Bank of India (IN:BANKINDIA)
:BANKINDIA
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BANKINDIA Stock Chart & Stats
₹149.15
-₹0.83(-0.83%)
At close: 4:00 PM EST
₹149.15
-₹0.83(-0.83%)
Day’s Range― - ―
52-Week Range₹109.00 - ₹178.45
Previous CloseN/A
Volume2.65M
Average Volume (3M)560.98K
Market Cap
₹625.08B
Enterprise Value₹827.33B
Total Cash (Recent Filing)₹876.00B
Total Debt (Recent Filing)₹1.18T
Price to Earnings (P/E)6.1
Beta1.13
Next Earnings
Aug 04, 2026EPS Estimate
4.15Next Dividend Ex-DateN/A
Dividend Yield2.87%
Share Statistics
EPS (TTM)21.19
Shares Outstanding4,552,668,000
10 Day Avg. Volume872,103
30 Day Avg. Volume560,982
Financial Highlights & Ratios
PEG Ratio0.76
Price to Book (P/B)0.69
Price to Sales (P/S)0.74
P/FCF Ratio3.57
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)22.39
Revenue Forecast (FY)₹381.70B
Bulls Say, Bears Say
Bulls Say
Revenue & Net Income GrowthSustained multi-year revenue and net income expansion demonstrates durable scale gains and stronger earnings power. That trajectory supports reinvestment, improved ROE and franchise competitiveness, making future loan growth and fee expansion more financially sustainable.
Balance Sheet & Capital BuildMeaningful asset and equity growth has increased lending capacity and capital buffers, enabling continued business expansion and regulatory resilience. A stronger equity base supports risk-taking within limits and provides a foundation for organic growth and structural stability.
Diversified Income ModelA dual revenue model (NII plus fee income across lending, payments and trade finance) reduces reliance on a single income source. This structural diversification improves revenue resilience across cycles and helps preserve margins when asset yields or interest conditions shift.
Bears Say
Volatile Cash GenerationHighly variable operating and free cash flow undermines predictability of internally funded growth and capital returns. Persistent swings force dependence on external funding or capital actions, which can constrain investment, dividend policy and credit risk management over the medium term.
Elevated LeverageA high leverage profile increases sensitivity to macro or credit shocks and limits financial flexibility. Even with improving earnings, elevated leverage raises funding and regulatory risk, restricting strategic optionality and amplifying balance-sheet stress in adverse scenarios.
Pressure On MarginsDeclining gross margins indicate compressing spreads or rising funding/operating costs that may erode long-term profitability if not offset by volume or efficiency gains. Sustained margin pressure could impede return improvement and limit capital accumulation.
Bank of India News
BANKINDIA FAQ
What was Bank of India’s price range in the past 12 months?
Bank of India lowest stock price was ₹109.00 and its highest was ₹178.45 in the past 12 months.
What is Bank of India’s market cap?
Bank of India’s market cap is ₹625.08B.
When is Bank of India’s upcoming earnings report date?
Bank of India’s upcoming earnings report date is Aug 04, 2026 which is in 62 days.
How were Bank of India’s earnings last quarter?
Bank of India released its earnings results on May 08, 2026. The company reported ₹6.62 earnings per share for the quarter, beating the consensus estimate of ₹6.08 by ₹0.54.
Is Bank of India overvalued?
According to Wall Street analysts Bank of India’s price is currently Overvalued.
Does Bank of India pay dividends?
Bank of India pays a Annually dividend of ₹4.05 which represents an annual dividend yield of 2.87%. See more information on Bank of India dividends here
What is Bank of India’s EPS estimate?
Bank of India’s EPS estimate is 4.15.
How many shares outstanding does Bank of India have?
Bank of India has 4,552,668,000 shares outstanding.
What happened to Bank of India’s price movement after its last earnings report?
Bank of India reported an EPS of ₹6.62 in its last earnings report, beating expectations of ₹6.08. Following the earnings report the stock price went down -0.392%.
Which hedge fund is a major shareholder of Bank of India?
Currently, no hedge funds are holding shares in IN:BANKINDIA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bank of India
Bank of India Limited provides various banking products and services. It operates through Treasury Operations, Wholesale Banking, and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and tax saving deposits. It also offers home, education, vehicle, personal, pensioner, and top-up loans, as well as loan for Pradhan Mantri Awas Yojana and against property; housing loans to NRIs/PIOs; overdraft against securities; loans against FCNR deposits; and loans for corporate and MSME customers. In addition, the company provides cash management services; trade finance; online share trading services; insurance products and services; mutual fund products; portfolio management services; credit, debit, and prepaid cards; and remittance, online banking and payment, online income tax return, and ATM and other kiosk services, as well as cards, loans, and services to rural customers. As of March 31, 2022, it operated 5,105 branches in India; and 22 branches and 1 representative office internationally. The company was incorporated in 1906 and is headquartered in Mumbai, India.
Technical Analysis
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