Suryoday Small Finance Bank Limited (IN:SURYODAY)
:SURYODAY
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SURYODAY Stock Chart & Stats
₹144.20
₹2.32(1.77%)
At close: 4:00 PM EST
₹144.20
₹2.32(1.77%)
Day’s Range― - ―
52-Week Range₹115.30 - ₹190.95
Previous CloseN/A
Volume442.34K
Average Volume (3M)90.09K
Market Cap
₹18.22B
Enterprise Value₹27.62B
Total Cash (Recent Filing)₹15.12B
Total Debt (Recent Filing)₹21.65B
Price to Earnings (P/E)12.0
Beta1.22
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)6.13
Shares Outstanding106,289,825
10 Day Avg. Volume25,094
30 Day Avg. Volume90,089
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)0.64
Price to Sales (P/S)0.53
P/FCF Ratio2.31
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)25.7
Revenue Forecast (FY)₹18.86B
Bulls Say, Bears Say
Bulls Say
Retail, Underbanked FocusSuryoday's explicit focus on underbanked and emerging retail segments creates a durable structural market tailwind. Serving low‑penetration customers supports steady deposit inflows, product cross‑sell opportunities, and differentiated credit origination expertise that can sustain revenue and franchise value over time.
Sustained Revenue GrowthMulti‑year top‑line expansion, with notable growth in FY2024 and continued growth into FY2026, indicates the bank is scaling its core lending and deposit businesses. Persistent revenue growth supports operating leverage potential and underwriting experience accumulation across retail and MSME portfolios.
Improving Balance Sheet TrendsAn increasing equity base and declining leverage from prior highs enhance financial resilience and regulatory headroom. Improved capital metrics reduce near‑term refinancing pressure, enable measured growth, and increase the bank's ability to absorb credit stress while sustaining lending to core customer segments.
Bears Say
Margin And Profit VolatilityMaterial swings in net margin and profitability undermine earnings predictability and indicate sensitivity to funding costs, portfolio mix, or provisioning cycles. Persistent margin volatility complicates planning, capital allocation, and investor confidence in the durability of reported earnings.
Inconsistent Cash GenerationLarge year‑to‑year swings in operating and free cash flow create uncertainty about cash conversion and the bank's ability to self‑fund growth or absorb shocks. Inconsistent cash generation raises risk around provisioning capacity, dividend or buyback policies, and reliance on external funding in stress periods.
Residual Meaningful LeverageAlthough leverage has improved, debt still exceeds equity, leaving the bank exposed to higher refinancing and interest‑rate risk. Elevated leverage limits strategic flexibility, raises capital sensitivity to losses, and can constrain growth if funding markets tighten or credit costs rise.
Suryoday Small Finance Bank Limited News
SURYODAY FAQ
What was Suryoday Small Finance Bank Limited’s price range in the past 12 months?
Suryoday Small Finance Bank Limited lowest stock price was ₹115.30 and its highest was ₹190.95 in the past 12 months.
What is Suryoday Small Finance Bank Limited’s market cap?
Suryoday Small Finance Bank Limited’s market cap is ₹18.22B.
When is Suryoday Small Finance Bank Limited’s upcoming earnings report date?
Suryoday Small Finance Bank Limited’s upcoming earnings report date is Aug 06, 2026 which is in 61 days.
How were Suryoday Small Finance Bank Limited’s earnings last quarter?
Suryoday Small Finance Bank Limited released its earnings results on May 07, 2026. The company reported ₹4.68 earnings per share for the quarter, beating the consensus estimate of N/A by ₹4.68.
Is Suryoday Small Finance Bank Limited overvalued?
According to Wall Street analysts Suryoday Small Finance Bank Limited’s price is currently Overvalued.
Does Suryoday Small Finance Bank Limited pay dividends?
Suryoday Small Finance Bank Limited does not currently pay dividends.
What is Suryoday Small Finance Bank Limited’s EPS estimate?
Suryoday Small Finance Bank Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Suryoday Small Finance Bank Limited have?
Suryoday Small Finance Bank Limited has 106,289,825 shares outstanding.
What happened to Suryoday Small Finance Bank Limited’s price movement after its last earnings report?
Suryoday Small Finance Bank Limited reported an EPS of ₹4.68 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.968%.
Which hedge fund is a major shareholder of Suryoday Small Finance Bank Limited?
Currently, no hedge funds are holding shares in IN:SURYODAY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Suryoday Small Finance Bank Limited
Suryoday Small Finance Bank Limited operates as a small finance bank primarily serving the unserved and underserved with a focus on financial inclusion in India. It operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. The company accepts savings and current accounts, term and fixed deposits, and recurring deposits. It also provides finance for mortgage and commercial vehicles; and loans to micro, small, and medium enterprises, as well as loans to non-banking finance companies. In addition, the company offers home loans, secured business loans against property, joint liability group loans, and emergency credit line guarantee schemes. Further, it provides life, general, and group health insurance, as well as national pension and social security schemes. Additionally, the company offers debit cards and NRI banking services; and internet, phone, tab, and mobile banking services. As of March 31, 2021, it operated 556 banking outlets across 13 states and union territories. The company was formerly known as Suryoday Micro Finance Limited and changed its name to Suryoday Small Finance Bank Limited in January 2017. Suryoday Small Finance Bank Limited was incorporated in 2008 and is based in Navi Mumbai, India.
Technical Analysis
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