Bank of India (IN:BANKINDIA)
:BANKINDIA
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BANKINDIA Stock Chart & Stats
₹149.15
-₹0.83(-0.83%)
At close: 4:00 PM EST
₹149.15
-₹0.83(-0.83%)
Day’s Range― - ―
52-Week Range₹104.05 - ₹178.45
Previous CloseN/A
Volume2.65M
Average Volume (3M)560.98K
Market Cap
₹636.24B
Enterprise Value₹902.30B
Total Cash (Recent Filing)₹876.00B
Total Debt (Recent Filing)₹1.18T
Price to Earnings (P/E)5.8
Beta1.15
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.87%
Share Statistics
EPS (TTM)21.19
Shares Outstanding4,552,668,000
10 Day Avg. Volume872,103
30 Day Avg. Volume560,982
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)0.62
Price to Sales (P/S)0.62
P/FCF Ratio-0.82
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)22.7
Revenue Forecast (FY)₹390.07B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained ~10.7% revenue growth signals durable expansion of lending and fee businesses. Over 2-6 months this supports higher net interest income and scale economics, enabling reinvestment in distribution and digital channels that underpin future core earnings.
Margin StrengthConsistently high gross margins and solid EBIT/EBITDA margins reflect controlled operating costs and pricing power on lending products. Sustainable margins provide cushion for credit losses and fund investment in technology and branch network, supporting long-term profitability.
Equity Buffer / ROEA stable equity base and strong ROE indicate efficient use of capital and an adequate buffer against losses. Over time this supports continued lending capacity and regulatory compliance, aiding resilience through credit cycles and enabling strategic growth initiatives.
Bears Say
High LeverageRelatively high debt-to-equity raises structural funding and solvency risk, making the bank more sensitive to interest-rate moves and deposit stress. Over months this can raise funding costs and limit capital flexibility for lending or provisioning during downturns.
Weak Cash ConversionNegative operating and free cash flows imply earnings are not converting into internal liquidity, increasing reliance on external funding. Persisting weak cash conversion can constrain organic capital accumulation and raise refinancing or contingency funding needs over the medium term.
Moderate Net Profit MarginA moderate net margin and fluctuating operating margins reduce the earnings buffer available for loan loss provisioning and investments. Structural margin variability can signal operational inefficiencies or volatility in non-interest income, weakening long-term earnings stability.
Bank of India News
BANKINDIA FAQ
What was Bank of India’s price range in the past 12 months?
Bank of India lowest stock price was ₹104.05 and its highest was ₹178.45 in the past 12 months.
What is Bank of India’s market cap?
Bank of India’s market cap is ₹636.24B.
When is Bank of India’s upcoming earnings report date?
Bank of India’s upcoming earnings report date is Aug 04, 2026 which is in 87 days.
How were Bank of India’s earnings last quarter?
Bank of India released its earnings results on May 08, 2026. The company reported ₹6.78 earnings per share for the quarter, beating the consensus estimate of ₹6.08 by ₹0.7.
Is Bank of India overvalued?
According to Wall Street analysts Bank of India’s price is currently Overvalued.
Does Bank of India pay dividends?
Bank of India pays a Annually dividend of ₹4.05 which represents an annual dividend yield of 2.87%. See more information on Bank of India dividends here
What is Bank of India’s EPS estimate?
Bank of India’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bank of India have?
Bank of India has 4,552,668,000 shares outstanding.
What happened to Bank of India’s price movement after its last earnings report?
Bank of India reported an EPS of ₹6.78 in its last earnings report, beating expectations of ₹6.08. Following the earnings report the stock price went down -0.392%.
Which hedge fund is a major shareholder of Bank of India?
Currently, no hedge funds are holding shares in IN:BANKINDIA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bank of India
Bank of India Limited provides various banking products and services. It operates through Treasury Operations, Wholesale Banking, and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and tax saving deposits. It also offers home, education, vehicle, personal, pensioner, and top-up loans, as well as loan for Pradhan Mantri Awas Yojana and against property; housing loans to NRIs/PIOs; overdraft against securities; loans against FCNR deposits; and loans for corporate and MSME customers. In addition, the company provides cash management services; trade finance; online share trading services; insurance products and services; mutual fund products; portfolio management services; credit, debit, and prepaid cards; and remittance, online banking and payment, online income tax return, and ATM and other kiosk services, as well as cards, loans, and services to rural customers. As of March 31, 2022, it operated 5,105 branches in India; and 22 branches and 1 representative office internationally. The company was incorporated in 1906 and is headquartered in Mumbai, India.
Technical Analysis
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