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Karnataka Bank Reports Provisional Growth in Deposits, CASA and Advances for FY 2025-26

Story Highlights
  • Karnataka Bank’s provisional FY26 numbers show steady deposit growth and a stronger CASA mix, with low-cost savings and current accounts rising faster than overall deposits.
  • The bank’s loan book expanded nearly 7% year-on-year and almost 8% sequentially, suggesting improving credit demand that could bolster margins once audited results confirm these trends.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Karnataka Bank Reports Provisional Growth in Deposits, CASA and Advances for FY 2025-26

Meet Samuel – Your Personal Investing Prophet

An announcement from Karnataka Bank Ltd. ( (IN:KTKBANK) ) is now available.

Karnataka Bank has reported provisional key business parameters for the year ended 31 March 2026, indicating moderate growth in its core banking operations. Total deposits rose 3.8% year-on-year to ₹108,840.95 crore, while the CASA book increased 10% to ₹36,621.16 crore, lifting the CASA ratio by 190 basis points to 33.65%, which signals an improving mix of low-cost deposits.

Gross advances grew 6.9% year-on-year to ₹83,336.92 crore, reflecting a healthy expansion in the loan book, with quarter-on-quarter growth of 7.8% pointing to recent momentum in credit offtake. The stronger CASA share and advances growth, if sustained and confirmed in the forthcoming audited results, could support better margins and earnings visibility, and may be viewed positively by investors tracking the bank’s asset growth and funding profile.

More about Karnataka Bank Ltd.

Karnataka Bank Ltd. is an Indian private sector bank headquartered in Mangaluru, offering retail and corporate banking services, including deposits, loans and other financial products, to customers across India. The bank operates as a full-service commercial lender with a focus on growing its low-cost Current Account and Savings Account (CASA) base to strengthen funding and improve margins.

Average Trading Volume: 208,955

Technical Sentiment Signal: Strong Buy

Current Market Cap: 84.35B INR

See more insights into KTKBANK stock on TipRanks’ Stock Analysis page.

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