Karnataka Bank Ltd. (IN:KTKBANK)
:KTKBANK
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KTKBANK Stock Chart & Stats
₹200.05
-₹2.39(-1.17%)
At close: 4:00 PM EST
₹200.05
-₹2.39(-1.17%)
Day’s Range― - ―
52-Week Range₹169.05 - ₹282.90
Previous CloseN/A
Volume845.19K
Average Volume (3M)65.77K
Market Cap
₹105.52B
Enterprise Value₹80.75B
Total Cash (Recent Filing)₹74.68B
Total Debt (Recent Filing)₹13.09B
Price to Earnings (P/E)8.0
Beta0.94
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.42%
Share Statistics
EPS (TTM)30.37
Shares Outstanding378,190,100
10 Day Avg. Volume57,471
30 Day Avg. Volume65,774
Financial Highlights & Ratios
PEG Ratio2.23
Price to Book (P/B)0.64
Price to Sales (P/S)0.82
P/FCF Ratio24.78
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)37.7
Revenue Forecast (FY)₹49.89B
Bulls Say, Bears Say
Bulls Say
Balance Sheet Scale & Moderate LeverageThe bank’s assets and equity have grown steadily through 2026, with debt-to-equity in a moderate range. That improving scale and capitalization supports lending capacity, loss-absorption and regulatory resilience, enabling longer-term business expansion and competitive lending activity.
Sustained Net MarginsNet margins in the low-to-mid teens across recent years indicate persistent earning power from lending and fee businesses. Sustainable margins provide a buffer against credit costs and support internal capital generation, helping fund growth and dividend capacity over the medium term.
Diversified Retail / Fee-based ModelA broad customer mix (retail, MSME, agri, corporate) plus branches and digital channels diversifies deposit and loan flows and fee income. This multi-segment franchise supports stable NII and recurring fee streams, reducing reliance on any single sector and aiding revenue resilience.
Bears Say
Sharp 2026 Revenue ContractionA roughly 42% revenue drop in 2026 is a material deterioration that undermines earnings predictability and raises questions about lending growth, asset sales or fee erosion. Such a structural hit constrains reinvestment and complicates medium-term planning until revenue stability returns.
Volatile Cash GenerationMulti-year swings in operating and free cash flow reduce confidence in cash conversion and capital planning. Volatility can limit capacity for consistent loan growth, capex or dividends, and increases vulnerability to funding stress during adverse cycles or regulatory changes.
Easing ROE And Rising Leverage In 2026Declining returns on equity alongside a tick up in leverage suggest weakening capital efficiency. Lower ROE reduces shareholder return potential and, coupled with rising leverage, may pressure the bank’s ability to organically rebuild buffers and sustain competitive growth over the medium term.
Karnataka Bank Ltd. News
KTKBANK FAQ
What was Karnataka Bank Ltd.’s price range in the past 12 months?
Karnataka Bank Ltd. lowest stock price was ₹169.05 and its highest was ₹282.90 in the past 12 months.
What is Karnataka Bank Ltd.’s market cap?
Karnataka Bank Ltd.’s market cap is ₹105.52B.
When is Karnataka Bank Ltd.’s upcoming earnings report date?
Karnataka Bank Ltd.’s upcoming earnings report date is Jul 29, 2026 which is in 41 days.
How were Karnataka Bank Ltd.’s earnings last quarter?
Karnataka Bank Ltd. released its earnings results on May 19, 2026. The company reported ₹10.8 earnings per share for the quarter, beating the consensus estimate of ₹8 by ₹2.8.
Is Karnataka Bank Ltd. overvalued?
According to Wall Street analysts Karnataka Bank Ltd.’s price is currently Overvalued.
Does Karnataka Bank Ltd. pay dividends?
Karnataka Bank Ltd. pays a Annually dividend of ₹5 which represents an annual dividend yield of 2.42%. See more information on Karnataka Bank Ltd. dividends here
What is Karnataka Bank Ltd.’s EPS estimate?
Karnataka Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Karnataka Bank Ltd. have?
Karnataka Bank Ltd. has 378,190,100 shares outstanding.
What happened to Karnataka Bank Ltd.’s price movement after its last earnings report?
Karnataka Bank Ltd. reported an EPS of ₹10.8 in its last earnings report, beating expectations of ₹8. Following the earnings report the stock price went up 2.432%.
Which hedge fund is a major shareholder of Karnataka Bank Ltd.?
Currently, no hedge funds are holding shares in IN:KTKBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Karnataka Bank Ltd.
The Karnataka Bank Limited, founded in 1924 and headquartered in Mangalore, India, provides a broad spectrum of personal and business banking products and services across the nation. The bank organizes its operations into four main segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. Its comprehensive financial offerings include various savings, current, and deposit accounts, alongside specialized options for non-resident customers. The lending portfolio is extensive, covering everything from vehicle, home, education, and personal loans to specific financing for MSMEs, women entrepreneurs, gold-backed loans, property loans, and agricultural credit. Beyond traditional banking, the bank issues a range of cards (debit, credit, gift, etc.), offers life, general, and health insurance products, and provides investment opportunities. Additionally, The Karnataka Bank delivers full-service forex solutions, facilitates remittances, and supports merchants with Point of Sale payment systems and institutions with the KBL e-COLLECT fee processing platform. Customers can also access modern conveniences such as internet and mobile banking, mutual funds, demat and online trading services, locker facilities, and funds transfer options. As of March 31, 2022, the bank maintained a substantial presence with 877 branches, 885 ATMs, and 563 cash recyclers.
Technical Analysis
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