Motilal Oswal Financial Services Limited (MOTILALOFS) AI Stock Analysis

• Market Cap: ₹524.91B
• Dividend Yield: 0.57%
• Average Volume (3M): 67.83K
• Price to Earnings (P/E): 18.8
• Beta (1Y): 1.38
• Revenue Growth: 11.16%
• EPS Growth: -1.15%
• Country: IN
• Employees: 13,000
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 19.38
• Shares Outstanding: 600,409,850
• 10 Day Avg. Volume: 48,189
• 30 Day Avg. Volume: 67,831
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹1,057.00
• Price Target Upside: 20.90% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 76 Outperform
• Price Target: ₹1,051.00 ▲(20.22% Upside)

Motilal Oswal Financial Services is fundamentally strong with robust financial performance, highlighted by consistent profitability and operational efficiency. The technical analysis supports a positive trend, though caution is advised due to potential overbought conditions. Valuation metrics suggest the stock is fairly priced, with limited dividend yield.

Motilal Oswal Financial Services Limited Business Overview & Revenue Model

Company Description

Motilal Oswal Financial Services Limited (MOTILALOFS) is a diversified financial services company based in India. It operates in various sectors including asset management, wealth management, retail and institutional broking, private equity, investment banking, and home finance. The company is renowned for its research-based approach and offers a wide range of financial products and services designed to meet the investment needs of individual and institutional clients.

How the Company Makes Money

Motilal Oswal Financial Services Limited generates revenue through multiple streams. Its primary revenue sources include brokerage fees from retail and institutional broking, management fees from its asset management and wealth management services, and interest income from its home finance operations. The company's investment banking division contributes through advisory fees for mergers and acquisitions, equity capital markets, and debt capital markets transactions. Additionally, Motilal Oswal's private equity arm generates income from management fees and profit-sharing on investments. The firm's commitments to research and a strong distribution network help sustain its diverse income streams.

Motilal Oswal Financial Services Limited Financial Statement Overview

Summary

Motilal Oswal Financial Services exhibits strong financial health with robust revenue and profit growth, effective cost management, and solid operational efficiency. The balance sheet is stable with a moderate debt-to-equity ratio, and the cash flow position is improving despite some historical volatility.

Income Statement

Motilal Oswal Financial Services has demonstrated robust revenue and profit growth over the years. The Gross Profit Margin and Net Profit Margin have remained strong, indicating effective cost management. The company achieved a high EBIT and EBITDA margin, suggesting strong operational efficiency.

Balance Sheet

The company's balance sheet shows a moderate debt-to-equity ratio, which is typical for financial firms but worth monitoring. Return on Equity is impressive, reflecting efficient use of shareholder funds. A solid Equity Ratio indicates a stable financial structure.

Cash Flow

The cash flow position has seen improvements, with positive free cash flow growth in the latest year, although historical volatility in operating cash flow should be noted. The Operating Cash Flow to Net Income ratio highlights adequate cash generation relative to earnings.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	70.00B	70.00B	60.69B	38.19B	36.68B	31.34B
Gross Profit	46.11B	39.29B	37.03B	20.92B	19.53B	15.18B
EBITDA	39.91B	46.23B	40.91B	18.94B	21.31B	20.29B
Net Income	25.02B	25.02B	24.41B	9.32B	13.10B	12.60B
Balance Sheet
Total Assets	339.87B	339.87B	318.29B	230.10B	169.23B	141.17B
Cash, Cash Equivalents and Short-Term Investments	104.98B	104.98B	127.51B	88.37B	39.79B	24.42B
Total Debt	147.32B	147.32B	137.46B	102.76B	61.52B	56.93B
Total Liabilities	228.56B	228.56B	230.60B	167.27B	112.23B	96.29B
Stockholders Equity	110.79B	110.79B	87.32B	62.52B	56.74B	44.61B
Cash Flow
Free Cash Flow	0.00	9.30B	-5.00B	-32.25B	9.56B	8.65B
Operating Cash Flow	0.00	12.15B	-3.50B	-30.58B	10.11B	9.29B
Investing Cash Flow	0.00	-10.77B	-2.47B	-2.87B	-4.47B	-2.76B
Financing Cash Flow	0.00	7.45B	33.06B	37.84B	2.82B	8.61B

Motilal Oswal Financial Services Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 874.25
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:MOTILALOFS, the sentiment is Neutral. The current price of 874.25 is below the 20-day moving average (MA) of 911.13, below the 50-day MA of 912.73, and above the 200-day MA of 798.81, indicating a neutral trend. The MACD of -10.55 indicates Positive momentum. The RSI at 42.06 is Neutral, neither overbought nor oversold. The STOCH value of 22.48 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:MOTILALOFS.

Motilal Oswal Financial Services Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MOTILALOFS	76 Outperform	₹524.91B	18.81		0.57%	11.16%	-1.15%
UTIAMC	75 Outperform	₹169.48B	23.65		1.97%	3.62%	-9.49%
ANANDRATHI	73 Outperform	₹244.38B	76.27		0.35%	24.49%	31.45%
ABSLAMC	73 Outperform	₹239.02B	24.57		2.90%	19.42%	16.76%
NAM.INDIA	73 Outperform	₹507.77B	37.48		2.25%	19.78%	11.11%
Sector *	68 Neutral	$17.80B	11.87	10.23%	3.74%	9.69%	1.18%
CDSL	63 Neutral	₹318.39B	64.35		0.82%	18.35%	3.14%

Motilal Oswal Financial Services Limited Corporate Events

Motilal Oswal Financial Services Schedules 20th AGM via Video Conferencing

Motilal Oswal Financial Services Limited announced the scheduling of its 20th Annual General Meeting (AGM) on July 15, 2025, to be conducted via video conferencing. The company has distributed the Annual Report for the financial year 2024-25 along with the AGM notice to its members, and has published related advertisements in newspapers, ensuring compliance with regulatory requirements.