General Insurance Corporation of India (IN:GICRE)
:GICRE
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GICRE Stock Chart & Stats
₹383.50
₹11.45(2.56%)
At close: 4:00 PM EST
₹383.50
₹11.45(2.56%)
Day’s Range― - ―
52-Week Range₹351.00 - ₹453.60
Previous CloseN/A
Volume4.12M
Average Volume (3M)20.24K
Market Cap
₹690.27B
Enterprise Value₹420.35B
Total Cash (Recent Filing)₹261.94B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)9.7
Beta1.00
Next Earnings
May 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.69%
Share Statistics
EPS (TTM)54.60
Shares Outstanding1,754,400,000
10 Day Avg. Volume20,486
30 Day Avg. Volume20,237
Financial Highlights & Ratios
PEG Ratio0.88
Price to Book (P/B)1.49
Price to Sales (P/S)1.43
P/FCF Ratio37.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)50.73
Revenue Forecast (FY)₹489.41B
Bulls Say, Bears Say
Bulls Say
Debt-free, Well-capitalized Balance SheetZero debt and expanding equity give GIC Re durable financial flexibility to underwrite large or volatile risks, buy retrocession, and absorb catastrophe losses without levered funding. This capital strength supports long-term underwriting capacity and preserves strategic optionality across market cycles.
Solid FY2025 Profitability And Operating MarginsStrong reported net income and an ~18% EBIT margin indicate profitable core reinsurance underwriting and investment contribution in FY2025. Sustainable operating margins provide internal capital generation to support growth, reserves, and dividends, reinforcing long-term solvency and competitive credibility.
High Free Cash Flow Conversion HistoricallyConsistent FCF conversion near parity with net income means earnings tend to produce real cash, enabling reinsurance capacity, timely claim payments, and steady capital returns. Over a multi-quarter horizon this supports balance sheet resilience and lowers reliance on external funding for strategic moves.
Bears Say
Volatile Operating Cash FlowA large OCF decline reduces predictability of liquidity available for claims, retrocession, or opportunistic deployment. While FCF conversion is strong historically, swings in OCF can constrain near-term capital actions, increase reliance on invested assets, and raise funding risk during adverse claim periods.
Earnings Variability And Past Loss YearReinsurance results can be lumpy; multi-year earnings volatility and a historical loss reduce predictability for retained earnings and dividend policy. Persistent variability complicates reserve planning, pricing discipline and capital allocation, and may pressure returns in adverse underwriting cycles.
Dependence On Ceded Volumes And Catastrophe ExposureGIC Re’s earnings materially depend on cedant behavior and portfolio mix; reduced cessions or adverse selection can lower premium flows. Additionally, catastrophe risk can generate outsized claims in any year, making underwriting results and capital consumption structurally sensitive to external event frequency and cedant diversification.
General Insurance Corporation of India News
GICRE FAQ
What was General Insurance Corporation of India’s price range in the past 12 months?
General Insurance Corporation of India lowest stock price was ₹351.00 and its highest was ₹453.60 in the past 12 months.
What is General Insurance Corporation of India’s market cap?
General Insurance Corporation of India’s market cap is ₹690.27B.
When is General Insurance Corporation of India’s upcoming earnings report date?
General Insurance Corporation of India’s upcoming earnings report date is May 21, 2026 which is in 17 days.
How were General Insurance Corporation of India’s earnings last quarter?
General Insurance Corporation of India released its earnings results on Feb 07, 2026. The company reported ₹10.6 earnings per share for the quarter, beating the consensus estimate of N/A by ₹10.6.
Is General Insurance Corporation of India overvalued?
According to Wall Street analysts General Insurance Corporation of India’s price is currently Overvalued.
Does General Insurance Corporation of India pay dividends?
General Insurance Corporation of India pays a Annually dividend of ₹10 which represents an annual dividend yield of 2.69%. See more information on General Insurance Corporation of India dividends here
What is General Insurance Corporation of India’s EPS estimate?
General Insurance Corporation of India’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does General Insurance Corporation of India have?
General Insurance Corporation of India has 1,754,400,000 shares outstanding.
What happened to General Insurance Corporation of India’s price movement after its last earnings report?
General Insurance Corporation of India reported an EPS of ₹10.6 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.416%.
Which hedge fund is a major shareholder of General Insurance Corporation of India?
Currently, no hedge funds are holding shares in IN:GICRE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
General Insurance Corporation of India
General Insurance Corporation of India provides reinsurance services in India and internationally. It offers property, energy, marine, engineering, liability, spares, health, agriculture/weather, motor and workmen compensation, aviation, and miscellaneous products, as well as marine hull, cargo, and offshore energy reinsurance products. The company also provides reinsurance solutions for the Afro-Asian region and reinsurance programs in South East Asia, the Middle East, and Africa. General Insurance Corporation of India was incorporated in 1972 and is headquartered in Mumbai, India.
Technical Analysis
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