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IndusInd Bank Reports Decline in Loan Book, Modest Deposit Growth in Q3 FY25 Update

Story Highlights
  • IndusInd Bank disclosed provisional Q3 FY25 figures showing a sharp year-on-year decline in net advances and a modest drop in total deposits.
  • Despite lending contraction, the bank’s deposit base, including retail and small-business deposits, remained stable with slight quarterly growth and an improving CASA ratio, pending auditor review.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
IndusInd Bank Reports Decline in Loan Book, Modest Deposit Growth in Q3 FY25 Update

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IndusInd Bank Ltd. ( (IN:INDUSINDBK) ) has issued an announcement.

IndusInd Bank has reported key provisional business figures under SEBI disclosure norms, indicating a year-on-year contraction in its loan book and a modest decline in deposits, alongside a stable but slightly improving CASA ratio quarter-on-quarter. As of 31 December 2025, net advances stood at Rs 3,18,844 crore, down 13.1% year-on-year and 2.2% sequentially, while total deposits were Rs 3,94,022 crore, down 3.8% year-on-year but up 1.1% quarter-on-quarter, with retail and small-business deposits at Rs 1,84,550 crore; these trends suggest a cautious lending environment and pressure on growth, even as the bank maintains a stable deposit franchise and incremental improvement in low-cost deposits, subject to limited review by its statutory auditors.

More about IndusInd Bank Ltd.

IndusInd Bank Ltd. is an Indian private-sector bank offering a full range of banking services, including retail and corporate lending, deposit products, and transaction banking, with a nationwide presence and listings on the National Stock Exchange of India, BSE, and the Luxembourg Stock Exchange.

Average Trading Volume: 167,970

Technical Sentiment Signal: Hold

Current Market Cap: 703.1B INR

For an in-depth examination of INDUSINDBK stock, go to TipRanks’ Overview page.

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