Sundaram Finance Limited (IN:SUNDARMFIN)
:SUNDARMFIN
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SUNDARMFIN Stock Chart & Stats
₹5250.65
-₹95.65(-2.14%)
At close: 4:00 PM EST
₹5250.65
-₹95.65(-2.14%)
Day’s Range― - ―
52-Week Range₹4,000.00 - ₹5,640.00
Previous CloseN/A
Volume90.95K
Average Volume (3M)2.07K
Market Cap
₹496.84B
Enterprise Value₹89.15B
Total Cash (Recent Filing)₹17.30B
Total Debt (Recent Filing)₹570.03B
Price to Earnings (P/E)17.0
Beta1.18
Next Earnings
Aug 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.71%
Share Statistics
EPS (TTM)178.91
Shares Outstanding111,103,860
10 Day Avg. Volume1,586
30 Day Avg. Volume2,070
Financial Highlights & Ratios
PEG Ratio2.45
Price to Book (P/B)3.24
Price to Sales (P/S)4.91
P/FCF Ratio14.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)192.57
Revenue Forecast (FY)₹46.29B
Bulls Say, Bears Say
Bulls Say
Steady Revenue Growth & Strong MarginsSustained revenue growth and persistently high net margins (~21–25%) indicate durable core profitability from lending operations. This suggests repeatable underwriting economics and pricing power in core products, supporting earnings resilience through normal credit cycles over months to a few years.
Specialized Vehicle/asset Finance FranchiseA long-standing, focused franchise in vehicle and asset finance with branch distribution and group ecosystem creates structural competitive advantage. Deep product and underwriting expertise plus established origination channels improve risk selection and customer retention over time.
Recent Cash Flow ReboundThe 2026 swing to positive operating and free cash flow, with FCF close to net income, signals improvement in cash conversion and funding self-sufficiency. If sustained, this strengthens internal funding for loan growth, provisioning and capital, reducing reliance on external markets.
Bears Say
Elevated LeverageHigh and rising debt-to-equity (~3.4x–4.1x) materially increases sensitivity to funding costs and liquidity squeezes. In tighter markets or rising rates, leverage magnifies stress on margins and solvency, constraining capital flexibility and raising refinancing and regulatory risks over the medium term.
Historically Volatile Cash FlowMulti-year negative operating/FCF followed by a rebound shows cash generation is unstable. Such volatility—common in lending books—can force external funding or equity raises during down cycles, limiting consistent reinvestment and making capital planning and dividend policy less predictable.
Margin Compression & Portfolio ConcentrationEasing peak margins and concentration in vehicle/asset finance expose the firm to competitive pricing pressure and vehicle-cycle swings. Structural dependency on one segment limits diversification, making sustained margin expansion harder without broader product mix or higher-yield lending segments.
Sundaram Finance Limited News
SUNDARMFIN FAQ
What was Sundaram Finance Limited’s price range in the past 12 months?
Sundaram Finance Limited lowest stock price was ₹4000.00 and its highest was ₹5640.00 in the past 12 months.
What is Sundaram Finance Limited’s market cap?
Sundaram Finance Limited’s market cap is ₹496.84B.
When is Sundaram Finance Limited’s upcoming earnings report date?
Sundaram Finance Limited’s upcoming earnings report date is Aug 10, 2026 which is in 54 days.
How were Sundaram Finance Limited’s earnings last quarter?
Sundaram Finance Limited released its earnings results on May 25, 2026. The company reported ₹54.76 earnings per share for the quarter, beating the consensus estimate of ₹54.5 by ₹0.26.
Is Sundaram Finance Limited overvalued?
According to Wall Street analysts Sundaram Finance Limited’s price is currently Overvalued.
Does Sundaram Finance Limited pay dividends?
Sundaram Finance Limited pays a Semiannually dividend of ₹16 which represents an annual dividend yield of 0.71%. See more information on Sundaram Finance Limited dividends here
What is Sundaram Finance Limited’s EPS estimate?
Sundaram Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Sundaram Finance Limited have?
Sundaram Finance Limited has 111,103,860 shares outstanding.
What happened to Sundaram Finance Limited’s price movement after its last earnings report?
Sundaram Finance Limited reported an EPS of ₹54.76 in its last earnings report, beating expectations of ₹54.5. Following the earnings report the stock price went down -2.409%.
Which hedge fund is a major shareholder of Sundaram Finance Limited?
Currently, no hedge funds are holding shares in IN:SUNDARMFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Sundaram Finance Limited
Sundaram Finance Limited is an established Indian financial institution that delivers a wide array of services. It mobilizes capital through various deposit options, including fixed, cumulative, and non-resident Indian schemes. The company offers financing for new and pre-owned automobiles, commercial vehicles, and construction equipment, alongside specialized funding for commercial vehicle fuel, tires, and insurance. Agricultural sector clients can obtain loans for new and used tractors, harvesters, and other farm machinery. For businesses, it provides working capital, enterprise, and machinery term loans, as well as channel finance. Additionally, Sundaram Finance extends housing credit and offers leasing solutions. Beyond direct lending, it serves as a distributor for financial products such as mutual funds and insurance, and supplies information technology and business support services. Its comprehensive wealth management offerings encompass financial planning, asset allocation, portfolio execution, tax management, risk management, and estate planning. The firm also supplies diverse life insurance policies, including child, pension, whole-life, term, and investment plans. Founded in Chennai, India, in 1954, the company operates across India via an extensive network of 618 branches.
Technical Analysis
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