Capital Small Finance Bank Limited (IN:CAPITALSFB)
:CAPITALSFB
CAPITALSFB Stock Chart & Stats
₹263.60
₹4.10(1.34%)
At close: 4:00 PM EST
₹263.60
₹4.10(1.34%)
Day’s Range― - ―
52-Week Range₹207.00 - ₹330.40
Previous CloseN/A
Volume76.19K
Average Volume (3M)2.14K
Market Cap
₹10.82B
Enterprise Value-₹639.94M
Total Cash (Recent Filing)₹14.36B
Total Debt (Recent Filing)₹5.77B
Price to Earnings (P/E)8.7
Beta0.62
Next Earnings
Apr 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.97%
Share Statistics
EPS (TTM)7.60
Shares Outstanding45,418,770
10 Day Avg. Volume3,253
30 Day Avg. Volume2,144
Financial Highlights & Ratios
PEG Ratio-1.90
Price to Book (P/B)0.89
Price to Sales (P/S)1.21
P/FCF Ratio4.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)41.8
Revenue Forecast (FY)₹6.67B
Bulls Say, Bears Say
Bulls Say
Revenue & Profitability GrowthConsistent revenue growth and healthy net profit margins indicate durable demand for the bank's retail and small-business lending. Sustained profitability supports internal capital accumulation, funding branch/digital expansion and loss absorption, strengthening long-term franchise value.
Balance Sheet StrengthA strong equity ratio and conservative leverage provide resilience to credit stress and regulatory shocks. This capital strength supports steady lending growth, regulatory compliance as a small finance bank, and reduces refinancing risk over the medium term.
Improving Cash GenerationRising operating cash flow and stronger free cash flow bolster self-funding capacity, lowering dependence on wholesale funding. Improved cash generation enables reinvestment in distribution, technology and provisioning buffers, supporting sustainable growth and financial flexibility.
Bears Say
Cash Conversion EfficiencyDespite improving cash flows, weaker conversion of reported earnings into operating cash increases sensitivity to credit seasonality and provisioning. Over months, this can constrain dividend capacity and internal reinvestment unless collections and asset-liability execution are strengthened.
Operational EfficiencyLower-than-optimal operating margins imply higher branch or staff costs relative to peers. Without improving productivity or digitization, sustained cost pressure could erode net interest margins and limit return expansion as competition for low-cost deposits intensifies.
Deposit-Funding Concentration RiskHeavy reliance on customer deposits to fund loans makes profitability sensitive to deposit mix and competition for CASA. If low-cost deposit growth slows or funding costs rise, net interest margins and lending growth could be structurally pressured absent diversified funding or higher fee income.
Capital Small Finance Bank Limited News
CAPITALSFB FAQ
What was Capital Small Finance Bank Limited’s price range in the past 12 months?
Capital Small Finance Bank Limited lowest stock price was ₹207.00 and its highest was ₹330.40 in the past 12 months.
What is Capital Small Finance Bank Limited’s market cap?
Capital Small Finance Bank Limited’s market cap is ₹10.82B.
When is Capital Small Finance Bank Limited’s upcoming earnings report date?
Capital Small Finance Bank Limited’s upcoming earnings report date is Apr 29, 2026 which is in 22 days.
How were Capital Small Finance Bank Limited’s earnings last quarter?
Capital Small Finance Bank Limited released its earnings results on Jan 29, 2026. The company reported ₹7.6 earnings per share for the quarter, missing the consensus estimate of ₹8.1 by -₹0.5.
Is Capital Small Finance Bank Limited overvalued?
According to Wall Street analysts Capital Small Finance Bank Limited’s price is currently Overvalued.
Does Capital Small Finance Bank Limited pay dividends?
Capital Small Finance Bank Limited pays a Notavailable dividend of ₹4 which represents an annual dividend yield of 1.97%. See more information on Capital Small Finance Bank Limited dividends here
What is Capital Small Finance Bank Limited’s EPS estimate?
Capital Small Finance Bank Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Capital Small Finance Bank Limited have?
Capital Small Finance Bank Limited has 45,418,770 shares outstanding.
What happened to Capital Small Finance Bank Limited’s price movement after its last earnings report?
Capital Small Finance Bank Limited reported an EPS of ₹7.6 in its last earnings report, missing expectations of ₹8.1. Following the earnings report the stock price went down -0.916%.
Which hedge fund is a major shareholder of Capital Small Finance Bank Limited?
Currently, no hedge funds are holding shares in IN:CAPITALSFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Capital Small Finance Bank Limited
Capital Small Finance Bank Limited provides a range of banking and financial products and services for individuals and businesses in India. The company operates in four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. It offers savings and current accounts, and term deposits, as well as real estate regulatory authority accounts; bank and safe deposit lockers; debit cards; NRE/NRO deposits; trade finance; bank guarantees; 3-in-1 Demat Cum trading account; payment gateway services; E-hub education solutions fee collection services; bill and tax payment services; point of sales services; and foreign exchange and money transfer services, as well as ATMs, internet and doorstep banking, and mobile banking and passbooks. The company also provides agricultural loans, such as Kisan credit card scheme and agriculture term loans; MSME trading loans comprising scheme for small and medium enterprises and commission agent financing; mortgage lending loans, including housing loans and loans against rental property; auto, personal, gold, and preowned vehicle loans; and corporate loans. In addition, it offers loan sanctioning, collection, and monitoring services; risk management services; and distributes various insurance products, such as general, traditional life, term, motor, home, commercial, personal accident, health, and travel insurance, as well as social security schemes. The company was formerly known as Capital Local Area Bank Limited and changed its name to Capital Small Finance Bank Limited in April 2016. Capital Small Finance Bank Limited was incorporated in 1999 and is headquartered in Jalandhar, India.
Technical Analysis
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