Income Statement
In the last 12 months, Jana Small Finance Bank Ltd had revenue of 53.67B and earned 5.01B in profits. Earnings per share was 47.89.
Revenue53.67B
Gross Profit30.50B
Operating Income4.74B
Pretax Income4.74B
Net Income5.01B
EBITDA5.34B
Earnings Per Share (EPS)47.89
Cash Flow
In the last 12 months, operating cash flow was -25.70B and capital expenditures -423.38M, giving a free cash flow of -26.12B billion.
Operating Cash Flow-25.70B
Free Cash Flow-26.12B
Free Cash Flow per Share-248.01
Dividends & Yields
Jana Small Finance Bank Ltd pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.03
52-Week Price Change-9.95%
50-Day Moving Average368.40
200-Day Moving Average440.09
Relative Strength Index (RSI)53.59
Average Volume (3m)5.69K
Important Dates
Jana Small Finance Bank Ltd upcoming earnings date is May 4, 2026, Before Open (Confirmed).
Last Earnings DateFeb 6, 2026
Next Earnings DateMay 4, 2026
Ex-Dividend Date―
Financial Position
Jana Small Finance Bank Ltd as a current ratio of 0.15, with Debt / Equity ratio of 86.73%
Current Ratio0.15
Quick Ratio0.15
Debt to Market Cap1.42
Net Debt to EBITDA-1.11
Interest Coverage Ratio0.20
Taxes
In the past 12 months, Jana Small Finance Bank Ltd has paid -277.40M in taxes.
Income Tax-277.40M
Effective Tax Rate-0.06
Enterprise Valuation
Jana Small Finance Bank Ltd EV to EBITDA ratio is 7.05, with an EV/FCF ratio of -1.48.
EV to Sales0.70
EV to EBITDA7.05
EV to Free Cash Flow-1.48
EV to Operating Cash Flow-1.52
Balance Sheet
Jana Small Finance Bank Ltd has ₹26.83B in cash and marketable securities with ₹38.10B in debt, giving a net cash position of -₹11.27B billion.
Cash & Marketable Securities₹26.83B
Total Debt₹38.10B
Net Cash-₹11.27B
Net Cash Per Share-₹107.04
Tangible Book Value Per Share₹391.53
Margins
Gross margin is 36.85%, with operating margin of 8.83%, and net profit margin of 9.34%.
Gross Margin36.85%
Operating Margin8.83%
Pretax Margin8.83%
Net Profit Margin9.34%
EBITDA Margin9.96%
EBIT Margin8.83%
Analyst Forecast
The average price target for Jana Small Finance Bank Ltd is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast13.36%
EPS Growth Forecast-50.07%