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Capital Small Finance Bank Limited (IN:CAPITALSFB)
:CAPITALSFB
CAPITALSFB Stock Chart & Stats
₹263.60
₹4.10(1.34%)
At close: 4:00 PM EST
₹263.60
₹4.10(1.34%)
Day’s Range― - ―
52-Week Range₹236.00 - ₹330.40
Previous CloseN/A
Volume76.19K
Average Volume (3M)2.14K
Market Cap
₹10.76B
Enterprise Value-₹1.02B
Total Cash (Recent Filing)₹14.36B
Total Debt (Recent Filing)₹5.77B
Price to Earnings (P/E)8.7
Beta0.65
Next Earnings
May 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.97%
Share Statistics
EPS (TTM)7.60
Shares Outstanding45,418,770
10 Day Avg. Volume3,253
30 Day Avg. Volume2,144
Financial Highlights & Ratios
PEG Ratio-1.90
Price to Book (P/B)0.89
Price to Sales (P/S)1.21
P/FCF Ratio4.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)31.75
Revenue Forecast (FY)₹5.59B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthDouble-digit revenue growth (14.8% reported) and the income-statement note of 'strong growth in total revenue' indicate persistent expansion of the bank's loan and deposit franchises. For a small finance bank, durable top-line growth supports net interest income, scale economics, and capacity to invest in branches and digital distribution over the medium term.
Robust Profitability And MarginsThe income-statement summary explicitly cites robust gross margins and healthy net margins, reflecting effective pricing and cost control. Sustainable margins generate internal capital to absorb credit shocks, fund growth initiatives, and help maintain return on equity through normal banking cycles, supporting long-term profitability.
Solid Capital Base And Conservative LeverageA healthy equity ratio, relatively low debt-to-equity and strong ROE provide regulatory headroom and loss-absorbing capacity. This capital strength allows measured lending growth without excessive leverage, supports confidence with depositors and regulators, and improves resilience to asset-quality stress over the medium term.
Bears Say
Potential Debt-level RisksAlthough leverage is described as relatively low, the explicit flag about potential significant debt levels means funding composition or contingent liabilities could worsen. Rising or concentrated debt would increase funding costs, reduce capital flexibility and amplify vulnerability to liquidity or rate shocks over a prolonged period.
Cash Conversion Efficiency GapImproved free cash flow is positive, but weaker operating-cash-flow-to-net-income implies earnings quality could lag cash generation. Persistent cash conversion gaps limit organic capital formation, constrain dividend or reinvestment capacity, and reduce buffers available to absorb elevated credit costs in adverse cycles.
Room To Improve Operational EfficiencyThe income-statement note that EBIT/EBITDA margins need improvement signals structural cost or efficiency headwinds. If operating efficiency does not improve, rising opex or slower productivity gains could compress margins, reduce incremental profitability from revenue growth, and impede sustained ROE improvements over the medium term.
Capital Small Finance Bank Limited News
CAPITALSFB FAQ
What was Capital Small Finance Bank Limited’s price range in the past 12 months?
Capital Small Finance Bank Limited lowest stock price was ₹236.00 and its highest was ₹330.40 in the past 12 months.
What is Capital Small Finance Bank Limited’s market cap?
Capital Small Finance Bank Limited’s market cap is ₹10.76B.
When is Capital Small Finance Bank Limited’s upcoming earnings report date?
Capital Small Finance Bank Limited’s upcoming earnings report date is May 07, 2026 which is in 54 days.
How were Capital Small Finance Bank Limited’s earnings last quarter?
Capital Small Finance Bank Limited released its earnings results on Jan 29, 2026. The company reported ₹7.6 earnings per share for the quarter, missing the consensus estimate of ₹8.1 by -₹0.5.
Is Capital Small Finance Bank Limited overvalued?
According to Wall Street analysts Capital Small Finance Bank Limited’s price is currently Overvalued.
Does Capital Small Finance Bank Limited pay dividends?
Capital Small Finance Bank Limited pays a Notavailable dividend of ₹4 which represents an annual dividend yield of 1.97%. See more information on Capital Small Finance Bank Limited dividends here
What is Capital Small Finance Bank Limited’s EPS estimate?
Capital Small Finance Bank Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Capital Small Finance Bank Limited have?
Capital Small Finance Bank Limited has 45,418,770 shares outstanding.
What happened to Capital Small Finance Bank Limited’s price movement after its last earnings report?
Capital Small Finance Bank Limited reported an EPS of ₹7.6 in its last earnings report, missing expectations of ₹8.1. Following the earnings report the stock price went down -0.916%.
Which hedge fund is a major shareholder of Capital Small Finance Bank Limited?
Currently, no hedge funds are holding shares in IN:CAPITALSFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Capital Small Finance Bank Limited
Capital Small Finance Bank Limited provides a range of banking and financial products and services for individuals and businesses in India. The company operates in four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. It offers savings and current accounts, and term deposits, as well as real estate regulatory authority accounts; bank and safe deposit lockers; debit cards; NRE/NRO deposits; trade finance; bank guarantees; 3-in-1 Demat Cum trading account; payment gateway services; E-hub education solutions fee collection services; bill and tax payment services; point of sales services; and foreign exchange and money transfer services, as well as ATMs, internet and doorstep banking, and mobile banking and passbooks. The company also provides agricultural loans, such as Kisan credit card scheme and agriculture term loans; MSME trading loans comprising scheme for small and medium enterprises and commission agent financing; mortgage lending loans, including housing loans and loans against rental property; auto, personal, gold, and preowned vehicle loans; and corporate loans. In addition, it offers loan sanctioning, collection, and monitoring services; risk management services; and distributes various insurance products, such as general, traditional life, term, motor, home, commercial, personal accident, health, and travel insurance, as well as social security schemes. The company was formerly known as Capital Local Area Bank Limited and changed its name to Capital Small Finance Bank Limited in April 2016. Capital Small Finance Bank Limited was incorporated in 1999 and is headquartered in Jalandhar, India.
Technical Analysis
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