Ujjivan Small Finance Bank Ltd. (IN:UJJIVANSFB)
:UJJIVANSFB
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Total Valuation
Ujjivan Small Finance Bank Ltd. has a market cap or net worth of ₹104.14B. The enterprise value is ₹107.01B.
Market Cap₹104.14B
Enterprise Value₹107.01B
Share Statistics
Ujjivan Small Finance Bank Ltd. has 1,944,440,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,944,440,000
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Ujjivan Small Finance Bank Ltd.’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 5.83%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.83%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee3.56M
Profits Per Employee306.94K
Employee Count22,566
Asset Turnover0.14
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Ujjivan Small Finance Bank Ltd. is 14.1. Ujjivan Small Finance Bank Ltd.’s PEG ratio is -2.95.
PE Ratio14.1
PS Ratio1.22
PB Ratio1.44
Price to Fair Value1.44
Price to FCF6.79
Price to Operating Cash Flow-13.24
PEG Ratio-2.95
Income Statement
In the last 12 months, Ujjivan Small Finance Bank Ltd. had revenue of 80.39B and earned 6.93B in profits. Earnings per share was 3.57.
Revenue80.39B
Gross Profit41.79B
Operating Income9.11B
Pretax Income9.11B
Net Income6.93B
EBITDA10.56B
Earnings Per Share (EPS)3.57
Cash Flow
In the last 12 months, operating cash flow was -7.86B and capital expenditures -1.04B, giving a free cash flow of -8.90B billion.
Operating Cash Flow-7.86B
Free Cash Flow-8.90B
Free Cash Flow per Share-4.58
Dividends & Yields
Ujjivan Small Finance Bank Ltd. pays an annual dividend of ₹1.5, resulting in a dividend yield of 2.82%
Dividend Per Share₹1.5
Dividend Yield2.82%
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.09
52-Week Price Change20.60%
50-Day Moving Average56.28
200-Day Moving Average53.16
Relative Strength Index (RSI)36.25
Average Volume (3m)792.40K
Important Dates
Ujjivan Small Finance Bank Ltd. upcoming earnings date is Jul 23, 2026, TBA (Confirmed).
Last Earnings DateMay 8, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
Ujjivan Small Finance Bank Ltd. as a current ratio of 0.08, with Debt / Equity ratio of 54.81%
Current Ratio0.08
Quick Ratio0.08
Debt to Market Cap0.38
Net Debt to EBITDA0.28
Interest Coverage Ratio0.30
Taxes
In the past 12 months, Ujjivan Small Finance Bank Ltd. has paid 2.18B in taxes.
Income Tax2.18B
Effective Tax Rate0.24
Enterprise Valuation
Ujjivan Small Finance Bank Ltd. EV to EBITDA ratio is 9.56, with an EV/FCF ratio of 6.99.
EV to Sales1.26
EV to EBITDA9.56
EV to Free Cash Flow6.99
EV to Operating Cash Flow6.20
Balance Sheet
Ujjivan Small Finance Bank Ltd. has ₹26.86B in cash and marketable securities with ₹29.62B in debt, giving a net cash position of -₹2.76B billion.
Cash & Marketable Securities₹26.86B
Total Debt₹29.62B
Net Cash-₹2.76B
Net Cash Per Share-₹1.42
Tangible Book Value Per Share₹35.13
Margins
Gross margin is 45.49%, with operating margin of 11.33%, and net profit margin of 8.62%.
Gross Margin45.49%
Operating Margin11.33%
Pretax Margin11.33%
Net Profit Margin8.62%
EBITDA Margin13.13%
EBIT Margin11.33%
Analyst Forecast
The average price target for Ujjivan Small Finance Bank Ltd. is ₹74.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target₹74.00
Price Target Upside24.68% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast11.64%
EPS Growth Forecast-4.91%