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Federal Bank Ltd. (India) (IN:FEDERALBNK)
:FEDERALBNK
India Market
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Federal Bank Ltd. (India) (FEDERALBNK) Price & Analysis

12 Followers

FEDERALBNK Stock Chart & Stats

₹263.10
-₹2.00(-1.02%)
At close: 4:00 PM EST
₹263.10
-₹2.00(-1.02%)

Bulls Say, Bears Say

Bulls Say
High Profitability MarginsSustained high net and EBIT margins indicate strong operating efficiency and pricing power in core lending and fee businesses. These margins support internal capital generation and buffer earnings versus cyclical revenue swings, helping preserve profitability over the next 2–6 months.
Stable Balance Sheet / Moderate LeverageA sub-1.0 debt-to-equity ratio and mid-teens ROE signal prudent leverage and capital adequacy, supporting lending capacity and downside resilience. This balance supports credit extension and regulatory compliance, making the bank structurally more stable in ensuing quarters.
Diversified Franchise And Fee ChannelsA broad customer mix across retail, SME, NRI and corporate segments plus fee-based services and digital/branch distribution reduces revenue concentration risk. Multiple revenue streams (interest and non-interest) provide structural resilience and cross-sell opportunities over the medium term.
Bears Say
Sharp Revenue DeclineA steep ~39% drop in reported revenue is a durable red flag: it can compress scalability benefits, strain margins if cost base is sticky, and reduce core earnings power. Recovering top-line traction is necessary to sustain profitability and growth beyond a few quarters.
Weak Cash Flow GenerationNegative operating and free cash flows point to cash conversion issues despite accounting profits. Persistent cash deficits can limit capital returns, constrain loan growth or require external funding, making the franchise more vulnerable to funding stress over the medium term.
Earnings Sensitive To Funding Mix And Credit QualityHeavy reliance on net interest income makes profitability exposed to funding cost shifts and loan-book composition. Adverse funding mix or deteriorating asset quality could reduce NII and raise provisions, weakening durable earnings stability over several quarters.

Federal Bank Ltd. (India) News

FEDERALBNK FAQ

What was Federal Bank Ltd. (India)’s price range in the past 12 months?
Federal Bank Ltd. (India) lowest stock price was ₹182.60 and its highest was ₹301.75 in the past 12 months.
    What is Federal Bank Ltd. (India)’s market cap?
    Federal Bank Ltd. (India)’s market cap is ₹700.38B.
      When is Federal Bank Ltd. (India)’s upcoming earnings report date?
      Federal Bank Ltd. (India)’s upcoming earnings report date is Apr 29, 2026 which is in 10 days.
        How were Federal Bank Ltd. (India)’s earnings last quarter?
        Federal Bank Ltd. (India) released its earnings results on Jan 16, 2026. The company reported ₹4.79 earnings per share for the quarter, beating the consensus estimate of ₹4.068 by ₹0.722.
          Is Federal Bank Ltd. (India) overvalued?
          According to Wall Street analysts Federal Bank Ltd. (India)’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Federal Bank Ltd. (India) pay dividends?
            Federal Bank Ltd. (India) pays a Annually dividend of ₹1.2 which represents an annual dividend yield of 0.45%. See more information on Federal Bank Ltd. (India) dividends here
              What is Federal Bank Ltd. (India)’s EPS estimate?
              Federal Bank Ltd. (India)’s EPS estimate is 5.09.
                How many shares outstanding does Federal Bank Ltd. (India) have?
                Federal Bank Ltd. (India) has 2,463,288,600 shares outstanding.
                  What happened to Federal Bank Ltd. (India)’s price movement after its last earnings report?
                  Federal Bank Ltd. (India) reported an EPS of ₹4.79 in its last earnings report, beating expectations of ₹4.068. Following the earnings report the stock price went up 9.498%.
                    Which hedge fund is a major shareholder of Federal Bank Ltd. (India)?
                    Currently, no hedge funds are holding shares in IN:FEDERALBNK
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Federal Bank Ltd. (India)

                      The Federal Bank Limited provides a range of banking and financial services in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company's deposit products include savings accounts, current accounts, noor personal accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earners' foreign currency accounts, gilt accounts, and NRI deposit schemes. Its loan portfolio comprises personal, gold, housing, car, property, educational and career, instant digital, SME business, agri and agri allied, and other loans; loans against sovereign gold bonds and fixed deposit; term loans, project finance, and working capital loans; and debit and credit cards. The company also provides life, health, and general insurance products; cash management, wealth management, and merchant banking services; mutual funds, sovereign gold bonds, online trading, and national pension system; treasury products; and remittance, fund transfer, payment and collection, bill discounting, bank guarantees, letter of credit, packing credit limit, trade finance, LC bill discounting, internet banking, mobile banking, ATM, and tele banking services. As of March 31, 2022, The Federal Bank Limited operated 1,282 branches and 1,885 ATMs/recyclers. The company was formerly known as Travancore Federal Bank Limited and changed its name to The Federal Bank Limited in March 1947. The Federal Bank Limited was incorporated in 1931 and is based in Aluva, India.

                      Federal Bank Ltd. (India) (FEDERALBNK) Earnings & Revenues

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