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TruCap Finance Limited (IN:TRU)
:TRU
India Market
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TruCap Finance Limited (TRU) Price & Analysis

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TRU Stock Chart & Stats

₹8.58
-₹0.31(-2.00%)
At close: 4:00 PM EST
₹8.58
-₹0.31(-2.00%)

Bulls Say, Bears Say

Bulls Say
Free Cash Flow Turned Positive In 2025A durable shift to positive free cash flow strengthens the company's ability to self-fund operations, repay or service debt, and invest in growth without relying solely on external financing. Sustained FCF improves liquidity and strategic flexibility over the medium term.
Strong Revenue Growth (noted Increase 2024→2025)Meaningful year-over-year revenue expansion indicates growing market acceptance and scale within its credit services niche. If sustained, this trend underpins operational leverage, potential margin recovery, and long-term market position improvement across the next several quarters.
Stable Equity Ratio Despite Elevated DebtA stable equity ratio provides a structural buffer against shocks and reduces dilution risk for shareholders. Even with leverage, steady equity metrics support creditor confidence and provide a baseline for gradual deleveraging or capital allocation decisions over the medium term.
Bears Say
Negative Profitability And MarginsPersistent negative net income and EBIT margins undermine retained earnings and the firm's capacity to build reserves. Continued losses can necessitate external financing or cost restructuring, limiting long-term reinvestment and threatening sustained viability if not reversed.
High Leverage / Elevated Debt-to-equityHeavy reliance on debt raises interest burden and refinancing risk, especially if earnings remain weak. High leverage constrains strategic options, increases vulnerability to rate or market stress, and can amplify downside in prolonged earnings shortfalls.
Volatile Operating Cash FlowSignificant swings in operating cash flow reduce predictability of internal funding, complicate budgeting for capex or dividends, and may force reactive financing during downturns. Coupled with high leverage, volatility heightens liquidity and refinancing risks.

TRU FAQ

What was TruCap Finance Limited’s price range in the past 12 months?
TruCap Finance Limited lowest stock price was ₹4.51 and its highest was ₹20.55 in the past 12 months.
    What is TruCap Finance Limited’s market cap?
    TruCap Finance Limited’s market cap is ₹790.43M.
      When is TruCap Finance Limited’s upcoming earnings report date?
      TruCap Finance Limited’s upcoming earnings report date is Jun 01, 2026 which is in 34 days.
        How were TruCap Finance Limited’s earnings last quarter?
        TruCap Finance Limited released its earnings results on Feb 11, 2026. The company reported -₹3.572 earnings per share for the quarter, missing the consensus estimate of N/A by -₹3.572.
          Is TruCap Finance Limited overvalued?
          According to Wall Street analysts TruCap Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does TruCap Finance Limited pay dividends?
            TruCap Finance Limited pays a Annually dividend of ₹0.01 which represents an annual dividend yield of 0.12%. See more information on TruCap Finance Limited dividends here
              What is TruCap Finance Limited’s EPS estimate?
              TruCap Finance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does TruCap Finance Limited have?
              TruCap Finance Limited has 118,861,870 shares outstanding.
                What happened to TruCap Finance Limited’s price movement after its last earnings report?
                TruCap Finance Limited reported an EPS of -₹3.572 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -3.743%.
                  Which hedge fund is a major shareholder of TruCap Finance Limited?
                  Currently, no hedge funds are holding shares in IN:TRU
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    TruCap Finance Limited

                    TruCap Finance Limited, a non-banking finance company, engages in the lending business in India. The company operates in two segments, Fund based Activities and Advisory services. It offers micro enterprise loans, SME loans, other structured business, personal loans, gold loans, and related ancillary services. The company was formerly known as Dhanvarsha Finvest Limited and changed its name to TruCap Finance Limited in August 2022. The company was incorporated in 1994 and is based in Mumbai, India. TruCap Finance Limited is a subsidiary Wilson Holdings Private Limited.

                    TruCap Finance Limited (TRU) Earnings & Revenues

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