Motilal Oswal Financial Services Limited (MOTILALOFS) AI Stock Analysis

• Market Cap: ₹456.24B
• Dividend Yield: 0.57%
• Average Volume (3M): 75.94K
• Price to Earnings (P/E): 22.7
• Beta (1Y): 1.66
• Revenue Growth: -14.24%
• EPS Growth: -40.53%
• Country: IN
• Employees: 13,000
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 9.42
• Shares Outstanding: 601,860,050
• 10 Day Avg. Volume: 44,169
• 30 Day Avg. Volume: 75,943
• PEG Ratio: 8.77
• Price to Book (P/B): 3.22
• Price to Sales (P/S): 5.55
• P/FCF Ratio: 38.40
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 49.49
• Revenue Forecast (FY): ₹109.04B

• Rating: 65 Neutral
• Price Target: ₹680.00 ▼(-21.47% Downside)
• Action: Downgraded Date: 01/29/26
• Date: Action: Downgraded 01/29/26

The score is supported by strong underlying financial performance (profitability, margins, and ROE). This is offset by weak technical conditions with the price below key moving averages and a negative MACD. Valuation is moderate with a low dividend yield, offering limited support.

Positive Factors

High Profitability

Consistently high gross and EBIT/EBITDA margins indicate durable operating efficiency across business lines. Strong net margins support internal reinvestment, fee generation and resilience to moderate revenue shocks, underpinning sustainable cash generation over months.

Negative Factors

Revenue & EPS Decline

Material year-over-year declines in revenue and EPS signal weakening top-line activity or margin pressure. If persistent, lower revenues reduce fee pools, constrain reinvestment and raise the bar for recovery, increasing execution risk over the coming quarters.

Motilal Oswal Financial Services Limited Business Overview & Revenue Model

Company Description

Motilal Oswal Financial Services Limited offers financial services in India. It operates through Broking and Other Related Activities, Fund Based Activities, Asset Management and Advisory, Investment Banking Services, and Home Finance segments. Th...

Read more

Motilal Oswal Financial Services Limited offers financial services in India. It operates through Broking and Other Related Activities, Fund Based Activities, Asset Management and Advisory, Investment Banking Services, and Home Finance segments. Th...

How the Company Makes Money

MOFSL generates revenue primarily by distributing and monetizing a portfolio of financial services across investing, advisory, and asset/wealth activities. Key revenue streams typically include: (1) Broking and trading-related income: brokerage/co...

Read more

MOFSL generates revenue primarily by distributing and monetizing a portfolio of financial services across investing, advisory, and asset/wealth activities. Key revenue streams typically include: (1) Broking and trading-related income: brokerage/co...

Motilal Oswal Financial Services Limited Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	63.26B	64.42B	51.74B	38.19B	36.68B	27.02B
Gross Profit	35.06B	35.26B	27.92B	20.33B	19.53B	14.57B
EBITDA	36.37B	45.78B	41.15B	18.63B	21.16B	19.16B
Net Income	20.24B	25.02B	24.41B	9.32B	13.10B	12.60B
Balance Sheet
Total Assets	356.27B	339.87B	318.29B	230.10B	169.23B	141.17B
Cash, Cash Equivalents and Short-Term Investments	78.32B	104.98B	127.51B	88.37B	39.79B	24.42B
Total Debt	156.54B	147.32B	138.87B	102.76B	61.52B	56.93B
Total Liabilities	226.94B	228.56B	230.60B	167.27B	112.23B	96.29B
Stockholders Equity	128.71B	110.79B	87.32B	62.52B	56.74B	44.61B
Cash Flow
Free Cash Flow	-23.76B	9.30B	-5.00B	-32.25B	9.56B	8.65B
Operating Cash Flow	-23.45B	12.15B	-3.50B	-30.58B	10.11B	9.29B
Investing Cash Flow	-10.34B	-10.77B	-2.47B	-2.87B	-4.47B	-2.73B
Financing Cash Flow	7.83B	7.45B	33.06B	37.84B	2.82B	8.61B

Motilal Oswal Financial Services Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 865.95
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:MOTILALOFS, the sentiment is Neutral. The current price of 865.95 is above the 20-day moving average (MA) of 682.84, above the 50-day MA of 730.20, and above the 200-day MA of 863.83, indicating a neutral trend. The MACD of -7.89 indicates Negative momentum. The RSI at 60.08 is Neutral, neither overbought nor oversold. The STOCH value of 92.57 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:MOTILALOFS.

Motilal Oswal Financial Services Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ABSLAMC	80 Outperform	₹280.91B	21.57	―	3.09%	10.40%	8.23%
NAM.INDIA	76 Outperform	₹576.67B	34.69	―	2.14%	9.15%	0.43%
ANANDRATHI	74 Outperform	₹282.09B	64.47	―	0.43%	22.46%	30.82%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
MOTILALOFS	65 Neutral	₹456.24B	22.71	―	0.57%	-14.24%	-40.53%
CDSL	65 Neutral	₹269.07B	56.57	―	0.82%	3.63%	-11.24%
UTIAMC	65 Neutral	₹124.01B	29.94	―	2.30%	-9.65%	-30.52%

Motilal Oswal Financial Services Limited Corporate Events