Revenue GrowthConsistent double-digit revenue growth indicates durable expansion of lending volumes and product uptake. For an NBFC, sustained top-line growth over multiple periods supports scale economics, strengthens competitive position in credit services, and provides room to absorb credit costs.

Margin SustainabilityHealthy gross and stable EBIT/EBITDA margins point to persistent pricing power or cost control in core lending and treasury activities. Margin durability helps preserve profitability through credit cycles and funds reinvestment into origination and risk management capabilities.

Equity Base & ROEA reasonable equity ratio and positive ROE indicate the company has a capital cushion and is generating returns on shareholder capital. This supports regulatory capital adequacy, enables further lending capacity, and signals disciplined capital deployment over time.

Bears Say

High LeverageMaterial leverage increases funding sensitivity and amplifies earnings volatility for an NBFC. High debt-to-equity makes the firm more exposed to interest-rate moves, tighter liquidity conditions, and raises the bar for credit performance before equity is protected.

Negative Operating Cash FlowPersistently negative operating and free cash flows indicate accounting profits are not fully translating into cash. For a lending business, weak cash generation undermines internal funding of asset growth and forces ongoing external financing, increasing execution and refinancing risk.

Reliance On Financing FlowsDependence on financing inflows to cover operations and growth is structurally risky. It raises refinancing and liquidity vulnerability, especially if market funding tightens or rates rise, potentially constraining growth or forcing higher funding costs that compress net interest margins.

CSL Finance Limited News

CSL Finance Opens Special Window for Share Transfer Requests

CSL Finance Limited ( ($IN:CSLFINANCE) ) has shared an update. CSL Finance Limited has announced the opening of...

3M ago

CSL Finance Limited Announces Key Management Change

CSL Finance Limited ( ($IN:CSLFINANCE) ) has shared an update. CSL Finance Limited has announced the resignation of...

8M ago

CSLFINANCE FAQ

What was CSL Finance Limited’s price range in the past 12 months?

CSL Finance Limited lowest stock price was ₹227.20 and its highest was ₹380.00 in the past 12 months.

What is CSL Finance Limited’s market cap?

CSL Finance Limited’s market cap is ₹5.87B.

When is CSL Finance Limited’s upcoming earnings report date?

CSL Finance Limited’s upcoming earnings report date is May 21, 2026 which is in 87 days.

How were CSL Finance Limited’s earnings last quarter?

CSL Finance Limited released its earnings results on Feb 13, 2026. The company reported ₹9.303 earnings per share for the quarter, beating the consensus estimate of N/A by ₹9.303.

Is CSL Finance Limited overvalued?

According to Wall Street analysts CSL Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does CSL Finance Limited pay dividends?

CSL Finance Limited pays a Annually dividend of ₹3 which represents an annual dividend yield of 0.93%. See more information on CSL Finance Limited dividends here

What is CSL Finance Limited’s EPS estimate?

CSL Finance Limited’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does CSL Finance Limited have?

CSL Finance Limited has 22,782,621 shares outstanding.

What happened to CSL Finance Limited’s price movement after its last earnings report?

CSL Finance Limited reported an EPS of ₹9.303 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.11%.

Which hedge fund is a major shareholder of CSL Finance Limited?

Currently, no hedge funds are holding shares in IN:CSLFINANCE

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

CSL Finance Limited

CSL Finance Limited, a non-banking financial company, engages in the wholesale and SME retail lending businesses in India. It offers loans for real estate developers, such as loans against property and securities; loan for small builders, including construction finance, and refinance and inventory funding; corporate loans; and loans for education, medical, agriculture, and FMCG trading industries, as well as Salaried professionals. The company was formerly known as Consolidated Securities Limited and changed its name to CSL Finance Limited in January 2016. CSL Finance Limited was incorporated in 1992 and is based in Noida, India.