Poonawalla Fincorp Limited (IN:POONAWALLA)
:POONAWALLA
Want to see IN:POONAWALLA full AI Analyst Report?
POONAWALLA Stock Chart & Stats
₹480.50
₹5.20(1.64%)
At close: 4:00 PM EST
₹480.50
₹5.20(1.64%)
Day’s Range― - ―
52-Week Range₹362.55 - ₹570.40
Previous CloseN/A
Volume8.26M
Average Volume (3M)338.05K
Market Cap
₹369.44B
Enterprise Value₹788.95B
Total Cash (Recent Filing)₹3.06B
Total Debt (Recent Filing)₹427.92B
Price to Earnings (P/E)64.9
Beta1.32
Next Earnings
May 05, 2026EPS Estimate
2.4Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.90
Shares Outstanding880,248,540
10 Day Avg. Volume217,284
30 Day Avg. Volume338,053
Financial Highlights & Ratios
PEG Ratio2.60
Price to Book (P/B)3.31
Price to Sales (P/S)6.76
P/FCF Ratio-2.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)14.77
Revenue Forecast (FY)₹61.97B
Bulls Say, Bears Say
Bulls Say
Business Model: Lending & Fee IncomeThe core lending model—interest income from loans plus fee and treasury/investment income—provides recurring revenue tied to loan volumes and spreads. Over months this diversified revenue mix supports resilience in earnings if origination and spreads remain intact.
Diversified Funding ChannelsAvailability of multiple funding channels (bank borrowings and market instruments) reduces concentration risk and helps manage the cost of funds. Over a 2–6 month horizon, preserved access supports liquidity to fund loan growth and mitigates single-lender dependency.
Operational ScaleA workforce of 2,384 signals meaningful operational scale for origination, underwriting and servicing. Scale enables distribution reach and potential operating leverage as business stabilizes, supporting durable execution versus smaller peers over the medium term.
Bears Say
High LeverageDebt-to-equity consistently above 3 materially elevates financial risk. High leverage constrains strategic flexibility, increases sensitivity to interest-rate and funding shocks, and reduces the firm’s capacity to absorb credit losses without recapitalization or deleveraging.
Weak Cash GenerationThree consecutive years of negative operating and free cash flows indicate operations aren't generating sustainable cash. Reliance on financing inflows to meet cash needs heightens refinancing risk, limits reinvestment capacity, and pressures liquidity under adverse market conditions.
Declining ProfitabilityA 32% year-over-year revenue decline combined with recent negative net income reflects deteriorating profitability and margin pressure. Sustained losses erode shareholder equity, weaken ROE, and impair the company’s ability to rebuild capital or absorb additional credit impairments.
Poonawalla Fincorp Limited News
POONAWALLA FAQ
What was Poonawalla Fincorp Limited’s price range in the past 12 months?
Poonawalla Fincorp Limited lowest stock price was ₹362.55 and its highest was ₹570.40 in the past 12 months.
What is Poonawalla Fincorp Limited’s market cap?
Poonawalla Fincorp Limited’s market cap is ₹369.44B.
When is Poonawalla Fincorp Limited’s upcoming earnings report date?
Poonawalla Fincorp Limited’s upcoming earnings report date is May 05, 2026 which is in 6 days.
How were Poonawalla Fincorp Limited’s earnings last quarter?
Poonawalla Fincorp Limited released its earnings results on Jan 16, 2026. The company reported ₹1.9 earnings per share for the quarter, beating the consensus estimate of ₹1.3 by ₹0.6.
Is Poonawalla Fincorp Limited overvalued?
According to Wall Street analysts Poonawalla Fincorp Limited’s price is currently Overvalued.
Does Poonawalla Fincorp Limited pay dividends?
Poonawalla Fincorp Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of N/A. See more information on Poonawalla Fincorp Limited dividends here
What is Poonawalla Fincorp Limited’s EPS estimate?
Poonawalla Fincorp Limited’s EPS estimate is 2.4.
How many shares outstanding does Poonawalla Fincorp Limited have?
Poonawalla Fincorp Limited has 880,248,540 shares outstanding.
What happened to Poonawalla Fincorp Limited’s price movement after its last earnings report?
Poonawalla Fincorp Limited reported an EPS of ₹1.9 in its last earnings report, beating expectations of ₹1.3. Following the earnings report the stock price went down -1.497%.
Which hedge fund is a major shareholder of Poonawalla Fincorp Limited?
Currently, no hedge funds are holding shares in IN:POONAWALLA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, a non-banking financial company, provides asset finance services in India. It offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, proprietorship, and women; cars, medical equipment, and home loans; loan against property; and auto leasing services. The company also provides insurance products. It operates a network of 242 branches. The company was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. Poonawalla Fincorp Limited was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.
Technical Analysis
Central Bank of India
―
IIFL Finance Limited
―
LIC Housing Finance Ltd
―
Mahindra & Mahindra Financial Services Ltd.
―
Manappuram Finance Limited
―