Want to see IN:POONAWALLA full AI Analyst Report?
POONAWALLA Stock Chart & Stats
₹414.85
₹5.20(1.64%)
At close: 4:00 PM EST
₹414.85
₹5.20(1.64%)
Day’s Range― - ―
52-Week Range₹362.95 - ₹570.40
Previous CloseN/A
Volume8.26M
Average Volume (3M)338.05K
Market Cap
₹407.54B
Enterprise Value₹780.35K
Total Cash (Recent Filing)₹2.94B
Total Debt (Recent Filing)₹484.36B
Price to Earnings (P/E)48.7
Beta1.53
Next Earnings
Oct 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)6.77
Shares Outstanding880,498,700
10 Day Avg. Volume217,284
30 Day Avg. Volume338,053
Financial Highlights & Ratios
PEG Ratio-0.08
Price to Book (P/B)2.82
Price to Sales (P/S)4.36
P/FCF Ratio11.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)15.95
Revenue Forecast (FY)₹64.34B
Bulls Say, Bears Say
Bulls Say
Revenue Growth & Return To ProfitabilitySustained revenue scaling and a return to net profitability in FY2026 indicate the business can generate operating earnings from core lending activities. Over 2–6 months this strengthens internal funding capacity, supports loan book expansion, and improves resilience versus prolonged loss-making periods.
Sharp Deleveraging And Stronger Equity BaseA materially lower leverage position reduces financial risk and interest burden, improving credit flexibility and lowering refinancing risk. This structural de-risking enhances the firm's ability to withstand credit cycles and supports durable access to wholesale funding over coming months.
Positive Operating And Free Cash Flow In FY2026Conversion of profits into cash in FY2026 supports earnings quality and self-funded growth or deleveraging. Reliable cash generation over the medium term sustains lending capacity, reduces dependence on volatile external funding, and gives management strategic flexibility.
Bears Say
Multi-year Earnings And Cash Flow VolatilityRepeated swings between profit and loss and prolonged negative operating cash flow in prior years signal underlying business cyclicality or execution inconsistency. This amplifies forecasting risk, complicates capital planning, and can limit sustainable lending growth or raise funding costs over months ahead.
Inconsistent Return On Equity And Margin VariabilityVolatile ROE and margins imply earnings are sensitive to credit performance, funding mix, or product mix changes. For investors and creditors this reduces predictability of capital returns and suggests limited structural efficiency gains, constraining long-term profitability expansion.
Sharp Balance Sheet Shift Raises Sustainability QuestionsA very rapid deleveraging and equity increase may reflect one-time actions (asset sales, equity raises, or accounting shifts). If not repeatable, funding dynamics and return profiles could revert, risking future leverage needs or growth constraints over the coming months.
Poonawalla Fincorp Limited News
POONAWALLA FAQ
What was Poonawalla Fincorp Limited’s price range in the past 12 months?
Poonawalla Fincorp Limited lowest stock price was ₹362.95 and its highest was ₹570.40 in the past 12 months.
What is Poonawalla Fincorp Limited’s market cap?
Poonawalla Fincorp Limited’s market cap is ₹407.54B.
When is Poonawalla Fincorp Limited’s upcoming earnings report date?
Poonawalla Fincorp Limited’s upcoming earnings report date is Oct 16, 2026 which is in 67 days.
How were Poonawalla Fincorp Limited’s earnings last quarter?
Poonawalla Fincorp Limited released its earnings results on Jul 17, 2026. The company reported ₹3.51 earnings per share for the quarter, beating the consensus estimate of ₹3.3 by ₹0.21.
Is Poonawalla Fincorp Limited overvalued?
According to Wall Street analysts Poonawalla Fincorp Limited’s price is currently Overvalued.
Does Poonawalla Fincorp Limited pay dividends?
Poonawalla Fincorp Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of N/A. See more information on Poonawalla Fincorp Limited dividends here
What is Poonawalla Fincorp Limited’s EPS estimate?
Poonawalla Fincorp Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Poonawalla Fincorp Limited have?
Poonawalla Fincorp Limited has 880,498,700 shares outstanding.
What happened to Poonawalla Fincorp Limited’s price movement after its last earnings report?
Poonawalla Fincorp Limited reported an EPS of ₹3.51 in its last earnings report, beating expectations of ₹3.3. Following the earnings report the stock price went up 1.293%.
Which hedge fund is a major shareholder of Poonawalla Fincorp Limited?
Currently, no hedge funds are holding shares in IN:POONAWALLA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, an Indian non-banking financial institution, specializes in delivering asset-backed financial solutions. The company extends a diverse array of credit products, encompassing personal financing for professionals like chartered accountants, company secretaries, and doctors, as well as salaried and public sector employees. It also provides funding for personal events such as home improvements, weddings, travel, and unexpected medical needs. Furthermore, Poonawalla Fincorp supports enterprises with working capital, MSME, proprietorship, and women-centric business loans. Its portfolio also includes financing for vehicles, medical devices, residential properties, real estate-backed lending, and vehicle leasing programs. Beyond credit, the firm supplies various insurance offerings. Poonawalla Fincorp maintains an extensive operational footprint across 242 branches. Established in 1978, its corporate base is located in Pune, India. Initially incorporated as Magma Fincorp Limited, it rebranded to Poonawalla Fincorp Limited in July 2021. The entity functions as a subsidiary of Rising Sun Holdings Pvt Ltd.
Technical Analysis
Bajaj Finance Limited
―
Cholamandalam Investment and Finance Co. Ltd.
―
Mahindra & Mahindra Financial Services Ltd.
―
Shriram Finance Limited
―
Sundaram Finance Limited
―