General Insurance Corporation of India (IN:GICRE)
:GICRE
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GICRE Stock Chart & Stats
₹383.50
₹11.45(2.56%)
At close: 4:00 PM EST
₹383.50
₹11.45(2.56%)
Day’s Range― - ―
52-Week Range₹351.00 - ₹418.00
Previous CloseN/A
Volume4.12M
Average Volume (3M)20.24K
Market Cap
₹664.39B
Enterprise Value₹383.98B
Total Cash (Recent Filing)₹261.94B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)7.0
Beta0.89
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.69%
Share Statistics
EPS (TTM)54.60
Shares Outstanding1,754,400,000
10 Day Avg. Volume20,486
30 Day Avg. Volume20,237
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)1.07
Price to Sales (P/S)1.19
P/FCF Ratio140.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)50.57
Revenue Forecast (FY)₹479.72B
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthZero reported debt and a steadily rising equity base provide durable financial flexibility for a reinsurer. This underpins capacity to absorb large losses, supports retrocession buying, maintains ratings and regulatory solvency buffers, and enables long-term underwriting and growth initiatives without reliance on external debt.
Revenue & Earnings RecoveryA strong rebound in top-line (+31.9% in FY2026) with commensurate net income growth signals restoration of cedant demand and/or improved pricing. Durable revenue recovery reflects sustainable underwriting or placement momentum and strengthens medium-term earnings power if maintained through disciplined risk selection and portfolio mix management.
Market Position & DiversificationAs the national reinsurer with broad line coverage, the company benefits from scale, deep relationships with domestic cedants and access to diverse risk pools. This structural market position supports consistent premium flow, cross-selling, and scale advantages in retrocession and specialty underwriting that reduce reliance on any single product or client.
Bears Say
Weak Cash ConversionA large and persistent gap between reported net income and operating/free cash flow implies earnings are not being converted into deployable cash consistently. For a reinsurer this raises concerns about reserve timing, investment liquidity and the ability to fund claims, dividends or growth internally, increasing reliance on capital or retrocession to manage volatility.
Margin Pressure / Profit VolatilityCompression of gross profit against revenue indicates underwriting margins are under strain, potentially from adverse claims experience, poorer pricing, or mix shifts. Sustained margin pressure would reduce underwriting profitability, raise required capital for the same risk appetite, and make results more sensitive to catastrophe years, eroding long-term earnings visibility.
Dependence On Cedant Mix & Catastrophe ExposureEarnings and retained premiums are structurally linked to cedant behavior and portfolio mix. Heavy reliance on domestic cessions or concentrated treaties, plus exposure to natural catastrophes, can rapidly swing loss ratios and capital needs. Managing cedant relationships and catastrophe risk is thus a persistent operational and capital-management challenge.
General Insurance Corporation of India News
GICRE FAQ
What was General Insurance Corporation of India’s price range in the past 12 months?
General Insurance Corporation of India lowest stock price was ₹351.00 and its highest was ₹418.00 in the past 12 months.
What is General Insurance Corporation of India’s market cap?
General Insurance Corporation of India’s market cap is ₹664.39B.
When is General Insurance Corporation of India’s upcoming earnings report date?
General Insurance Corporation of India’s upcoming earnings report date is Aug 07, 2026 which is in 52 days.
How were General Insurance Corporation of India’s earnings last quarter?
General Insurance Corporation of India released its earnings results on May 26, 2026. The company reported ₹15.8 earnings per share for the quarter, beating the consensus estimate of N/A by ₹15.8.
Is General Insurance Corporation of India overvalued?
According to Wall Street analysts General Insurance Corporation of India’s price is currently Overvalued.
Does General Insurance Corporation of India pay dividends?
General Insurance Corporation of India pays a Annually dividend of ₹10 which represents an annual dividend yield of 2.69%. See more information on General Insurance Corporation of India dividends here
What is General Insurance Corporation of India’s EPS estimate?
General Insurance Corporation of India’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does General Insurance Corporation of India have?
General Insurance Corporation of India has 1,754,400,000 shares outstanding.
What happened to General Insurance Corporation of India’s price movement after its last earnings report?
General Insurance Corporation of India reported an EPS of ₹15.8 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.768%.
Which hedge fund is a major shareholder of General Insurance Corporation of India?
Currently, no hedge funds are holding shares in IN:GICRE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
General Insurance Corporation of India
General Insurance Corporation of India (GIC Re) functions as a prominent reinsurer, offering its services both domestically within India and across international territories. Its comprehensive suite of reinsurance products spans numerous sectors, including property, energy, and marine (specifically marine hull, cargo, and offshore energy), alongside engineering, liability, health, agriculture/weather, motor, aviation, and workers' compensation. The company actively delivers reinsurance programs and specialized solutions throughout the Afro-Asian region, with key operations in Southeast Asia, the Middle East, and Africa. This Indian entity was established in 1972 and has its corporate headquarters situated in Mumbai.
Technical Analysis
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