Poonawalla Fincorp Limited (IN:POONAWALLA)
:POONAWALLA
POONAWALLA Stock Chart & Stats
₹480.50
₹5.20(1.64%)
At close: 4:00 PM EST
₹480.50
₹5.20(1.64%)
Day’s Range― - ―
52-Week Range₹317.70 - ₹570.40
Previous CloseN/A
Volume8.26M
Average Volume (3M)338.05K
Market Cap
₹319.68B
Enterprise Value₹674.46B
Total Cash (Recent Filing)₹1.26B
Total Debt (Recent Filing)₹359.79B
Price to Earnings (P/E)64.9
Beta1.44
Next Earnings
May 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.88
Shares Outstanding812,817,700
10 Day Avg. Volume217,284
30 Day Avg. Volume338,053
Financial Highlights & Ratios
PEG Ratio2.60
Price to Book (P/B)3.31
Price to Sales (P/S)6.76
P/FCF Ratio-2.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)14.82
Revenue Forecast (FY)₹61.97B
Bulls Say, Bears Say
Bulls Say
Lending Business ModelA core NBFC lending model generates interest margin plus fee income and treasury returns. This diversified interest-and-fee revenue mix is structurally durable, providing repeatable cash generation if loan origination and funding access remain intact over the medium term.
Product Mix (retail + Business Loans)Serving both retail and business borrowers reduces concentration risk and supports cross-sell of credit products. A dual loan book can stabilize volumes across cycles, enabling the company to reallocate origination focus and preserve revenue durability as market demand shifts.
Historical Growth IndicatorsStrong historical revenue and EPS growth metrics indicate prior execution capability in scaling lending and improving unit economics. Such track record suggests management can expand earning assets when funding and asset quality conditions normalize, supporting medium-term recovery potential.
Bears Say
Recent Revenue And Profitability DeclineA sharp YoY revenue drop and a current negative net income point to eroding core profitability. For an NBFC, sustained earnings weakness undermines internal capital generation, weakens provisioning capacity, and constrains sustainable loan growth absent external capital infusions.
Very High LeverageDebt-to-equity consistently above 3 creates significant refinancing and interest-rate sensitivity. High leverage reduces financial flexibility, raises funding costs, and amplifies stress during credit cycles, limiting the firm's ability to grow loans or absorb higher credit losses.
Persistent Negative Operating Cash FlowThree years of negative operating and free cash flow mean the business relies on external financing to operate. This structural cash conversion weakness increases liquidity and funding risk, making sustained growth or margin recovery contingent on stable access to markets or new capital.
Poonawalla Fincorp Limited News
POONAWALLA FAQ
What was Poonawalla Fincorp Limited’s price range in the past 12 months?
Poonawalla Fincorp Limited lowest stock price was ₹317.70 and its highest was ₹570.40 in the past 12 months.
What is Poonawalla Fincorp Limited’s market cap?
Poonawalla Fincorp Limited’s market cap is ₹319.68B.
When is Poonawalla Fincorp Limited’s upcoming earnings report date?
Poonawalla Fincorp Limited’s upcoming earnings report date is May 05, 2026 which is in 29 days.
How were Poonawalla Fincorp Limited’s earnings last quarter?
Poonawalla Fincorp Limited released its earnings results on Jan 16, 2026. The company reported ₹1.88 earnings per share for the quarter, beating the consensus estimate of ₹1.3 by ₹0.58.
Is Poonawalla Fincorp Limited overvalued?
According to Wall Street analysts Poonawalla Fincorp Limited’s price is currently Overvalued.
Does Poonawalla Fincorp Limited pay dividends?
Poonawalla Fincorp Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of N/A. See more information on Poonawalla Fincorp Limited dividends here
What is Poonawalla Fincorp Limited’s EPS estimate?
Poonawalla Fincorp Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Poonawalla Fincorp Limited have?
Poonawalla Fincorp Limited has 812,817,700 shares outstanding.
What happened to Poonawalla Fincorp Limited’s price movement after its last earnings report?
Poonawalla Fincorp Limited reported an EPS of ₹1.88 in its last earnings report, beating expectations of ₹1.3. Following the earnings report the stock price went down -1.497%.
Which hedge fund is a major shareholder of Poonawalla Fincorp Limited?
Currently, no hedge funds are holding shares in IN:POONAWALLA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, a non-banking financial company, provides asset finance services in India. It offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, proprietorship, and women; cars, medical equipment, and home loans; loan against property; and auto leasing services. The company also provides insurance products. It operates a network of 242 branches. The company was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. Poonawalla Fincorp Limited was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.
Technical Analysis
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