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Bank of Maharashtra (IN:MAHABANK)
:MAHABANK
India Market
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Bank of Maharashtra (MAHABANK) Price & Analysis

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MAHABANK Stock Chart & Stats

₹62.78
-₹1.14(-2.22%)
At close: 4:00 PM EST
₹62.78
-₹1.14(-2.22%)

Bulls Say, Bears Say

Bulls Say
Strong Revenue GrowthSustained top-line expansion over multiple years shows durable business momentum and expanding loan/deposit volumes. A doubling of revenue since 2021 supports ongoing scale benefits, underwriting capacity for new loans, and long-term revenue diversification across retail, MSME, agri and corporate segments.
Material Margin And Profit ImprovementLarge improvement in net income and margins indicates strengthened operating leverage and fee mix improvements. Higher margins enhance retained earnings build-up, improve capital cushions and support sustainable dividend or reinvestment policies absent major asset-quality shocks over the medium term.
Expanded Balance Sheet And Higher EquityMeaningful asset and equity growth provides capacity for lending expansion and absorbs loan losses. A larger equity base alongside moderate historical leverage suggests improved capital buffers, enabling strategic growth in core segments while meeting regulatory capital needs over the coming months.
Bears Say
Volatile Operating Cash FlowPronounced OCF and free-cash-flow variability raises execution and earnings durability risk: inconsistent cash generation can constrain loan origination pacing, provisioning capacity and discretionary spends. Even with 2026 positive flows, volatility complicates medium-term planning and capital allocation.
Sharp Rise In Debt In Latest YearA notable jump in borrowings increases funding and refinancing risk and can pressure net interest margins if funding costs rise. Missing up-to-date leverage metrics reduces visibility into capital efficiency and resilience should credit costs or interest expenses move against the bank.
Business Sensitivity To Interest, Asset QualityReliance on net interest income and deposit mix makes margins and earnings sensitive to rate cycles and credit deterioration. In a domestic banking context, adverse rate shifts or rising NPAs could erode recent margin gains and stress capital if provisioning needs rise materially over the medium term.

Bank of Maharashtra News

MAHABANK FAQ

What was Bank of Maharashtra’s price range in the past 12 months?
Bank of Maharashtra lowest stock price was ₹51.71 and its highest was ₹94.50 in the past 12 months.
    What is Bank of Maharashtra’s market cap?
    Bank of Maharashtra’s market cap is ₹681.01B.
      When is Bank of Maharashtra’s upcoming earnings report date?
      Bank of Maharashtra’s upcoming earnings report date is Jul 20, 2026 which is in 15 days.
        How were Bank of Maharashtra’s earnings last quarter?
        Bank of Maharashtra released its earnings results on Apr 20, 2026. The company reported ₹2.66 earnings per share for the quarter, beating the consensus estimate of N/A by ₹2.66.
          Is Bank of Maharashtra overvalued?
          According to Wall Street analysts Bank of Maharashtra’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bank of Maharashtra pay dividends?
            Bank of Maharashtra pays a Annually dividend of ₹1.2 which represents an annual dividend yield of 2.6%. See more information on Bank of Maharashtra dividends here
              What is Bank of Maharashtra’s EPS estimate?
              Bank of Maharashtra’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Bank of Maharashtra have?
              Bank of Maharashtra has 7,691,555,000 shares outstanding.
                What happened to Bank of Maharashtra’s price movement after its last earnings report?
                Bank of Maharashtra reported an EPS of ₹2.66 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.043%.
                  Which hedge fund is a major shareholder of Bank of Maharashtra?
                  Currently, no hedge funds are holding shares in IN:MAHABANK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Bank of Maharashtra

                    Bank of Maharashtra, established in 1935 and headquartered in Pune, India, offers a comprehensive suite of banking and financial services across the nation. The bank's operations are segmented into Treasury, Corporate/Wholesale Banking, Retail Banking, and other banking activities. It provides various deposit solutions, including savings, current, and fixed-term accounts, alongside specialized capital gain schemes. Its extensive lending portfolio caters to a wide range of needs, offering personal credit options such as housing, vehicle, education, gold, consumer, and personal loans, as well as specific schemes like top-up, salary-backed, Adhaar, and property-secured financing. For businesses, the bank delivers working capital, term, project, infrastructure, export, and bill financing, lines of credit, commercial lease rental services, account takeover facilities, and non-fund-based services, with dedicated offerings for micro, small, and medium enterprises (MSMEs) and the agricultural sector. Beyond core banking, Bank of Maharashtra also provides digital banking and lending services, facilitates government schemes, offers international trade finance services (including documentary credits, import/export financing, and guarantees), travel-related foreign exchange, non-resident Indian (NRI) services, remittance facilities, and various risk management solutions, such as hedging against exchange rate fluctuations. As of March 31, 2022, the bank maintained a significant physical presence with 2,072 banking outlets and 2,128 automated teller machines and cash recycler machines.

                    Bank of Maharashtra (MAHABANK) Earnings & Revenues

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