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Ujjivan Small Finance Bank Ltd. (IN:UJJIVANSFB)
:UJJIVANSFB
UJJIVANSFB Stock Chart & Stats
₹59.35
₹1.28(3.75%)
At close: 4:00 PM EST
₹59.35
₹1.28(3.75%)
Day’s Range― - ―
52-Week Range₹30.90 - ₹68.00
Previous CloseN/A
Volume20.81M
Average Volume (3M)792.40K
Market Cap
₹117.73B
Enterprise Value₹117.89B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)23.8
Beta0.92
Next Earnings
May 14, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.82%
Share Statistics
EPS (TTM)1.00
Shares Outstanding1,940,896,000
10 Day Avg. Volume640,665
30 Day Avg. Volume792,396
Financial Highlights & Ratios
PEG Ratio-0.22
Price to Book (P/B)1.12
Price to Sales (P/S)0.96
P/FCF Ratio-1.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved LeverageA materially lower debt-to-equity ratio reduces financial risk and interest burden, giving the bank more flexibility to support lending and absorb shocks. Over the next 2-6 months this improves resilience to rate or credit stress and capacity for measured portfolio growth.
Stable Capital BaseA c.12.8% equity ratio provides regulatory cushion and supports organic growth without immediate dilution. This structural capital buffer helps sustain lending during economic volatility and underpins deposit franchise stability over the medium term.
Retail-focused Business ModelConcentration on retail and underserved clients yields a granular deposit and loan mix that typically lowers concentration risk and stabilizes net interest income. This structural franchise supports steady fee opportunities and long-term customer stickiness.
Bears Say
Sharp Revenue DeclineA severe revenue contraction undermines internal capital generation and limits reinvestment capacity. Persisting over quarters, such structural shrinkage pressures margins, constrains lending growth, and can force reliance on external funding to maintain operations.
Weak Cash GenerationSustained negative operating and free cash flows indicate the bank is not converting reported earnings into cash, forcing dependence on wholesale funding or equity to fund growth. Over months this limits liquidity buffers and hampers dividend or capital return policies.
Eroding ProfitabilityA sharp fall in net margin and lower ROE reflect margin compression or rising credit/operating costs. This reduces return on capital, slows equity accumulation, and constrains strategic investments or growth initiatives over the medium term unless profitability recovers.
Ujjivan Small Finance Bank Ltd. News
UJJIVANSFB FAQ
What was Ujjivan Small Finance Bank Ltd.’s price range in the past 12 months?
Ujjivan Small Finance Bank Ltd. lowest stock price was ₹30.90 and its highest was ₹68.00 in the past 12 months.
What is Ujjivan Small Finance Bank Ltd.’s market cap?
Ujjivan Small Finance Bank Ltd.’s market cap is ₹117.73B.
When is Ujjivan Small Finance Bank Ltd.’s upcoming earnings report date?
Ujjivan Small Finance Bank Ltd.’s upcoming earnings report date is May 14, 2026 which is in 78 days.
How were Ujjivan Small Finance Bank Ltd.’s earnings last quarter?
Ujjivan Small Finance Bank Ltd. released its earnings results on Jan 22, 2026. The company reported ₹1 earnings per share for the quarter, beating the consensus estimate of ₹0.867 by ₹0.133.
Is Ujjivan Small Finance Bank Ltd. overvalued?
According to Wall Street analysts Ujjivan Small Finance Bank Ltd.’s price is currently Overvalued.
Does Ujjivan Small Finance Bank Ltd. pay dividends?
Ujjivan Small Finance Bank Ltd. pays a Annually dividend of ₹1.5 which represents an annual dividend yield of 2.82%. See more information on Ujjivan Small Finance Bank Ltd. dividends here
What is Ujjivan Small Finance Bank Ltd.’s EPS estimate?
Ujjivan Small Finance Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ujjivan Small Finance Bank Ltd. have?
Ujjivan Small Finance Bank Ltd. has 1,940,896,000 shares outstanding.
What happened to Ujjivan Small Finance Bank Ltd.’s price movement after its last earnings report?
Ujjivan Small Finance Bank Ltd. reported an EPS of ₹1 in its last earnings report, beating expectations of ₹0.867. Following the earnings report the stock price went up 7.375%.
Which hedge fund is a major shareholder of Ujjivan Small Finance Bank Ltd.?
Currently, no hedge funds are holding shares in IN:UJJIVANSFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ujjivan Small Finance Bank Ltd.
Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, and NRI accounts; and fixed, recurring, TASC fixed, and tax saver fixed deposits. The company's loan products include group loans, such as business, family, agriculture and allied, education, GL top-up, emergency, and loyalty loans; individual loans comprising individual business, livestock, agriculture, and bazar loans, as well as home improvement loans, open market livestock and home improvement loans; housing loans; vehicle loans; and gold loans. Its loan products also comprise micro and small enterprise loans, which include loan against property, secured enterprise and business loans, overdraft against property, and business edge term loans; business edge overdrafts; loan against rent receivables; emergency credit line guarantee scheme; personal loans; and financial institutions group loans. The company also offers mobile, phone, net, SMS, and missed call banking services; debit and credit cards; and insurance products, such as credit life, endowment, term, PAR, POS, ULIP, motor, property, home content, health, and personal accident insurance. In addition, it is involved in retail forex and trade. As of March 31, 2022, the company operated 575 banking outlets; and 492 automated teller machines (ATMs), including 54 automated cash recyclers (ACR). The company was incorporated in 2016 and is headquartered in Bengaluru, India. Ujjivan Small Finance Bank Limited is a subsidiary of Ujjivan Financial Services Limited.
Technical Analysis
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