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TruCap Finance Limited (IN:TRU)
:TRU
India Market
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TruCap Finance Limited (TRU) Price & Analysis

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TRU Stock Chart & Stats

₹8.58
-₹0.31(-2.00%)
At close: 4:00 PM EST
₹8.58
-₹0.31(-2.00%)

Bulls Say, Bears Say

Bulls Say
Non-bank Lending FocusA focused non-bank lending model targets underserved consumer and business credit segments and can sustain revenue via tailored products and fee income. This business mix provides structural market demand and operational levers (origination, pricing, collections) that support recovery when credit conditions normalize.
Proven Cash Generation (FY2025)The firm demonstrated the operational ability to generate strong operating and free cash flow in FY2025, showing the platform can convert earnings to cash under favorable conditions. That capacity is a durable strength for debt servicing and reinvestment if management restores margin and originations.
Prior Revenue Growth TrendHistorical revenue growth before FY2026 indicates the company achieved market traction and scalable origination capability. That prior expansion suggests a product-market fit and distribution channels that could support medium-term recovery if credit performance and underwriting are stabilized.
Bears Say
Very High LeverageExtremely elevated leverage severely limits financial flexibility and amplifies downside risk from cyclical losses. With a compressed equity base, continued losses or higher funding costs would strain covenant headroom and increase refinancing and solvency risk over the medium term.
Inconsistent And Negative Cash FlowIrregular cash generation and a return to negative operating and free cash flow mean the company may need external funding to cover operations and debt service. This elevates dilution and refinancing risk and constrains the ability to invest in originations or loss-absorbing reserves over the next several quarters.
Sharp Revenue And Margin DeteriorationA large revenue decline combined with gross-profit and net-loss deterioration signals structural issues in pricing, credit performance, or cost absorption. Sustained margin weakness will erode capital and competitive position, forcing strategic retrenchment or capital raises if not addressed.

TRU FAQ

What was TruCap Finance Limited’s price range in the past 12 months?
TruCap Finance Limited lowest stock price was ₹4.47 and its highest was ₹14.25 in the past 12 months.
    What is TruCap Finance Limited’s market cap?
    TruCap Finance Limited’s market cap is ₹545.58M.
      When is TruCap Finance Limited’s upcoming earnings report date?
      TruCap Finance Limited’s upcoming earnings report date is Aug 07, 2026 which is in 2 days.
        How were TruCap Finance Limited’s earnings last quarter?
        TruCap Finance Limited released its earnings results on May 25, 2026. The company reported -₹2.35 earnings per share for the quarter, missing the consensus estimate of N/A by -₹2.35.
          Is TruCap Finance Limited overvalued?
          According to Wall Street analysts TruCap Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does TruCap Finance Limited pay dividends?
            TruCap Finance Limited pays a Annually dividend of ₹0.01 which represents an annual dividend yield of 0.12%. See more information on TruCap Finance Limited dividends here
              What is TruCap Finance Limited’s EPS estimate?
              TruCap Finance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does TruCap Finance Limited have?
              TruCap Finance Limited has 118,861,870 shares outstanding.
                What happened to TruCap Finance Limited’s price movement after its last earnings report?
                TruCap Finance Limited reported an EPS of -₹2.35 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.493%.
                  Which hedge fund is a major shareholder of TruCap Finance Limited?
                  Currently, no hedge funds are holding shares in IN:TRU
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    TruCap Finance Limited

                    TruCap Finance Limited, a non-banking finance company, provides loans in India. The company operates in two segments, Fund Based Activities and Advisory Services. It offers micro enterprise loans, SME loans, other structured business, personal loans, and gold loans, as well as related ancillary services. The company was formerly known as Dhanvarsha Finvest Limited and changed its name to TruCap Finance Limited in August 2022. The company was incorporated in 1994 and is headquartered in Mumbai, India. TruCap Finance Limited operates as a subsidiary Wilson Holdings Private Limited.

                    TruCap Finance Limited (TRU) Earnings & Revenues

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