TruCap Finance Limited (IN:TRU)
:TRU
TRU Stock Chart & Stats
₹8.58
-₹0.31(-2.00%)
At close: 4:00 PM EST
₹8.58
-₹0.31(-2.00%)
Day’s Range― - ―
52-Week Range₹4.51 - ₹20.55
Previous CloseN/A
Volume256.70K
Average Volume (3M)68.05K
Market Cap
₹615.70M
Enterprise Value₹3.60B
Total Cash (Recent Filing)₹258.66M
Total Debt (Recent Filing)₹3.26B
Price to Earnings (P/E)―
Beta-0.32
Next Earnings
Jun 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.12%
Share Statistics
EPS (TTM)-3.57
Shares Outstanding118,861,870
10 Day Avg. Volume65,470
30 Day Avg. Volume68,053
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.55
Price to Sales (P/S)0.47
P/FCF Ratio0.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Free Cash Flow ImprovementTruCap's free cash flow turning positive in 2025 materially improves internal funding capacity. Sustained FCF reduces reliance on external financing, enables deleveraging or targeted reinvestment, and provides a durable liquidity cushion that supports operations and strategic flexibility over months.
Revenue Growth AccelerationThe reported strong revenue increase from 2024 to 2025 indicates improving demand or book expansion in core credit services. Persistent top-line growth creates scale, can drive operating leverage, and forms the basis for longer-term margin recovery if underwriting and cost controls remain disciplined.
Stable Equity RatioA stable equity ratio signals an intact capital base and regulatory buffer for a lending business. That structural capital stability supports continued lending capacity, reduces immediate dilution risk, and helps meet prudential requirements critical for durability in the credit services industry.
Bears Say
Negative ProfitabilitySustained negative net income and EBIT margins undermine the firm's ability to generate internal equity and build reserves. Persistent unprofitability erodes book value, constrains reinvestment, and weakens resilience to credit losses—a lasting headwind for value creation and capital accumulation.
High LeverageA high debt-to-equity ratio reflects heavy dependence on borrowed funds, increasing interest and refinancing risk. In credit services, leverage amplifies exposure to rate cycles and funding stress, limiting strategic flexibility and raising the probability of capital strain during adverse economic periods.
Operating Cash Flow VolatilityVolatile operating cash flows and a high cash-to-income ratio reduce predictability of internal funding. Even with positive FCF, inconsistent cash conversion complicates debt servicing, provisioning and growth planning, making earnings sustainability and capital allocation less reliable over the medium term.
TruCap Finance Limited News
TRU FAQ
What was TruCap Finance Limited’s price range in the past 12 months?
TruCap Finance Limited lowest stock price was ₹4.51 and its highest was ₹20.55 in the past 12 months.
What is TruCap Finance Limited’s market cap?
TruCap Finance Limited’s market cap is ₹615.70M.
When is TruCap Finance Limited’s upcoming earnings report date?
TruCap Finance Limited’s upcoming earnings report date is Jun 01, 2026 which is in 57 days.
How were TruCap Finance Limited’s earnings last quarter?
TruCap Finance Limited released its earnings results on Feb 11, 2026. The company reported -₹3.572 earnings per share for the quarter, missing the consensus estimate of N/A by -₹3.572.
Is TruCap Finance Limited overvalued?
According to Wall Street analysts TruCap Finance Limited’s price is currently Overvalued.
Does TruCap Finance Limited pay dividends?
TruCap Finance Limited pays a Annually dividend of ₹0.01 which represents an annual dividend yield of 0.12%. See more information on TruCap Finance Limited dividends here
What is TruCap Finance Limited’s EPS estimate?
TruCap Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruCap Finance Limited have?
TruCap Finance Limited has 118,861,870 shares outstanding.
What happened to TruCap Finance Limited’s price movement after its last earnings report?
TruCap Finance Limited reported an EPS of -₹3.572 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -3.743%.
Which hedge fund is a major shareholder of TruCap Finance Limited?
Currently, no hedge funds are holding shares in IN:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruCap Finance Limited
TruCap Finance Limited, a non-banking finance company, engages in the lending business in India. The company operates in two segments, Fund based Activities and Advisory services. It offers micro enterprise loans, SME loans, other structured business, personal loans, gold loans, and related ancillary services. The company was formerly known as Dhanvarsha Finvest Limited and changed its name to TruCap Finance Limited in August 2022. The company was incorporated in 1994 and is based in Mumbai, India. TruCap Finance Limited is a subsidiary Wilson Holdings Private Limited.
Technical Analysis
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