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Sundaram Finance Limited (IN:SUNDARMFIN)
:SUNDARMFIN
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Sundaram Finance Limited
(SUNDARMFIN)
Rating:55Neutral
Price Target:
₹5,057.00
▼(-4.01% Downside)
Sundaram Finance Limited (SUNDARMFIN) vs. iShares MSCI India ETF (INDA)
Market Cap
₹585.33B
Dividend Yield0.66%
Average Volume (3M)2.41K
Price to Earnings (P/E)30.2
Beta (1Y)1.11
Revenue Growth17.12%
EPS Growth28.35%
CountryIN
Employees5,059
SectorFinancial
Sector Strength72
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)38.59
Shares Outstanding111,103,860
10 Day Avg. Volume1,998
30 Day Avg. Volume2,413
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹5,057.00Price Target Upside-4.01% Downside
Rating ConsensusHold
Number of Analyst Covering1
Sundaram Finance Limited Business Overview & Revenue Model
Company DescriptionSundaram Finance Limited (SUNDARMFIN) is a leading financial services company based in India, primarily engaged in the business of providing a wide array of financial solutions. Established in 1954, the company operates in various sectors, including vehicle finance, commercial vehicle loans, and insurance services. It also has a presence in mutual funds and asset management, catering to both retail and corporate clients with a focus on delivering innovative financial products and services to meet diverse customer needs.
How the Company Makes MoneySundaram Finance generates revenue through multiple key streams, primarily from interest income on loans and financing activities. The company provides financing for new and used vehicles, which constitutes a significant portion of its income. Additionally, it earns revenue from its insurance segment through premium collections and investment income from the funds it manages. Sundaram Finance also engages in asset management and mutual fund operations, earning fees from managing investments for clients. Strategic partnerships with automobile manufacturers and dealerships enhance its distribution capabilities and customer reach, further supporting its revenue generation. The company's diverse portfolio and strong market presence contribute to its overall financial performance.
Sundaram Finance Limited Financial Statement Overview
Summary
Income Statement
Balance Sheet
Cash Flow
| Breakdown | Dec 2025 | Dec 2023 | Dec 2023 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 84.56B | 29.99B | 36.30B | 27.70B | 25.32B |
| Gross Profit | 75.01B | 23.42B | 36.28B | 21.43B | 18.92B |
| EBITDA | 26.70B | 0.00 | 51.91B | 0.00 | 0.00 |
| Net Income | 18.79B | 13.28B | 14.36B | 11.73B | 11.65B |
Balance Sheet | |||||
| Total Assets | 753.37B | 560.66B | 642.76B | 481.54B | 465.93B |
| Cash, Cash Equivalents and Short-Term Investments | 11.47B | 4.21B | 15.03B | 2.06B | 2.12B |
| Total Debt | 524.06B | 358.81B | 443.52B | 302.07B | 305.30B |
| Total Liabilities | 621.40B | 434.27B | 531.98B | 370.65B | 371.42B |
| Stockholders Equity | 131.97B | 99.10B | 110.78B | 87.95B | 77.30B |
Cash Flow | |||||
| Free Cash Flow | -90.31B | -65.30B | -85.69B | 15.86B | 4.35B |
| Operating Cash Flow | -89.85B | -65.04B | -84.86B | 18.62B | 4.50B |
| Investing Cash Flow | 9.31B | 6.68B | 889.00M | -16.78B | -2.43B |
| Financing Cash Flow | 78.21B | 58.90B | 87.54B | -2.00B | -1.22B |
Sundaram Finance Limited Technical Analysis
Positive
5268.35
Price Trends
4912.36
Positive
4964.84
Positive
4705.18
Positive
Market Momentum
33.95
Negative
66.41
Neutral
95.78
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SUNDARMFIN, the sentiment is Positive. The current price of 5268.35 is above the 20-day moving average (MA) of 4737.16, above the 50-day MA of 4912.36, and above the 200-day MA of 4705.18, indicating a bullish trend. The MACD of 33.95 indicates Negative momentum. The RSI at 66.41 is Neutral, neither overbought nor oversold. The STOCH value of 95.78 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:SUNDARMFIN.
Sundaram Finance Limited Peers Comparison
Overall Rating
UnderperformOutperform
Sector (58)
Financial Indicators
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | ₹557.48B | 20.01 | 0.54% | 11.16% | -1.15% | ||
65 Neutral | ₹565.26B | 208.67 | ― | -3.50% | -28.99% | ||
58 Neutral | HK$112.88B | 7.17 | -4.87% | 3.89% | 9.40% | -47.42% | |
55 Neutral | ₹585.33B | 30.24 | 0.66% | 17.12% | 28.35% | ||
46 Neutral | ₹317.94B | 5.78 | 1.77% | 4.57% | 15.87% | ||
46 Neutral | ₹145.71B | 44.44 | ― | -4.18% | 109.86% |
* Financial Sector Average
Performance Comparison
IN:SUNDARMFIN
Sundaram Finance Limited
5,268.35
942.26
21.78%
IN:IFCI
IFCI Limited
54.08
-17.59
-24.54%
IN:LICHSGFIN
LIC Housing Finance Ltd
563.30
-90.78
-13.88%
IN:MFSL
Max Financial Services Limited
1,637.90
565.10
52.68%
IN:MOTILALOFS
Motilal Oswal Financial Services Limited
929.90
175.69
23.29%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.