Poonawalla Fincorp Limited (IN:POONAWALLA)
:POONAWALLA
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POONAWALLA Stock Chart & Stats
₹414.85
₹5.20(1.64%)
At close: 4:00 PM EST
₹414.85
₹5.20(1.64%)
Day’s Range― - ―
52-Week Range₹362.95 - ₹570.40
Previous CloseN/A
Volume8.26M
Average Volume (3M)338.05K
Market Cap
₹365.20B
Enterprise Value₹835.56B
Total Cash (Recent Filing)₹2.94B
Total Debt (Recent Filing)₹484.36B
Price to Earnings (P/E)29.2
Beta1.39
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)6.77
Shares Outstanding880,316,800
10 Day Avg. Volume217,284
30 Day Avg. Volume338,053
Financial Highlights & Ratios
PEG Ratio-0.08
Price to Book (P/B)2.82
Price to Sales (P/S)4.36
P/FCF Ratio11.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)15.26
Revenue Forecast (FY)₹61.86B
Bulls Say, Bears Say
Bulls Say
Strong Revenue ScalingSustained high revenue growth and a sharp acceleration in FY2026 indicate the company has been able to scale loan originations and distribution. Over 2–6 months this supports higher absolute earnings potential, deeper market penetration in consumer/MSME segments, and a larger base to leverage operating leverage improvements.
Material DeleveragingA dramatic reduction in leverage materially lowers financial risk, interest burden and refinancing needs. This structural balance-sheet repair improves resilience to funding stress and gives management flexibility to pursue organic growth or opportunistic lending, strengthening solvency over the medium term.
Return To Positive Cash FlowConversion of earnings into positive operating and free cash flow signals improved earnings quality and reduces reliance on external funding. Durable cash generation supports internal funding of loans, provisioning buffers and potentially steadier capital allocation decisions over the next several quarters.
Bears Say
Multi-year Volatility In Profits And CashLarge swings in profitability and prolonged negative operating cash flows in prior years mean earnings and cash are not reliably predictable. That structural volatility weakens planning, increases cost of capital, and reduces confidence that recent improvements will persist through economic cycles.
Inconsistent Margins And ProfitabilityModest current margins coupled with historic swings suggest earnings are sensitive to credit costs, pricing and one-time effects. This undermines margin sustainability and implies future profitability could deteriorate if credit stress returns or funding costs rise, limiting durable operating leverage benefits.
Funding And Credit SensitivityAs an NBFC largely reliant on external borrowings, the company’s net interest margin and growth are exposed to market funding conditions and interest-rate shifts. Structural dependence on wholesale funding and sensitivity to credit cycles raise refinancing and margin risk over the medium term.
Poonawalla Fincorp Limited News
POONAWALLA FAQ
What was Poonawalla Fincorp Limited’s price range in the past 12 months?
Poonawalla Fincorp Limited lowest stock price was ₹362.95 and its highest was ₹570.40 in the past 12 months.
What is Poonawalla Fincorp Limited’s market cap?
Poonawalla Fincorp Limited’s market cap is ₹365.20B.
When is Poonawalla Fincorp Limited’s upcoming earnings report date?
Poonawalla Fincorp Limited’s upcoming earnings report date is Jul 29, 2026 which is in 70 days.
How were Poonawalla Fincorp Limited’s earnings last quarter?
Poonawalla Fincorp Limited released its earnings results on May 05, 2026. The company reported ₹3.125 earnings per share for the quarter, beating the consensus estimate of ₹2.4 by ₹0.725.
Is Poonawalla Fincorp Limited overvalued?
According to Wall Street analysts Poonawalla Fincorp Limited’s price is currently Overvalued.
Does Poonawalla Fincorp Limited pay dividends?
Poonawalla Fincorp Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of N/A. See more information on Poonawalla Fincorp Limited dividends here
What is Poonawalla Fincorp Limited’s EPS estimate?
Poonawalla Fincorp Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Poonawalla Fincorp Limited have?
Poonawalla Fincorp Limited has 880,316,800 shares outstanding.
What happened to Poonawalla Fincorp Limited’s price movement after its last earnings report?
Poonawalla Fincorp Limited reported an EPS of ₹3.125 in its last earnings report, beating expectations of ₹2.4. Following the earnings report the stock price went up 0.757%.
Which hedge fund is a major shareholder of Poonawalla Fincorp Limited?
Currently, no hedge funds are holding shares in IN:POONAWALLA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, a non-banking financial company, provides asset finance services in India. It offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, proprietorship, and women; cars, medical equipment, and home loans; loan against property; and auto leasing services. The company also provides insurance products. It operates a network of 242 branches. The company was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. Poonawalla Fincorp Limited was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.
Technical Analysis
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