IndusInd Bank Ltd. (IN:INDUSINDBK)
:INDUSINDBK
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INDUSINDBK Stock Chart & Stats
₹853.15
-₹2.55(-0.26%)
At close: 4:00 PM EST
₹853.15
-₹2.55(-0.26%)
Day’s Range― - ―
52-Week Range₹710.85 - ₹968.60
Previous CloseN/A
Volume3.78M
Average Volume (3M)109.57K
Market Cap
₹701.16B
Enterprise Value₹650.48B
Total Cash (Recent Filing)₹397.78B
Total Debt (Recent Filing)₹453.50B
Price to Earnings (P/E)65.9
Beta1.25
Next Earnings
Aug 04, 2026EPS Estimate
9.75Next Dividend Ex-DateN/A
Dividend Yield1.95%
Share Statistics
EPS (TTM)6.84
Shares Outstanding779,106,100
10 Day Avg. Volume111,459
30 Day Avg. Volume109,569
Financial Highlights & Ratios
PEG Ratio-1.01
Price to Book (P/B)0.89
Price to Sales (P/S)1.10
P/FCF Ratio53.05
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹911.75Price Target Upside6.87% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)47.33
Revenue Forecast (FY)₹270.56B
Bulls Say, Bears Say
Bulls Say
De-risked Balance Sheet (lower Leverage)Material de‑leveraging to ~0.65x is a durable improvement in solvency and funding flexibility. Lower leverage reduces regulatory and refinancing risk, supports higher lending capacity and resilience through economic cycles, and gives management room to fund growth or shore up reserves.
Rebound In Operating Cash FlowReturn to positive operating cash flow in 2026 signals the bank can generate core liquidity again after multi‑year weakness. If sustained, improved cash conversion supports internal capital, provisioning capacity and funds for business investments without relying heavily on market financing.
Diversified NII And Fee Income ModelA two‑pillar earnings model—net interest income plus fee and transaction income—provides structural revenue diversification. Fee streams from payments, cards and transaction banking help stabilize margins when interest yields compress and support cross‑sell opportunities across retail, SME and corporate segments.
Bears Say
Sharp Profitability DeteriorationA pronounced margin compression to ~1.7% reflects weaker core profitability and reduces the bank's ability to build capital organically. Persistent margin pressure would limit earnings retention, slow ROE recovery and constrain strategic investments or dividend capacity over the medium term.
Inconsistent Cash GenerationMulti‑year swings from strong positive to deep negative operating and free cash flows create uncertainty in capital planning and provisioning. Such volatility undermines predictability of internal funding for loan growth or reserves, increasing reliance on external financing during stress periods.
Collapsed Returns On EquityROE falling to ~1.4% signals severe deterioration in capital efficiency. Low ROE suggests the bank is currently generating minimal shareholder value from equity, making it harder to attract capital, justify strategic investments, or deliver sustainable shareholder returns without a durable earnings recovery.
IndusInd Bank Ltd. News
INDUSINDBK FAQ
What was IndusInd Bank Ltd.’s price range in the past 12 months?
IndusInd Bank Ltd. lowest stock price was ₹710.85 and its highest was ₹968.60 in the past 12 months.
What is IndusInd Bank Ltd.’s market cap?
IndusInd Bank Ltd.’s market cap is ₹701.16B.
When is IndusInd Bank Ltd.’s upcoming earnings report date?
IndusInd Bank Ltd.’s upcoming earnings report date is Aug 04, 2026 which is in 96 days.
How were IndusInd Bank Ltd.’s earnings last quarter?
IndusInd Bank Ltd. released its earnings results on Apr 24, 2026. The company reported ₹6.84 earnings per share for the quarter, beating the consensus estimate of ₹3.965 by ₹2.875.
Is IndusInd Bank Ltd. overvalued?
According to Wall Street analysts IndusInd Bank Ltd.’s price is currently Undervalued.
Does IndusInd Bank Ltd. pay dividends?
IndusInd Bank Ltd. pays a Annually dividend of ₹16.5 which represents an annual dividend yield of 1.95%. See more information on IndusInd Bank Ltd. dividends here
What is IndusInd Bank Ltd.’s EPS estimate?
IndusInd Bank Ltd.’s EPS estimate is 9.75.
How many shares outstanding does IndusInd Bank Ltd. have?
IndusInd Bank Ltd. has 779,106,100 shares outstanding.
What happened to IndusInd Bank Ltd.’s price movement after its last earnings report?
IndusInd Bank Ltd. reported an EPS of ₹6.84 in its last earnings report, beating expectations of ₹3.965. Following the earnings report the stock price went down -1.412%.
Which hedge fund is a major shareholder of IndusInd Bank Ltd.?
Currently, no hedge funds are holding shares in IN:INDUSINDBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IndusInd Bank Ltd.
IndusInd Bank Limited provides various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers current, savings, defense, and corporate salary; and fixed and FCNR, sweep in/out deposits, senior citizen schemes, young saver deposits, and recurring and RFC deposits, as well as Rupee multiplier products. It also provides home, personal, car, two wheeler, gold, agricultural, and medical equipment loans, as well as loans against property and securities; micro-finance loans; MSME loans; business loans; loans to merchants and retailers; personal and professional loans; and loan on credit cards. In addition, the company offers transaction banking services, including letters of credit/guarantees, structured trade and export finance, and import finance solutions, as well as cash management and remittance services; investment products, such as demat account, mutual fund, gold bond, national pension system, and equity trading; project finance, supply chain financing; investment advisory, strategic M&A, and other advisory services; and health, general, life, and card protection insurance. Further, it provides debit, credit, forex, and commercial cards; individual outward remittances, foreign currency bank notes and demand drafts, and travelers cheques; financial inclusion products; trade and foreign exchange accounts; real estate developer financing and bullion services; correspondent banking services; and forex and derivative desk, information and advisory, and remittances through forex channel services. As of March 31, 2022, the company had 2,265 branches and 2,767 ATMs in India; and 5,876 distribution points, as well as representative offices in London, Dubai, and Abu Dhabi. IndusInd Bank Limited was incorporated in 1994 and is based in Mumbai, India. IndusInd Bank Limited was incorporated in 1994 and is based in Mumbai, India.
INDUSINDBK Stock 12 Month Forecast
Average Price Target
₹911.75
▲(6.87% Upside)
Technical Analysis
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