Capital Small Finance Bank Limited (IN:CAPITALSFB)
:CAPITALSFB
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CAPITALSFB Stock Chart & Stats
₹263.60
₹4.10(1.34%)
At close: 4:00 PM EST
₹263.60
₹4.10(1.34%)
Day’s Range― - ―
52-Week Range₹207.00 - ₹330.40
Previous CloseN/A
Volume76.19K
Average Volume (3M)2.14K
Market Cap
₹12.67B
Enterprise Value₹13.63B
Total Cash (Recent Filing)₹14.36B
Total Debt (Recent Filing)₹5.77B
Price to Earnings (P/E)6.2
Beta0.78
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.97%
Share Statistics
EPS (TTM)29.89
Shares Outstanding45,418,770
10 Day Avg. Volume3,253
30 Day Avg. Volume2,144
Financial Highlights & Ratios
PEG Ratio1.01
Price to Book (P/B)0.68
Price to Sales (P/S)0.87
P/FCF Ratio7.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)40.7
Revenue Forecast (FY)₹6.72B
Bulls Say, Bears Say
Bulls Say
Retail & MSME Deposit-led Business ModelA deposit-focused retail/MSME franchise produces repeatable net interest income and fee revenue. Over 2-6 months this structural funding model supports stable spreads, customer stickiness and predictable loan deployment, reducing reliance on volatile wholesale funding.
Steady Revenue Growth And Resilient Net MarginsSustained revenue expansion with margins doubling from ~7% to ~12–13% represents structural improvement in core profitability. This margin durability enhances earnings resilience across cycles, supporting reinvestment and buffer against credit cost volatility over the medium term.
Material Improvement In Leverage And Equity BuildA substantially lower D/E and stronger equity base materially improves capital resilience and reduces refinancing risk. Over months this allows more conservative loan growth, higher loss-absorbing capacity and greater flexibility to absorb cyclical shocks without stressing liquidity.
Bears Say
Inconsistent Cash Generation / Cash ConversionVolatile operating and free cash flow weakens the bank's ability to self-finance growth, dividends or build liquidity buffers. Over 2-6 months, inconsistent cash conversion increases reliance on external funding and raises execution risk for planned loan expansion or capital deployment.
Softening Operating Profitability In FY2026A decline in gross and operating margins suggests pressure on spreads or rising operating costs. If sustained, margin compression erodes the cushion for credit losses and funding cost increases, reducing sustainable return on assets and limiting medium-term earnings growth.
Debt Rose In FY2026; ROE ModeratedAn uptick in debt alongside moderated ROE can signal slower capital efficiency and increasing funding requirements. Over the medium term this may raise funding costs and constrain shareholder returns if loan yields or margins don't improve to offset higher leverage.
Capital Small Finance Bank Limited News
CAPITALSFB FAQ
What was Capital Small Finance Bank Limited’s price range in the past 12 months?
Capital Small Finance Bank Limited lowest stock price was ₹207.00 and its highest was ₹330.40 in the past 12 months.
What is Capital Small Finance Bank Limited’s market cap?
Capital Small Finance Bank Limited’s market cap is ₹12.67B.
When is Capital Small Finance Bank Limited’s upcoming earnings report date?
Capital Small Finance Bank Limited’s upcoming earnings report date is Aug 04, 2026 which is in 75 days.
How were Capital Small Finance Bank Limited’s earnings last quarter?
Capital Small Finance Bank Limited released its earnings results on Apr 29, 2026. The company reported ₹8.82 earnings per share for the quarter, beating the consensus estimate of ₹8.7 by ₹0.12.
Is Capital Small Finance Bank Limited overvalued?
According to Wall Street analysts Capital Small Finance Bank Limited’s price is currently Overvalued.
Does Capital Small Finance Bank Limited pay dividends?
Capital Small Finance Bank Limited pays a Notavailable dividend of ₹4 which represents an annual dividend yield of 1.97%. See more information on Capital Small Finance Bank Limited dividends here
What is Capital Small Finance Bank Limited’s EPS estimate?
Capital Small Finance Bank Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Capital Small Finance Bank Limited have?
Capital Small Finance Bank Limited has 45,418,770 shares outstanding.
What happened to Capital Small Finance Bank Limited’s price movement after its last earnings report?
Capital Small Finance Bank Limited reported an EPS of ₹8.82 in its last earnings report, beating expectations of ₹8.7. Following the earnings report the stock price went up 2.729%.
Which hedge fund is a major shareholder of Capital Small Finance Bank Limited?
Currently, no hedge funds are holding shares in IN:CAPITALSFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Capital Small Finance Bank Limited
Capital Small Finance Bank Limited provides a range of banking and financial products and services for individuals and businesses in India. The company operates in four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. It offers savings and current accounts, and term deposits, as well as real estate regulatory authority accounts; bank and safe deposit lockers; debit cards; NRE/NRO deposits; trade finance; bank guarantees; 3-in-1 Demat Cum trading account; payment gateway services; E-hub education solutions fee collection services; bill and tax payment services; point of sales services; and foreign exchange and money transfer services, as well as ATMs, internet and doorstep banking, and mobile banking and passbooks. The company also provides agricultural loans, such as Kisan credit card scheme and agriculture term loans; MSME trading loans comprising scheme for small and medium enterprises and commission agent financing; mortgage lending loans, including housing loans and loans against rental property; auto, personal, gold, and preowned vehicle loans; and corporate loans. In addition, it offers loan sanctioning, collection, and monitoring services; risk management services; and distributes various insurance products, such as general, traditional life, term, motor, home, commercial, personal accident, health, and travel insurance, as well as social security schemes. The company was formerly known as Capital Local Area Bank Limited and changed its name to Capital Small Finance Bank Limited in April 2016. Capital Small Finance Bank Limited was incorporated in 1999 and is headquartered in Jalandhar, India.
Technical Analysis
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