ICICI Prudential Life Insurance Co. Ltd. (IN:ICICIPRULI)
:ICICIPRULI
ICICIPRULI Stock Chart & Stats
₹669.25
-₹9.75(-1.47%)
At close: 4:00 PM EST
₹669.25
-₹9.75(-1.47%)
Day’s Range― - ―
52-Week Range₹491.30 - ₹706.50
Previous CloseN/A
Volume742.88K
Average Volume (3M)30.74K
Market Cap
₹729.35B
Enterprise Value₹757.68B
Total Cash (Recent Filing)₹3.45B
Total Debt (Recent Filing)₹26.00B
Price to Earnings (P/E)61.9
Beta1.07
Next Earnings
Apr 14, 2026EPS Estimate
3.3Next Dividend Ex-DateN/A
Dividend Yield0.13%
Share Statistics
EPS (TTM)2.66
Shares Outstanding1,449,278,300
10 Day Avg. Volume26,372
30 Day Avg. Volume30,742
Financial Highlights & Ratios
PEG Ratio1.79
Price to Book (P/B)6.93
Price to Sales (P/S)1.18
P/FCF Ratio-8.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹742.50Price Target Upside10.95% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)11.33
Revenue Forecast (FY)₹814.35B
Bulls Say, Bears Say
Bulls Say
Conservative LeverageA low debt-to-equity ratio (0.21) and moderate ROE (10.59%) indicate conservative capital structure and solid solvency. For a life insurer, limited leverage supports long-duration liability matching, regulatory buffers and capacity to absorb shocks while funding long-term product obligations.
High Operating EfficiencyVery high EBIT/EBITDA margins (61.6% TTM) point to efficient underwriting and expense control across operations. Durable operating efficiency can sustain underwriting surplus and fund investment in distribution, improving long-term competitiveness if expense discipline persists.
Diversified Distribution & Product MixA multi-channel distribution model and broad product suite (protection, ULIPs, savings, annuities, group schemes) reduce concentration risk, support persistency and cross-sell, and provide structural revenue diversity that stabilizes fee income and AUM growth over the medium term.
Bears Say
Declining RevenueAn 8.5% TTM revenue decline signals shrinking premium flows or weaker sales/persistency. For life insurers, sustained top-line contraction reduces scale benefits, fee income and AUM growth, pressuring long-term profitability and the ability to invest in distribution and product development.
Negative Operating And Free Cash FlowNegative operating and free cash flows indicate the company is not converting reported earnings into cash. For an insurer, this strains liquidity for claims and reserves, may force external funding or limit capital allocation, and weakens resilience to market or interest-rate shocks.
Low Net Margin And Cash AlignmentA low net margin (1.78%) despite high operating margins suggests investment spread, claims, reserve releases or tax items compress shareholder returns. Combined with weak cash conversion, it raises concerns about sustainable earnings quality and the firm's ability to fund dividends or capital needs.
ICICI Prudential Life Insurance Co. Ltd. News
ICICIPRULI FAQ
What was ICICI Prudential Life Insurance Co. Ltd.’s price range in the past 12 months?
ICICI Prudential Life Insurance Co. Ltd. lowest stock price was ₹491.30 and its highest was ₹706.50 in the past 12 months.
What is ICICI Prudential Life Insurance Co. Ltd.’s market cap?
ICICI Prudential Life Insurance Co. Ltd.’s market cap is ₹729.35B.
When is ICICI Prudential Life Insurance Co. Ltd.’s upcoming earnings report date?
ICICI Prudential Life Insurance Co. Ltd.’s upcoming earnings report date is Apr 14, 2026 which is in 8 days.
How were ICICI Prudential Life Insurance Co. Ltd.’s earnings last quarter?
ICICI Prudential Life Insurance Co. Ltd. released its earnings results on Jan 13, 2026. The company reported ₹2.66 earnings per share for the quarter, missing the consensus estimate of ₹3.005 by -₹0.345.
Is ICICI Prudential Life Insurance Co. Ltd. overvalued?
According to Wall Street analysts ICICI Prudential Life Insurance Co. Ltd.’s price is currently Undervalued.
Does ICICI Prudential Life Insurance Co. Ltd. pay dividends?
ICICI Prudential Life Insurance Co. Ltd. pays a Annually dividend of ₹0.85 which represents an annual dividend yield of 0.13%. See more information on ICICI Prudential Life Insurance Co. Ltd. dividends here
What is ICICI Prudential Life Insurance Co. Ltd.’s EPS estimate?
ICICI Prudential Life Insurance Co. Ltd.’s EPS estimate is 3.3.
How many shares outstanding does ICICI Prudential Life Insurance Co. Ltd. have?
ICICI Prudential Life Insurance Co. Ltd. has 1,449,278,300 shares outstanding.
What happened to ICICI Prudential Life Insurance Co. Ltd.’s price movement after its last earnings report?
ICICI Prudential Life Insurance Co. Ltd. reported an EPS of ₹2.66 in its last earnings report, missing expectations of ₹3.005. Following the earnings report the stock price went up 0.618%.
Which hedge fund is a major shareholder of ICICI Prudential Life Insurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:ICICIPRULI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
ICICI Prudential Life Insurance Co. Ltd.
ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. The company also provides term life, health, savings, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its own sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.
ICICIPRULI Stock 12 Month Forecast
Average Price Target
₹742.50
▲(10.95% Upside)
Technical Analysis
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