Sundaram Finance Limited (IN:SUNDARMFIN)
:SUNDARMFIN
SUNDARMFIN Stock Chart & Stats
₹5250.65
-₹95.65(-2.14%)
At close: 4:00 PM EST
₹5250.65
-₹95.65(-2.14%)
Day’s Range― - ―
52-Week Range₹4,200.00 - ₹5,640.00
Previous CloseN/A
Volume90.95K
Average Volume (3M)2.07K
Market Cap
₹548.19B
Enterprise Value₹88.62B
Total Cash (Recent Filing)₹17.30B
Total Debt (Recent Filing)₹570.03B
Price to Earnings (P/E)26.9
Beta1.12
Next Earnings
May 22, 2026EPS Estimate
54.5Next Dividend Ex-DateN/A
Dividend Yield0.71%
Share Statistics
EPS (TTM)36.26
Shares Outstanding111,103,860
10 Day Avg. Volume1,586
30 Day Avg. Volume2,070
Financial Highlights & Ratios
PEG Ratio0.86
Price to Book (P/B)3.77
Price to Sales (P/S)5.97
P/FCF Ratio-5.51
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹6,200.00Price Target Upside18.08% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)191.96
Revenue Forecast (FY)₹46.29B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained double-digit revenue growth (16.51% latest year; Fundamentals.RevenueGrowth ~13.9%) signals steady loan origination and demand in core vehicle and asset finance segments. This supports durable earning capacity and market share expansion across economic cycles, aiding medium-term revenue visibility.
High Operating Margins And EfficiencyVery high gross and EBIT margins reflect efficient operations and cost control relative to income generation, typical of secured lending models. Strong margins provide buffer against credit costs and enable reinvestment in distribution, sustaining profitability over several quarters to years.
Asset-backed Lending Business ModelA focused NBFC model centered on secured vehicle and asset finance delivers structural credit protection via collateral and residual-value coverage. The niche market positioning and group ecosystem support durable origination, lower loss severity, and cross-sell opportunities over the medium term.
Bears Say
High LeverageA debt-to-equity ratio near 4x exposes the business to funding stress and interest-rate volatility. Heavy leverage constrains capital flexibility, raises refinancing and regulatory risks, and can amplify earnings volatility during tighter liquidity or rising funding-cost environments over months to years.
Negative Operating And Free Cash FlowsPersistent negative operating and free cash flows signal liquidity strain and dependence on external wholesale funding. This weakens the company's ability to self-fund growth, absorb higher credit costs, or build buffers, increasing vulnerability to funding disruptions over the medium term.
Pressure On Net Profit MarginA declining net profit margin indicates rising credit costs, funding expenses or mix shifts that compress returns. Margin erosion reduces retained earnings and capital accumulation, limiting capacity to expand prudently and heightening sensitivity to cyclical downturns over the next several quarters.
Sundaram Finance Limited News
SUNDARMFIN FAQ
What was Sundaram Finance Limited’s price range in the past 12 months?
Sundaram Finance Limited lowest stock price was ₹4200.00 and its highest was ₹5640.00 in the past 12 months.
What is Sundaram Finance Limited’s market cap?
Sundaram Finance Limited’s market cap is ₹548.19B.
When is Sundaram Finance Limited’s upcoming earnings report date?
Sundaram Finance Limited’s upcoming earnings report date is May 22, 2026 which is in 39 days.
How were Sundaram Finance Limited’s earnings last quarter?
Sundaram Finance Limited released its earnings results on Feb 02, 2026. The company reported ₹36.26 earnings per share for the quarter, missing the consensus estimate of ₹36.8 by -₹0.54.
Is Sundaram Finance Limited overvalued?
According to Wall Street analysts Sundaram Finance Limited’s price is currently Undervalued.
Does Sundaram Finance Limited pay dividends?
Sundaram Finance Limited pays a Semiannually dividend of ₹21 which represents an annual dividend yield of 0.71%. See more information on Sundaram Finance Limited dividends here
What is Sundaram Finance Limited’s EPS estimate?
Sundaram Finance Limited’s EPS estimate is 54.5.
How many shares outstanding does Sundaram Finance Limited have?
Sundaram Finance Limited has 111,103,860 shares outstanding.
What happened to Sundaram Finance Limited’s price movement after its last earnings report?
Sundaram Finance Limited reported an EPS of ₹36.26 in its last earnings report, missing expectations of ₹36.8. Following the earnings report the stock price went up 1.359%.
Which hedge fund is a major shareholder of Sundaram Finance Limited?
Currently, no hedge funds are holding shares in IN:SUNDARMFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Sundaram Finance Limited
Sundaram Finance Limited provides a range of financial services in India. It accepts fixed, cumulative, and NRI deposits. The company also offers finance for new and used cars, new and used commercial vehicles, and new and used construction equipment; diesel finance for commercial vehicle operators and companies; tire and insurance finance; finance for new/used tractors, harvesters, and farm implements; working capital, enterprise business, and machinery term loans, as well as channel finance; housing finance; and leasing services. In addition, it distributes a range of financial products, such as mutual funds, insurance, etc.; and provides information technology, and business processing and support services. Further, the company offers a suite of investment management services, which include financial planning, asset allocation and execution, portfolio management, tax management, risk management, and estate management; and life insurance products comprising child, pension, whole-life, term, and investment plans. It operates through a network of 618 branches. The company was incorporated in 1954 and is based in Chennai, India.
SUNDARMFIN Stock 12 Month Forecast
Average Price Target
₹6,200.00
â–²(18.08% Upside)
Technical Analysis
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