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GODIGIT Stock Chart & Stats
₹346.45
-₹10.20(-3.36%)
At close: 4:00 PM EST
₹346.45
-₹10.20(-3.36%)
Day’s Range― - ―
52-Week Range₹291.00 - ₹380.70
Previous CloseN/A
Volume902.68K
Average Volume (3M)16.59K
Market Cap
₹289.72B
Enterprise Value₹274.07B
Total Cash (Recent Filing)₹1.41B
Total Debt (Recent Filing)₹3.50B
Price to Earnings (P/E)53.1
Beta0.22
Next Earnings
Jul 23, 2026EPS Estimate
1.96Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.30
Shares Outstanding924,603,100
10 Day Avg. Volume16,985
30 Day Avg. Volume16,588
Financial Highlights & Ratios
PEG Ratio2.04
Price to Book (P/B)6.31
Price to Sales (P/S)2.82
P/FCF Ratio14.72
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹395.00Price Target Upside14.01% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)7.4
Revenue Forecast (FY)₹118.21B
Bulls Say, Bears Say
Bulls Say
Profitability TurnaroundGo Digit's shift from losses in 2021–2022 to sustained profitability through 2026 reflects durable improvements in underwriting discipline and expense control. This structural turnaround strengthens retained earnings, reduces capital strain from operating losses, and supports reinvestment into distribution and product development over the next 2–6 months and beyond.
Strong Cash GenerationHigh and closely aligned operating and free cash flow (FCF near net income; FCF/net income ~0.99 historically) plus a notable step-up in 2026 provide durable liquidity. Strong cash converts underwriting profits into fungible resources to fund claims, invest reserves, support reinsurance ceded costs, and finance growth without heavy external borrowing.
Conservative Balance SheetLow leverage and rising equity indicate a conservatively positioned balance sheet that enhances regulatory solvency margins and loss absorption capacity. This structural financial strength provides flexibility to underwrite growth, retain more risk, and weather claim volatility without immediate capital raises over the medium term.
Bears Say
Revenue DecelerationRevenue growth materially slowed in 2026 versus prior years, signaling potential market saturation, pricing pressure, or distribution headwinds. Slower top-line expansion constrains operating leverage and the pace at which underwriting improvements translate into larger absolute earnings and reserve builds over the coming months.
Modest Margins/returnsAlthough margins and ROE have improved, current profitability remains modest relative to asset and premium base. Limited margin depth reduces the firm's ability to generate excess capital internally and may constrain competitive investment in distribution or product innovation versus peers with higher returns.
FCF Volatility / Data FlagHistoric volatility in free cash flow growth and a reported 0.0 cash coverage metric in 2025 introduce uncertainty about consistency of cash conversion. This complicates medium-term planning for claims funding, reinsurance purchases, or capital allocation and raises a governance/data-quality flag for analysts.
Go Digit General Insurance Limited News
GODIGIT FAQ
What was Go Digit General Insurance Limited’s price range in the past 12 months?
Go Digit General Insurance Limited lowest stock price was ₹291.00 and its highest was ₹380.70 in the past 12 months.
What is Go Digit General Insurance Limited’s market cap?
Go Digit General Insurance Limited’s market cap is ₹289.72B.
When is Go Digit General Insurance Limited’s upcoming earnings report date?
Go Digit General Insurance Limited’s upcoming earnings report date is Jul 23, 2026 which is in 17 days.
How were Go Digit General Insurance Limited’s earnings last quarter?
Go Digit General Insurance Limited released its earnings results on Apr 28, 2026. The company reported ₹1.6 earnings per share for the quarter, beating the consensus estimate of ₹1.53 by ₹0.07.
Is Go Digit General Insurance Limited overvalued?
According to Wall Street analysts Go Digit General Insurance Limited’s price is currently Undervalued.
Does Go Digit General Insurance Limited pay dividends?
Go Digit General Insurance Limited does not currently pay dividends.
What is Go Digit General Insurance Limited’s EPS estimate?
Go Digit General Insurance Limited’s EPS estimate is 1.96.
How many shares outstanding does Go Digit General Insurance Limited have?
Go Digit General Insurance Limited has 924,603,100 shares outstanding.
What happened to Go Digit General Insurance Limited’s price movement after its last earnings report?
Go Digit General Insurance Limited reported an EPS of ₹1.6 in its last earnings report, beating expectations of ₹1.53. Following the earnings report the stock price went down -0.656%.
Which hedge fund is a major shareholder of Go Digit General Insurance Limited?
Currently, no hedge funds are holding shares in IN:GODIGIT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Go Digit General Insurance Limited
Go Digit General Insurance Limited provides various insurance services in India. The company offers motor insurance solutions covering cars, bikes, OD for cars, rickshaw, taxi/cabs, and trucks; health insurance solutions, including health, OPD health insurance, super top-up, Arogya Sanjeevani policy, port health policy, and employee health; business products comprising D&O, erection all risk, contractors all risk, marine cargo, and CPM insurance, as well as workmen compensation; and other products, such as travel, property, home, shop, fire, and office insurance products. It also provides other products comprising child insurance, protection, income, endowment, investment, and ULIP plans, as well as whole life insurance, and money back policy. The company was formerly known as Oben General Insurance Limited and changed its name to Go Digit General Insurance Limited in May 2017. Go Digit General Insurance Limited was incorporated in 2016 and is based in Bengaluru, India. Go Digit General Insurance Limited is a subsidiary of Go Digit Infoworks Services Private Limited.
GODIGIT Stock 12 Month Forecast
Average Price Target
₹395.00
▲(14.01% Upside)
Technical Analysis
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