General Insurance Corporation of India (IN:GICRE)
:GICRE
GICRE Stock Chart & Stats
₹383.50
₹11.45(2.56%)
At close: 4:00 PM EST
₹383.50
₹11.45(2.56%)
Day’s Range― - ―
52-Week Range₹351.00 - ₹453.60
Previous CloseN/A
Volume4.12M
Average Volume (3M)20.24K
Market Cap
₹697.64B
Enterprise Value₹427.54B
Total Cash (Recent Filing)₹261.94B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)9.7
Beta1.02
Next Earnings
May 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.69%
Share Statistics
EPS (TTM)10.60
Shares Outstanding1,754,400,000
10 Day Avg. Volume20,486
30 Day Avg. Volume20,237
Financial Highlights & Ratios
PEG Ratio0.88
Price to Book (P/B)1.49
Price to Sales (P/S)1.43
P/FCF Ratio37.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)50.83
Revenue Forecast (FY)₹514.51B
Bulls Say, Bears Say
Bulls Say
Debt-free Balance SheetA zero-total-debt balance sheet provides durable financial flexibility: GIC Re can support underwriting capacity, pay large claims, buy retrocession, and invest its float without near-term refinancing risk. This structural strength underpins capital resilience and strategic optionality over months.
Strong Recent Profitability And MarginsRobust FY2025 profitability and healthy operating margins indicate the company can generate underwriting and investment returns above costs. Sustained earnings at this scale support reserve strengthening, retained earnings growth, and recurring capital available for underwriting expansion over the medium term.
Diversified Reinsurance Franchise And Investment FloatBroad product mix (property, casualty, marine, health, crop, specialty) and an international cedant base reduce single-line concentration risk. The float-driven investment model provides a recurring source of investment income and cash timing benefits that structurally support underwriting returns and cash generation.
Bears Say
Operating Cash Flow VolatilityA large swing in operating cash flow weakens predictability of internally generated liquidity. Even with good accounting FCF conversion historically, such volatility can force asset sales, increased retrocession purchases, or constrained underwriting deployment, complicating medium-term capital and liquidity planning.
Earnings Volatility Across YearsHistory of multi-year earnings swings and past loss episodes highlights sensitivity to claim cycles and reserving. Persistent earnings variability makes dividend, capital planning, and reserve adequacy decisions less predictable and elevates the risk profile for stakeholders over the next several quarters.
Exposure To Catastrophe And Pricing CyclesReinsurance margins are structurally exposed to market pricing and major-loss events. A soft pricing environment or elevated catastrophe frequency can erode underwriting results and force higher retrocession costs. These structural industry cycles can depress profitability for multiple quarters to years.
General Insurance Corporation of India News
GICRE FAQ
What was General Insurance Corporation of India’s price range in the past 12 months?
General Insurance Corporation of India lowest stock price was ₹351.00 and its highest was ₹453.60 in the past 12 months.
What is General Insurance Corporation of India’s market cap?
General Insurance Corporation of India’s market cap is ₹697.64B.
When is General Insurance Corporation of India’s upcoming earnings report date?
General Insurance Corporation of India’s upcoming earnings report date is May 21, 2026 which is in 38 days.
How were General Insurance Corporation of India’s earnings last quarter?
General Insurance Corporation of India released its earnings results on Feb 07, 2026. The company reported ₹10.6 earnings per share for the quarter, beating the consensus estimate of N/A by ₹10.6.
Is General Insurance Corporation of India overvalued?
According to Wall Street analysts General Insurance Corporation of India’s price is currently Overvalued.
Does General Insurance Corporation of India pay dividends?
General Insurance Corporation of India pays a Annually dividend of ₹10 which represents an annual dividend yield of 2.69%. See more information on General Insurance Corporation of India dividends here
What is General Insurance Corporation of India’s EPS estimate?
General Insurance Corporation of India’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does General Insurance Corporation of India have?
General Insurance Corporation of India has 1,754,400,000 shares outstanding.
What happened to General Insurance Corporation of India’s price movement after its last earnings report?
General Insurance Corporation of India reported an EPS of ₹10.6 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.416%.
Which hedge fund is a major shareholder of General Insurance Corporation of India?
Currently, no hedge funds are holding shares in IN:GICRE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
General Insurance Corporation of India
General Insurance Corporation of India provides reinsurance services in India and internationally. It offers property, energy, marine, engineering, liability, spares, health, agriculture/weather, motor and workmen compensation, aviation, and miscellaneous products, as well as marine hull, cargo, and offshore energy reinsurance products. The company also provides reinsurance solutions for the Afro-Asian region and reinsurance programs in South East Asia, the Middle East, and Africa. General Insurance Corporation of India was incorporated in 1972 and is headquartered in Mumbai, India.
Technical Analysis
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