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CSL Finance Limited (IN:CSLFINANCE)
:CSLFINANCE
India Market

CSL Finance Limited (CSLFINANCE) Price & Analysis

2 Followers

CSLFINANCE Stock Chart & Stats

₹297.35
-₹4.50(-1.44%)
At close: 4:00 PM EST
₹297.35
-₹4.50(-1.44%)

Bulls Say, Bears Say

Bulls Say
Sustained Revenue GrowthA consistent revenue expansion (26.6% YoY) indicates durable demand for CSL's lending products and an expanding loan book. Over 2-6 months this supports scalable interest income, underwriting leverage, and the firm's ability to invest in distribution without relying solely on one-off gains.
Healthy Gross And EBIT MarginsStable gross and EBIT margins imply the core lending business generates reliable spreads after operating costs. Margin strength provides a buffer against credit stress and funding cost rises, supporting sustainable profitability and internal reinvestment over medium-term planning horizons.
Positive Return On Equity And Equity BaseA positive ROE and a reasonable equity ratio signal effective use of shareholder capital and a tangible equity cushion. This structural capital base supports lending capacity, regulatory capital resilience, and the potential to absorb losses while continuing to deploy capital for growth.
Bears Say
High LeverageSignificant leverage increases refinancing and interest-rate sensitivity for an NBFC. Over a multi-month horizon, high debt levels raise funding fragility, constrain capital flexibility for growth or provisioning, and elevate the company's vulnerability to market tightening.
Negative Operating And Free Cash FlowsPersistent negative operating and free cash flows mean accounting profits aren't converting into liquidity. This structural cash shortfall forces reliance on external funding, restricts deleveraging ability, and limits capacity to self-fund loan growth or absorb adverse credit cycles.
Funding-cost SensitivityCSL's business depends on the net interest spread versus cost of funds. Given negative cash flows and high leverage, margin pressure from rising funding costs or tighter credit availability would structurally erode profitability and hamper sustainable growth without cheaper, stable funding.

CSLFINANCE FAQ

What was CSL Finance Limited’s price range in the past 12 months?
CSL Finance Limited lowest stock price was ₹216.00 and its highest was ₹380.00 in the past 12 months.
    What is CSL Finance Limited’s market cap?
    CSL Finance Limited’s market cap is ₹5.59B.
      When is CSL Finance Limited’s upcoming earnings report date?
      CSL Finance Limited’s upcoming earnings report date is May 21, 2026 which is in 46 days.
        How were CSL Finance Limited’s earnings last quarter?
        CSL Finance Limited released its earnings results on Feb 13, 2026. The company reported ₹9.303 earnings per share for the quarter, beating the consensus estimate of N/A by ₹9.303.
          Is CSL Finance Limited overvalued?
          According to Wall Street analysts CSL Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does CSL Finance Limited pay dividends?
            CSL Finance Limited pays a Annually dividend of ₹3 which represents an annual dividend yield of 0.93%. See more information on CSL Finance Limited dividends here
              What is CSL Finance Limited’s EPS estimate?
              CSL Finance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does CSL Finance Limited have?
              CSL Finance Limited has 22,782,621 shares outstanding.
                What happened to CSL Finance Limited’s price movement after its last earnings report?
                CSL Finance Limited reported an EPS of ₹9.303 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.11%.
                  Which hedge fund is a major shareholder of CSL Finance Limited?
                  Currently, no hedge funds are holding shares in IN:CSLFINANCE
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    CSL Finance Limited

                    CSL Finance Limited, a non-banking financial company, engages in the wholesale and SME retail lending businesses in India. It offers loans for real estate developers, such as loans against property and securities; loan for small builders, including construction finance, and refinance and inventory funding; corporate loans; and loans for education, medical, agriculture, and FMCG trading industries, as well as Salaried professionals. The company was formerly known as Consolidated Securities Limited and changed its name to CSL Finance Limited in January 2016. CSL Finance Limited was incorporated in 1992 and is based in Noida, India.

                    CSL Finance Limited (CSLFINANCE) Earnings & Revenues

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