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Karnataka Bank Ltd. (IN:KTKBANK)
:KTKBANK
KTKBANK Stock Chart & Stats
₹200.05
-₹2.39(-1.17%)
At close: 4:00 PM EST
₹200.05
-₹2.39(-1.17%)
Day’s Range― - ―
52-Week Range₹162.20 - ₹220.35
Previous CloseN/A
Volume845.19K
Average Volume (3M)65.77K
Market Cap
₹76.79B
Enterprise Value₹15.18B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)6.6
Beta1.18
Next Earnings
May 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.42%
Share Statistics
EPS (TTM)7.70
Shares Outstanding378,173,460
10 Day Avg. Volume57,471
30 Day Avg. Volume65,774
Financial Highlights & Ratios
PEG Ratio-0.35
Price to Book (P/B)0.56
Price to Sales (P/S)0.66
P/FCF Ratio-1.01
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong FY2025 Revenue And Net Income GrowthA ~51% revenue rise to 102.8B with net income up to 12.7B signals meaningful scale expansion and improved operating leverage. If sustained, this underpins capacity for loan growth, reinvestment in distribution/digital channels, and strengthening core earnings over the medium term.
Conservatively Positioned Balance SheetLow reported debt-to-equity (~0.16) and rising equity provide a capital buffer that supports underwriting and absorbs shocks. A conservative capital structure enhances resilience, reduces refinancing pressure, and gives optionality to fund measured growth without heavy reliance on costly wholesale borrowing.
Diversified Retail And Fee-based Business MixA multi-pronged franchise across retail, MSME, agriculture and corporate lending plus fee-based services diversifies revenue and credit risk. Structural diversification helps stabilize margins and earnings over business cycles and supports cross-selling via branch and digital channels.
Bears Say
Very Weak Operating And Free Cash Flow In FY2025Deep negative operating and free cash flow in FY2025 signal poor cash conversion and elevated volatility. Over months, weak cash generation can constrain internal funding for loans, capex, or dividends and increase dependence on deposit or wholesale funding, raising structural liquidity risk.
Inconsistent Profitability Across Prior YearsAlthough FY2025 margins improved, prior year inconsistency and anomalous margin readings reduce confidence in profit durability. Structural unpredictability complicates forecasting, may reflect cyclical credit mix or one-offs, and makes sustained ROE and margin targets harder to rely on.
Year-to-year Leverage VariabilityMarked swings in leverage imply the bank’s capital and funding mix can change materially between periods. Persistent variability increases funding and regulatory capital risk, may force reactive capital measures in downturns, and can limit consistent lending capacity over time.
Karnataka Bank Ltd. News
KTKBANK FAQ
What was Karnataka Bank Ltd.’s price range in the past 12 months?
Karnataka Bank Ltd. lowest stock price was ₹162.20 and its highest was ₹220.35 in the past 12 months.
What is Karnataka Bank Ltd.’s market cap?
Karnataka Bank Ltd.’s market cap is ₹76.79B.
When is Karnataka Bank Ltd.’s upcoming earnings report date?
Karnataka Bank Ltd.’s upcoming earnings report date is May 22, 2026 which is in 80 days.
How were Karnataka Bank Ltd.’s earnings last quarter?
Karnataka Bank Ltd. released its earnings results on Feb 10, 2026. The company reported ₹7.7 earnings per share for the quarter, the consensus estimate of ₹7.7 by ₹0.
Is Karnataka Bank Ltd. overvalued?
According to Wall Street analysts Karnataka Bank Ltd.’s price is currently Overvalued.
Does Karnataka Bank Ltd. pay dividends?
Karnataka Bank Ltd. pays a Annually dividend of ₹5 which represents an annual dividend yield of 2.42%. See more information on Karnataka Bank Ltd. dividends here
What is Karnataka Bank Ltd.’s EPS estimate?
Karnataka Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Karnataka Bank Ltd. have?
Karnataka Bank Ltd. has 378,173,460 shares outstanding.
What happened to Karnataka Bank Ltd.’s price movement after its last earnings report?
Karnataka Bank Ltd. reported an EPS of ₹7.7 in its last earnings report, expectations of ₹7.7. Following the earnings report the stock price went down -0.532%.
Which hedge fund is a major shareholder of Karnataka Bank Ltd.?
Currently, no hedge funds are holding shares in IN:KTKBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Karnataka Bank Ltd.
The Karnataka Bank Limited provides personal and business banking products and services in India. It operates through four segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings and current accounts; fixed, cash certificate, and recurring deposits; and non-resident rupee, ordinary non-resident, foreign currency, and resident foreign currency accounts, as well as non-resident Indian priority banking services. It also provides loan products, including vehicle, home, education, personal, MSME, mortgage, women entrepreneur, gold, and other loans, as well as loans against property. In addition, the company offers debit, credit, gift, deposit only, and image cards; life, general, and health insurance products; investment products; remittance and other services; and forex services comprising pre and post-shipment, export collection bills, export LC advising, inward remittance facility, import letter of credit, import bill collection, buyer's credit, and outward remittances. Further, it provides point of sale service for merchant's payment solutions; and KBL e-COLLECT, a fee payment processing platform, which enables the institution to offer parents and students a way to pay their fees through a range of payment options. Additionally, the company offers various loans for agriculture; and other services, such as internet and mobile banking, mutual funds, demat and online trading services, locker facility, and funds transfer services. As of March 31, 2022, it operated through a network of 877 branches, 885 ATMs and 563 cash recyclers. The company was incorporated in 1924 and is headquartered in Mangalore, India.
Technical Analysis
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