TruCap Finance Limited (IN:TRU)
:TRU
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TRU Stock Chart & Stats
₹8.58
-₹0.31(-2.00%)
At close: 4:00 PM EST
₹8.58
-₹0.31(-2.00%)
Day’s Range― - ―
52-Week Range₹4.51 - ₹20.55
Previous CloseN/A
Volume256.70K
Average Volume (3M)68.05K
Market Cap
₹677.51M
Enterprise Value₹3.84B
Total Cash (Recent Filing)₹258.66M
Total Debt (Recent Filing)₹3.26B
Price to Earnings (P/E)―
Beta0.08
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.12%
Share Statistics
EPS (TTM)-9.13
Shares Outstanding118,861,870
10 Day Avg. Volume65,470
30 Day Avg. Volume68,053
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)1.08
Price to Sales (P/S)0.64
P/FCF Ratio-2.14
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Specialized Non-bank Lending ModelA focused non-bank lending franchise addresses credit gaps underserved by banks and can generate recurring interest and fee income. This specialization supports a durable revenue base and product-led customer relationships if credit underwriting and pricing discipline are maintained over time.
Demonstrated Ability To Be ProfitableThe company has shown it can deliver profitability (FY2024), indicating the underlying business and cost structure can support positive margins. That prior profitability is a durable indicator the model can return to earnings if revenue stability and underwriting improve.
Capacity To Generate Operating Cash FlowStrong operating and free cash flow in FY2025 demonstrates the business can convert earnings into cash under favorable conditions. This capability reduces structural reliance on continual external funding when performance normalizes and supports reinvestment or deleveraging options.
Bears Say
Elevated Leverage And Compressed EquityVery high debt-to-equity (~6.5x) materially reduces financial flexibility and increases insolvency risk if losses persist. A compressed equity base leaves limited loss-absorbing capacity, making capital raises or asset sales more likely and constraining long-term strategic options.
Sharp Revenue Decline And VolatilityA large, recent revenue drop undermines scale economics and margin sustainability. Persistent volatility in top-line trends weakens forecasting, reduces pricing leverage, and makes it harder to achieve durable profitability, increasing the likelihood of continued margin pressure.
Inconsistent Cash Generation; FY2026 Cash OutflowsThe return to negative operating and free cash flow increases dependence on external financing and heightens refinancing risk. Inconsistent cash generation impairs the firm's ability to service debt, invest in growth, or rebuild equity cushions over a multi-quarter horizon.
TruCap Finance Limited News
TRU FAQ
What was TruCap Finance Limited’s price range in the past 12 months?
TruCap Finance Limited lowest stock price was ₹4.51 and its highest was ₹20.55 in the past 12 months.
What is TruCap Finance Limited’s market cap?
TruCap Finance Limited’s market cap is ₹677.51M.
When is TruCap Finance Limited’s upcoming earnings report date?
TruCap Finance Limited’s upcoming earnings report date is Aug 07, 2026 which is in 57 days.
How were TruCap Finance Limited’s earnings last quarter?
TruCap Finance Limited released its earnings results on May 25, 2026. The company reported -₹2.35 earnings per share for the quarter, missing the consensus estimate of N/A by -₹2.35.
Is TruCap Finance Limited overvalued?
According to Wall Street analysts TruCap Finance Limited’s price is currently Overvalued.
Does TruCap Finance Limited pay dividends?
TruCap Finance Limited pays a Annually dividend of ₹0.01 which represents an annual dividend yield of 0.12%. See more information on TruCap Finance Limited dividends here
What is TruCap Finance Limited’s EPS estimate?
TruCap Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruCap Finance Limited have?
TruCap Finance Limited has 118,861,870 shares outstanding.
What happened to TruCap Finance Limited’s price movement after its last earnings report?
TruCap Finance Limited reported an EPS of -₹2.35 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.493%.
Which hedge fund is a major shareholder of TruCap Finance Limited?
Currently, no hedge funds are holding shares in IN:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruCap Finance Limited
TruCap Finance Limited is an Indian non-banking financial institution primarily engaged in offering diverse lending solutions across the country. The company's operations are divided into two key areas: managing its own funds for financing activities and providing advisory services. TruCap's product offerings encompass a wide array of financial products, such as credit for micro-enterprises and small and medium-sized businesses (SMEs), specialized business financing, personal loans, and gold-backed credit, alongside relevant ancillary support. Originally incorporated in 1994 as Dhanvarsha Finvest Limited, the company rebranded to TruCap Finance Limited in August 2022. Headquartered in Mumbai, India, TruCap Finance Limited operates as a subsidiary of Wilson Holdings Private Limited.
Technical Analysis
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