Tamilnad Mercantile Bank Limited (IN:TMB)
:TMB
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TMB Stock Chart & Stats
₹437.55
₹0.65(0.15%)
At close: 4:00 PM EST
₹437.55
₹0.65(0.15%)
Day’s Range― - ―
52-Week Range₹418.65 - ₹768.15
Previous CloseN/A
Volume117.02K
Average Volume (3M)14.43K
Market Cap
₹117.20B
Enterprise Value₹82.77B
Total Cash (Recent Filing)₹34.50B
Total Debt (Recent Filing)₹12.84B
Price to Earnings (P/E)6.9
Beta0.63
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.15%
Share Statistics
EPS (TTM)23.60
Shares Outstanding158,351,460
10 Day Avg. Volume9,091
30 Day Avg. Volume14,426
Financial Highlights & Ratios
PEG Ratio0.52
Price to Book (P/B)0.91
Price to Sales (P/S)1.37
P/FCF Ratio6.21
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage and a doubling of equity (45.8B to 101.1B) alongside asset growth to 753.0B provide a durable capital buffer. This conservatism supports loss absorption, regulatory headroom and the capacity to expand lending or withstand shocks without immediate capital raises.
Improving Profitability And MarginsSustained net income growth and consistently healthy net margins imply strong earnings quality. With returns on equity around 13–15%, the bank can generate internal capital for reinvestment and shareholder returns, making profitability a structurally supportive factor over months.
Diversified Bank Revenue ModelA mix of NII, fee income, treasury returns and ancillary revenues reduces dependence on any single source. This structural diversification moderates sensitivity to rate cycles or transient deposit shifts and helps stabilize medium-term revenue and profitability profiles.
Bears Say
Volatile Cash GenerationLarge swings in operating and free cash flow across the period create uncertainty around the bank's ability to consistently fund growth, dividends or loan book expansion from internal cash. Inconsistent cash conversion raises financing and liquidity planning risks.
Slowing Revenue GrowthA deceleration in top-line growth reduces room for earnings leverage absent efficiency gains or new business lines. If revenue momentum remains muted, sustaining prior profit growth rates will rely more on margin expansion or cost control, which may be harder over time.
Slight Rise In Debt In 2026An increase in borrowings, even modest, signals a shift toward more external funding. If sustained, higher debt could compress net interest margins or increase funding cost sensitivity, particularly if deposit behavior or market rates change, warranting monitoring.
Tamilnad Mercantile Bank Limited News
TMB FAQ
What was Tamilnad Mercantile Bank Limited’s price range in the past 12 months?
Tamilnad Mercantile Bank Limited lowest stock price was ₹418.65 and its highest was ₹768.15 in the past 12 months.
What is Tamilnad Mercantile Bank Limited’s market cap?
Tamilnad Mercantile Bank Limited’s market cap is ₹117.20B.
When is Tamilnad Mercantile Bank Limited’s upcoming earnings report date?
Tamilnad Mercantile Bank Limited’s upcoming earnings report date is Jul 29, 2026 which is in 87 days.
How were Tamilnad Mercantile Bank Limited’s earnings last quarter?
Tamilnad Mercantile Bank Limited released its earnings results on Apr 27, 2026. The company reported ₹23.6 earnings per share for the quarter, beating the consensus estimate of N/A by ₹23.6.
Is Tamilnad Mercantile Bank Limited overvalued?
According to Wall Street analysts Tamilnad Mercantile Bank Limited’s price is currently Overvalued.
Does Tamilnad Mercantile Bank Limited pay dividends?
Tamilnad Mercantile Bank Limited pays a Annually dividend of ₹11 which represents an annual dividend yield of 2.15%. See more information on Tamilnad Mercantile Bank Limited dividends here
What is Tamilnad Mercantile Bank Limited’s EPS estimate?
Tamilnad Mercantile Bank Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Tamilnad Mercantile Bank Limited have?
Tamilnad Mercantile Bank Limited has 158,351,460 shares outstanding.
What happened to Tamilnad Mercantile Bank Limited’s price movement after its last earnings report?
Tamilnad Mercantile Bank Limited reported an EPS of ₹23.6 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 9.759%.
Which hedge fund is a major shareholder of Tamilnad Mercantile Bank Limited?
Currently, no hedge funds are holding shares in IN:TMB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Tamilnad Mercantile Bank Limited
Tamilnad Mercantile Bank Limited provides banking and financial products and services in India. It operates through Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, recurring, term deposit, and current accounts; debit and credit cards; and demat and equity trading account, POS terminal, e-tax payment, online bill payment, mutual fund, insurance, mutual fund, sovereign gold bond scheme, money transfer, forex, treasury, and Internet and mobile banking services. It also provides home, car, two-wheeler, personal, house rent, pension, doctor, education, jewel, pension, NRI, commercial vehicle, traders and service, MSME, rice and dhall mill, doctor, and Mahalir loans, as well as loans against properties and sovereign gold bonds; vehicle finance for educational institutions; secured overdraft facilities; and microenterprise, pharma, and channel finance. The company was formerly known as The Nadar Bank Ltd. and changed its name to Tamilnad Mercantile Bank Limited on November 26, 1962. Tamilnad Mercantile Bank Limited was incorporated in 1921 and is headquartered in Thoothukudi, India.
Technical Analysis
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