Education
About Us
Working with TipRanks
Follow Us
TruCap Finance Limited (IN:TRU)
:TRU
TRU Stock Chart & Stats
₹8.58
-₹0.31(-2.00%)
At close: 4:00 PM EST
₹8.58
-₹0.31(-2.00%)
Day’s Range― - ―
52-Week Range₹6.50 - ₹20.55
Previous CloseN/A
Volume256.70K
Average Volume (3M)68.05K
Market Cap
₹820.15M
Enterprise Value₹3.80B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)―
Beta-0.40
Next Earnings
Jun 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.12%
Share Statistics
EPS (TTM)-3.57
Shares Outstanding118,861,870
10 Day Avg. Volume65,470
30 Day Avg. Volume68,053
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.55
Price to Sales (P/S)0.47
P/FCF Ratio0.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained top-line expansion, highlighted by a significant 2024–2025 increase, implies improving loan origination or market share. Over 2–6 months this supports scale benefits, higher fee income potential and provides a runway for margin recovery if cost control follows revenue gains.
Free Cash Flow Turned PositiveA material shift to positive free cash flow signals improving cash generation and operational conversion. Durable improvement reduces reliance on external funding, enables targeted deleveraging or reinvestment, and materially strengthens liquidity and financial flexibility over the medium term.
Stable Equity RatioA stable equity ratio provides a persistent capital base despite leverage, supporting regulatory and creditor confidence in a credit-services business. This structural stability helps absorb shocks, maintain lending capacity and preserve funding access over an extended horizon.
Bears Say
High LeverageHeavy reliance on debt raises refinancing, interest-rate and covenant risk for a credit-services firm. High leverage constrains strategic flexibility, increases sensitivity to macro shocks and can amplify losses, creating a persistent risk to capital adequacy and growth plans over months.
Negative ProfitabilityNegative net income and depressed EBIT margins indicate structural operational or underwriting issues. Persistent losses erode equity, limit reinvestment and make capital raising harder, undermining sustainable earnings power and long-term return generation for shareholders.
Operating Cash Flow VolatilityVolatile operating cash flow and a high OFC-to-income ratio point to inconsistent cash quality despite FCF gains. This creates ongoing risk for debt servicing and planning, making liquidity management and predictable funding costly and uncertain over the medium term.
TruCap Finance Limited News
TRU FAQ
What was TruCap Finance Limited’s price range in the past 12 months?
TruCap Finance Limited lowest stock price was ₹6.50 and its highest was ₹20.55 in the past 12 months.
What is TruCap Finance Limited’s market cap?
TruCap Finance Limited’s market cap is ₹820.15M.
When is TruCap Finance Limited’s upcoming earnings report date?
TruCap Finance Limited’s upcoming earnings report date is Jun 01, 2026 which is in 98 days.
How were TruCap Finance Limited’s earnings last quarter?
TruCap Finance Limited released its earnings results on Feb 11, 2026. The company reported -₹3.572 earnings per share for the quarter, missing the consensus estimate of N/A by -₹3.572.
Is TruCap Finance Limited overvalued?
According to Wall Street analysts TruCap Finance Limited’s price is currently Overvalued.
Does TruCap Finance Limited pay dividends?
TruCap Finance Limited pays a Annually dividend of ₹0.01 which represents an annual dividend yield of 0.12%. See more information on TruCap Finance Limited dividends here
What is TruCap Finance Limited’s EPS estimate?
TruCap Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruCap Finance Limited have?
TruCap Finance Limited has 118,861,870 shares outstanding.
What happened to TruCap Finance Limited’s price movement after its last earnings report?
TruCap Finance Limited reported an EPS of -₹3.572 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -3.743%.
Which hedge fund is a major shareholder of TruCap Finance Limited?
Currently, no hedge funds are holding shares in IN:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruCap Finance Limited
TruCap Finance Limited, a non-banking finance company, engages in the lending business in India. The company operates in two segments, Fund based Activities and Advisory services. It offers micro enterprise loans, SME loans, other structured business, personal loans, gold loans, and related ancillary services. The company was formerly known as Dhanvarsha Finvest Limited and changed its name to TruCap Finance Limited in August 2022. The company was incorporated in 1994 and is based in Mumbai, India. TruCap Finance Limited is a subsidiary Wilson Holdings Private Limited.
Technical Analysis
Capital Trust Ltd. (India)
―
Delphi World Money Limited
―
Ganges Securities Ltd.
―
Inventure Growth & Securities Ltd.
―
Keynote Financial Services Limited
―