DCB Bank Limited (IN:DCBBANK)
:DCBBANK
DCBBANK Stock Chart & Stats
₹179.90
-₹1.21(-1.04%)
At close: 4:00 PM EST
₹179.90
-₹1.21(-1.04%)
Day’s Range― - ―
52-Week Range₹102.00 - ₹203.55
Previous CloseN/A
Volume331.94K
Average Volume (3M)45.48K
Market Cap
₹53.26B
Enterprise Value₹81.33B
Total Cash (Recent Filing)₹25.00B
Total Debt (Recent Filing)₹59.29B
Price to Earnings (P/E)7.5
Beta1.13
Next Earnings
May 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.76%
Share Statistics
EPS (TTM)5.80
Shares Outstanding321,813,480
10 Day Avg. Volume27,043
30 Day Avg. Volume45,476
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.63
Price to Sales (P/S)0.50
P/FCF Ratio-0.32
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹222.50Price Target Upside23.68% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)23.03
Revenue Forecast (FY)₹33.47B
Bulls Say, Bears Say
Bulls Say
Revenue Growth TrendSustained double-digit revenue growth (18.4%) signals durable expansion of the bank's loan book and fee income base. Persistent top-line momentum supports scale economics, underwriting diversification and a stronger base for net interest income and operating leverage over the next several months.
High Gross Margin / EfficiencyA strong gross profit margin (39.5%) indicates effective cost management and healthy spread on earning assets. This operating efficiency provides structural cushion against margin compression or rising credit costs, helping sustain core earnings even through moderate industry headwinds.
Diverse Retail/SME/Corporate Franchise & Fee IncomeA multi-segment franchise (retail, SME, corporate) and fee-based revenue mix reduces reliance on any single loan category. Diversified revenue sources improve resilience to cyclical shocks and support steady non-interest income, aiding predictable cash generation and long-term business stability.
Bears Say
High LeverageA high debt-to-equity ratio (2.87) leaves limited capital buffer and raises vulnerability to funding stress or accelerated asset deterioration. Elevated leverage constrains strategic flexibility, increases refinancing and regulatory risk, and may require capital actions if credit conditions worsen.
Negative Operating & Free Cash FlowsNegative operating and free cash flows indicate the bank is not consistently converting earnings into cash, pointing to potential liquidity strain. Reliance on external financing to fund operations or growth can pressure margins and limit capacity for organic capital accumulation over time.
Relatively Thin Net ProfitabilityA modest net profit margin (8.5%) provides a smaller earnings buffer against rising credit costs or funding pressure. Lower retained profitability reduces internal capital generation, potentially slowing loan growth or forcing higher reliance on leverage or external capital for strategic initiatives.
DCB Bank Limited News
DCBBANK FAQ
What was DCB Bank Limited’s price range in the past 12 months?
DCB Bank Limited lowest stock price was ₹102.00 and its highest was ₹203.55 in the past 12 months.
What is DCB Bank Limited’s market cap?
DCB Bank Limited’s market cap is ₹53.26B.
When is DCB Bank Limited’s upcoming earnings report date?
DCB Bank Limited’s upcoming earnings report date is May 04, 2026 which is in 37 days.
How were DCB Bank Limited’s earnings last quarter?
DCB Bank Limited released its earnings results on Jan 23, 2026. The company reported ₹5.8 earnings per share for the quarter, missing the consensus estimate of ₹5.933 by -₹0.133.
Is DCB Bank Limited overvalued?
According to Wall Street analysts DCB Bank Limited’s price is currently Undervalued.
Does DCB Bank Limited pay dividends?
DCB Bank Limited pays a Annually dividend of ₹1.35 which represents an annual dividend yield of 0.76%. See more information on DCB Bank Limited dividends here
What is DCB Bank Limited’s EPS estimate?
DCB Bank Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does DCB Bank Limited have?
DCB Bank Limited has 321,813,480 shares outstanding.
What happened to DCB Bank Limited’s price movement after its last earnings report?
DCB Bank Limited reported an EPS of ₹5.8 in its last earnings report, missing expectations of ₹5.933. Following the earnings report the stock price went down -3.31%.
Which hedge fund is a major shareholder of DCB Bank Limited?
Currently, no hedge funds are holding shares in IN:DCBBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
DCB Bank Limited
DCB Bank Limited provides various banking and financial products and services in India. It operates through Treasury Operations, Wholesale Banking, Retail Banking, and Other Banking Operations segments. The Treasury Operations segment engages in various financial markets activities undertaken on behalf of the company's customers, proprietary trading, maintenance of reserve requirements, and resource mobilization from other banks and financial institutions. The Wholesale Banking segment's activities include lending, deposit taking, and other services offered to corporate customers. The Retail Banking segment's activities comprise lending, deposit taking, and other services offered to retail customers. The Other Banking Operations segment provides para banking services, such as third-party product distribution, merchant banking, etc. As of May 07, 2022, it operated through a network of 400 branches in India. The company was formerly known as Development Credit Bank Limited and changed its name to DCB Bank Limited in October 2013. DCB Bank Limited was incorporated in 1995 and is based in Mumbai, India.
DCBBANK Stock 12 Month Forecast
Average Price Target
₹222.50
▲(23.68% Upside)
Technical Analysis
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