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Go Digit General Insurance Limited (IN:GODIGIT)
:GODIGIT
GODIGIT Stock Chart & Stats
₹346.45
-₹10.20(-3.36%)
At close: 4:00 PM EST
₹346.45
-₹10.20(-3.36%)
Day’s Range― - ―
52-Week Range₹264.80 - ₹380.70
Previous CloseN/A
Volume902.68K
Average Volume (3M)16.59K
Market Cap
₹309.23B
Enterprise Value₹309.46B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)60.4
Beta0.48
Next Earnings
Jun 16, 2026EPS Estimate
1.53Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.55
Shares Outstanding924,443,700
10 Day Avg. Volume16,985
30 Day Avg. Volume16,588
Financial Highlights & Ratios
PEG Ratio0.50
Price to Book (P/B)5.69
Price to Sales (P/S)2.70
P/FCF Ratio16.56
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Diversified Product Mix & Digital DistributionGo Digit’s multi-line product mix (motor, health, travel, home, commercial) and digital plus partner-led distribution reduce concentration risk and lower distribution costs. This structural model supports scalable customer acquisition, steadier premium flows, and durable competitiveness across cycles.
Strong Operating Cash GenerationReported operating cash flow consistently above net income and robust free cash flow provide persistent internal funding for claims, reinsurance, and strategic investments. Reliable cash generation enhances solvency resilience and funds growth without overreliance on external capital.
Prudent Balance Sheet & Low LeverageA solid equity base and consistently low debt-to-equity signal disciplined capital structure and financial flexibility. This strengthens reserve adequacy, absorbs underwriting shocks, and gives management room to use reinsurance or capital actions to support underwriting growth without threatening solvency.
Bears Say
Rapid Liability Growth Requires MonitoringThe balance sheet note on rapidly rising liabilities could reflect faster reserve build, underwriting growth, or short-term funding of business expansion. If liabilities outpace capital or are driven by adverse reserve development, it can pressure solvency and force capital-raising or pricing adjustments.
Historical Earnings VolatilityEarlier negative EBIT in 2021–2022 points to prior underwriting losses or cost issues. Although margins recovered, this history shows the business can swing materially with loss experience or expense control lapses, implying continued need for disciplined underwriting and pricing to sustain profits.
Variable Investing Cash FlowsNoted fluctuations in investing cash flows indicate uneven capital deployment or portfolio turnover. For an insurer, irregular investment activity complicates asset-liability matching and can introduce earnings and liquidity variability over multi-quarter horizons, raising execution risk for investment strategy.
Go Digit General Insurance Limited News
GODIGIT FAQ
What was Go Digit General Insurance Limited’s price range in the past 12 months?
Go Digit General Insurance Limited lowest stock price was ₹264.80 and its highest was ₹380.70 in the past 12 months.
What is Go Digit General Insurance Limited’s market cap?
Go Digit General Insurance Limited’s market cap is ₹309.23B.
When is Go Digit General Insurance Limited’s upcoming earnings report date?
Go Digit General Insurance Limited’s upcoming earnings report date is Jun 16, 2026 which is in 113 days.
How were Go Digit General Insurance Limited’s earnings last quarter?
Go Digit General Insurance Limited released its earnings results on Jan 28, 2026. The company reported ₹1.55 earnings per share for the quarter, beating the consensus estimate of ₹1.4 by ₹0.15.
Is Go Digit General Insurance Limited overvalued?
According to Wall Street analysts Go Digit General Insurance Limited’s price is currently Overvalued.
Does Go Digit General Insurance Limited pay dividends?
Go Digit General Insurance Limited does not currently pay dividends.
What is Go Digit General Insurance Limited’s EPS estimate?
Go Digit General Insurance Limited’s EPS estimate is 1.53.
How many shares outstanding does Go Digit General Insurance Limited have?
Go Digit General Insurance Limited has 924,443,700 shares outstanding.
What happened to Go Digit General Insurance Limited’s price movement after its last earnings report?
Go Digit General Insurance Limited reported an EPS of ₹1.55 in its last earnings report, beating expectations of ₹1.4. Following the earnings report the stock price went down -0.606%.
Which hedge fund is a major shareholder of Go Digit General Insurance Limited?
Currently, no hedge funds are holding shares in IN:GODIGIT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Go Digit General Insurance Limited
Go Digit General Insurance Limited provides various insurance services in India. The company offers motor insurance solutions, including cars, two wheeler/bike, commercial vehicle, auto rickshaws, taxi/cabs, and trucks insurance; and health insurance solutions, such as health, super top up health, OPD, and corporate health insurance products, as well as arogya sanjeevani and port health policy. It also provides directors and officers liability, erection and contractors all risk, workmen compensation, marine cargo, and CPM insurance products; and other products, such as international travel, property, home, shop, fire, and office insurance. The company was formerly known as Oben General Insurance Limited and changed its name to Go Digit General Insurance Limited in May 2017. Go Digit General Insurance Limited was incorporated in 2016 and is based in Bengaluru, India. Go Digit General Insurance Limited is a subsidiary of Go Digit Infoworks Services Private Limited.
Technical Analysis
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